Empower: Cash Advance & Credit App SupportEmpower Finance

Empower: Cash Advance & Credit App Support

4.8
4.81965 star

Total 159,118 Ratings

What is Empower: Cash Advance & Credit? Description of Empower: Cash Advance & Credit

Empower will meet you where you are. Struggling to make it to payday? Cash Advance from $10 to $250 instantly* to the rescue. Ready to build good credit history^ on your terms? Get the Thrive line of credit and repay it your way. No hard credit pulls, no money down, no minimum credit score to qualify. Stop stressing about money and start living.


GET CASH ADVANCE FROM $10 TO $250 INSTANTLY*
Tight on cash and tired of asking friends to cover you? Empower will float you up anywhere from $10 to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.

— Automated repayment with your next paycheck, typically between 1 day and 3 weeks
— No interest (0% APR)
— Example: If you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.


BUILD BETTER CREDIT HISTORY WITH THE THRIVE LINE OF CREDIT^
Credit score holding you back? Empower Thrive is the chance you’ve been waiting for. A flexible line of credit that helps you build the credit history you need to reach those big financial goals. All credit scores welcome and no money down.

— $250 initial credit limit
— Repay it your way
— Enjoy limit increases up to $1,000 over time**
— Build good credit history^

START SAVING FOR THE FUTURE WITH AUTOMATIC SAVINGS
Make investing in your future easier than ever with AutoSave. Set your savings goal, and Empower monitors your income and spending habits to detect exactly when and how much you can afford to save and transfers the money automatically. Just sit back and watch your savings grow.

KEEP TABS ON YOUR CREDIT SCORE
Build your credit and watch your hard work pay off. Get monthly updates on your score and helpful tips to improve it. Credit scores are complicated – we’ll help you understand them.

GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)



Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.

Empower offers a 14-day trial for first-time customers only. Once the trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting [email protected].

By downloading/using the app you agree to our Privacy Policy (https://empower.me/privacy).


* Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $250 and are based on Empower’s eligibility requirements. As of 11/30/2023, the average offer amount is $140. Instant delivery is optional, and fees may apply. See Empower’s Terms for instant delivery fee amounts.

^ Empower Thrive provided by FinWise Bank, Member FDIC. The Empower Thrive line of credit is subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply.

** To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.


  1. Empower: Cash Advance & Credit App User Reviews
  2. Empower: Cash Advance & Credit Pros
  3. Empower: Cash Advance & Credit Cons
  4. Is Empower: Cash Advance & Credit legit?
  5. Should I download Empower: Cash Advance & Credit?
  6. Empower: Cash Advance & Credit Screenshots
  7. Product details of Empower: Cash Advance & Credit

Empower: Cash Advance & Credit App User Reviews

What do you think about Empower: Cash Advance & Credit app? Ask the appsupports.co community a question about Empower: Cash Advance & Credit!

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Empower: Cash Advance & Credit Pros

I was skeptical at firstSo just like any payday advance app I was skeptical about using it because they’re never legit, but it’s been a little over a year that I’ve been using the empower app and it’s great when I need a little cash to hold me over till next payday or if an emergency comes up and I’m short on funds. The most you can get it 200$ but it also gives you 2 other amount if you don’t need to narrow the max amount offered, when accepting the amount it tells you all the fees that are to be paid back on your next payday, the money deposits into my bank account in less than 2 minutes when paying the extra fee. I’m not 100% percent sure if this app actually helps your credit but I’ve noticed that since I’ve been using it and I’ve been paying the loan back on time my credit score has increased by 58 point, yes I said that right 58!! There is a monthly fee to use it but it’s only 8 dollars which isn’t bad compared to some of the other fees I’ve seen from less promising payday lenders. I would highly recommend this app!.T-Rex_26Version: 5.104.0

READ THIS PLEASEListen I’ve used Brigit for so long almost 5 months and they only ever gave me 50$ cash advances and never upgraded it . But this app on the first freaking offer they gave me 100$ and not only that they were able to do it the same exact day listen to anyone that’s out there looking for apps looking for any money that needs it ASAP stop what your doing idc if this is a review idc if you doubt me TRY THIS APP AT LEAST BC THIS IS THAT ONE APP PPL DONT KNOW ABT THAT LITERALLY IS A APP EVERYONE NEEDS TO KNOW ABT. This app saved me when I was stuck in downtown had no card or nothing for a payment filled everything out (YOU NEED A JOB Ok Like how do u expect for them to trust you?) and after 5mins I opened a account with card and was approved 100$ and had a form of payment once I was finished bc it allows you to save it to your wallet like genius omg thank god for this app.M23swwagerVersion: 5.72.0

✓   Empower: Cash Advance & Credit Positive Reviews

Empower: Cash Advance & Credit Cons

Don’t trust this app!! Use Earnin or try doing some Instacart orders!! TRUST MEI downloaded the app for the cash advance feature. Every time I tried to use it, it would force close. as a result, I tried to close my account with this app because it doesn’t work.. the app would not allow me to remove my bank account because of the subscription so I canceled this subscription, I went back to try to close the account and it wouldn’t let me remove my bank info because of the subscription that I already canceled. The app will not allow you to cancel your subscription immediately it makes you wait 14 days and because of this you cannot remove your bank information…. It is super odd to me that there is no option to cancel your subscription immediately and remove your bank information immediately. I don’t know about you guys, but I’m not not comfortable with an app that I’m not using having access to my bank account.. as we all know pretty much every bank helps with credit building so outside of the advance, this app is useless. I 10 out of 10 recommend Dave or Earnin..ShaneirahVersion: 5.112.0

DisappointedThe app was very intriguing to me as a college student, as I obviously am in need of extra cash all the time. But, I did all the steps, paid my $8, and was approved for a cash advance. I was super excited. To which I proceeded with my request for a cash advance. At this point at the end of the process, the app proceeded to tell me my card was not the card linked to my bank account. I have 1 card for my 1 bank account. This was no error on my end, and when I talked to the robot about it they were of no help, as you can't actually type out what you need help with. Overall very upsetting with the how the app ran, and the customer support that was provided. I will say, it may work well for other users without my specific issue. But, I unfortunately had my specific issue. For anyone looking for an EASY cash advance I HIGHLY recommend Brigit !!!! No credit check and no interest fees!! This is not an add, just wanted to offer up an app I like for people who found this app not helpful..Erica728282728Version: 5.100.0

✗   Empower: Cash Advance & Credit Negative Reviews


Is Empower: Cash Advance & Credit legit?

Yes. Empower: Cash Advance & Credit is 100% legit to us. This conclusion was arrived at by running over 159,118 Empower: Cash Advance & Credit user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Empower: Cash Advance & Credit is 95.4/100.


Is Empower: Cash Advance & Credit safe?

Yes. Empower: Cash Advance & Credit is quiet safe to use. This is based on our NLP analysis of over 159,118 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Empower: Cash Advance & Credit is 95.9/100.


Should I download Empower: Cash Advance & Credit?

There have been no security reports that makes Empower: Cash Advance & Credit a dangerous app to use on your smartphone right now.


Empower: Cash Advance & Credit Screenshots

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Product details of Empower: Cash Advance & Credit

App Name:
Empower: Cash Advance & Credit
App Version:
6.11.0
Developer:
Empower Finance
Legitimacy Score:
95.4/100
Safety Score:
95.9/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
67.63 MB
Price:
Free
Bundle Id:
com.empower.finance
Relase Date:
09 May 2017, Tuesday
Last Update:
13 February 2024, Tuesday - 22:21
Compatibility:
IOS 15.0 or later

Empower: Cash Advance & Credit 6.11.0 Update Note
✱ Version History

Just a reminder that your financial status isn’t forever. If you need our help we’re just one tap away. PS. We updated the app to fix some bugs and things. Have a great day!.

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