Albert: Budgeting And Banking Positive Reviews

Albert: Budgeting and Banking App User Positive Comments 2024

Albert: Budgeting and Banking app received 18 positive comments and reviews by users. Can you share your positive thoughts about albert: budgeting and banking?

Albert: Budgeting and Banking for Positive User Reviews

✓ Super convenientI love this app. They will let you advance anywhere from $25-$100, according to how much your direct deposit is weekly. Customer service (through text messaging, there isn’t a phone number to call, but text works just fine) is very nice and the response time is never more than a couple of hours. If your due date is wrong, they can change it swiftly and smoothly. Always polite and courteous. What really makes me love them is that, if for any reason your account may not have enough in it to cover the full amount you have to pay back (this has happened to me once or twice, if insurance or something else came out on the same day), they will take their money back in increments. They will not intentionally overdraft you, which is super helpful and very considerate. If you need your money immediately, they charge a 4.99 fee(paid when you pay your advance back), vs if you can wait a day or two then there’s no charge to borrow. The only thing I would change is maybe have a one-time monthly fee that would allow you to advance however much you need as many times without a fee each time (i.e. $4.99 per month instead of $4.99 per advance), but that’s just being nit picky... everyone has to make money. Thanks guys & gals, for being a great service!.Peach467Version: 7.1.3

✓ Almost PerfectAlbert is a great budgeting app for beginners and or, people who want a reliable “set it and forget it app”. However one of my biggest problems with the app is the cyber security wall that is between you and your connected accounts. I’m satisfied overall about the Genius tool, Savings Goal, time line/auto deposit options. But when I need to replace a card linked to the account, which was only one of two accounts. Because I changed my login information on the bank institution’s website. The linked account on Albert was incorrect, and when I tried updating my login information on Albert I could not get passed the account verification stage. Which caused me to pause most of my savings for about 2-3 weeks. After founding out through their help section, that I had to delete my investment and savings account. Thankfully the money get deposited back into your linked banking institution, but the fact is if cyber security is that important to the overall app. Then their needs to be a dedicated human employee for questions comments and concerns, just to get help quickly on real scenarios that the helpline isn’t really equipped to answer with the article. Other than that I like the short easy to read news articles in very user friendly way updated daily. And the break down of your investment portfolio, with changing from percentages to dollars amounts..DarmathisVersion: 6.2.0

✓ Highly recommend! Download today for financial ease and assessabilityAlbert App is, by far, The best financial app I’ve ever found!! Once you link your bank account, Albert analyzes your spending and financial income to determine how much money you’re eligible for for an instant withdrawal! Plus the Albert app gives you not only a savings account, that you can have more than one category under, you also link your vehicle, home, and health insurance information and rates, That way you can check for quotes automatically using the app to see if you can find cheaper policies! You can even add or link your stocks, investments, and Retirement balances! So Albert app is truly the best financial app there is out there, that literally has all your accounts into one place to monitor, add, and edit when needed! And on top of all that, you’re even able to text genius, a real life agent, for help or any questions you may have. Highly recommend to everyone! Very easy to understand and navigate! So if you’re wanting the Great, easy accessibility to ALL of your important finance accounts, all in one, Easy-to-use, LIFE CHANGING App, then I highly recommend downloading the Albert app immediately!.D•Babyy422Version: 6.0.5

✓ Wow!Let me just start off by saying I was skeptical about this app at first because of linking my bank account, but given that I live on my own and just moved to a new state, I needed to budget my paychecks properly as I was carelessly spending before. I downloaded this app with the intention to get my finances under control but didn’t realize all the benefits. So i downloaded it and payed the monthly fee, and it set up a savings account (rainy day fund) then forgot about it and deleted the app. THREE MONTHS LATER I’m checking my banking app and see that Albert had taken $10 out of my account then looked a little more and had seen they had been periodically taking money out. At first I was lied “WHOA HOLD UP WHAT IS THIS??” So I downloaded Albert again and checked it and it had SAVED UP ALMOST $300!! I was honestly so happy. As someone who had been living paycheck to paycheck and worried if I was gonna be able to pay rent every month because of my careless spending, this app has SAVED ME so much financial anxiety. I even created another savings account in the app for a car AND IT PREDICTS WHEN ILL ACHIEVE THAT GOAL! You can set up “smart savings” for any of the savings account which will take out what you can afford to save, which is a lifesaver! Safe to say I’ll be using this app probably FOREVER!.FendjdbdVersion: 5.4.1

✓ An App For Millennials to be money smartThis app has been so helpful in saving money for different projects like fixing my car or filing for bankruptcy or products that I want to buy. The cool part about the app is that it tells you your budget, let's you know if you go over your budget. This app actually helps you save because it takes just a little money out of your bank and into the goals you set. My husband and I struggle with money management because neither of us was taught how to manage money or save it for that matter, so this app helps us save money with little to no effort on my side at all. The best part is you almost don't miss the money that Albert takes out. I love that it looks at how much money I have and it saves only what I can afford based off of what our account balance is. I highly recommend this app to anyone who struggles with living paycheck to paycheck and feeling like you just can't save money. This app has helped my husband and my save almost enough money to buy a lower-cost car. It's hard to be employed full time and both of us being full-time students at University with only one car. Thanks to this app, we should have enough saves up to get a second car in about 6 months..Kayshia69Version: 5.1

✓ Great App with excellent and very useful services/functions!Great app that is always very helpful. Many great uses. Genius can be helpful if you take the time with it. Rainy Day savings service is a cool idea but would be extra nice if it transferred immediately in case You decide never mind on it want to use it right away instead. However I won’t let an unreasonable expectation/ desire lower the rating because there is no bank in the world as far as I know that can guarantee instant everything… So just fyi if you’ve putting a 20 in the rainy day savings; expect not to be able to use it for a couple days. The purpose of savings is… to save… not put in there to use right away…. So the more I talk about it… The more it makes sense……. Yeah the advances can be great… if you wait it’s literally a free service… (I never do I choose to pay the instant fee every time hahahaha) but that’s a whole other…. Anyways… great spending tracker/budget allocator/fund manager… as well as a great debit card that functions just like any other banks debit card… completely free… (the only thing pay is genius and if you want your advance immediately and not have to wait a business day).. I can probably keep going but I’ll leave it at this… I recommend this too anyone that could use any of the mentioned services!.ThuglyfeouthereVersion: 7.5.35

✓ Don’t do it!The app itself with Genius is great and a great tool to use. Other than that- there is no phone number to reach them. They have a text genius number and it’s very vague you can’t text a real person. I got my direct deposit sent to Albert, payday came and I noticed I did not receive my money. I called my payroll department confirmed the acct and routing number, they sent me my check stub and everything was correct. I wrote an email to Albert and included the check number that was made out to them, the amount it was for, the date my employer deposited the check and they responded saying they don’t see that check number. They asked if I can send them a copy of my paystub - I did, literally minutes upon opening that email. I asked them for a phone number where I can reach them because I need my money ASAP - I need to pay my rent and my car payment. And I have yet to receive anything from them. I sent them another email through my work. Nothing. Don’t waste your time, energy or money on this company they are scam artist! Very disappointed- was really liking the navigation of the app. I went to Facebook to see if there’s any way maybe I can reach them through there and come to find out a lot if people are going through the same thing!!! Next step is contacting BBB see if we can get things moving along or getting them shut down. Nobody should have to go through this!.Izzyn07Version: 7.4.8

✓ Not The Albert from BatmanThe app does not seem to do what is advertised, and is suspicious in function, I think user stats are fake and positive reviews paid for, I backed out of sign up process before attaching any of my banking info or direct deposits when I realized what I was getting into. Proceed with caution if you’re considering Albert app / genius services, it really looks designed to take steep continual profits off those in need of financial knowledge. By disguising as ‘assistance’, they can prey on the needy long term without providing any actual service, they just microcharge users continuously as part of a contractual arrangement that is intentionally difficult to exit. Honestly Albert looks like a beautiful passive income tool for some very unethical individuals who developed this. I give 5stars for the effort, smooth design, its a very visually and mentally appealing app. after all who doesn’t want an extra couple hundred bucks of their paycheck early? Well I don’t if it’s gonna cost me indefinite monthly subscription charges ambiguous finances fees and every other piece fine print they can come up with to justify why they took your money again without consent and its your fault for registering..GQ176Version: 8.3.47

✓ 🥺😭😭 What rainy day fund? 😢😢😡Do NOT use this app! I do not write reviews often but I had to report this one. I opened my account in July of 2021 and I forgot all about it. I started to do instacart in Jan of 2022 to try and make a few extra dollars and I had my money deposited into this account for a rainy day fund. I never used the app or the card to check my balance or spend money because I wanted it to be a true savings account. I was excited because I knew the money was adding up in my account. I checked Albert this morning thinking I would see almost $200 or more in my account and I only have $98!! I check the statements and there is a $7 charge each month (16 months) for benefits I never used or signed up for. I explained my situation to the computer because you can’t speak to anyone on the phone and they said I don’t qualify for a refund because it is past the 30 day trial subscription. I didn’t make my 1st deposit until 6 months after I opened the account and that is when the charges kicked in. How was I to know I was on a subscription if I was never charged for it before I started making deposits? They are a scam and will take your money don’t do it!.T$DollaVersion: 8.3.16

✓ Could be a GodsendI’m navigating my way through right now & am finding it fascinating. I’m retired, I’ve had a terribly harsh run with life’s realities, with some terrible losses of friends & family, including my Dad & my dog. My two best friends are gone, I survived a heart attack from which I flatlined 3 times and was given a 1 in 1000 chance of survival and without being able to stop the aging process, I’m at a stage in life where I would like to ride off into the sunset comfortably. I care for elderly family, underprivileged and I rescue any animals I can. I worry about money, though it’s not the most important thing in my life. I love my God, my family and my friends. I tip everyone more than mostly everyone and that includes from Dunkin Donuts, to mechanics, to waiters, waitresses and many others. I donate to charities and homeless people and I won’t stop. I am somewhat reckless with my money, in that I probably waste a lot. I should be able to have a wonderful life now that I’m retired, but so far the two years have been tumultuous. If this app helps me to sleep easier without worrying I’ll run out of my nest egg then I’m all in. Thank you for this. I hope it works. So far the information is vast and as I preliminarily see, it could just be the answer I’m looking for. I’m much better with a rigid plan. This will keep me aware of what I’m doing & where I’m wasting & throwing money away unwisely..Cthusky56Version: 7.4.7

✓ Amazing appI was always too lazy to go to the bank or an ATM to withdraw cash to save for various things (vacations, emergencies, Christmas), and I didn’t want to create an actual savings account that would lump it all together, so I constantly had NO money saved because I didn’t have the discipline to not spend all that I had in checking. Albert is AMAZING! It lets me create as many folders as I want, for whatever I want. They have “smart savings,” where they automatically will save a certain amount of money for you each week and spread it across your folders, based on the priority you’ve given them. Then, you can also add funds as you’d like. Best of all, you can withdraw money whenever you need, without any fees. It does take a couple of days to post to your bank account, but that is the ONE, single thing about the app that I don’t love, and I can completely understand why it can’t be immediate. Love love love this app. I talk about “my Albert” to friends and family at least a couple times each week, and they know exactly what I’m talking about. And you can choose how much to pay for the monthly subscription, so if you’re super tight on money like I was when I first got the app, you can give just $5/month and have all of these great benefits..JessljgdadfhjVersion: 5.3.3

✓ I should had read reviews firstAlbert is not a dependable app, I started using Instant cash the first I let me get it soon as it was time to pay back it took the cash, then $12 for the subscription. I then add $35 up there but I said it wouldn’t be available until the 2nd which was cool with me i was just trying to move a little saving money after a couple days it was not showing that I added anything, so I tried talking to someone and you can only talk through messages, nothing couldn’t be done so i thin I tried to use Instant again which upgrade about $25 from the first time but It would not let me access it. Every time I would try to get the money transferred to my bank it would say not enough money, then tried to get it send directly to Albert card it kept freezing, but the thing is the same time i was trying to get the instant money it asked to tip the and i tried to decline it which it would not let me or change the amount of the tip. I then proceeded to follow through with getting the money, it took my tip money but still couldn’t access the Instant money. I’ve been trying to text my way through the process but no luck they only ask for screen shots and advise deleting the app and reinstalling it and digging in and out, like that wasn’t the first thing i thought of before contacting them..Tyneshia61Version: 8.3.35

✓ Much appreciated, very useful when your in a pinchHonestly it’s a pretty good app, we’ve all had an unfortunate issue thrown into our day every now and then and nobody’s perfect. Having access to a quick $100-$200 give or take can definitely come in handy. I had my little 3 yr old daughter and gf on a little ski trip in Vermont and saw some unknown charges pop up thx to Mobil banking apps. I immediately called and canceled the card before any serious damage was done. However I soon noticed as we approached Killington mountain in Vermont the only form of payment I had on this trip was that debit card. Stupid mistake only bringing that but still, grabbing a quick $200 and getting 3 lift tickets and a nice hot lunch for everyone with some to spare for basics and gas was huge. You do HAVE to have consistent direct deposit from your employer hitting your account on a weekly or biweekly schedule for at least a year I think it was. So no, nobody can just grab it, they pull it directly from your paycheck as soon as your direct deposit hits Friday morning. Which I have no problem with makes sense..Richaaaaay9717Version: 7.5.47

✓ Stay AwayDo not get involved with this application. Unless you have spare money to donate. Once you want to take your money out, they will find ways as to why your transfers will fail. There is no one to call, except the messenger. They can’t even read what you are asking and take a while to review your account. I had to jump through hoops to get the information they need, just to withdraw my own money. Per their team, it is Bank Secrecy Act. More information is required. I had to repeat my situation multiple times, since they requested items I could not provide, such as statements from bank account I no longer do my banking. As I finally made 4 calls to my bank, personally visited them, got image retrieval (since a statement from my bank that all my accounts are closed was not sufficient). I had to spend more time with Albert app that did not accept 4 file images because the file was now too big! I tried various ways to submit that 4 page statement, even allowing the app to use my camera, or selecting images. Nothing worked, file too big, convert to PDF (while this is a mobile app!!!) so I tried four different PDF converters, installed them, but none of them a free and require monthly subscription. I don’t understand why Albert Application cannot handle 4 pages of images in the first place. I just have major frustration at this point. I never experienced such a big issue over withdrawing funds from anywhere. Please do not participate..SadovluciVersion: 8.3.5

✓ It’s a well rounded financial appI like Albert for the reasons that it helps me keep organized with my balances on my accounts. It tracks all data and has everything accessible that has to do with my spending or income in one app. This app can do a lot and I’m very impressed with the quality of the services. The only reason I didn’t give it five stars is that they can be tricky about having all your bank information. If you aren’t careful then automatic withdrawals will come out of your bank accounts from Albert to “deposit” money into your Albert account. This feature should not be automatic. I had money taken out several times from an account that didn’t have money in it and it caused me to over draft. I eventually learned after months of going through having to put the money back into my account from Albert that I finally learned that you can turn that feature off manually but you have to monitor it as it will turn back on every so often! Otherwise really great app and I like it for organization only..WithLoveGabyVersion: 7.4.7

✓ THEY STEAL FROM YOU!!!! BEWARE!!!!Havent used albert since December and paid back what i owed them. two days ago they randomly too $200 out of my SAVINGS! i never gave them access to my savings account at all and they today they took another $100 out again. why would an app that give you loans for only $25 take out $300 dollars from your savings??? that is ridiculous. i had to close my saving and checking account and reopen them because they kept finding ways around the disputed charges. i even tried to call and they said i had to email them. tried to email them and i still haven’t got a response. i cant even log into the account i had made with them anymore which is soooo suspicious! i will never touch this app again and my family has stopped as well. i STRONGLY suggest you not use it at all because this is very messed up. even if they contact me theres nothing they can do to make it right at all! they money in my savings is for my medical bills from having lung damage and now i have to wait on my doctors visit until my bank credits me for the money that was STOLEN from me! disgusting and disappointing !!.HungryBadgerIsMeVersion: 7.5.5

✓ It’s geniusThis has been the app that’s helped me to actually save, to actually budget, to actually move me forward in the financial direction I want to go. It helps me because I can track everything and see what I’m spending and where I can save. That was my problem before—I had no idea how much money I was actually spending and I couldn’t get a grasp on really saving money without touching it. Albert has helped me save because I can literally put away money in a savings account inside the app. I don’t touch it once it’s in there. That’s my favorite thing about this app and the reason why I bought it: I can save inside the app. That makes all the difference to me. It keeps me from using that money. It even gives lots of options to automatically save from your bank account so it’s doing the work for you! I also really love that I can text Albert at any time (during their hours) about ANY financial questions I have, and they will give me resources. That’s pretty special! I haven’t seen that anywhere else. Long story short: it’s very helpful, it does the work of saving money for you, and it’s genius! :).Hails_mickailsVersion: 5.7.8

✓ Borderline scams! SHOULD BE ILLEGAL!If I could leave a negative rating I’d give Albert a -10. From the moment I downloaded the app, Albert started taking money from my bank account. When I reached out I was told I had to wait which took weeks to become available in the app then a few more weeks to transfer the money back into my account. They only have an email to communicate w/. The phone number they give you is automated. Using the app you automatically subscribe which takes more money from you. It took me over 5 weeks to get my money back and delete my account. Although Albert isn’t doing anything “illegal” per say, they aren’t honest to users and borderline scams you by taking your money and making it almost impossible to stop them from taking money and close your account. I had to put an old bank account with no money in it so they didn’t take more money. Even then the whole time Albert was trying to take money from the old account. I wouldn’t recommend this app to anyone unless you want your money to be taken w/o your knowledge. This app shouldn’t be allowed to be on the App Store! If you’re needing an advance or budget app, or investing app I’d suggest Dave or Bright!.BeyDomiVersion: 8.3.14