SoFi - Banking And Investing App Support

SoFi - Banking and Investing App User Reviews

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SoFi - Banking and Investing Pros

✓ Amazing app with a few suggestions for the developersI was looking for a way to have all my finances in one place and this is it. They have this awesome feature called vaults that allows you to store money for different goals/uses. At first the app looks like an advertisement, but all are important products they offer so I understand. If you are going to have crypto there needs to be a way to have the keys! The credit card is above average in terms of rewards. The investing side seems a little game like I would prefer to it to be more professional looking, coming from Charles Schwab. I am very excited to move my student loans into sofi when the time comes. Relay is also an interesting feature where you can track your activity. I would like the ability to set a budget and then compare my spending to what I set. Being able to do this in app would be a game changer. Also, if there is a way to be able to loan out shares and get paid that would be an amazing addition. I would also like the ability to choose a stock allocation and my monthly contribution be spread out accordingly, very similar to how it is done with m1 finance. Also the more financial data I can pull up about a company the better, I can’t use your app without pulling up seeking alpha for a more complete picture..DogmaofdevbotVersion: 2.91

✓ SoFi has pluses and minusesOn the plus side is the possibility of a fully integrated personal financial system that incentivises sound practices like saving and investing. On the negative side, the app (and desktop interface) feel very cluttered with SoFi offerings that I can’t use or don’t need (and can’t hide or get rid of), which litters my screen and pushes the features I do use or need further down the page and makes me have to hunt for things. The interface needs to be much more customisable to alleviate this problem for committed users. A larger problem for me personally is that I want to move my primary banking and bill pay to SoFi, but their tools for tracking and categorising spending are so limited that this could ultimately be a deal-killer for me. You are limited to a few general spending categories which they define and the only way to customise transactions within these pre-determined categories are with tags (which are not searchable). Every time I categorize a transaction, I have to visually scan through a growing list of tags, trying to find the right one for each transaction. This makes the simple act of trying to accurately track my spending a tedious and laborious process. I hope they rectify this soon with more robust categorisation tools (like Mint) or I may have to abandon any plans to migrate my spending to SoFi since I depend on accurately tracked spending reports in order to do my taxes..LkhendersonVersion: 2.72

SoFi - Banking and Investing Cons

✗ Caution to potential membersIf you’re thinking about joining just be aware what money you put into the invest account you might not get back. I had some financial strain that i had to sell some securities. The funds settled and ive gone through the withdrawal process. Its been over two weeks and they wont give me the money. Six times they have told me to cancel and redo it with no progress. I had one agent cancel my withdrawal without notifying me after i had told him I didn’t want to. Ive asked to speak to a supervisor probably ten times and still haven’t spoke to one because apparently we have to schedule a call. Well after so many requests i still haven’t received a call. When ive asked their agents why i have to cancel and redo a withdrawal their response was “ i just think its a good idea” when I requested who their SRO is they wouldn’t give me that info either so i had to find it myself. Its pretty sad they knew my financial stress recently and absolutely NO help. They just keep holding my money from me. Also this isnt the only issue be very careful with the money account as well. Whenever i do get my money im closing all accounts here. Which is disappointing cause ill be honest i was super stoked joining the first day. Good luck to new members..Azwrestler06Version: 2.68

✗ Has not improved over time.Update: haven’t reviewed this in years but after using app again I found that it’s extremely poorly coded, my phone heats up massively when I open it and absolutely demolishes the battery. Whatever it’s doing it shouldn’t be. Fix the app. Old: Has a lot of issues lately, can’t update my manual relay accounts, gives error messages over and over. Also with their money account I was supposed to get a $75 bonus for doing direct deposit.. never was paid for that. That was the last time I trust their offers as they’ve screwed me over repeatedly not paying what they owe. No other bank has failed to pay out their promised bonuses, but SoFi has done so repeatedly. Also the app interface is pretty lacking as there’s no dark mode and it’s all web-based lazy coding. They haven’t implemented ANY of the suggestions I provided over the months. Update: although I love SoFi, I have to lower my rating because they have completely stopped crediting me for referrals.. they actually owe me over $1000 in successful referrals. I might have to take further action on this. - It doesn’t support all my accounts and I wish it would open right into my Relay view by default, but for the most part I’m really impressed by what I’ve seen. As for suggestions, I wish I could tag multiple transactions at once and have it automatically tag similar items! Doing it manually one by one is time consuming. Also it categorizes incorrectly a lot of transfers as income/expenses..MrAssmanVersion: 2.177

Is SoFi - Banking and Investing legit?

✅ Yes. SoFi - Banking and Investing is 100% legit to us. This conclusion was arrived at by running over 343,203 SoFi - Banking and Investing user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for SoFi - Banking and Investing is 94.4/100.

Is SoFi - Banking and Investing safe?

✅ Yes. SoFi - Banking and Investing is quiet safe to use. This is based on our NLP analysis of over 343,203 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for SoFi - Banking and Investing is 94.9/100.

Should I download SoFi - Banking and Investing?

✅ There have been no security reports that makes SoFi - Banking and Investing a dangerous app to use on your smartphone right now.