Empower: Cash Advance $250 App Positive ReviewsEmpower Finance

Empower: Cash Advance $250 Positive Reviews

4.8
4.81443 star

Total 24 Positive Reviews

Empower: Cash Advance $250 App User Positive Comments 2023

Empower: Cash Advance $250 app received 24 positive comments and reviews by users. Can you share your positive thoughts about empower: cash advance $250?

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Empower: Cash Advance $250 for Positive User Reviews

DO NOT GET THIS APP...I REPEAT DO NOTThis app does not allow the user to unlink their account, which is a cause for concern. I want to cancel because they charge a $6/month fee for all new users. Before I cancel I want to remove my linked bank account but the app does not let you remove it. To cancel you have to email them and wait to get a response. I literally was on email all day back and forth to then have the person from Synapse say they can’t help me because they don’t know about the Empower app and they only handle the back-end banking. I asked who can assist me with the removal and she never replied. I googled and found a number which led me back to Synapse live person and explained everything again. At least this person emailed Empower app, cc’d me to get try to get some resolve. Which unfortunately did not happen, as I asked if they (Empower) can remove my linked account on the developer end and I got no response to my question. DO NOT USE THIS APP. The 1.6% is not worth the headache of the run around and non responsive Synapse customer support. Find an online bank that offers same or better rates with no headaches when you decide to cancel..Version: 4.1.1

Almost PerfectEmpower is the most efficient way to take control of your finances. The ability to for the app to keep track of all my purchases, place them into categories, and note how much I’m spending (overall and per category) makes budgeting a breeze. So much so that I’ve opted to go with the premium monthly subscription. With that though are two feature I would like to see introduced: the ability to delete categories and the ability to create my own transactions when I use cash. There are numerous default categories that I will never use that simply create clutter. To be able to narrow those selections down to just those I use frequently would be a huge improvement. Additionally, I would like to be able to keep track of purchases I make with cash, so that I get a complete sense of my expenses. These two features would make the app as close to perfect, in my opinion..Version: 2.0

Pleasantly surprised!!I am surprised but happy for the app being a success. I thought honestly it was going to be like the first time I signed up a 1 or 2 years ago but then closed my account because I paid a subscription fee for 2 months and never received any advance since I was only able to take out$10 even though I was making $1800 bi weekly. This time around I have my check going to 2 accounts 80% in one and 20% in another so I connected the 1 with 80% and I said it wasn’t surprised when it told me it couldn’t recognize any reoccurring payments for direct posits even though on my account dec, Ashford clearly shows the name of my employer, and deposited direct deposit even said direct deposit next to the employer name! So I was going to close the account again today and when I thought I connect my second account with 20% of my check first just to see what happens since I was being told I was already approved for $25 but after connecting the second account recognize the checks that I have direct deposit it and I actually approval for $75!!! So now I’m going to keep my account open for now. Thank you for partially fixing the system..Version: 5.71.0

Simple & Fast/ Pros & cons IMO!Took me 4 minutes to sign up and receive my first $25. I just did it to see if it works and apparently the more you use this app to borrow and how fast you pay each loan amount back depends on how quickly the next borrowed loan amount increases. I set it up to pay it back in three days because that’s technically when I get paid again. It’s suppose to go to $50 after that so we will see. (UPDATE/EDIT: didn’t go to $50 after the first time, stayed at 25 for second offer after I paid it back on time, on the scheduled date I picked. Once again it says will go to 50 so m gonna borrow one more time just to see. I was thinking maybe you need to use the app often to receive a higher offer.) I don’t care for the fee you have to pay for get the $25 it was $2. No big deal. So the $27 doesn’t have to be paid till you schedule to pay it back. Also, not a fan of the $8 monthly fee after the 14 day free trial. If I’m already borrowing money and paying a small fee I don’t see why I have to pay a monthly fee..Version: 5.43.0

First time user don’t always go by reviewsFirst I will say I’m the type to always read reviews and base my decision on reviews but always remember everyone bad experiences does mean it will be urs So I seen a ad on Facebook for empower and I’m in a situation where I’m in need of a few dollars until next pay day I just signed up a few mins ago the process was easy and fast it gives u a 14day free trail I was able to link my chime card and I was given a $75 advance I transferred the $75 to my chime card and had $75 in seconds my pay back fee is $79 $75 plus $4 instant transfer fee u do get the decision to get it instant for a fee or get it in 2 business days for free everything was fast and easy before I recommend to anyone I’m gonna see how the pay back goes and gave it another go around if needed but so far so good Thank god I didn’t go by the reviews cause I wouldn’t have that money in hand right now that I really needed.Version: 5.97.0

This app is almost genius!I absolutely love this app. It is by far the best budgeting app I have used, ever. And I have used them all! It also connects to my other bank accounts and credit card accounts, so when it budgets, it budgets ALL OF THE THINGS. So great! The only thing that I hate about this app is that my paychecks are always coming in at inconsistent times. I received my paycheck one day early one time, but as of recently I’ve been receiving my ACH paycheck in late - which is super stressful. You want to know where your money is at all times if you’re a budgeter. So, that’s kind of stressful. If you reach out to support, (and let me just say, the support team is phenomenal), they will usually tell me it takes a certain amount of time for ACH’s to come in - that doesn’t change the fact that it’s been inconsistent most of the time. If the Empower team could figure that issue out, this would be the winning budget/banking app. The look of the app is incredible and aesthetically pleasing. They way it works is user friendly and I get excited to use the app. I wish my paychecks came in on time, that’s the only setback about this app..Version: 3.1.7

AmazingEmpower had been absolutely amazing for my family when my husband was out of work and we needed extra funds they used his unemployment to help us out. I personally am still waiting for my card portion to be opened up for me. There was some kind of glitch and my act couldn’t be made but they said they are fixing it for me so I can become a full on empower member I wouldn’t trade this company for anything they are amazing and respond so fast to any and all of my questions and concerns. I’m so happy to have become a family member to empower thank you for saving my life I bank with chime as well and thank god I do cause they accept it obviously a lot of ppl don’t know how good this really is yes you may start out small but trust me you will get the full amount in time.Version: 5.104.0

Great for keeping track of where you spend your moneyI have been on the hunt for the perfect financial app to help me with budgeting and goals. My ideal app would be able to link to my accounts, I would be able to easily see the different categories that I am spending money on (food, shopping, bills, etc.) and I would be able to create my own financial goals (for vacations, large purchases, etc.) Empower makes it SUPER easy to see exactly where your money is going to. It makes it easy to change thing from category to category if need be. Empower is easier to use compared to the other financial apps I have used including Mint and Clarity. My one request is to add a way to create personal financial goals. I want to be able to say “I want to save 10,000 in the next 3 years for such and such, where can I save money and how much money do I need to be saving per month in order to make this goal?” If I had that, Empower would be a five star, for sure..Version: 2.0

Love thisI’ve tried other apps like this but they either didn’t raise my amounts or charged an arm and a leg but this one so far has been up front about the charges and after I paid twice they raised my amount which was so helpful at that time and I also use their savings feature and before I knew it I had a few hundred dollars out away which was also amazing. I really like how now you can choose the amount you need you don’t have to take the whole loan if you don’t need it and I love that. I also had some issues with my email and was locked out of my account and at first I was upset I couldn’t just reach a live person but I followed all the steps and they literally fixed my account and had me back in it within 30 minute last on a Sunday night so I’m very happy and will continue to be a faithful customer and all my other apps have been deleted and I tell all my friends because with the way things are right now we all need a little help once in a while and this app has really pulled through for me every time I’ve needed it.Version: 5.97.0

Best App for help.I just recently signed up via all of the google questions that can be asked with wondering how do I get money right away. It suggested a number of apps but the app seemed the midst appealing, being that I only have to add my debit card and will receive help. IT WORKS!!!! You download this app and attach your account not only does it help you with your spending, it helps you in actual life right away, based upon who you are and what you have done in the pass in order for you to need an advance. It doesn’t look at your previous expenditures and says NO. It actually learns about who you are, your patterns, and most importantly how to help you in your current situation. I just signed up and got paid directly via me adding my debit card. Great app….Nothing more to say..Version: 5.79.0

Great App!I gave this app 4 stars simply on the matter that I’ve had Empower since 2021 and at that time they didn’t except my Banks. I’ve had some e-mail issues that have caused me to change my email address so when downloading the Empower app again I had to go thru much headache just trying to update my phone number as well as my email address. It was a bit hectic and still isn’t fixed in its entirety, however, once emailing customer support and being able to actually get into my account, I was instantly approved for a $25 Instant Loan which was directly deposited into my checking account onto my debit card as soon as I accepted the offer and added my debit card information. I really only needed a few dollars to make it to work and collect my bonus check and I had little to NO petroleum in my tank. Thanks to Empower, not only was I able to add a few dollars to my gas tank, I was also able to stop by McD’s for a breakfast sandwich and coffee, lol. Came in handy at the right time. I will change my 4star to a 5 star once I get my credentials with my account situated. Other than that, so far so good, can’t wait to see what else Empower has to offer. Good looking out Empower! Keep up the good work..Version: 5.76.0

GREAT APPIt’s not great at all but apple wouldn’t publish my review I guess because I was honest but I bank with chime so it’s only so many apps I can use empower was one of them the first issue came about when I couldn’t get an advance because they told me they didn’t see any direct deposits in my account which there was but the next pay I was able to get only a 10 dollar advance with a 875 dollar pay check….I got the free trial and had put for them to bill my chime account so I could continue to advance if I needed fast forward I had got my 10 dollar advance and I had it to put it on my empower card because I didn’t wanna pay a 3.00 fee for an instant transfer to my chime and soon as they gave me my 10 dollar advance they took it 8 dollars within the 10 mins and then support told me they took the 8 dollars for my subscription I told them I understand that but I didn’t tell you guys to take subscription money from my empower card I even told them I didn’t even set my empower card up or order one when I first got the free trial and choose chime as my bank I asked support to give me my 8 dollars back because how do u guys expect me to pay the 10 back when y’all took it and I couldn’t even use it they told me they weren’t giving me a refund and that they would cancel my subscription and not give me MY MONEY back horrible app don’t use it at all!.Version: 5.100.0

Empower: online banking and servicesEmpower has helped me keep track of my spending and when I have been short on money at first the cash advance they offered me wasn’t really that much but I accepted it and repaid so the next time I needed another cash advance they were here to help.. If you are in need of a larger lump sum this isn’t the app for you however if $25 your first advance would help along with a tracker to help you see what you are spending and bills you are paying then I recommend Empower. they also have an excellent customer service to chat with online if any questions you may have. Empower offers an online checking and savings account also. These accounts grow interest to help save even more with access immediately to both accounts whenever you need to deposit, withdraw. Track. Or even ask any questions 24/7.. Thanks emperor for your service and trusting me with the cash advance offer..Version: 5.51.0

I was skeptical at firstSo just like any payday advance app I was skeptical about using it because they’re never legit, but it’s been a little over a year that I’ve been using the empower app and it’s great when I need a little cash to hold me over till next payday or if an emergency comes up and I’m short on funds. The most you can get it 200$ but it also gives you 2 other amount if you don’t need to narrow the max amount offered, when accepting the amount it tells you all the fees that are to be paid back on your next payday, the money deposits into my bank account in less than 2 minutes when paying the extra fee. I’m not 100% percent sure if this app actually helps your credit but I’ve noticed that since I’ve been using it and I’ve been paying the loan back on time my credit score has increased by 58 point, yes I said that right 58!! There is a monthly fee to use it but it’s only 8 dollars which isn’t bad compared to some of the other fees I’ve seen from less promising payday lenders. I would highly recommend this app!.Version: 5.104.0

It’s a life saver!Good day. I was skeptical at first, but I went with it. Being a single mom living in NY is challenging. I’m a very responsible person but we all have our weeks lol. I am very prideful so I don’t like asking for a helping hand. I came across Empower on Facebook & were pleased with the reviews! When they said instantly they really meant it! I was approved for $250! It was in my checking account in seconds! There is a $7 fee if you want it in less than an hour. You will have to link your banking & debit card info. The trial is free for 14 days then $8 a month there after. You pay it back on your next pay period. This app is worth it when you’re in desperate need of a couple of hundreds to get you through the week. I’m very pleased with this app!.Version: 5.44.0

Honest review from a struggling social workerHey all, Times are tough and I have a predisposition to be irresponsible with money. A couple years back a got sober and noticed some of those addictive behaviors showing up in different parts of my life- in this case my finances. Empower has tools to help educate people on savings, banking, and finance 101. With this app I’m regaining confidence in my purchases and saving ability. While learning more about responsible finances my roommate lost her job and was unable to pay the total amount of her side of rent. I didn’t budget for this- with their cash advance I was able to help out and with the educational material I’ve engaged with I feel confident having uncomfortable financial conversations with the people in my life. I was able to figure out an acceptable payment plan for my roommate where it wouldn’t burden either of us while she paid me back. Great app..Version: 5.92.0

READ THIS PLEASEListen I’ve used Brigit for so long almost 5 months and they only ever gave me 50$ cash advances and never upgraded it . But this app on the first freaking offer they gave me 100$ and not only that they were able to do it the same exact day listen to anyone that’s out there looking for apps looking for any money that needs it ASAP stop what your doing idc if this is a review idc if you doubt me TRY THIS APP AT LEAST BC THIS IS THAT ONE APP PPL DONT KNOW ABT THAT LITERALLY IS A APP EVERYONE NEEDS TO KNOW ABT. This app saved me when I was stuck in downtown had no card or nothing for a payment filled everything out (YOU NEED A JOB Ok Like how do u expect for them to trust you?) and after 5mins I opened a account with card and was approved 100$ and had a form of payment once I was finished bc it allows you to save it to your wallet like genius omg thank god for this app.Version: 5.72.0

Good but…I wish I could be approved for more than $10. That amount is laughable. I’ve repaid my advances each time and I clearly have a verifiable source of income as well as random payments received. But every penny counts so does come in handy when I’m down to only a few bucks after paying off bills and debts. I can at least get me something for lunch to hold me off just long enough until I am able to withdraw from DailyPay (which I wish Empower was able to verify as being a portion of my paycheck). Empower only considers money received on pay day minus money taken out via DailyPay and other sources of income. so it looks as if I’m being paid way less than I actually do. Apart from this, Empower does indeed work and also has an option for instant advances using my linked debit card; a feature that I really love. Thanks Empower team!.Version: 5.85.0

Almost PerfectI very rarely write reviews, but for this app I’m going to make an exception. I’ve been searching for a budgeting and savings app for a while now, and I’ve tried competitors like mint and even gave a couple paid offerings a shot. Honestly, this app is far better than the competition. It includes all the same features you’ve come to expect in a budgeting app such as financial advice and linking accounts, but it does it better. One good example of its superior customer experience is the feature to add and remove specific accounts from your financial institution (For instance, if you have a savings account connected to your chase checking account that you’ve never touched, it’s not going to be around to irritate you and take up space.) This app even lets you link your investment institutions and lets you see how your securities are doing right in the app! My only gripe is that for whatever reason I’m having trouble connecting my Robinhood account. If anyone from customer service sees this review, I’d be very grateful for some assistance. : ).Version: 2.3

Almost Perfect AppThe only opportunity I see for improvement is that I’m able to link up all my accounts except my Alliant Credit Union Account. I’ve seen some reviews where people are also having trouble linking up their credit union account. Also, the maximum you can transfer is $2,500 per week. What?!? At least make it $10,000. I was trying to transfer $10,000 from my Chase to my Empower savings account to take advantage of the competitive APY but the transfer limit is way too low. What if I needed money for an emergency and I had most of my cash in Empower?! That’s the only reason why I would not make this my primary savings account.. until they increase that to at least $10,000. The app also sometimes doesn’t open up and you have to close application and try to open it again. It’s intermittent. Other than that, this app is great. It has all your balances and investments in one place. They help you renegotiate bills which I thought was not possible at all. I also love the user experience, one of the best..Version: 2.13

Great for when in needI have used 4-5 different CTP apps before. All of them have their pluses and minuses. My biggest plus for Empower is that they offered a higher rate then any other app I’ve used in the past. Other require you to build trust first before raising available funds. Empower gave me that trust just after my first CTP loan. Really helped me to avoid a late fee on a bill, when I didn’t get paid until the following day. They take very minimal fees and was super easy to use. Highly recommend this app for people who work full time and receive a regular basis direct deposit. I can only speak for myself, as I’m unaware of what they offer for others who maybe work part time or don’t have a steady reoccurring revenue. I was able to borrow $150 on day 1 of using the app. Paid it back the following week and 3 days later they offered me a $250 loan. Again, this is my experience and I’m sure everyone else’s can be different depending on a multitude of qualifications Empower likely reviews and requires. Only one way to find out! I recommend giving it a shot, if your needing some extra CTP during these hard times in our country. Let’s Go Branden!!.Version: 5.107.0

Genius Banking for MillennialsInitially, I have been Using this Bank for a few Months Now, I admire when I use an ATM, this Bank give me back the Fees that, the ATM Charge me., so please keep up the great Work. Furthermore, when I need assistance, please respond within a timely manner, The previous Bank you guys were using the Deposited $9989 dollars within my Account, then I wrote you guys I never received a response for weeks. Moreover, this incident was an internal error on you guys part. Therefore, the bank should give me the Funds instead give me the funds. Moreover, I hope this does not ever happened again., Thanks for swishing Banks Partners. 👑👏🏾👏🏾💯, continue to provide us with 1.00 yield, a lot has happen with this my accounts now you guys are living another Bank, I’m confuse with the Switch. This New Bank is doing a good Job. Just continue allow us to receive or Funds, thank you for letting us know about the switch of Banks..Version: 5.31.1

Could use some workThey have a good system going on, good banking, borrowing system etc. the frustration only sets in when you want things to happen because every process in the app is slow: I was prompted to link my Chase Bank with Empower, and with linking my bank, I expect the application to report banking actions as they happen or at least within the hour… for example, I get paid on fridays… I get the notification of my direct deposit days later. Same thing with regular store purchases. Their lending service is appreciated: I can borrow $50, $75 (If I agree to have it sent to the credit card they sent me), or $200 if I sign up to get direct deposits through Empower. I would sign up for direct deposits but am hesitant that I will not get paid right away due to their already slow services. Lastly, I want to shed a little more light on their lending service. Whatever I borrow, I have to pay it back, I get that. But what irritates me is that it takes about 5 days for that repayment to process, which means I can’t borrow from them until that repayment clears through them. Most apps I borrow from only need about 1 business day for repayment to reflect on the app and I can borrow again. Not Empower, no. I have 4/5 starts because I appreciate the services and am glad they can help people like me lot. But the company itself is flawed and they should really take a second to improve on the issues listed above. Thank you!.Version: 5.11.0

I LOVE this app!Initially I had some trouble connecting my bank but as soon as I got everything set up it’s AMAZING. I love being able to look at my savings and checking account balances as well as my credit card statement all at the same time. Everything you need is on the main screen so there’s no unnecessary scrolling through multiple pages. This app allows you to set budgets, for example how much you want to allow yourself to spend every month and by week on different items and overall. They make a cool graph so you can very easily see what you’re buying and keep track of how much you’ve spent & how much you have left to spend based on the budget you set for yourself. I can’t say enough good things about this app, it’s amazing I love it so much, it’s making keeping track of my money so much easier..Version: 1.86


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