MoneyLion: Cash Advance App App Positive ReviewsMoneyLion

MoneyLion: Cash Advance App Positive Reviews

4.6
4.67916 star

Total 18 Positive Reviews

MoneyLion: Cash Advance App App User Positive Comments 2024

MoneyLion: Cash Advance App app received 18 positive comments and reviews by users. Can you share your positive thoughts about moneylion: cash advance app?

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MoneyLion: Cash Advance App for Positive User Reviews

DON’T USE APP!!!!!!!!!!!!This is the worse app ever! I tried to give it a chance after the first major mistake. But after having to deal with it again the next month, shows me it’s not worth it! The first incident was when I checked my repayment date, I noticed it had changed. I get paid once a month so my repayment is on the next pay period, yet the app changed the date to middle of the month! When I checked why it changed it was bc my minor child’s bank acct had a deposit of money. Her acct is linked to mine for management reasons only! I do not have access to her monies. Her acct is under her social and her name. Money lion initiated a repayment from her acct without authorization! That’s stealing! That’s not the acct or debit card I signed up with and they should not be able to steal money from other peoples accts just bc they’re linked! I called for help and I had to delete all accts from app and then re-link and verify with my acct so it would only draft the repayment from MY ACCT. I was told the problem was solved. Then this month the same thing happened! 1 Star rating I’m deleting after I pay them back! Horrible experience!.Version: 7.17.0

Best pay card ever!!I’ve had a ton of regular bank accounts you know Wells Fargo Bank of America, South Sound bank, go bank, and none of them were as good as MoneyLion, not a one of em’!! I think their features are awesome they’re helpful and they come in handy when you need it. I referred my wife to use her P card to work to have her check direct deposited because of the Insta cash which is amazing to be able to get it in also I was able to get a boost in my Insta cash or referring her so everybody want! I really would recommend this card to anyone that is looking for a non-traditional think who treats their clients correctly by rewarding them for using their service instead of charging them for you after feel like they have to pay for the bank to operate when half the people in the bank or just standing around asking you if you’re waiting in line I am so tired of going into banks in being “helped”, and leaving like I talk to a brick wall or a child or a person with a IQ of six MoneyLion has never been a bad experience they’ve always been able to help me work things through if there any issues they say they help you and the amount of perks on their accounts are amazing I mean it’s just almost limitless they come up with new stuff all the time so go MoneyLion keep it up hurrah.Version: 7.35.0

Waste of timeI received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!.Version: 5.6.0

I love MoneyLion😍I absolutely love MoneyLion it is a legitimate resource for saving and a legitimate source for a loan!! I started using MoneyLion in May and have already been able to save almost 300$ now I know 300 doesn’t sound like much but considering the fact the my savings account would always show zero I count this as a win, also in addition to the investment account, I was able to get a 500 dollar loan the next business day with NO hassle, of course you need proof of income and ID but that’s pretty much all they asked for so as long as you have a legitimate bank account a source of income with direct deposit and A government issued ID you will get a loan!!! And they are easy to payback my loan only charges me about 19 dollars every payday now this app does cost 79 a month but 50 dollars of that automatically goes into your investment account so it’s your money it’s kind of like a forced savings which I don’t think is horrible, and you get one dollar everyday that you login so the app is really free if you are logical lol but other than that don’t be hesitant to give it a try!!! Good luck.Version: 4.5.0

SCAMI NEVER write reviews but I felt the need to write one today. First, I completely understand that a lot of people are struggling out there and desperate times cause for desperate measures but please don’t download this app. About a couple weeks prior to Christmas I decided to use this app to take an advance on my check and also signed up for the Roar checking account and direct deposit which was a even bigger mistake. Long story short, if you open a Roar account, you are giving them access to just go into your account without your permission and take your money. I had a separate account for advances which is also the account that should be used to pay back advances but when I set up direct deposit with the Roar Checking account, as soon as my check for my part job hit the Roar account they went in and took my entire check without my permission or prior notification. What made this very upsetting was that was my last check before Christmas so I literally had no money for Christmas. I called them and they told me there was nothing they can do. I worked in a call center before and the number one indicator that a company is crap is if you escalate to speak with a supervisor but you’re on hold for over an hour because all supervisors are on another escalated call. HUGE red flag..Version: 7.66.0

Great appI love this app, I love that the round ups are invested at a 1.00 most apps make it minimum 5.00 the point is to invest your change if you buy a coffee for a 1.50 you want the .50 cents invested not hold it until 5 bucks that is a noticeable withdrawal. Soon you can split the round up between investment and crypto. The atm fees can be high with both the atm and app charging you. Great Cashback and reward choices it adds up quickly. Direct deposit comes earlier than my regular bank. My only complaint is that I have both my paychecks directly deposited to the site and I love that instacash boost and credit builder coming out automatically, but I've tried to use payday advance app and even have applied for a loan and both would not accept moneylion as a bank so I did it get approved solely for that reason. So basically if I need to take a true loan I'll have to have my checks directly deposited elsewhere and it'll take weeks for that to happen and for the companies to see that the checks have been coming frequently to that account. I hope sooner than later places recognize them as a financial institution and not just a finance app because it's basically like showing no income. Those few negatives do not hinder the app at all the credit bulder, instacash, and investments are worth it on their own..Version: 7.45.0

Would recommend.I’m a single income house with a small child, ended up having money stolen from my account and didn’t know what I was going to do. I found this app and loved it. The amounts start off smaller and once your payments are paid on time time they increase your borrowing limit, I think the max amount you can get is based on your income. It automatically repays itself from my account so I don’t have to worry about remembering to pay it, it also will let you reborrow the money right after it’s been paid back if you’re debit card is verified, I had to get a new card so that time it took a few days to be able to borrow again because be the payment had to process. 5 days I think. The only thing I would change about the app is that it only lets you take money in intervals of $50 or less and to get the money immediately, it charges you $5 per $50 you take. So I end up having to pay like $50 extra just to be able to get the money immediately. The app does encourage that you tip, but you do not have to..Version: 7.35.0

HelpfulIt’s not easy when you live paycheck to paycheck and it’s not easy looking for different ways to make sure you aren’t counting down to the final dime to get to your next. This app does help. Not just by helping you access your check early but, by having so many other options and advice. Different avenues to help you save and learn how to money manage. It’s filled with tools if you want more than just trying to make it to each paycheck. Small loans, big loans, credit building, debt consolidation and credit score info. It’s not there as a quick fix and to put you further in debt. As someone who grew up living paycheck to paycheck I know very little about how to build credit and properly manage money because it seems like the minute I get it well it’s gone. I’m not too proud to say that I’m not money savvy. Or that my family were not and are not credit building types. It was always. Survive and you’re okay. That doesn’t help you much. This app is helpful and very user friendly. I’m not on top of my game yet. But I feel like I can be eventually. And this app does help. So yes, I highly recommend..Version: 7.45.0

Changed my lifeHonestly. Too much to say. But not enough time with the hustle known as life. MoneyLion has saved me numerous times. From issues with overall finances. Bailing me out of tight situations where a little extra was just needed when emergencies happen. Sometimes no matter how hard you budget. When stuck in the repetitive middle class where taxation on wages earned is more impactful than those above and below. Where trying to break the cycle of living paycheck to paycheck is seemingly not plausible. It really helps to be able to get by. As any business model will prove. Products and services do come with a cost. Regardless of the 7.99 instant transfer fee. Or the constant bombardment of tip inquiries. Nothing is free. However. It is all reasonable. I can without a doubt say that in terms of consistency, Accessibility, and options presented by this company. That it has well been worth it to me. But I’m just some random dude. There are no subscriptions or monthly fees for the program. They offer an array of services. So if your curious. Find out for yourself. Thank you MoneyLion.Version: 7.43.0

MUST READ - SCAMI had to put 5 stars otherwise this review would have been sent all the way to the bottom where no one looks. MONEYLION SELLS YOUR INFORMATION TO INDIA CALL CENTERS TO SCAM YOU WITH FAKE LOANS!!! I applied on their app and it sent me to a website called “loanup”, and I applied there again, and nothing was approved and the page was not visible. 4 mins later I get several calls and text messages from Indian people who are offering me loans with low interest and low monthly fees. Come to find out these are scamming Indian call centers that have been stealing from Americans for the last 8 years. I have proof also. I tried to talk to MoneyLion’s chat help and asked for a supervisor but they wouldn’t give me their email so I can complain, so this was the only way. Moneylions SELLS your information to Indian call centers just so they can scam you. The police said they can’t do anything about it, but they are going to put MoneyLion on a national database so they can research this. I have been using MoneyLion for instacash and the credit builder plus loans, and I’m appalled that they have sold my information to India. My social security, name, address, date of Birth….all sold to those scamming people. This is so bad. Please beware people..Version: 7.55.0

Scammers and a jokeI was told I had to sign up for their membership to use anything. I then signed up and I couldn’t use a single one of their products because they “couldn’t verify my identity” because one of their phone reps changed my name to the wrong name? My first name is two words and they said their system doesn’t support first names with spaces in it so she just put the first part of my name???? I have been asking for them to update my name for almost a month now and nothing? They are now refusing to delete my account saying they can only deactivate my account but even then when they say my accounts been deactivated it’s not? The reason they tell me they can’t delete my account is because they have to retain my personal information due to “Bank Security Act”. Nothing about the bank security act says they have to retain my information and can’t delete my account. I don’t even have a bank account with them or anything, no instacash, no loan, nothing so the only reason why they want to retain my information is to sell it. This app is a joke, this company is a joke and they don’t give a crap. STAY AWAY!!!!.Version: 7.82.0

It’s really a 5 StarI would have given MoneyLion a 5 star rating if it wasn’t for the verification system they have in place. But I can also blame them for the glitches because customer service seems to know what’s going on but doesn’t come right out to tell you, and that makes the verification go on for weeks. If some would have taken the time to explain I would have given 5 stars. After answering about 4 questions about myself which I answered CORRECTLY the computer told me I was wrong and I would get another try, the second time the same thing my answer were ALL CORRECT but there was no third try it told me I had to wait a week then reapply for the checking account which gives you a lot more options when it comes to borrowing money. Which in a sense is ur own money. But what gets me is why not just tell me I’m not eligible for the checking but I’m ok for the investment part which I really like and think it’s an Awesome way to save & invest at the same time. I wish I could get the checking account that would complete my portfolio! I still recommend investing it’s worth it, now and for the future!!! BeeMan.Version: 5.8.0

IF YOU NEED ADVICE Before getting this appWhen i first got this bank i was excited i was accepted for MoneyLion after i entered all my personal info i was given access to the app they ask you if you want to join the MEMBERSHIP they give you different pay options on how to pay it ,they even ask you to link your bank account you already have . DONT BE WORRIED !!:) they’re a bank they need this stuff to help you operate. You can get access to a 500$ loan . I couldn’t get the loan right away which made me think this was dumb but it said i was on a lock down sorta thing . You have to check into the app every day to unlock the 500$ loan for about 30 days and after it’s GUARANTEED I PROMISE YOU how you spend it is in you just remember ITS A LOAN IT AFFECTS YOUR CREDIT AND HELPS BUILD CREDIT. So the MEMBERSHIP fee goes into your investments account I’ve had this for about 2 and half months and I have 200$ in my investment account from getting 1$ every day i check in the app and i also have a direct deposit set up to my card i don’t have access to instachash even though i do have money going into my account but i know this app is a good way for you to save money in the years coming.Version: 5.13.0

Four Stars Cause Some Hidden FeaturesMoneyLion is a pretty neat app, and banking platform. While I do enjoy many things about it, I had to give four stars because there are some features I dislike. One, membership fees, I mean on top of other fees and being bombarded to provide tips with the InstaCash feature is excessive. But the one that irked me the most was the additional charge of 20% to my transactions to “account for” gratuity… That should be my own decision and in terms of what I chose to give. While the amount does shift once a transaction has completed processing, it creates a GREAT inconvenience when trying to budget because on TOP of the gratuity I am already factoring for, I got some other underhanded weird banking feature doing it’s own thing. Not appreciated. And I know this can cause problems for other people especially in tight money situations. So, you have been forewarned should you read this before downloading. We already got drama going on with Bank of America being shady, don’t need that elsewhere. Aside from that annoying part, overall other factors have me sticking with the app for now. At least compared to other mobile banking apps, this one is the best. Just watch out for things like aforementioned which can sour your mood on any given day..Version: 7.79.0

Great money maker/investment/credit builderI took a chance with ml for the loan opportunity and I'm so glad I did. From the low interest rate on the loan I received, to the opportunity for financial growth by earning a dollar a day to build on my investment just for opening up the app and swiping, all the way to helping me build my credit I have to say the decision I made to take a chance was actually one of the best decisions I've made in regards to finances. I do however need to let it be known I am not so happy with my ml checking account, I opened the account because it said free checking account and over 55,000 free atm's but yet the first time I used my card to withdraw money out of an atm I was charged twice one charge was the typical $2 atm fee from the atm's financial institution but then I saw when I was looking at my ml checking account transactions that I was also charged $2.50 from ml as well on top of the $2 atm fee I had already paid. I should not have had to pay a fee to ml as well as pay one to the financial institution of the atm I withdrew from! Now I worry every time I need to make a purchase hesitating and debating on whether or not to use my ml card wondering if I'll be charged for doing so. That is something I should never have to worry about from my personal bank account/institution especially if you were told prior to opening it it's a free account..Version: 5.8.0

Money Lion ForeverI love the app, all the educational info that is posted for users, the instacash and the shake n’bank features. This is my one and only bank and I love it and I’ll never go with another bank ever again. MoneyLion makes it fun and easy to keep track of everything and allows you to invest and check your credit. The. Best. Constructive criticism here: I wish the shake n’ bank would let you shake for the month instead of for each purchase. It’s a huge time waste to sit and click and go back and forth for each purchase. Also, just FYI, if MoneyLion is your only bank, and your direct deposit from work is deposited into your account each month, you will not have access to the the credit builder loan. I’ve contacted support and asked about this several times, but the only way it’s possible to get the loan is to change your bank direct deposit to a different bank and then connect that account to MoneyLion. (doing this will then disqualify you from getting instacash though, so pick your battle.) I also don’t want to switch my direct deposit to a different bank. 🤷🏽‍♀️.Version: 7.49.1

Life RaftI’ve read where some people say that they had a hard time getting set up with Money Lion but in my experience it was straight forward, and there weren’t a lot of hoops to jump through. I got my mom set up with them in just a couple of minutes and she hasn’t had any problems with them either. It wasn’t a whole lot that they had approved me for, but I was able to use their task & reward system to increase the amount. Like most of the lending apps if you directly deposit your paycheck with them they increase your limit even more. And you know what? With the smooth history that I e had with them and their other app features, I’m going to do the direct deposit with them. My bank doesn't give me cash advances when I need them. Also I like their tip system. They don’t charge interest on the loan they ask for a tip. They do cap you at $50 a transaction so you’ll have to tip again, but nobody’s making you tip. I leave what I think is fair for what I’m trying to take out. I know this must sound like a paid review but I chose to leave this review, they didn’t make me in order to continue to the app like some apps. Anyway, that’s my take..Version: 7.34.0

Great investmentSo I’ve been a member for a full 30 days now. I was very skeptical at first, I wanted to cancel after my first payment because I read some negative reviews. But, thinking about the situation a little longer I realized all the negative reviews have one thing in common, and that’s because these people didn’t read the documents or what they were signing up for. So I left it at that! Now if you don’t have the money monthly to pay both the membership fees and the loan. Then I wouldn’t suggest this app, cause you need to spend money to make money, if you have no money then you can’t make any. Anyways, you pay a membership fee of $33 and some change every two weeks. $50 of that goes into your investment account. That is STILL your money! It’s just in a savings account for you basically. ML couldn’t verify my bank account so I was in something called the LOANLocked group. I had to make sure to pay my membership ON TIME, auto-drafted from my bank account. 30 days later with no questions asked I was approved without running my credit for the $500 loan. I don’t have this app just for the loan. I have it to build my credit, and the ongoing investment. I would recommend this app to my close family and friends because I trust it. AGAIN READ what you’re signing up for. ☺️☺️☺️☺️.Version: 4.5.0


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