Experian®: The Credit Experts App SupportExperian

Experian®: The Credit Experts App Support

4.8
4.84016 star

Total 2,186,244 Ratings

What is Experian®: The Credit Experts? Description of Experian®: The Credit Experts

Get your Experian credit report and FICO® Score* with a free Experian membership—no credit card needed! Learn how to instantly raise your FICO Score with Experian Boost®ø, get notified about changes to your credit and more. You can even open a new Experian Smart Money™ Digital Checking Account—it’s FDIC insured with no monthly fees or minimum balance¶ (see terms at experian.com/legal).

GET STARTED FOR FREE

• Experian credit report & FICO® Score*

Check your FICO Score and credit report anytime, anywhere—it won’t hurt your credit. Sign in for updates every 30 days. See what factors help or hurt your FICO Score, and actions to take for better credit.

• Experian Boost®ø

Raise your FICO® Score* using bills like your cell phone, utilities, video streaming services & eligible rent payments.

• Experian Smart Money™¶

The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boostø!

• Credit monitoring

Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report.

• Money management

Connect external bank & credit card accounts to see all your income, transactions and balances in one place.

• Marketplace^

Compare credit card, loan or insurance options matched to your unique credit profile.

PREMIUM BENEFITS

• Bill negotiation & subscription cancellation**

Save time and money when our experts negotiate your bills to get your best price! We'll even cancel subscriptions you no longer use.

• Experian CreditLock***

Protect against identity theft by locking your Experian credit file. We’ll alert you in real time if someone tries to apply for credit in your name while your file is locked.

TERMS

See experian.com/legal for Terms of Use Agreement, Privacy Policy, Cardholder Agreement & Disclosures.

¶The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid. The bonus will be deposited into your account within 10 business days, once earned. Terms and conditions apply.

øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether.

**Results will vary. Not all bills or subscriptions are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.

©2023 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html


  1. Experian®: The Credit Experts App User Reviews
  2. Experian®: The Credit Experts Pros
  3. Experian®: The Credit Experts Cons
  4. Is Experian®: The Credit Experts legit?
  5. Should I download Experian®: The Credit Experts?
  6. Experian®: The Credit Experts Screenshots
  7. Product details of Experian®: The Credit Experts

Experian®: The Credit Experts App User Reviews

What do you think about Experian®: The Credit Experts app? Ask the appsupports.co community a question about Experian®: The Credit Experts!

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Experian®: The Credit Experts Pros

Awesome Credit AppPrior to using Experian’s credit app, I used Credit Wise from Capital One. In rebuilding my credit I wanted to monitor my credit accordingly and make the right moves to increase my score. Maybe, there is a glitch with CreditWise but my score always sucked no matter what I did. Paying on time, minimizing my utilization my score was horrible. I switched to Experian and my score was decent. Experian gave an accurate reflection of all my hard work and financial discipline. I love Experian Boost, which basically rewards you for things that you always pay such as rent and my celular bill. I also, like the credit card recommendations they send you as your Credit improves. With this feature I can know what cards I am more likely to be approved for. Finally they also make it super easy to check for any erroneous information on my report and have it disputed within 30 days. Experian is by far the best credit app on the market today..Santiago FuegoVersion: 2.8.2

Experian is nothing but a fraud!!!Experience still has me down 109 points while Trans Union and Equifax has me at 109 points they seem to not be reporting the correct information when I try to dispute they tell me they cannot dispute. They Luer me into applying for credit cards they said I would be a perfect match for an order to have open trade lines to increase my credit score then upon getting denied because of experience low credit score which Trans Union and Equifax have me 109 points on my credit score, I was promised that those credit card applications would not be hard inquiries but again that was a lie and they continue to show them as hard inquiries on my Experian credit report which brought my credit score down five points which I am trying to dispute and they have a number it says you can dispute hard inquiries but upon calling they had me on hold for over 30 minutes while they were investigating it then transfer me to someone new who didn’t know anything about why I was on hold and told me that they cannot dispute hard inquiries I have to call the creditor which is a load of crap!!! Shame on you Experian!!!!!!.ImagebyjoeVersion: 3.1.4

✓   Experian®: The Credit Experts Positive Reviews

Experian®: The Credit Experts Cons

Good could be betterI like some of the initial interface. The score right away. It is the best for the money in my opinion. But For the money, it should have current, not old, transunion and equifax scores. Also, it’s very difficult to get full score info, i.e. current report info to see what exactly is going on, lender by mender. This should include which balances are changing. Also, there should be a way to contact experian real time to have interaction about issues. Also know how often updates will happen. In this time of global financial stress, the credit agencies should be a bit more lax about lowering people’s scores for balance increases. Of course our balances are going up. Even I, as an essential (food) business owner, am intelligently availing myself and the business of deferral opportunities, which are essential to our survival in this environment. But on the whole this is a better app than credit karma, transunion, or equifax..DifferentwaysVersion: 2.9.2

Overpriced ScamImagine my surprise when, after years paying a $21 monthly fee for the “top tier” of this Experian service, I apply for a mortgage and learn that this app was reporting a FICO score that was 20 points higher than what the bank saw when they pulled my credit report. Experian plays to your vanity and ignorance to get you to pay for higher tier services you don’t need. I never needed “24/7 Access” to my credit report, but I had to dig through two or three layers of menus to learn of the $5 and free levels providing weekly or monthly access respectively. On top of all that, this app doesn’t update your credit report in real time. It’s been a month since I refinanced my mortgage and purchased a new automobile. Four weeks and neither transaction has shown up in the so called “real time credit reporting” boasted by this app. If you download this app, by all means stick with the free basic level of service. It’s the only level where you’ll get what you pay for..Squigmond FroydVersion: 2.10.7

✗   Experian®: The Credit Experts Negative Reviews


Is Experian®: The Credit Experts legit?

Yes. Experian®: The Credit Experts is 100% legit to us. This conclusion was arrived at by running over 2,186,244 Experian®: The Credit Experts user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Experian®: The Credit Experts is 95.8/100.


Is Experian®: The Credit Experts safe?

Yes. Experian®: The Credit Experts is quiet safe to use. This is based on our NLP analysis of over 2,186,244 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Experian®: The Credit Experts is 96.3/100.


Should I download Experian®: The Credit Experts?

There have been no security reports that makes Experian®: The Credit Experts a dangerous app to use on your smartphone right now.


Experian®: The Credit Experts Screenshots

  • experian®: the credit experts iphone screenshot 1
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  • experian®: the credit experts iphone screenshot 3
  • experian®: the credit experts iphone screenshot 4

Product details of Experian®: The Credit Experts

App Name:
Experian®: The Credit Experts
App Version:
4.0.18
Developer:
Experian
Legitimacy Score:
95.8/100
Safety Score:
96.3/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
216.86 MB
Price:
Free
Bundle Id:
com.experian.experianapp
Relase Date:
16 May 2016, Monday
Last Update:
13 March 2024, Wednesday - 16:45
Compatibility:
IOS 15.0 or later

Experian®: The Credit Experts 4.0.18 Update Note
✱ Version History

Thanks for using the Experian app! We’re constantly working on updates to help you manage your credit. The latest version includes bug fixes and other general improvements..

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