Albert: Budgeting and Banking App SupportAlbert Corporation

Albert: Budgeting And Banking App Support

4.5
4.55984 star

Total 170,910 Ratings

What is Albert: Budgeting and Banking? Description of Albert: Budgeting and Banking

THE SIMPLE WAY TO BUDGET, BANK, SAVE, AND INVEST
Save and spend smarter when you manage your money with Albert. Manage your budget and spending across multiple accounts, track subscriptions, get smart alerts to save more and spend less, save and invest automatically, get up to $250 in overdraft coverage, monitor your identity and credit score, and finance experts.

Albert is not a bank. See disclosures below.

KNOW WHERE YOUR MONEY’S GOING
• Manage your monthly budget
• Personalized spending insights
• Track bills and subscriptions
• See all your accounts in one place

BANKING WITH GENIUS
• Overdraft up to $250
• Get paid up to 2 days early with direct deposit
• Earn cash back rewards

SAVE SMARTER
• Automatic saving
• Create and track goals
• Earn cash bonuses

GUIDED INVESTING
• Invest automatically
• Buy stocks and ETFs
• Managed portfolios

PROTECT YOUR MONEY
• Identity protection
• Credit score monitoring
• Real-time alerts

DISCLOSURES
Banking services provided by Sutton Bank, Member FDIC. Savings with Genius and Albert Savings accounts (together, “Savings”) are held for your benefit at Coastal Community Bank, and Wells Fargo, N.A., Members FDIC, respectively (together with Sutton Bank, the “Deposit Banks”). The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash and Savings are held in pooled accounts at their respective Deposit Banks and each are FDIC-insured up to $250,000 on a pass-through basis. Your FDIC insurance for each such account is subject to Albert maintaining accurate records, a positive determination by the FDIC as receiver if a Deposit Bank should fail, and with respect to each Deposit Bank the aggregation of all of your deposits held at that Deposit Bank. Albert Investing accounts are not FDIC insured or bank guaranteed and involve the risk of loss.

The Albert Subscription costs up to $14.99 per month. Try it for 30 days before you're charged. The Albert Subscription fee will auto-renew until canceled or your Albert account is closed. Cancel any time in the app. The Albert Subscription does not include all Albert features. See Terms for more details.

Genius, which includes Albert Cash, Savings with Genius, and all features offered by the Albert Subscription, has a maintenance fee that costs $14.99/month when billed monthly, or $149.88 annually if available. You’ll be charged 30 days after signing up. Deactivate Genius or close your Albert account any time in the app.

With Instant overdraft coverage eligible members can overdraw their Albert Cash account for debit card purchases, ATM withdrawals, and transfers. Limits start at $25, are reevaluated on an ongoing basis, and are subject to eligibility requirements based on your linked bank account activity, and other factors. Fast transfer, ATM and other fees may apply.

Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at albrt.co/disclosures.

Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.


  1. Albert: Budgeting and Banking App User Reviews
  2. Albert: Budgeting and Banking Pros
  3. Albert: Budgeting and Banking Cons
  4. Is Albert: Budgeting and Banking legit?
  5. Should I download Albert: Budgeting and Banking?
  6. Albert: Budgeting and Banking Screenshots
  7. Product details of Albert: Budgeting and Banking

Albert: Budgeting and Banking App User Reviews

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Albert: Budgeting and Banking Pros

🥺😭😭 What rainy day fund? 😢😢😡Do NOT use this app! I do not write reviews often but I had to report this one. I opened my account in July of 2021 and I forgot all about it. I started to do instacart in Jan of 2022 to try and make a few extra dollars and I had my money deposited into this account for a rainy day fund. I never used the app or the card to check my balance or spend money because I wanted it to be a true savings account. I was excited because I knew the money was adding up in my account. I checked Albert this morning thinking I would see almost $200 or more in my account and I only have $98!! I check the statements and there is a $7 charge each month (16 months) for benefits I never used or signed up for. I explained my situation to the computer because you can’t speak to anyone on the phone and they said I don’t qualify for a refund because it is past the 30 day trial subscription. I didn’t make my 1st deposit until 6 months after I opened the account and that is when the charges kicked in. How was I to know I was on a subscription if I was never charged for it before I started making deposits? They are a scam and will take your money don’t do it!.T$DollaVersion: 8.3.16

Stay AwayDo not get involved with this application. Unless you have spare money to donate. Once you want to take your money out, they will find ways as to why your transfers will fail. There is no one to call, except the messenger. They can’t even read what you are asking and take a while to review your account. I had to jump through hoops to get the information they need, just to withdraw my own money. Per their team, it is Bank Secrecy Act. More information is required. I had to repeat my situation multiple times, since they requested items I could not provide, such as statements from bank account I no longer do my banking. As I finally made 4 calls to my bank, personally visited them, got image retrieval (since a statement from my bank that all my accounts are closed was not sufficient). I had to spend more time with Albert app that did not accept 4 file images because the file was now too big! I tried various ways to submit that 4 page statement, even allowing the app to use my camera, or selecting images. Nothing worked, file too big, convert to PDF (while this is a mobile app!!!) so I tried four different PDF converters, installed them, but none of them a free and require monthly subscription. I don’t understand why Albert Application cannot handle 4 pages of images in the first place. I just have major frustration at this point. I never experienced such a big issue over withdrawing funds from anywhere. Please do not participate..SadovluciVersion: 8.3.5

✓   Albert: Budgeting and Banking Positive Reviews

Albert: Budgeting and Banking Cons

No more budgeting :(I’ve been a customer for the past 4 years. I really loved how simple and straightforward this app was. Over the years, there have been new features added but the core features remained. Recently, budgeting was taken away. The main reason I downloaded this app initially was to help with budgeting. I loved how simple the system was. Income - (bills + spending) = remaining money for the month. It was a quick and easy way to track my spending and make sure I was staying within my budget each month. Now that this feature is gone, I’m planning on canceling my subscription and transferring all of my investments and savings into another account. Long gone are the days of an easy to use, simple budgeting app. I’m sad to leave, but I can’t justify paying for any services that Albert provides anymore without this feature. As an aside, the app overall is fine. It does crash from time to time when trying to update the notification cards on the home page. Sometimes it crashes randomly. The team should probably try and fix those. Genius has gotten a lot slower since the early days and the app has become more cluttered with information I don’t care about. The genius tab on the tab bar is my least favorite feature that the team added..Machu(´・_・`)Version: 7.4.24

BEWAREI searched Google for a payday loan or cash advance and Albert was marketed as "Get $250 instantly!" So I created an account and agreed to the terms and conditions without truly reading, as one does. Several other lenders have you link your bank account to verify your direct deposits and loan eligibility, so I didn't hesitate to provide them access. After all, I have nothing to steal lol. It was unclear that what they were actually doing was creating an account for me and setting up auto transfers to said account as "savings." Definitely not what I thought was happening. Their site says to make changes, download their app. So I installed the app intent on closing this account and stopping any transfers from my bank account, but the app had no access to a menu and my only option was to enter more information and keep hitting continue. Then I hit a dead end on a page that required me to select how much I would pay them monthly to use their "Genius" service. I didn't want to do anything like that, but again, no menu and no options. I eventually texted the number from which i received automated texts from Albert and said "Close my account" and then was prompted to type "DELETE." I hope that's all I needed to do. Overall, an incredibly frustrating and shady experience. Don't fall into their trap..UpsetConsumer999Version: 7.5.26

✗   Albert: Budgeting and Banking Negative Reviews


Is Albert: Budgeting and Banking legit?

Yes. Albert: Budgeting and Banking is 100% legit to us. This conclusion was arrived at by running over 170,910 Albert: Budgeting and Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Albert: Budgeting and Banking is 90.2/100.


Is Albert: Budgeting and Banking safe?

Yes. Albert: Budgeting and Banking is quiet safe to use. This is based on our NLP analysis of over 170,910 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.5/5. AppSupports Safety Score for Albert: Budgeting and Banking is 90.7/100.


Should I download Albert: Budgeting and Banking?

There have been no security reports that makes Albert: Budgeting and Banking a dangerous app to use on your smartphone right now.


Albert: Budgeting and Banking Screenshots

  • albert: budgeting and banking iphone screenshot 1
  • albert: budgeting and banking iphone screenshot 2
  • albert: budgeting and banking iphone screenshot 3
  • albert: budgeting and banking iphone screenshot 4

Product details of Albert: Budgeting and Banking

App Name:
Albert: Budgeting and Banking
App Version:
8.3.50
Developer:
Albert Corporation
Legitimacy Score:
90.2/100
Safety Score:
90.7/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance
Language:
EN   
App Size:
194.97 MB
Price:
Free
Bundle Id:
com.albert.Albert
Relase Date:
02 June 2016, Thursday
Last Update:
18 March 2024, Monday - 16:57
Compatibility:
IOS 14.0 or later

Albert: Budgeting and Banking 8.3.50 Update Note
✱ Version History

We've refreshed the look of our app and updated the Genius tab to make it even easier to get advice from our team of finance experts. Plus, we've pushed a handful of fresh tweaks to enhance your experience. Enjoy!.

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