Experian®: The Credit Experts App SupportExperian

Experian®: The Credit Experts App Support

4.8
4.84016 star

Total 2,186,244 Ratings

What is Experian®: The Credit Experts? Description of Experian®: The Credit Experts

Get your Experian credit report and FICO® Score* with a free Experian membership—no credit card needed! Learn how to instantly raise your FICO Score with Experian Boost®ø, get notified about changes to your credit and more. You can even open a new Experian Smart Money™ Digital Checking Account—it’s FDIC insured with no monthly fees or minimum balance¶ (see terms at experian.com/legal).

GET STARTED FOR FREE

• Experian credit report & FICO® Score*

Check your FICO Score and credit report anytime, anywhere—it won’t hurt your credit. Sign in for updates every 30 days. See what factors help or hurt your FICO Score, and actions to take for better credit.

• Experian Boost®ø

Raise your FICO® Score* using bills like your cell phone, utilities, video streaming services & eligible rent payments.

• Experian Smart Money™¶

The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boostø!

• Credit monitoring

Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report.

• Money management

Connect external bank & credit card accounts to see all your income, transactions and balances in one place.

• Marketplace^

Compare credit card, loan or insurance options matched to your unique credit profile.

PREMIUM BENEFITS

• Bill negotiation & subscription cancellation**

Save time and money when our experts negotiate your bills to get your best price! We'll even cancel subscriptions you no longer use.

• Experian CreditLock***

Protect against identity theft by locking your Experian credit file. We’ll alert you in real time if someone tries to apply for credit in your name while your file is locked.

TERMS

See experian.com/legal for Terms of Use Agreement, Privacy Policy, Cardholder Agreement & Disclosures.

¶The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid. The bonus will be deposited into your account within 10 business days, once earned. Terms and conditions apply.

øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether.

**Results will vary. Not all bills or subscriptions are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.

©2023 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html


  1. Experian®: The Credit Experts App User Reviews
  2. Experian®: The Credit Experts Pros
  3. Experian®: The Credit Experts Cons
  4. Is Experian®: The Credit Experts legit?
  5. Should I download Experian®: The Credit Experts?
  6. Experian®: The Credit Experts Screenshots
  7. Product details of Experian®: The Credit Experts

Experian®: The Credit Experts App User Reviews

What do you think about Experian®: The Credit Experts app? Ask the appsupports.co community a question about Experian®: The Credit Experts!

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Experian®: The Credit Experts Pros

Experian BoostAlthough I like the Experian app, I am definitely disappointed in the boost part of it. I have been trying for weeks to get the boost part to work with every attempt telling me to speak with my bank. It then says it cannot find any qualified bills. What? I’ve been paying bills for quite some time now. After many phones calls and being put on hold only to be disconnected, I learn that bcuz my account is a business account it doesn’t work. I have No employees. I make money. It goes into my account and then disburse it accordingly. Pay bills. So I need to open another account and transfer money from the business account to the personal account. I’ve read everything I can find and I didn’t find this being said at all. Had I known this, I wouldn’t have been putting in so much time and effort into this boost. I’m still confused as to why it wouldn’t work being I am paying MY bills with MY name on the accounts. The business account is in my name as well. I can’t believe I’m the only person that has only a business account and not a separate personal account as well. In any event, how about leading with this information Experian? “Just link your bank account…UNLESS IT IS A BUSINESS ACCOUNT! WE CANNOT HELP.” Is this a good program? I have no idea. Apparently, don’t pay your bills out of your business account, they can’t help….No good for businessVersion: ECW 3.5.16

Experience the BestA lot of the times your credit rating moves as slow as a snail. You try your best to be a good consumer and be consistent with your financial situation. Being a senior on a fixed income which dwindling faster than you can keep up with all involved. Experian has been fair and makes me feel that my efforts handling my finances makes me feel I still matter and at least doing fair when others of the triad rate me poor or less. I am not behind in any of my accounts and I have a car note that is more than 50% paid off on a fixed income on disability as well as paid off almost all my accounts except 3. Experian allows me to keep track of this mess and make sense of it and keeps me from throwing in the towel like a lot of folks have had to do in my situation. I have had to make slot of sacrifices to keep my credit profile where it is. Thanks for the help!!.Blue-Melody1Version: 2.7.0

✓   Experian®: The Credit Experts Positive Reviews

Experian®: The Credit Experts Cons

Experian, facilitator of ID theftExperian is the absolute WORST credit reporting agency and a _facilitator_ to fraud. Bunch of shills posting positive reviews, be aware. I’m a recent ID theft victim and I’m going through the aftermath of freezing and monitoring my credit. If the 3 companies, this is the only one that I cannot reach a human to resolve my registration issue. This app throws an error and advises you to call a number, which routes you to automated machines that tend to disconnect on you before you can speak to anyone. As others have faced, I’m still not able to register so that I can monitor my credit activities. Now back to the facilitator to fraud assertion, shortly after I noticed fraudulent accounts and credit applications were opened under my name, I ran credit report checks on all 3 reporting services. Of the 3, only Experian shows soft and hard queries were performed on my account, additionally the queries were performed by Experian or Experian-affiliated businesses. I truly believe there’s still backdoors in Experian’s network infrastructure that they have not patched since their last security breach. My advice is for you to find any and all ways to freeze/lock your experian reporting to prevent being an ID theft victim yourself..Chanto!Version: 2.1.4

Score isn’t accurate?At first I was very pleased to be using The app. Over time the score gradually increased and things were looking good. I waited to apply for certain things until I thought my score would help considerably. In my experience almost all major things I apply for pull from Experian so I thought it was a smart move. Once I applied for something I waited for a response. A couple weeks later I got a letter in the mail saying I was denied. The credit score on the paper I was sent said they did pull from Experian and the score they showed was 40-50 points BELOW what the app showed. I checked my history in the app and it never dropped that low during the time I used the app. I tried contacting support and my response back was regarding how the creditor may not use a FICO score or Experian. The paper did not say FICO anywhere but if that is the case it would be nice to have more than just a FICO score in the app so you could see the majority of the type of scores lenders and creditors would use..BleshnicoughVersion: 2.10.7

✗   Experian®: The Credit Experts Negative Reviews


Is Experian®: The Credit Experts legit?

Yes. Experian®: The Credit Experts is 100% legit to us. This conclusion was arrived at by running over 2,186,244 Experian®: The Credit Experts user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Experian®: The Credit Experts is 95.8/100.


Is Experian®: The Credit Experts safe?

Yes. Experian®: The Credit Experts is quiet safe to use. This is based on our NLP analysis of over 2,186,244 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Experian®: The Credit Experts is 96.3/100.


Should I download Experian®: The Credit Experts?

There have been no security reports that makes Experian®: The Credit Experts a dangerous app to use on your smartphone right now.


Experian®: The Credit Experts Screenshots

  • experian®: the credit experts iphone screenshot 1
  • experian®: the credit experts iphone screenshot 2
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  • experian®: the credit experts iphone screenshot 4

Product details of Experian®: The Credit Experts

App Name:
Experian®: The Credit Experts
App Version:
4.0.18
Developer:
Experian
Legitimacy Score:
95.8/100
Safety Score:
96.3/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
216.86 MB
Price:
Free
Bundle Id:
com.experian.experianapp
Relase Date:
16 May 2016, Monday
Last Update:
13 March 2024, Wednesday - 16:45
Compatibility:
IOS 15.0 or later

Experian®: The Credit Experts 4.0.18 Update Note
✱ Version History

Thanks for using the Experian app! We’re constantly working on updates to help you manage your credit. The latest version includes bug fixes and other general improvements..

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