Albert: Budgeting and Banking App SupportAlbert Corporation

Albert: Budgeting And Banking App Support

4.55984 star

Total 170,910 Ratings

What is Albert: Budgeting and Banking? Description of Albert: Budgeting and Banking

Save and spend smarter when you manage your money with Albert. Manage your budget and spending across multiple accounts, track subscriptions, get smart alerts to save more and spend less, save and invest automatically, get up to $250 in overdraft coverage, monitor your identity and credit score, and finance experts.

Albert is not a bank. See disclosures below.

• Manage your monthly budget
• Personalized spending insights
• Track bills and subscriptions
• See all your accounts in one place

• Overdraft up to $250
• Get paid up to 2 days early with direct deposit
• Earn cash back rewards

• Automatic saving
• Create and track goals
• Earn cash bonuses

• Invest automatically
• Buy stocks and ETFs
• Managed portfolios

• Identity protection
• Credit score monitoring
• Real-time alerts

Banking services provided by Sutton Bank, Member FDIC. Savings with Genius and Albert Savings accounts (together, “Savings”) are held for your benefit at Coastal Community Bank, and Wells Fargo, N.A., Members FDIC, respectively (together with Sutton Bank, the “Deposit Banks”). The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash and Savings are held in pooled accounts at their respective Deposit Banks and each are FDIC-insured up to $250,000 on a pass-through basis. Your FDIC insurance for each such account is subject to Albert maintaining accurate records, a positive determination by the FDIC as receiver if a Deposit Bank should fail, and with respect to each Deposit Bank the aggregation of all of your deposits held at that Deposit Bank. Albert Investing accounts are not FDIC insured or bank guaranteed and involve the risk of loss.

The Albert Subscription costs up to $14.99 per month. Try it for 30 days before you're charged. The Albert Subscription fee will auto-renew until canceled or your Albert account is closed. Cancel any time in the app. The Albert Subscription does not include all Albert features. See Terms for more details.

Genius, which includes Albert Cash, Savings with Genius, and all features offered by the Albert Subscription, has a maintenance fee that costs $14.99/month when billed monthly, or $149.88 annually if available. You’ll be charged 30 days after signing up. Deactivate Genius or close your Albert account any time in the app.

With Instant overdraft coverage eligible members can overdraw their Albert Cash account for debit card purchases, ATM withdrawals, and transfers. Limits start at $25, are reevaluated on an ongoing basis, and are subject to eligibility requirements based on your linked bank account activity, and other factors. Fast transfer, ATM and other fees may apply.

Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at

Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.

  1. Albert: Budgeting and Banking App User Reviews
  2. Albert: Budgeting and Banking Pros
  3. Albert: Budgeting and Banking Cons
  4. Is Albert: Budgeting and Banking legit?
  5. Should I download Albert: Budgeting and Banking?
  6. Albert: Budgeting and Banking Screenshots
  7. Product details of Albert: Budgeting and Banking

Albert: Budgeting and Banking App User Reviews

What do you think about Albert: Budgeting and Banking app? Ask the community a question about Albert: Budgeting and Banking!

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Albert: Budgeting and Banking Pros

It’s geniusThis has been the app that’s helped me to actually save, to actually budget, to actually move me forward in the financial direction I want to go. It helps me because I can track everything and see what I’m spending and where I can save. That was my problem before—I had no idea how much money I was actually spending and I couldn’t get a grasp on really saving money without touching it. Albert has helped me save because I can literally put away money in a savings account inside the app. I don’t touch it once it’s in there. That’s my favorite thing about this app and the reason why I bought it: I can save inside the app. That makes all the difference to me. It keeps me from using that money. It even gives lots of options to automatically save from your bank account so it’s doing the work for you! I also really love that I can text Albert at any time (during their hours) about ANY financial questions I have, and they will give me resources. That’s pretty special! I haven’t seen that anywhere else. Long story short: it’s very helpful, it does the work of saving money for you, and it’s genius! :).Hails_mickailsVersion: 5.7.8

Borderline scams! SHOULD BE ILLEGAL!If I could leave a negative rating I’d give Albert a -10. From the moment I downloaded the app, Albert started taking money from my bank account. When I reached out I was told I had to wait which took weeks to become available in the app then a few more weeks to transfer the money back into my account. They only have an email to communicate w/. The phone number they give you is automated. Using the app you automatically subscribe which takes more money from you. It took me over 5 weeks to get my money back and delete my account. Although Albert isn’t doing anything “illegal” per say, they aren’t honest to users and borderline scams you by taking your money and making it almost impossible to stop them from taking money and close your account. I had to put an old bank account with no money in it so they didn’t take more money. Even then the whole time Albert was trying to take money from the old account. I wouldn’t recommend this app to anyone unless you want your money to be taken w/o your knowledge. This app shouldn’t be allowed to be on the App Store! If you’re needing an advance or budget app, or investing app I’d suggest Dave or Bright!.BeyDomiVersion: 8.3.14

✓   Albert: Budgeting and Banking Positive Reviews

Albert: Budgeting and Banking Cons

App has gotten sketchyI’ve been using Albert for years. The first few months, I tried the Albert service but the financial “experts” didn’t help me at all. I was trying to get information on how I could lower my loan interest rates or tips on paying them off and they had no advice for me. I stopped using that service and only kept it as a separate bank account. I have it set to withdraw money weekly which I enjoy. My newest problem started last month. I opened the app and it forced me to go through a bunch of screens related to genius before I could access my account; I didn’t realize it was signing me up again. It was very sneaky. There were no options to skip, no verification that I was authorizing a payment, and it ended up charging me $9. I immediately, within minutes, sent the request for cancellation and they still took my money. Then the same screen appeared just a couple weeks later. They make it seem like you have no option but to pay and sign up to access your account; if you’re like me and run through stuff quick, you wouldnt even realize you were subscribing to a paid service and “authorizing” a payment. Today I go on and they now have a popup asking me to “tip” them for their services. How am I “saving” money with them if they keep asking for more? I’m most likely going to transfer my money back to my bank and close my albert account for good. The company had a cool concept but has started to take advantage of people.YukinoRachelVersion: 7.5.47

Don’t do itI live paycheck to paycheck right now, I have 2 bank accounts because 1 is where my bills auto pay from. And the other is my Albert account that my direct deposit is set up to. I have had nothing but problems for weeks and the latest one happened today. There was no money in my Albert account but I had some in my other account. I got a text message about a DECLINED (not pending) transaction I didn’t try to make. It was fraudulent. I messaged them and let them know the transaction wasn’t me. They froze my card, sent me a new one, and told me I was good to use the temporary online card from their app. Okay great, right? Wrong. I transferred the remaining money I had in my other account to my Albert account and they pushed the fraudulent transaction through anyway, after stating it was declined. It was the last $20 I had until payday to feed myself and they won’t fix it and told me to “disregard the previous message” about being able to use my online card and the fraudulent transaction being declined. And when I asked them to just put the money back, they told me they couldn’t because it was “pending” and I’d have to dispute it after it fully went through… which takes 3-5 days. But then told me they could fix it in 10 days if it hadn’t gone through or dropped off? Because that makes sense..Lexiereneigh0220Version: 8.2.30

✗   Albert: Budgeting and Banking Negative Reviews

Is Albert: Budgeting and Banking legit?

Yes. Albert: Budgeting and Banking is 100% legit to us. This conclusion was arrived at by running over 170,910 Albert: Budgeting and Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Albert: Budgeting and Banking is 90.2/100.

Is Albert: Budgeting and Banking safe?

Yes. Albert: Budgeting and Banking is quiet safe to use. This is based on our NLP analysis of over 170,910 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.5/5. AppSupports Safety Score for Albert: Budgeting and Banking is 90.7/100.

Should I download Albert: Budgeting and Banking?

There have been no security reports that makes Albert: Budgeting and Banking a dangerous app to use on your smartphone right now.

Albert: Budgeting and Banking Screenshots

  • albert: budgeting and banking iphone screenshot 1
  • albert: budgeting and banking iphone screenshot 2
  • albert: budgeting and banking iphone screenshot 3
  • albert: budgeting and banking iphone screenshot 4

Product details of Albert: Budgeting and Banking

App Name:
Albert: Budgeting and Banking
App Version:
Albert Corporation
Legitimacy Score:
Safety Score:
Content Rating:
4+ Contains no objectionable material!
App Size:
194.97 MB
Bundle Id:
Relase Date:
02 June 2016, Thursday
Last Update:
18 March 2024, Monday - 16:57
IOS 14.0 or later

Albert: Budgeting and Banking 8.3.50 Update Note
✱ Version History

We've refreshed the look of our app and updated the Genius tab to make it even easier to get advice from our team of finance experts. Plus, we've pushed a handful of fresh tweaks to enhance your experience. Enjoy!.

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