- 94.0LEGITIMACY SCORE
- 94.5SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Current: The Future of Banking? Description of Current: The Future of Banking 3987 chars
Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa credit and debit cards so you can make the most of what you've got.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Join over 4 million members that trust Current & sign up today.
WITH CURRENT YOU CAN
BUILD CREDIT: Use your Build Card to build credit safely with every swipe, no credit checks or history required.
ACCESS CASH: Qualify for up to a $500 Paycheck Advance⁶
SKIP THE FEES: Get fee-free overdraft & fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S.¹
GET PAID: Payday comes up to 2 days faster with direct deposit.²
SAVE: Earn up to 4.00% annual bonus on your savings with a qualifying direct deposit.³
GET REWARDED: Get up to 7x the points and cash back on swipes.⁴
GET HELP: 24/7 support & chat in the app.
TEEN ACCOUNT BENEFITS
SPEND: Get instant money transfers from parent to teen, spending notifications, and set automated allowance payments.
STAY SAFE: Parental controls let you pause the card directly in the app, set spending limits, and block merchants.
No minimum requirement to open any account. Teen accounts must be linked to a parent’s account through the app.
¹ Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees.
² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.
³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. A qualifying direct deposit of $200 or more is required for 4.00%. No minimum balance required. Refer to Current Boost Terms and Conditions at current.com/docs
⁴ Points available at participating merchants. Teen accounts do not earn points
⁵ Your money is FDIC-insured on a pass-through basis up to $250,000 at each of our partner banks, Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
⁶ Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. Refer to Paycheck Advance Terms and Conditions at current.com/docs/.
The Current Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Current Visa® secured charge card is issued by Cross River Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.
- Current: The Future of Banking App User Reviews
- Current: The Future of Banking Pros
- Current: The Future of Banking Cons
- Is Current: The Future of Banking legit?
- Should I download Current: The Future of Banking?
- Current: The Future of Banking Screenshots
- Product details of Current: The Future of Banking
Current: The Future of Banking App User Reviews
What do you think about Current: The Future of Banking app? Ask the appsupports.co community a question about Current: The Future of Banking!
Please wait! Facebook Current: The Future of Banking app comments loading...
Current: The Future of Banking Pros
✓ Best bank ever !I have been using Current since August 2020, and it has really been the best experience, I started with my account first, then my wife was interested and she created her account, then we created a children's account for our 3 children, an account for each one, and it has made it much easier for us to manage money. The most I like is that it can be a Saturday at 3 am and you make a purchase, Current withdraws that money instantly, not like regular banks, where you use the money on a weekend, they wait until Monday to reflect the transaction and then they charge you fees because you used a little more than you had, but that's not the case with this bank, plus I received my work payments every Wednesday from 6am to 8am maximum. It sounds too perfect to be true, but it is not perfect because there is only one thing that I would like to see changed, and that is the amount you can withdraw at the ATM, I am a person who spends my time buying and selling cars, and once I had I had to withdraw $4,000 to be able to buy a vehicle and I lost the purchase of that vehicle because I can't withdraw the amount I needed at that moment, so for now I keep the money from negotiating vehicles out of the account..Version: 6.0.0
✓ This is the best financial app out there!I have been using this app for years and it has only gotten better, with the new build card I have started to build credit and being able to have 4% apry for all 3 of my savings accounts means I am making about $1 a week on average just for having money that I would be saving up anyways. It’s also great to be able to still have access to my money with a virtual card even if I need to replace my old card(s) which I just did last month just because they’re getting old. It’s also nice to be able to send others money with the tap of a button and receive money from them just as easily. It’s safe secure and support will do everything they can to try and solve your problems and answer your questions. Your money is available anytime anywhere and you can easily turn your cards on/off anytime you might need to and block specific transactions or brands with a single tap. You can also use the Fee Free ATM Lovator to find the nearest ATMs that won’t charge you a fee to use them. You can deposit cash through some stores like Dollar General straight into your accounts. You can get fee free overdraft up to $200 when you have monthly direct deposits, you never get charged for using the overdraft if you ever need to use it. There are so many great features that you can’t get with a physical bank that make this app great and it makes saving money and building credit easier than anywhere else!.Version: 6.11.2
✓ Current: The Future of Banking Positive ReviewsCurrent: The Future of Banking Cons
✗ How does this happen?I NEVER wright reviews but for some reason I feel I need to here! My favorite thing about current is the ability to get a “payday loan” every week essentially and pay it back immediately without penalty or fees! If you’ve had Current long enough, you know how long it takes to build up to $150 overdraft protection! I have had Current since 2018! I have been at my current employer for over a year and a half without a pause longer than 2 weeks for vacation but my monthly deposits are STILL above $500 in the other 2 weeks! I say this bc that is their stipulation to have access to overdrive. You must get at least $500 a month in direct deposits to use the overdraft protection. I go to the gas station before work this morning and use my card where I’m declined 2 times when I knew I still had $50 available for overdraft. Luckily my husband was there and able to pay for our stuff. After investigating, I found without warning or cause, they have “paused” my access to overdrive?? What?? I contact support who tells me it could take 3-5 days for them to respond regarding what is going on! Nope! I will not sit around and let someone play with my way to survive paycheck to paycheck! I will find another bank and start over before I let my current bank make me start over for no reason at all!.Version: 5.19.0
✗ Zero stars should be an optionBy far the worst customer experience I’ve ever had with any bank/banking ap. When I opened the account and they sent out the debit card some how things got messed up on there end and according to there computer they never sent me a card. After several discussions with multiple people and being told that I would hear from the management team because my issue had to be escalated I finally gave up and linked an account to take my money back from them. They had my whole paycheck which I had no access to right at the beginning of the month when my rent was due. And the only answer I got from anybody over there is that I should being hearing from them through email in 1-2 days. So the people that you connect with are super incompetent and they can do nothing to help you except lie. All that above being said the $50 bonus is a scam to get your business and they will not give you the 50$ even after you do everything they want you to. Bad app, horrible customer service, and will not do what they say. Save yourself the agony and do not open an account with current. There are better choices out there. Cash ap for one off the top of my head. But current is horrible. Do yourself a favor and do not down load this app and do not place money into that account if you do. Lastly the.Version: 5.3.1
✗ Current: The Future of Banking Negative ReviewsIs Current: The Future of Banking legit?
✅ Yes. Current: The Future of Banking is 100% legit to us. This conclusion was arrived at by running over 149,729 Current: The Future of Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Current: The Future of Banking is 94.0/100.
Is Current: The Future of Banking safe?
✅ Yes. Current: The Future of Banking is quiet safe to use. This is based on our NLP analysis of over 149,729 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Current: The Future of Banking is 94.5/100.
Should I download Current: The Future of Banking?
✅ There have been no security reports that makes Current: The Future of Banking a dangerous app to use on your smartphone right now.
Current: The Future of Banking Screenshots
Product details of Current: The Future of Banking
- App Name:
- Current: The Future of Banking
- App Version:
- 7.0.0
- Developer:
- Finco Services, Inc.
- Legitimacy Score:
- 94.0/100
- Safety Score:
- 94.5/100
- Content Rating:
- 4+ Contains no objectionable material!
- Language:
- EN
- App Size:
- 116.81 MB
- Price:
- Free
- Bundle Id:
- com.current.currentapp
- Relase Date:
- 05 April 2016, Tuesday
- Last Update:
- 25 March 2024, Monday - 13:21
- Compatibility:
- IOS 15.0 or later
Your Current app just got a major upgrade. We've updated the look and feel to make Current sleeker, smarter, and easier to use. Update the app to check it out..
