Albert: Banking on you App SupportAlbert Corporation

Albert: Banking On You App Support

4.65642 star

Total 109,776 Ratings

What is Albert: Banking on you? Description of Albert: Banking on you


At Albert, we want you to win. So we built a better banking, saving, investing, and budgeting solution — with a Genius team of money experts to guide you. And an Albert debit card that gives you cash back. Set up direct deposit and your paycheck becomes available up to 2 days earlier. Then save, manage, and invest it in the app.

Albert is not a bank. See disclosures below for details.


Our Genius team of real human experts are here to answer everything, from the toughest to the simplest to the most embarrassing questions. That means budgeting, credit cards, student loans — even buying a home. More than 10 million people trust us.

GET UP TO $250

Albert can spot you up to $250 from your next paycheck. No late fees, no interest, no credit check. No mandatory repayment timeframe. Repay us when you get paid or when you can afford it. Download the app to see what you qualify for. Details below:
• No interest: no interest charged ever.
• Repayment period: no mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it.
• Total processing fees: for up to $250 advance, total processing fees are either (i) $0 per advance when you advance to your Albert debit card with direct deposit; or (ii) $0 per advance via ACH; or (iii) $3.99 per advance to your Albert debit card without direct deposit; or (iv)$6.99 per advance to a non-Albert debit card. Tips are optional and aren’t used to determine any advance limits.
• For example: a $100 advance to your Albert debit card with direct deposit enabled would be a service fee of $0, with an optional $5 tip, and a total amount due of $105 on your repayment date.


Albert tracks your income and spending to find dollars you can save, automatically. Plus get cash bonuses just for saving. If you need the money you’ve set aside, withdraw it any time.


Invest your money with Genius. Buy stocks and themed ETFs like companies supporting a sustainable world. Plus, let Genius create your custom portfolio built for your financial goals. Start with just $1.


• Albert uses cutting-edge security technology to protect your sensitive information.
• Albert Cash and Albert Savings accounts are FDIC-insured. Should anything happen to the member bank or company holding your balance, you'll be insured for up to $250,000 of your money in the account.
• Albert Securities is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at


Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

To be eligible for the Albert Cash sign up bonus, make a qualifying direct deposit. Cash back terms apply. Early access to direct deposit funds may vary depending on the payer’s deposit timing. See app for details.

Out-of-network cash withdrawal fees apply to ATM withdrawals. Third-party and cash deposit fees may apply.

Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC. View important disclosures at

Advisory services offered through Albert Investments, LLC. Investments are risky: you could lose money, and past performance is no guarantee of future returns. For more information, see our Form ADV Part II and our Terms of Use at

Albert: Banking on you App User Reviews

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Albert: Banking on you Pros

Wow!Let me just start off by saying I was skeptical about this app at first because of linking my bank account, but given that I live on my own and just moved to a new state, I needed to budget my paychecks properly as I was carelessly spending before. I downloaded this app with the intention to get my finances under control but didn’t realize all the benefits. So i downloaded it and payed the monthly fee, and it set up a savings account (rainy day fund) then forgot about it and deleted the app. THREE MONTHS LATER I’m checking my banking app and see that Albert had taken $10 out of my account then looked a little more and had seen they had been periodically taking money out. At first I was lied “WHOA HOLD UP WHAT IS THIS??” So I downloaded Albert again and checked it and it had SAVED UP ALMOST $300!! I was honestly so happy. As someone who had been living paycheck to paycheck and worried if I was gonna be able to pay rent every month because of my careless spending, this app has SAVED ME so much financial anxiety. I even created another savings account in the app for a car AND IT PREDICTS WHEN ILL ACHIEVE THAT GOAL! You can set up “smart savings” for any of the savings account which will take out what you can afford to save, which is a lifesaver! Safe to say I’ll be using this app probably FOREVER!.FendjdbdVersion: 5.4.1

Almost PerfectAlbert is a great budgeting app for beginners and or, people who want a reliable “set it and forget it app”. However one of my biggest problems with the app is the cyber security wall that is between you and your connected accounts. I’m satisfied overall about the Genius tool, Savings Goal, time line/auto deposit options. But when I need to replace a card linked to the account, which was only one of two accounts. Because I changed my login information on the bank institution’s website. The linked account on Albert was incorrect, and when I tried updating my login information on Albert I could not get passed the account verification stage. Which caused me to pause most of my savings for about 2-3 weeks. After founding out through their help section, that I had to delete my investment and savings account. Thankfully the money get deposited back into your linked banking institution, but the fact is if cyber security is that important to the overall app. Then their needs to be a dedicated human employee for questions comments and concerns, just to get help quickly on real scenarios that the helpline isn’t really equipped to answer with the article. Other than that I like the short easy to read news articles in very user friendly way updated daily. And the break down of your investment portfolio, with changing from percentages to dollars amounts..DarmathisVersion: 6.2.0

✓   Albert: Banking on you Positive Reviews

Albert: Banking on you Cons

Don’t do it!!!!If I could give 0 stars I would. I used this service for a little over a year. After a few overdraft fees I asked the company to change my repayment date bc my direct deposit hits after Albert collect there funds. I explained via text that the repayment has been paid back and I would like to change my repayment date bc the funds aren’t always available on Wednesday when they normally take it. Long story short on Friday they took the same repayment I paid on Wednesday, they made 3 different transactions that caused me 3 overdraft fees. I was told that I could only be refunded for two. After going back and forth and sending screenshots showing that it was an error on their end. I was told I would need something from my bank stating that the overdraft fees came from a Albert because they aren’t sure. But u can clearly see the fees came after the three transactions from Albert posted. This only came after I asked when I’ll receive my refund for the two overdraft fees. Over a $100 in overdraft fees caused by this company and all I get is a sorry! Smh if u wanna throw away money sign up for this service if not run fast as u can. I prefer Earning or Dave!.Rudy$outhsideVersion: 7.4.19

Overall disappointingAlbert has been an okay but not great tool. Albert has given me good advice when texting with questions, and the answers are always very thorough and informative. I like the way the savings works, except for the delay to receive withdrawals. However, I’ve been pretty disappointed with the actual budgeting tools. My first issue was that you can’t select biweekly pay, only once or twice a month or weekly. It does a very poor job of detecting income and transactions automatically; when I manually enter information, it’s still confused. I manually added my new twice a month payment schedule and amount, and it listed my next two paychecks as the 31st of this month and 15th of the next and skipped the 15th of this month, making it appear that I have half my usual budget. That’s just an example of the often clunky and inaccurate budgeting tool. It can take days before the budgeting information is updated, even if I refresh my bank account and credit cards. I can only track one of the cards that I use from the same company. While I like the value added services on this app, the primary service is a big let down..Ty YounceVersion: 5.5.6

✗   Albert: Banking on you Negative Reviews

Is Albert: Banking on you legit?

Yes. Albert: Banking on you is 100% legit to us. This conclusion was arrived at by running over 109,776 Albert: Banking on you user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Albert: Banking on you is 92.1/100.

Is Albert: Banking on you safe?

Yes. Albert: Banking on you is quiet safe to use. This is based on our NLP analysis of over 109,776 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.6/5. AppSupports Safety Score for Albert: Banking on you is 92.6/100.

Should I download Albert: Banking on you?

There have been no security reports that makes Albert: Banking on you a dangerous app to use on your smartphone right now.

Albert: Banking on you Screenshots

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  • albert: banking on you iphone screenshot 1
  • albert: banking on you iphone screenshot 1
  • albert: banking on you iphone screenshot 1

Product details of Albert: Banking on you

App Name:
Albert: Banking on you
Albert Corporation
Legitimacy Score:
Safety Score:
Content Rating:
4+ Contains no objectionable material!
App Size:
229.07 MB
Bundle Id:
Relase Date:
02 June 2016, Thursday
Last Update:
26 April 2022, Tuesday - 22:09
IOS 11.0 or later

Albert: Banking on you 7.5.18 Update Note
✱ Version History

We’ve added new quick-action buttons to make it easier than ever to transfer money, access cash back rewards, and text Genius. Plus, we’ve pushed a handful of fresh tweaks to enhance your experience. Enjoy!.