SoFi: One-Stop-Shop Finances App SupportSocial Finance, Inc

SoFi: One-Stop-Shop Finances App Support

4.76424 star

Total 212,593 Ratings

What is SoFi: One-Stop-Shop Finances? Description of SoFi: One-Stop-Shop Finances

SoFi is a one-stop shop for your finances, designed to help you Get Your Money Right®. Save, spend, earn, borrow and invest—all in one app.

Download the SoFi app, invite your friends and earn rewards.

Manage your money, invest and trade, check your rates and apply for loans. Do everything in one place.

When you save with SoFi Checking and Savings, you can earn high interest on your balances—up to 3.75% APY.**

SoFi Invest lets you trade crypto, invest in stocks, retirement funds and more. Trade crypto and get up to $100 in Bitcoin!***

Pay zero account fees with SoFi Checkings and Savings, which includes no annual, overdraft or other account fees.****

Get your paycheck up to two days early***** and save money effortlessly with automatic savings features.

Full disclosure can be found at the end of the App Store screenshots. Swipe to view disclosure or visit

Terms and conditions apply. SoFi Checking and Savings offered by SoFi Bank, N.A. Loans originated by SoFi Bank, N.A., NMLS #696891( Equal Housing Lender. Brokerage products offered through SoFi Securities LLC, member FINRA/SIPC. SoFi Securities LLC is an affiliate of SoFi Bank, N.A. Advisory services are offered through SoFi Wealth LLC, an SEC-Registered Investment Adviser. SoFi Bank, N.A. Member FDIC. ©2022 Social Finance, Inc. All rights reserved. Information as of Nov. 2022 and is subject to change. BK22-1031513

**SoFi members with direct deposit can earn up to 3.75% annual percentage yield (APY) on savings balances (including Vaults) and 2.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 3.75% APY for savings and 2.50% APY for checking balances. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). Interest rates are variable and subject to change at any time. These rates are current as of 1/4/2023. Additional information can be found at

SoFi Checking and Savings is offered through SoFi Bank, N.A. The SoFi® Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

***See terms and conditions at

****We work hard to offer high interest and no account fees. With that in mind, our interest rate and fee structure are subject to change at any time. See our terms and conditions at

*****Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.

SoFi loans are originated by SoFi Lending Corp. or an affiliate and not all products are available in all states. Additional terms, conditions, and state restrictions apply; for details. Licensed by the DFPI, CFL# 6054612. NMLS# 1121636 (

Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(

The SoFi Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Advisory services are offered through SoFi Wealth, LLC an SEC-Registered Investment Adviser.

SoFi: One-Stop-Shop Finances App User Reviews

What do you think about SoFi: One-Stop-Shop Finances app? Ask the community a question about SoFi: One-Stop-Shop Finances!

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SoFi: One-Stop-Shop Finances Pros

Love it, but I’d like to see more!I have been using SoFi for about a month now, and I LOVE IT. Being able to see where my money is going, learning more about investing, and having a ton of tools to help me as I learn financial independence as a college student is really helping me to get smart about my money and spending. I do feel like there are a few more tools that could be added to improve the budgeting aspect of this app. For instance, a round-up tool that could round up the remaining change in your purchases, to go toward stock or savings would be extremely beneficial. I’d also love if there was a way to create little secondary pots of money for me to allocate toward certain bills, like a separate pot for rent or my phone bill that I could accumulate separate from my checking account, and then move over to my checking once the bill is due, to prevent over spending (perhaps even an auto-transfer). All in all, I understand that this app is still growing and fine tuning what is already presented, but I would love to see these additional features added!.Emoni JacksonVersion: 1.7.21

Great app great company. Good luck to the amazing company SofiGet the app and don’t be foolish and miss this opportunity to buy this company stock at 6$ is a steal. I love this app and this company. I never really invested before in the stock market but I feel now might be the perfect time. 6$ a share for Sofi is a steal. I almost sold my house and invested everything which would have been 350k in Sofi but that was practical for my situation so I decided to put all the liquid cash I had on hand 10k in there and plan to leave it until 2030. I just feel as great as this company is that it’s going to be huge in the future. I can’t even believe the drop in stock price the last 6 months this is incredible to be able to buy in at 6$. Plus I don’t think a company that is doing bad would invest so much money into a stadium that was a great move. Keep up the good work Sofi. 6$ a share is like free money. I truly believe my 10k will be worth over 100k in a few years. Daddy needs new shoes..TwofivekingVersion: 2.101

✓   SoFi: One-Stop-Shop Finances Positive Reviews

SoFi: One-Stop-Shop Finances Cons

Not very intuitive.I find the SoFi banking app to be quite confusing. Instead of savings accounts we have “vaults”, which is counted in with the funds in my checking account. I don’t like that they have to take 3-4 days to make a payment, whereas major banks take a day by transferring funds immediately for bills. We tried to send a check to someone and we’re told it would take 7 took 10! And they really needed the money. I tried to make my mortgage payment for October 1. There was not a day to select when the funds would go out to the mortgage. Stupid me assumed since it was due 10/1 it would come out 10/1 but it ended up coming out a few days after I initiated the payment, which TOTALLY messed up my month. Glad I had funds in the ‘vault’. I called and asked to have the money to be put back and was told it would take 4 days. Again, a major bank could have it done in a day. We waited until we decided it wasn’t going to happen. Then we received a check in the mail 13 days later, which, takes 3-4 days to fund after we deposit it! 🙄 I would much rather return to a major bank who can do things quickly and smoothly..MaidenMontanaVersion: 2.31.1

Don’t do paperlessIf you have a SoFi student loan this app not is integrated fully. And since your student loan is not integrated and cannot receive notifications from your SoFi student loan, you will not get any indication if your autopayment fails. You cannot rely on SoFi to inform you if there’s a problem at all if you have paperless communication. Therefore I suggest turning off paperless because they WILL send you paper mail, even that that’s way less secure than email. I almost had a 30day late payment after autopay failed and 3 more attempts to pay failed because I had no idea the payments were failing. Also the pay failures were because I updated the routing number for my SoFi bank on my SoFi loan’s autopay, which apparently does not change the same SoFi bank information on the same SoFi student loan. I’ll say that again because it’s absurdly confusing. The autopay bank info and the bank info for the same bank are remembered in two separate locations in the student loan, you have to update it twice. And if you have paperless communication on then they refuse to tell you if payments fail and this app does not communicate digitally. Essentially, they might ruin your credit because of bad communication..Not-MozartVersion: 2.117

✗   SoFi: One-Stop-Shop Finances Negative Reviews

Is SoFi: One-Stop-Shop Finances legit?

Yes. SoFi: One-Stop-Shop Finances is 100% legit to us. This conclusion was arrived at by running over 212,593 SoFi: One-Stop-Shop Finances user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for SoFi: One-Stop-Shop Finances is 94.3/100.

Is SoFi: One-Stop-Shop Finances safe?

Yes. SoFi: One-Stop-Shop Finances is quiet safe to use. This is based on our NLP analysis of over 212,593 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for SoFi: One-Stop-Shop Finances is 94.8/100.

Should I download SoFi: One-Stop-Shop Finances?

There have been no security reports that makes SoFi: One-Stop-Shop Finances a dangerous app to use on your smartphone right now.

SoFi: One-Stop-Shop Finances Screenshots

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Product details of SoFi: One-Stop-Shop Finances

App Name:
SoFi: One-Stop-Shop Finances
Social Finance, Inc
Legitimacy Score:
Safety Score:
Content Rating:
4+ Contains no objectionable material!
App Size:
422.34 MB
Bundle Id:
Relase Date:
10 April 2017, Monday
Last Update:
23 January 2023, Monday - 23:32
IOS 14.0 or later

SoFi: One-Stop-Shop Finances 2.137 Update Note
✱ Version History

We've made a bunch of bug fixes and improvements to help get your money right. It all adds up. Something else you'd like to see? Tell us more at [email protected]

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