What is Albert: Banking on you? Description of Albert: Banking on you 3511 chars
WE’RE BANKING ON YOU
At Albert, we want you to win. So we built a better banking, saving, investing, and budgeting solution — with a Genius team of money experts to guide you. And an Albert debit card that gives you cash back. Set up direct deposit and your paycheck becomes available up to 2 days earlier. Then save, manage, and invest it in the app.
Albert is not a bank. See disclosures below for details.
EVERYONE NEEDS A GENIUS IN THEIR LIFE
Our Genius team of real human experts are here to answer everything, from the toughest to the simplest to the most embarrassing questions. That means budgeting, credit cards, student loans — even buying a home. More than 10 million people trust us.
GET UP TO $250
Albert can spot you up to $250 from your next paycheck. No late fees, no interest, no credit check. No mandatory repayment timeframe. Repay us when you get paid or when you can afford it. Download the app to see what you qualify for. Details below:
• No interest: no interest charged ever.
• Repayment period: no mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it.
• Total processing fees: for up to $250 advance, total processing fees are either (i) $0 per advance when you advance to your Albert debit card with direct deposit; or (ii) $0 per advance via ACH; or (iii) $3.99 per advance to your Albert debit card without direct deposit; or (iv)$6.99 per advance to a non-Albert debit card. Tips are optional and aren’t used to determine any advance limits.
Albert tracks your income and spending to find dollars you can save, automatically. Plus get cash bonuses just for saving. If you need the money you’ve set aside, withdraw it any time.
Invest your money with Genius. Buy stocks and themed ETFs like companies supporting a sustainable world. Plus, let Genius create your custom portfolio built for your financial goals. Start with just $1.
• Albert uses cutting-edge security technology to protect your sensitive information.
• Albert Cash and Albert Savings accounts are FDIC-insured. Should the member bank holding your balance fail, you'll be insured for up to $250,000 of your money in the account.
• Albert Securities is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Cash withdrawal fees apply to ATM withdrawals.
Bonus and cash back programs subject to terms. Early access to direct deposit funds may vary depending on the payer’s deposit timing. See app for details.
Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC. View important disclosures at albrt.co/disclosures
Albert: Banking on you App User Reviews
What do you think about Albert: Banking on you app? Ask the appsupports.co community a question about Albert: Banking on you!
Please wait! Facebook Albert: Banking on you app comments loading...
Albert: Banking on you Pros
✓ Money Saved goes UnnoticedSo far, I think I like this app. I got kinda nervous when money is deducted from my account without my knowledge as I don’t want to overdraft my account; however, I’m trusting Albert to be sure not to cause an overdraft. Small amounts like $20 and below get deducted about three days a week. I have had this app hooked to my acct for a week and I have already managed to save a little over $100 so I am excited to see what that number will be a year from now or two years from now. I think that Albert should allow a user to pause savings goals so that pulling from the account doesn’t cause an overdraft since I use bill pay (checks) to pay my bills. I haven’t really explored some of the other features yet as I’m more concerned with saving right now and then I will dive into investing in the future. So far. So good. I’m still a little nervous; however, I have only been using the app for a week and a half. I’ll write another review once I gain more experience with the app!.Version: 6.0.7
✓ Surviving the American DreamAlbert and I were discussing the good old days and I the more aged of the group was reliving the days of the Boston Tea Party and the day the shot heard around the world occurred. The days we first were fantasizing about living lives where even we common folk could raise our families free of oppression and the tyranny of a government whose only focus was to make the privileged and wealthy more so. A country where one could bring life to a dream and pursue it in a land of liberty that was dedicated to the proposition that all people are created equal. Reflecting on these beloved seemingly fading memories I was inspired by Albert’s wisdom of such matters and the way I could again refocus those pursuits with his help and insights so I shook his hand and have allowed Albert to navigate me towards safer shores and calmer waters and have yet found the need to look back. I sail now in confidence knowing that I have the GENIUS of Albert to help guide me back towards that dream I thought had been too far lost to ever again find. Jump on matey there’s plenty enough room even for us common folk. Albert knows the way. Thank you.Version: 7.3.3✓ Albert: Banking on you Positive Reviews
Albert: Banking on you Cons
✗ Live and you learnI have never written a review in my life. But I wanted to start here so people would understand what they are getting themselves into. This app is easy to navigate. It looks nice and it helps with analyzing what you do with your money and how to better spend your money. But I have an ongoing issue with my account. I thought the “savings goal” was a goal that I wanted to set and try to reach. But instead, it will take out that much out of your account every month. I misread and that was my fault. But the money they took out of my account caused me to collect an over draft fee and become over $190 negative. This is an emergent issue because I now have no money for my essential needs. I started talking to these people as soon as they opened. It is now an hour and a half before they close and I have not had any help. I’ve emailed and texted them multiple times and I have had no reply. The website says for emergent issues to text them for faster responses. I am not going on hour 4 of my last response and I am texting them begging them to answer me for help. I am just disappointed in myself that I am once again putting myself in a situation where I am trusting a place with my financial information and it turns out to hurt me even more.Version: 5.1
✗ Where’s my money?I was introduced to the app by a friend and loved the concept of it! My initial issue was that I gave them ALL of my banking information (which obviously I do not take lightly), but then the app failed to do it job in tracking my previous expenses, such as bills, and delegating a good amount for me to save. I had just paid most of my bills within a week and a half of beginning to use the app, but the app failed to notice my bill paying expenses (like upcoming rent). Soooo, the Albert app took a LARGE sum of (extra) money out of my account into one of my savings goals and left me with virtually nothing for living or upcoming bills because it failed to recognize any of my past bills. Also, this app does not offer a way to input bill expenses manually which may have solved this problem from the very beginning. I was very upset with this, so naturally I wanted my money back in my checking account, and I cancelled my Albert account. Welp, I’ve been waiting over a week to get my money fully “processed” into the app so that I can then “process” the withdrawal. (Both processes the app says would only take 2-3 business days). Any who, maybe I just have bad luck, but if you value your money don’t give this app access to your account. I’m still waiting to get my money back nearly 2 weeks after canceling. Anytime I try to contact some kind of support I get the same unhelpful response verbatim..Version: 3.6.6✗ Albert: Banking on you Negative Reviews
Is Albert: Banking on you legit?
✅ Yes. Albert: Banking on you is 100% legit to us. This conclusion was arrived at by running over 131,366 Albert: Banking on you user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Albert: Banking on you is 91.7/100.
Is Albert: Banking on you safe?
✅ Yes. Albert: Banking on you is quiet safe to use. This is based on our NLP analysis of over 131,366 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.6/5. AppSupports Safety Score for Albert: Banking on you is 92.2/100.
Should I download Albert: Banking on you?
✅ There have been no security reports that makes Albert: Banking on you a dangerous app to use on your smartphone right now.
Albert: Banking on you Screenshots
Product details of Albert: Banking on you
- App Name:
- Albert: Banking on you
- Albert Corporation
- Legitimacy Score:
- Safety Score:
- Content Rating:
- 4+ Contains no objectionable material!
- App Size:
- 177.20 MB
- Bundle Id:
- Relase Date:
- 02 June 2016, Thursday
- Last Update:
- 19 December 2022, Monday - 18:04
- IOS 13.0 or later
We've refreshed the look of our app and updated the Genius tab to make it even easier to get advice from our team of finance experts. Plus, we've pushed a handful of fresh tweaks to enhance your experience. Enjoy!.