Aspiration Spend, Save, Invest App Support

93.1LEGITIMACY SCORE
93.6SAFETY SCORE
4+CONTENT RATING
FreePRICE

What is Aspiration Spend, Save, Invest? Description of Aspiration Spend, Save, Invest 3766 chars

SPEND & SAVE ACCOUNT
• Sign up for Aspiration to start spending, saving, and investing with a conscience.
• Fund the planting of a tree with every purchase you make*
• Feel good knowing your deposits will not fund fossil fuel exploration or production***
• Unlimited withdrawals at over 55,000+ Allpoint ATMs
• Earn up to 3.00% APY with the Save account. Terms & Conditions apply.**
• Get paid up to 2 days early****

DISCLAIMERS
The Aspiration Spend & Save accounts are checking and savings accounts offered through Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor. For balances greater than $250,000, Coastal will Sweep the excess funds to one or more FDIC-insured depository institutions in their Sweep network (each a “Bank”) up to $250,000 per Bank. With four Banks available through the Coastal Community Bank Insured Bank Deposit Program (aspiration.com/2024-deposit-account-agreement#page=45), Deposits are FDIC-insured up to $1 million per depositor. This amount is subject to change at any time. Visit fdic.gov. Aspiration’s Program Banks (aspiration.com/2024-sweep-program-banks) have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.

Aspiration Debit Cards are issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard® International Incorporated. Aspiration is under separate ownership from any other named entity. Aspiration is not a bank.

An affiliate, Aspiration Fund Adviser, LLC is an SEC registered investment adviser.

*When opting into Aspiration's Plant Your Change Service, we round up Aspiration Debit Card transactions to the next whole dollar amount and transfer the excess to your Plant Your Change Service Account. For details, visit our Plant Your Change FAQ (www.aspiration.com/plant-your-change-FAQ).

**The Aspiration Save Account’s up to 3.00% Annual Percentage Yield (APY) is variable, subject to change, and only available after certain conditions are met. To earn 1.00% APY (3.00% APY if customer is enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their Aspiration debit card. Additional terms apply. Visit our Terms (www.aspiration.com/spendandsavedisclosure) & APY FAQ (www.aspiration.com/APY-FAQ) for details.

***Aspiration’s Program Banks (www.aspiration.com/program-banks) have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.

****Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy (www.aspiration.com/funds-availability-policy) of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

*****Aspiration’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, visit aspiration.com/FAQ_cashback & aspiration.com/FAQ_consciencecoalition.

Visit aspiration.com/policies for additional terms and conditions of services.

© Copyright 2024 Mission Financial Partners, LLC

Aspiration Spend, Save, Invest App User Reviews
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Aspiration Spend, Save, Invest App User Reviews

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Aspiration Spend, Save, Invest Pros

✓ Banking Done Right!I’m so thrilled to have signed up for an Aspiration account a couple years ago and to see it has now evolved into a full checking account! I love credit unions but have been moving around the country and this new account is perfect for me. I feel great using an ethical bank that lets me bank from anywhere! The app works great and has all the modern features necessary to do mobile banking. Thank you Summit and Aspiration for creating this wonderful modern-day bank for people like me who are fed up with corporate banks. The only issue I have is, at the moment, there’s not a way to make cash deposits but I am sure that’s something that they are working on to provide in the near future..BelljarFairyVersion: 2.6.0

✓ Get rid of your BOA, WFARGO, Etc checking and savings, aspiration is the way to go.Like everyone else I have had a checking and savings account with Bank of America for as long as I could have an account, they charge you hidden fees every once in a while because they change their rules without telling you and on top of that you were in virtually zero interest rate. Well aspiration is probably the best thing that’s happened for checking and savings in decades, iron 1% interest on my checking account I can earn up to 3% interest on my savings account no hidden fees no charges I can use any ATM on the planet and they’ll reimburse me the fee they charge I can make my check deposits for my phone it’s everything Bank of America and the others can do except they’re not trying to screw you over. I highly recommend making the switch. It’s free🖖.Drunkenboxer1984Version: 2.8.0

✓ Aspiration Spend, Save, Invest Positive Reviews

Aspiration Spend, Save, Invest Cons

✗ DONT DO ITDONT DO IT. I thought it was a good idea but when I came into fraudulent charges on my account they are NOT HELPFUL. They throw shade at Chase bank for whatever they feel, yet chase doesn’t mind giving me my money back when a charge is unauthorized. I disputed charges back in December and did not hear back. I called again concerned about more charges and they refuse to help in any way. No new card. No new account. No money back. The customer service pretends they’re helping in all actuality they’re lying. This is an important feature to banking. I need to know my money is secure and it just was not and is not. Upon calling again the woman I spoke to was rude, I attempted to help her understand the reason for my call as I was being charged multiple times in a month for an unauthorized charge. Customer service just tells you that you did make the charge and maybe you just don’t remember. ABSOLUTELY NOT.. At least do an investigation, but no they would rather argue with you than help you. Ridiculous..NikedoesitagainVersion: 2.21.15

✗ Off-Shoring, Lack of Support for Fraud, etc.This company was fabulous when I first went with them in 2017. I recommended them to everyone I knew. Now I’m waiting on hold for a supervisor because I’m literally being robbed by the company itself. Why? Because there’s been a security breach. And the way I found out is by Aspiration calling me(which, btw, they state they will not ever do… for security purposes..) from their own phone line, which they’re now saying there’s no record of… I am so sick of this country off-shoring. This is what happens. And I make next to nothing and rarely have more than $500 in my account. Imagine if I chose to invest..? Or if I had shared personal info with the people who called from their own phone number? This is unacceptable. I’m sorry, but there’s just no excuse for a company that is supposed to keep your money safe to have a breach that’s THIS bad, and not have a 24/7 line to call for fraud..ChettiblueyesVersion: 2.21.32

✗ Aspiration Spend, Save, Invest Negative Reviews

Is Aspiration Spend, Save, Invest legit?

✅ Yes. Aspiration Spend, Save, Invest is 100% legit to us. This conclusion was arrived at by running over 29,464 Aspiration Spend, Save, Invest user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Aspiration Spend, Save, Invest is 93.1/100.

Is Aspiration Spend, Save, Invest safe?

✅ Yes. Aspiration Spend, Save, Invest is quiet safe to use. This is based on our NLP analysis of over 29,464 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Aspiration Spend, Save, Invest is 93.6/100.