SoFi - Banking and Investing App SupportSocial Finance, Inc

SoFi - Banking And Investing App Support

4.7
4.77242 star

Total 343,203 Ratings

What is SoFi - Banking and Investing? Description of SoFi - Banking and Investing

Earn up to 4.60% on checking and savings accounts with SoFi.*

Get up to $1000 in stock when you fund an active Invest account.†

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WHY DO OVER 7.5 MILLION MEMBERS LOVE SOFI?
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• Earn more, save more, and make the most of your money with SoFi Plus
• Track your money like a champion with SoFi Insights (formerly SoFi Relay)
• Get paid up to 2 days early when you set up direct deposit**
• Experience zero account fees and no fee overdraft coverage with SoFi Checking and Savings***
• Save automatically, set savings goals, and organize your money with SoFi Vaults and Roundups

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MORE WAYS TO INVEST ALL IN ONE PLACE
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• Active investing in stocks, ETFs, and more - without commission
• Experience user-friendly options trading with no contract fees
• You can invest in your favorite company with as little as $5 with SoFi Fractional Shares (restrictions apply)
• Plan for retirement with SoFi’s IRAs and other investment products
• Invest in upcoming IPOs before they hit the public market (if eligible)****

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SOFI INSIGHTS HELPS YOU GET YOUR FINANCES IN ORDER
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• Connect all your accounts on one mobile dashboard
• Monitor your credit score at no cost
• Track your spending and manage your budget
• Talk 1-on-1 with a financial planner to set personalized goals
• SoFi can alert you of upcoming bills so you never miss a payment

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SIGN UP FOR A CREDIT CARD THAT BRINGS YOU MORE
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• Check your balance and pay your bills all within the SoFi app
• SoFi keeps your personal information guarded against fraud
• Make international purchases without any extra fees
• Receive up to $1000 of complimentary cell phone insurance coverage^
• Earn unlimited 2% cash back rewards^^

Support: Call (855) 456-SOFI (7634) or chat with us online at https://www.sofi.com/contact-us/

Website: https://www.sofi.com/

Social:
https://www.facebook.com/SoFi
https://www.linkedin.com/company/sofi/
https://twitter.com/SoFi
https://www.instagram.com/sofi/

*SoFi members with direct deposit can earn up to 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 4.60% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

†Customer must fund their Active Invest account with at least $10 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions.

**Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.

***Overdraft Coverage is limited to $50 on debit card purchases only and is available to customers with monthly direct deposits of $1,000 or more. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.

****Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement.

^This World Elite Mastercard® Benefit comes with $1,000 in yearly coverage ($800 max per claim, 2 claims per year) should your cell phone get stolen or need certain repairs. Simply pay for your cell phone bill with your World Elite Mastercard to activate coverage. See ‘Peace of Mind’ section in your guide to benefits https://www.mastercard.us/en-us/personal/find-a-card/world-elite-mastercard-credit.html for details or call 1-800-MASTERCARD.

^^See Rewards Details at sofi.com/card/rewards


  1. SoFi - Banking and Investing App User Reviews
  2. SoFi - Banking and Investing Pros
  3. SoFi - Banking and Investing Cons
  4. Is SoFi - Banking and Investing legit?
  5. Should I download SoFi - Banking and Investing?
  6. SoFi - Banking and Investing Screenshots
  7. Product details of SoFi - Banking and Investing

SoFi - Banking and Investing App User Reviews

What do you think about SoFi - Banking and Investing app? Ask the appsupports.co community a question about SoFi - Banking and Investing!

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SoFi - Banking and Investing Pros

I want to like this app but I don’tSeems like there is so much possibility for this app to be great. Who doesn’t want to see their finances in one place, manage banking and investments and more? Unfortunately it’s riddled with issues. Updates to manual information won’t take manual updates. Linked accounts have connection / sync issues constantly, debit and credit charge lists don’t line up for things like hotel charges and gasoline - the initial hold like $75 shows up and looks like someone used your card - but the transaction then reports elsewhere in the app correctly. I’m unable to delete linked accounts or they are linked multiple times. I don’t want to see student loan push notifications (I’m 61!) And I choose “see less like this” but there they are next time I log in. I have set up direct deposit from work but every day I have a push ad that says I should set up direct deposit. I’d like someone to get his/her/their/it act together. So much potential here yet so much noise, malfunction and mismatched logic. Fix fix fix. Please please please. Thank you!!!!!.SleeplessNDenverVersion: 2.61

Fun bankUpdate: I use SoFi as my primary bank. Love the APR on the savings account and can get a decent APR on the checking. I now have the credit card and it’s okay. Nothing special really. Relay is still great and helps me keep track of where my money is going. I REALLY wish they would make a widget and improve login speed. It take at least 30sec to login sometimes. That issue along makes me want to use another bank. Otherwise I recommend it to people if they are searching for a decent online bank. I had SoFi bank (checking and Savings) for a few months now and really enjoying it. Love that it give you spending breakdowns in Relay and you get a lot of features including investing. It feels very robust and can feel overwhelming at first but once you understand everything it give you a lot of information. The one thing I am begging y’all to is make a quick view widget. Having a quick glance into my balances would be extremely helpful. I find it slow and clunky to login every time I want to check my balance..IzayyaVersion: 2.170

✓   SoFi - Banking and Investing Positive Reviews

SoFi - Banking and Investing Cons

A little wonky.There’s certain things I’m not very happy with, like the fact that I can’t get a virtual temporary card when I am replacing a card. I can’t pay for anything but in cash right now for over a week. That’s ridiculous. I also am not a fan of not being able to track where my replacement card is, and that if I straight up don’t receive it all I can do is order another and wait another 10 business days and don’t have the option to expedite. I switched from chime and they gave me a temporary card and it was super helpful. I got bills to pay man. Sticking with it only for the high interest rate for savings. Additionally the app really isn’t that user friendly because there’s too much offers going on. It makes it difficult to find what I’m looking for. Annnnd lastly it seems like many of the help pages have inaccurate information (as you can see from the many MORE people who don’t find the articles helpful rather than do). I’ve been trying to add my card to my wallet, however instead of a text to verify, I have to call ? However verifying a card doesn’t seem to be an option. If I can’t get that to work, it’s a deal breaker. I’ll find another bank with good interest rates..Sarahdiehl224Version: 2.165

Tired of getting screwed, any banks out there still honest?Switched to SOFI because I was getting screwed from other banking institutions. Now I feel like they don’t even use lube. From the start I have had money get taken out because of “fees” from same accounts using same funding source. Called immediately and was apologized to by someone and fees were reversed. I think they do that just to placate because not even hour after call the fees were charged again not once but twice. Call back and it’s same circus go round, we’re sorry let me take that off for you. Only to get recharged. What, no you’ll have to call our investor service department that’s a different service. Back and forth, all to scam as much money out of people as possible and to keep that money coming in daily. Here’s another, yes sir I see the 2 deposits on the same day from the same funding account but only 1 funds available. We have to hold the other for up to 7 days or something. How is that right? Both deposits are gone from other bank. I can’t get that money back. But I can only access the 1? So if anyone knows any other banking institution that is better, post it. Use it instead, it’s not worth the switch. Really, they’ll get it out of you $$$.ORG_SuBS2013Version: 2.173

✗   SoFi - Banking and Investing Negative Reviews


Is SoFi - Banking and Investing legit?

Yes. SoFi - Banking and Investing is 100% legit to us. This conclusion was arrived at by running over 343,203 SoFi - Banking and Investing user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for SoFi - Banking and Investing is 94.4/100.


Is SoFi - Banking and Investing safe?

Yes. SoFi - Banking and Investing is quiet safe to use. This is based on our NLP analysis of over 343,203 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for SoFi - Banking and Investing is 94.9/100.


Should I download SoFi - Banking and Investing?

There have been no security reports that makes SoFi - Banking and Investing a dangerous app to use on your smartphone right now.


SoFi - Banking and Investing Screenshots

  • sofi - banking and investing iphone screenshot 1
  • sofi - banking and investing iphone screenshot 2
  • sofi - banking and investing iphone screenshot 3
  • sofi - banking and investing iphone screenshot 4

Product details of SoFi - Banking and Investing

App Name:
SoFi - Banking and Investing
App Version:
2.197.1
Developer:
Social Finance, Inc
Legitimacy Score:
94.4/100
Safety Score:
94.9/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Business
Language:
EN FR ES   
App Size:
435.02 MB
Price:
Free
Bundle Id:
com.sofi.mobile
Relase Date:
10 April 2017, Monday
Last Update:
08 April 2024, Monday - 23:37
Compatibility:
IOS 14.0 or later

SoFi - Banking and Investing 2.197.1 Update Note
✱ Version History

• Earn more, save more, and make the most of your money with SoFi Plus • Track your money like a champion with SoFi Insights (formerly SoFi Relay) • Get paid up to 2 days early when you set up direct deposit** • Experience zero account fees and no fe....

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