4.8
4.8146 star

Total 50,058 Ratings

What is YNAB? Description of YNAB

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated


  1. YNAB App User Reviews
  2. YNAB Pros
  3. YNAB Cons
  4. Is YNAB legit?
  5. Should I download YNAB?
  6. YNAB Screenshots
  7. Product details of YNAB

YNAB App User Reviews

What do you think about YNAB app? Ask the appsupports.co community a question about YNAB!

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YNAB Pros

Game ChangerI read the book My Total Money Makeover which was beyond excellent and then found this app and it was the perfect partner to the books philosophy. Within a month I’d completely turned my finances around and now four years later I’m saving like i never thought i would. As an artist this has completely revolutionised my art practice as no longer have stressed caused by money. I know what i have and what it’s all for. Money serves me I don’t serve money. I used to think that was the case but in truth what I had was a “I don’t care about money, I’m in denial about its control over me” situation. Not caring about money is a failure regardless of how much or little you have..Steven.BarnardVersion: 2.1

No longer for me since they scrapped ClassicIts a good app but since they changed the functionality from the Classic version and you can no longer take a longer term view of budgeting needs, I have regrettably had to ditch it. Classic did everything I needed but the new budgeting goals are too limited, unhelpful and don’t meet my needs. Having used Classic for many years, it’s a shame that they have to lose customers by sticking to such a rigid methodology..RichakatVersion: 2.9.3

✓   YNAB Positive Reviews

YNAB Cons

YNAB got greedyI've used YNAB for years, first on the old desktop version and then on my iPad and iphone using the apps. Just gone to check my annual renewal price, which was supposed to be "fixed for life" when I upgraded from the old desktop version, only to find its no longer fixed for life and now twice the price! With no warning! I'm glad I checked or I'd have been seriously out of pocket. How can a company who claim to be all about saving money and using your money sensibly justify a 100% fee increase? They can't. This is nothing but greed..PiercedMrsPVersion: 22.14

No fortnightly pay or payment provisionsUseless as a budgeting tool for some with it’s inability to handle fortnightly pay or payments. Deleted after an hour..RelentlessRobVersion: 3.1

✗   YNAB Negative Reviews


Is YNAB legit?

Yes. YNAB is 100% legit to us. This conclusion was arrived at by running over 50,058 YNAB user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for YNAB is 95.3/100.


Is YNAB safe?

Yes. YNAB is quiet safe to use. This is based on our NLP analysis of over 50,058 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for YNAB is 95.8/100.


Should I download YNAB?

There have been no security reports that makes YNAB a dangerous app to use on your smartphone right now.


YNAB Screenshots

  • ynab iphone screenshot 1
  • ynab iphone screenshot 2
  • ynab iphone screenshot 3
  • ynab iphone screenshot 4

Product details of YNAB

App Name:
YNAB
App Version:
24.6.1
Developer:
You Need A Budget LLC
Legitimacy Score:
95.3/100
Safety Score:
95.8/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
122.87 MB
Price:
Free
Bundle Id:
com.youneedabudget.evergreen.YNAB-Evergreen
Relase Date:
20 October 2015, Tuesday
Last Update:
17 April 2024, Wednesday - 10:22
Compatibility:
IOS 16.0 or later

YNAB 24.6.1 Update Note
✱ Version History

What’s new in iOS 24.6.1 This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to en....

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iPhone Voice Mail Notification Management Guide

Setting up voicemail on an iPhone is easy. You can set up a voicemail box with retrieval options, email notifications, custom greetings, and lots more options. Not only this, but playing, sharing, and deleting a voicemail message is also simpler on iPhone. In this article, you will learn how to mana...

How do I complain to Apple about an app?

How do I complain to Apple about an app?

If you have experienced a problem with an app on your Apple device, you may want to complain to Apple about it. Complaining to the app’s developer is often the first step, but if that doesn’t resolve the issue, you can also file a complaint with Apple. Here’s how to do it: In some ...