- 90.2LEGITIMACY SCORE
- 90.7SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Albert: Budgeting and Banking? Description of Albert: Budgeting and Banking 3519 chars
THE SIMPLE WAY TO BUDGET, BANK, SAVE, AND INVEST
Save and spend smarter when you manage your money with Albert. Manage your budget and spending across multiple accounts, track subscriptions, get smart alerts to save more and spend less, save and invest automatically, get up to $250 in overdraft coverage, monitor your identity and credit score, and finance experts.
Albert is not a bank. See disclosures below.
KNOW WHERE YOUR MONEY’S GOING
• Manage your monthly budget
• Personalized spending insights
• Track bills and subscriptions
• See all your accounts in one place
BANKING WITH GENIUS
• Overdraft up to $250
• Get paid up to 2 days early with direct deposit
• Earn cash back rewards
SAVE SMARTER
• Automatic saving
• Create and track goals
• Earn cash bonuses
GUIDED INVESTING
• Invest automatically
• Buy stocks and ETFs
• Managed portfolios
PROTECT YOUR MONEY
• Identity protection
• Credit score monitoring
• Real-time alerts
DISCLOSURES
Banking services provided by Sutton Bank, Member FDIC. Savings with Genius and Albert Savings accounts (together, “Savings”) are held for your benefit at Coastal Community Bank, and Wells Fargo, N.A., Members FDIC, respectively (together with Sutton Bank, the “Deposit Banks”). The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash and Savings are held in pooled accounts at their respective Deposit Banks and each are FDIC-insured up to $250,000 on a pass-through basis. Your FDIC insurance for each such account is subject to Albert maintaining accurate records, a positive determination by the FDIC as receiver if a Deposit Bank should fail, and with respect to each Deposit Bank the aggregation of all of your deposits held at that Deposit Bank. Albert Investing accounts are not FDIC insured or bank guaranteed and involve the risk of loss.
The Albert Subscription costs up to $14.99 per month. Try it for 30 days before you're charged. The Albert Subscription fee will auto-renew until canceled or your Albert account is closed. Cancel any time in the app. The Albert Subscription does not include all Albert features. See Terms for more details.
Genius, which includes Albert Cash, Savings with Genius, and all features offered by the Albert Subscription, has a maintenance fee that costs $14.99/month when billed monthly, or $149.88 annually if available. You’ll be charged 30 days after signing up. Deactivate Genius or close your Albert account any time in the app.
With Instant overdraft coverage eligible members can overdraw their Albert Cash account for debit card purchases, ATM withdrawals, and transfers. Limits start at $25, are reevaluated on an ongoing basis, and are subject to eligibility requirements based on your linked bank account activity, and other factors. Fast transfer, ATM and other fees may apply.
Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at albrt.co/disclosures.
Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.
- Albert: Budgeting and Banking App User Reviews
- Albert: Budgeting and Banking Pros
- Albert: Budgeting and Banking Cons
- Is Albert: Budgeting and Banking legit?
- Should I download Albert: Budgeting and Banking?
- Albert: Budgeting and Banking Screenshots
- Product details of Albert: Budgeting and Banking
Albert: Budgeting and Banking App User Reviews
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Albert: Budgeting and Banking Pros
✓ It’s geniusThis has been the app that’s helped me to actually save, to actually budget, to actually move me forward in the financial direction I want to go. It helps me because I can track everything and see what I’m spending and where I can save. That was my problem before—I had no idea how much money I was actually spending and I couldn’t get a grasp on really saving money without touching it. Albert has helped me save because I can literally put away money in a savings account inside the app. I don’t touch it once it’s in there. That’s my favorite thing about this app and the reason why I bought it: I can save inside the app. That makes all the difference to me. It keeps me from using that money. It even gives lots of options to automatically save from your bank account so it’s doing the work for you! I also really love that I can text Albert at any time (during their hours) about ANY financial questions I have, and they will give me resources. That’s pretty special! I haven’t seen that anywhere else. Long story short: it’s very helpful, it does the work of saving money for you, and it’s genius! :).Version: 5.7.8
✓ Great App with excellent and very useful services/functions!Great app that is always very helpful. Many great uses. Genius can be helpful if you take the time with it. Rainy Day savings service is a cool idea but would be extra nice if it transferred immediately in case You decide never mind on it want to use it right away instead. However I won’t let an unreasonable expectation/ desire lower the rating because there is no bank in the world as far as I know that can guarantee instant everything… So just fyi if you’ve putting a 20 in the rainy day savings; expect not to be able to use it for a couple days. The purpose of savings is… to save… not put in there to use right away…. So the more I talk about it… The more it makes sense……. Yeah the advances can be great… if you wait it’s literally a free service… (I never do I choose to pay the instant fee every time hahahaha) but that’s a whole other…. Anyways… great spending tracker/budget allocator/fund manager… as well as a great debit card that functions just like any other banks debit card… completely free… (the only thing pay is genius and if you want your advance immediately and not have to wait a business day).. I can probably keep going but I’ll leave it at this… I recommend this too anyone that could use any of the mentioned services!.Version: 7.5.35
✓ Albert: Budgeting and Banking Positive ReviewsAlbert: Budgeting and Banking Cons
✗ Boo!You guys have been charging three bucks a month for my account for a whole year. That’s 36 bucks for a five dollar loan that I’m not able to get because it won’t let me close my account. I don’t care about the five dollars I want my 36 back I do not wish to use you guys you do not allow anyone to delete their account. You make it looked like You have 5 buck in savings so no one can close thier account so you can ridiculously charge three bucks a month. You guys are very ridiculous. I think all the good reviews are lies. And paid people. I’m sure you pay them more than five probably more than 36. Delete my account or give me my money back. For gods sakes just keep your five dollars and delete my account.( here. I am a year later after writing this review and still, they are ripping me off.) $12x12 =$144 x 2= $288. You guys have charged me $288 in two years when I didn’t even wish to use you from day one I have been trying to talk to my bank to get you guys to quit charging. It wants me to verify my account before I withdraw the money because it won’t let you cancel until you withdraw two dollars. You can have the two dollars I want my $288 back you had a representative email me and told me you would refund me $25 that is not acceptable from the looks of all these critical reviews it looks like a lot of legal action could be taken here. I’ll bring us to the Attorney General and Better Business Bureau if I have to..Version: 8.3.46
✗ Better over timeSo I’ve been with Albert about six months now. First it was a headache because when I first got the app they gave me $200 into instant cash no issues I hadn’t even signed up with direct deposit yet, then I set up my direct deposit paid back the 200 but I couldn’t get any more instant cash for a while and I had plenty of money going in, so every two weeks I would text and get some kind of excuse. I was done I moved my money to a real bank and only kept $200 to go into my Albert account the next week after doing that they instant cashed me $75 same thing two weeks after that then this past paycheck I get zero instant cash so again I text message them they tell me you have to have one check of $600 going in or two checks of 400$ going in. I was never told that all the times I asked about this instant cash and honestly the instant cash was the whole reason I did this! So frustrated me at just told them whatever they are no use to me anymore. Next day I get 35$ instant cash. Still in this economy 35$ does nothing so I think I’ll try something else. I did read reviews about people saying they stole money I didn’t have any money stolen but it was an unnecessary headache. I’ve been with my job 5years I was getting like 5 grand a month in this account in the beginning but nope I couldn’t get instant cash!! I think the instant cash is worse than a mortgage for a house lol!!’n.Version: 8.2.21
✗ Albert: Budgeting and Banking Negative ReviewsIs Albert: Budgeting and Banking legit?
✅ Yes. Albert: Budgeting and Banking is 100% legit to us. This conclusion was arrived at by running over 170,910 Albert: Budgeting and Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Albert: Budgeting and Banking is 90.2/100.
Is Albert: Budgeting and Banking safe?
✅ Yes. Albert: Budgeting and Banking is quiet safe to use. This is based on our NLP analysis of over 170,910 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.5/5. AppSupports Safety Score for Albert: Budgeting and Banking is 90.7/100.
Should I download Albert: Budgeting and Banking?
✅ There have been no security reports that makes Albert: Budgeting and Banking a dangerous app to use on your smartphone right now.
Albert: Budgeting and Banking Screenshots
Product details of Albert: Budgeting and Banking
- App Name:
- Albert: Budgeting and Banking
- App Version:
- 8.3.50
- Developer:
- Albert Corporation
- Legitimacy Score:
- 90.2/100
- Safety Score:
- 90.7/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance
- Language:
- EN
- App Size:
- 194.97 MB
- Price:
- Free
- Bundle Id:
- com.albert.Albert
- Relase Date:
- 02 June 2016, Thursday
- Last Update:
- 18 March 2024, Monday - 16:57
- Compatibility:
- IOS 14.0 or later
We've refreshed the look of our app and updated the Genius tab to make it even easier to get advice from our team of finance experts. Plus, we've pushed a handful of fresh tweaks to enhance your experience. Enjoy!.
