Dave - Banking & Cash Advance App Positive ReviewsDave, Inc

Dave - Banking & Cash Advance Positive Reviews

4.79731 star

Total 36 Positive Reviews

Dave - Banking & Cash Advance App User Positive Comments 2023

Dave - Banking & Cash Advance app received 36 positive comments and reviews by users. Can you share your positive thoughts about dave - banking & cash advance?

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Dave - Banking & Cash Advance for Positive User Reviews

Great app! $200 advances are 🔥 and consistent if you are too! 🐻💰I’ve had Dave for months now, and I get paid every week EARLY! Not only is THAT a great incentive, but I expected this app to be like many others, (where they lie, basically) lol. But DAVE actually gives you $200 advances. (You can advance anywhere from $100-$200) You just hit the “advance” tab and select your advance amount. You have it deducted immediately when your next ACH direct deposit check that clears in your Dave Spending Account, or, you can pay it back early with another form of payment. NOTE: a potential advance DOES REQUIRE proof that you can pay Dave back. It’s not just free money. You have to build a rapport. You start out at $25 advances when you open the account, and then as you get ACH direct deposits, keep money in your account, and advance and pay him back regularly from YOUR money, you can then advance $100, $150, or $200. Once your advance is paid back, there’s a “cool off” period, which is a few days where you can’t advance, and then you can advance again after that. I LOVE THIS FEATURE. Sometimes I have to say, I spend my money frivolously, (not proud of it) and I need a little bit extra to get through the week. So it works out perfectly with timing with the “cool off” period, too! It allows me to budget better AND monitor my spending. Thank you to DAVE!!!! 🐻🧸🐻 THE BEST BEAR AROUND! ⭐️⭐️⭐️⭐️⭐️.Version: 2.42.0

Really!So I had gotten the Dave app back in December & it worked good for me because I’m a single mom living check to check & sometimes after paying all my bills a barely have anything leftover. So a friend had told me about Dave and I had downloaded it & was using it till now, Everything was good I was borrowing $75 & paying almost $100 back on each work check I got. Now here is the problem so for the last few months it’s been $75 & I would get it right away & when my direct deposit would hit they would take there $$ right away. Well this time around they want to lower my balance to $20 & on top off that I pay to express it (witch I did before & would get it right away) now it wants to take 8hrs!! Here’s my thing this is something you do to a beginner to make sure they’re going to pay & be faithful to their payments NOT SOMEONE THAT has already been using the app & getting the $75. Then it wants to tell me to have $105 in my account to get the $75?!🤦‍♀️How does that make any sense if I have the 105$ I wouldn’t need the 75$$??🤷‍♀️! The worst day for this to happen I truly have an emergency!😞.Version: 2.12.3

Dave is helpfullWhen I heard about the Dave app I though yeah right a app that will lend you money if you are in a jam with 0% interest??? To good to be true, so I downloaded it and looked at the app, read everything I could read on the app. And IT WAS TRUE! The only thing you pay back is what you borrowed and a small tip which you can pick the amount if you wanted to tip .75 cents instead of the suggest amount you could, and all for $1.00 a month that’s it. But than I was never able to borrow money for some reason every time I would try it would give some message. So finally one day I was going to delete the app, when I was asked why I told them and they said give them some time to look at it and I got 2 months free. Next I know I received a email saying I was able to borrow from Dave. So the customer service is pretty good as far as I could tell. The only thing I don’t like about the app is once you borrow and they take it from your pay, you have to wait 11 days from your next pay to borrow again. Sometimes the money may be needed before that. All in all the app is pretty good I would definitely recommend it to anyone who is in a jam, needs help with there bank account. The Dave app has definitely saved me from accidentally over-drafting a few times. I’m glad I downloaded the app..Version: 2.7.2

Works better than earn inOnly annoying thing is that it says you can get $75 but only let me get $20 at the most.. better than nothing I guess. (First time I used it) Now that I got my paycheck and paid Dave back, I now have the option to cash out up to $75. Super cool app. I always choose the fast cash out for a percentage of the money their giving me ( it was $2 for the $20, and it was $5 for the $75) it says it will arrive in your account within 8 hours, and I always get it instantly. Thanks Dave. I’m in between full time jobs so I only have a part time job and drive uber. It helps so much especially when I don’t feel like driving uber or if uber is slow. This is amazing. Better than Earn-in. They keep asking for a copy of my paystub even though I get direct deposit & I currently don’t have access to my online paystub. But there’s none of that bs with Dave. Dave is smart and can clearly see my check depositing every two weeks. I’m sure earn in is good once it’s all set up, just annoying that its doing that to me right now. So thanks Dave creators for making such a cool, smart app. They also plant a tree for every tip you give them. ( I gave .75 cents and they are planting 1 tree. Really cool).Version: 2.8.1

So upsetI’ve had Dave for a long time and every time I’ve borrowed money I’ve always been perfect about paying it back. Even left them MULTIPLE good reviews! Due to my job now my paychecks are every other week. I changed it on the app, borrowed $75, mustve not paid attention to the payback day, and then the next day realized I messed it up and emailed the customer support team and told them I would not have money on Friday and that my paycheck would be the following Friday, they responded and said it can’t be extended but not to stress, Dave wouldn’t charge me late fees or anything, they would just take a partial pay or wait until the funds are available. I emailed again. Told them that a partial pay or anything is going to put me in negative because I do have money in my account but that it was just the money I was given for rent by my roomates, and that if it was taking out Friday I would not be able to pay rent because I haven’t gotten a paycheck yet. Again, they email me back and tell me not to stress about it. Dave won’t take the money if you can’t afford it. FRIDAY HITS AND IM NEGATIVE SIX DOLLARS IN MY BANK ACCOUNT. CANT GET IT BACK. CANT PAY RENT. DEFINITELY CANT AFFORD THE OVER DRAFT FEE. So happy I was told “don’t stress about it” just to be completely blind sided when my rent payment is declined!!! Crying because of Dave. 👌🏻😭😡🤬.Version: 2.5.2

Used to be great. Now, not so much...I have used this app pretty much every two weeks for a little help with gas money. For the first 2-3 months I had no problem. Then I started receiving error messages stating that my pay check hadn’t come in, but when I would go to edit my income it displayed my last check from 5 days prior. I deleted the app and reinstalled, which solved the problem. Two weeks later I had the exact same issue, but deleting/reinstalling didn’t help. I wrote into customer service and they responded within 6 hours apologizing and stating the issue had been resolved. I was able to go in and borrow right away. That was two weeks ago. Im not really in a position where I need extra funds right now, but I wanted to see if the problem would persist. Sure enough, I’m getting a message stating my last check hasn’t come in yet, but then it displays my last check from June 8th and shows my next pay date is June 22nd. There has been no change to my income or pay schedule, so I really have no idea why there have been problems in the last few weeks. This used to be a 5 star app, but with consistent issues I’m rating it as a 2. Update 11/30....issues were resolved and I’ve been able to use Dave a few more times to help out in a pinch..Version: 2.5.16

Banking Trash!I loved this app when it first came out. When they added the banking option I joined the waitlist and decided to deposit a certain amount of my paycheck into Dave Banking.... FIRST; Never received the correct debit card. I was sent 5 cards and tried to activate all of them and kept getting an error. When I called Evolve Bank who handles everything I was transferred to another 3rd party company.... tried to use my acct over July 4th weekend and I wasn’t able to access any of my money. Called in and kept getting hung up on and no one will contact me by email or by phone... this is horror when you have pills and payments bouncing. I really regret trusting this app with my money.... wish i had real person to talk to instead of a rep who sounds like they just woke up and keeps hanging up Update: I was able to get in contact with someone this morning through the chat app. It’s a know issue currently with not being able to process transactions through 3rd Larry such as Venmo, Cash App and etc. No current eta as of this afternoon and I had to reorder my card because the one I received was tied to a previously closed Dave Banking account. 2021 Update: Since my initial review I have not had any more issues. I’ve actually received a Dave card and it is fully operational and I still get my check a day early from then my other bank accounts.Version: 2.31.0

Bugs in the appDon’t get me wrong, this app is great! I’ve been using it for almost a couple weeks now and I love it, I downloaded it during work because my girlfriend recommended it because I got an unexpected overdraft fee and I was negative, so I had to dispute my charges from the snowball effect, but nonetheless I wanted it to help prevent and better manage my money, I’m 18 years old and I recently moved into my first apartment with bills to pay now with my girlfriend so the Dave app really helps both of us out, and this building credit feature-I can’t wait to try out, it sounds amazing! Build credit by paying rent, unbelievable. I had to pay a big deposit because of no rental history or credit. Dave is amazing, but recently, I’ve been experiencing minor technical difficulties. The app seems to be showing expenses that need to be payed before payday or I might “overdraft” but then I look below, and it appears there are no expenses to remove or edit; and it’s a pretty large sum to be notified about. I’ve tried a lot of troubleshooting, but nothing seems to help, and I don’t want to be notified of false alerts & notifications. Don’t know if there’s a way to fix this or not, but I still love the app. I just wish I could use it to its fullest potential-with the alert system & billing information. -Isaac L..Version: 2.9.12

Can’t complainI use Dave quite often. Honestly have nothing bad to say about it when you’re tight with money and can’t get through the week without gas money or even just to eat Dave was always there to help. If you’re job offers direct deposit then it’s easy to set up. Based on what you’re income is they will let you take out $100 or $75. When you get an advancement it usually takes 3 days but if you need it ASAP they will charge you $5 on top of what you’re taking out for the advancement. You can set up the day you can pay the advancement back the best thing is when they are ready to get paid back they automatically do it for you. If the money doesn’t hit yet they take a little bit out of you’re account so your bank balance doesn’t go to a negative that right there is really awesome. They care about making sure your account doesn’t go negative even though you owe them money they will wait until you have money in your account before they take it out. Other than that it’s really convenient to have. I personally haven’t had any issues other than waiting for payments to process or loans to come through that’s the only thing that takes a while. I honestly recommend it if you just need extra cash to get by.Version: 2.12.4

Advance PaybackHey Dave. Yes I always get the advances that you send me and I highly appreciate it thank you. This morning I have my $75 advance due and this morning I went to Walgreens to put money on my Varo bank card and for some reason my card would not swipe and let me put the money on my card. I used it quite a few times so I think because I did that and it wouldn’t go through they may have put a freeze on it or hold or something I don’t know but I have the money to pay the advance back. I have a Chase account as well which I’m gonna switch and put my account on my Chase card. Is there anything I can do as far as paying back the advance today and I don’t get a negative balance? Because I wanted to take another advance out but my Varo card isn’t working. I tried to put my Chase bank on there but it said that I have to pay the advance back first before I can switch. I guess just let me know if there’s anything you can do so I don’t get a negative balance and to where I can still take out another advance. Thank you Dave..Version: 2.37.0

Great banking appGet pay day advances instantly for only $5! No hassle, no joke or gimmick. Immediate online approval process and same day advances in most cases. Cash is electronically deposited to your account in just minutes. All you need is a current steady income. It’s so unbelievably quick and easy! Just download the app and follow the prompts to connect to your bank. If you have regular, recurring direct deposits from a viable source of income your bank and income are verified immediately. Only thing is you can’t get more than $75 each advance initially and the loan repayment is electronically debited on your next pay day no matter how soon that may be. The app also has a few bugs to work out. You may get error messages and have to repeat steps or start over a few times during the process of connecting to your bank and/or verifying your income. Depending on your financial institution and source of income, verification may not be immediate. It seems to take longer or be somewhat trickier to verify some banks and direct deposit pay. And it can take up to 8 hours for your advance to be deposited once it’s approved but all in all it’s still THE BEST EXPERIENCE I’ve ever had getting a pay day or online loan. It’s generally guaranteed... in no longer than a few hours if not instantly. I would give it 5 stars if not for the bugs.Version: 2.52.0

ReviewI very much appreciate your help, the only thing I have a problem with is that you ask when do I get paid and I put monthly. I guess Social Security, disability on the first, SS on the third. But yet what I do asked for a loan you do two weeks, which puts me sometimes overdraft. But, this time I had two different things to come on my account that shouldn’t have I wasn’t expecting. I have a 92-year-old art who wanted me to visit, and her daughter that has cancer and there’s no hope for recovery. I think God for allowing me to come. I flew I didn’t know now you have to pay two chicken suitcases. So $60 I had not planned to spend. I knew I was on a tight budget, I make sure my phone went and met another bill paid, but I order something and it was supposed to be in free charge me $50. So I’m trying to get home and I need at least $100. I think you for 25 dollars. It’s not enough but it helps so you see you is no he did not help me much. And the fact that in the past because you did two weeks and I was desperate for that long it cost $72 to be taken out of my account overdrafted so have you help me no and that is happened more than once. You say one thing and do something else when I first started I said but after that 2X bar I have to find other ways to try to make up when I can’t get it from you I would doubt but thank you anyway for what you’ve done I know you don’t have to..Version: 2.48.0

4 Stars for now...Updated to 5!I read about this app yesterday and decided to install today. I also installed Earnin, but that was going to take 1-3 business days JUST to verify my info. Dave verified my info almost instantly, and after inputting my paycheck info that is set to deposit tomorrow, I selected my advance amount. I went through all the applicable screens which includes selecting a tip and confirming the transaction. I checked my bank app literally one second later AND ALREADY HAD MY ADVANCE! I’m rating the app 4 stars for now because my check deposits into my account mid-morning and I’m wondering how quickly my advance (plus expedite fee and tip) will be deducted out. Even if it creates a negative balance for a couple hours, I won’t lower my rating, but if it waits until after my check deposits then I’ll update to 5 stars! Update: I’ve used Dave several times now and it appears that the service makes sure not to overdraft you! It will wait until it can take back the total amount you borrowed, or will use more than one withdrawal if you don’t yet have the complete amount due on the day of/before your direct deposit hits..Version: 2.5.5

Debi WhiteLove Dave living on. A fixed income the end of the month gets tuff and Dave is like a good friend always there to help me out !! 😁😁THANKS DAVE. But I do have one issue I can’t get through the app to talk to a rep about my account. I moved an I was getting internet installed an I couldn’t get my phone to load it so the rep from their company was adjusting my phone so he canceled the internet and reloaded it well when this was done it reset a lot of my apps an Dave was one Now the app acts ne all the time if I lost my job or changed my bank well nothing on my part has changed except my internet company. But joe I have to start all over I got a reduction in my loan from 75$ to 20$ WHY???? My account is the same an nothing is wrong so why ???? An what my real problem is getting through to talk to someone for help I’m always told I would get a text to figure this all out but still nothing so I guess I’m just out of luck But this is wrong an I mean wrong so now maybe someone will find the time to text me so we can work things out. Wit everything I’m dealing with family an this virus I could have really used the 75 to help with their meds. DAVE PLEASE HELP !!!!!!!.Version: 2.14.1

Quick & User FriendlyTo be honest, I heard of them through Facebook and I always skipped the video ad. One day, I needed money for transit and I didn’t have enough in my account. I called a couple friends and no one had it so I was stuck at the airport trying to figure out a way home. My friend told me to download this app. I didn’t think much about it before because I use Earnin App. But I had just gotten off 2 weeks vacation so Earnin wouldn’t let me borrow until my next paycheck. With no other options, I download this app. It was very user friendly and didn’t take up too much time to set up. I didn’t have to wait 1-3 business days or anything. I literally signed up put my information in, told them when I’d pay it back, and within a few minutes (depending on ur bank it takes longer, but USAA Bank is instant) the money transferred and I got home safely. The tips you leave give a percentage to charity which is really great. Also Earnin app only lets u use true bank u get paid from and has a whole verification process which is annoying but understandable I guess. But this app lets u pick which bank u need the money to transfer to and I like this option much better. I don’t normally leave reviews but this deserved one for sure..Version: 2.9.2

Review?So I really do enjoy this “app,” if that’s what it should be called, but I have a few opinions about it. Dave definitely helps organize finances by giving advances when needed. However, the terms of when you can take an advance, and how much you can ask for, are very unorganized. I have taken out advanced, and I have paid them all back, in full and on time, but there are stipulations that users aren’t made privy to until the “app” drops that bomb on them. For someone who is not over drafted in their own bank account, OR in the Dave app, and someone who makes their payments in full and on time, there shouldn’t be a limit on how much they can ask for, or when they can ask for it. If these limitations are there to make it easier for the user to handle their finances responsibly, there should be more leniency towards those that are in good financial standing with Dave. If I have “borrowed” money, multiple times, and paid it back in FULL, MULTIPLE times, EVERY time, the limitations should not occur. I understand the app is new, and the kinks are still being worked out, so me being as detailed as possible should benefit those working on making Dave the best it can be. Thank you for your time, and as I will continue to use Dave, I hope to see improvements that cater to users that are responsible with their usage. Place limits where they are needed, but offer opportunities to those who meet or exceed expectations..Version: 2.13.1

Great App!I downloaded Dave several months ago but my bank wasn’t listed to use soI requested they add it. It took a few months but I kept checking back and soon my bank had been added. Due to unexpected family medical emergency I needed help so I did the cash advance with Dave. The process was very easy and my money was deposited into my account at the end of the day even though it said it would take eight hours. They don’t charge interest or a fee for the advance, except for the five dollars if you need the cash fast, but you can include a tip which I was happy to do. Unlike the Earnin app, which tracks the hours you work at a physical address before it will advance your money, Dave looks at your income history and then determines how much it’s able to allow you to request. The max available is $75 but if you’re approved for that amount it gives you the option to take $50 or $25 instead which I liked. I think this is a great app especially because the end of the month is hard for a lot of people and in times of emergency it comes in handy. The only issue I saw is that you can only borrow within 10 days of your next payday. But overall it’s a great app!.Version: 2.7.13

Life saverIv been going through a lot but a lot of people go through a lot so I can’t complain at where I am at in life and I know how to get where I’m needed. I haven’t grown up in an easy life and I wouldn’t change a thing about my life. Iv had 3 women who tried to be a mother. One passed away, one sent us across the street and took everything and the mother that has always been there is still with me. Iv had cancer 2 and been run over by my own car after a driver hit my truck going 90 and I was in front of it. I have both hips replace and a knee replacement and getting the other knee done (from being a cancer survivor). I wouldn’t change a moment because it made who I am. Sometimes we struggle and I was and still am there but this app has provided me with knowing I can get to work and make the money needed (Have no car have to lyft or Uber). Sometime it’s a struggle and makes you worry that you don’t have enough to make it to the next paycheck. No work no money even if I can’t get there. This app have been a comfort for me knowing I have someone to go to when I need the help. Thank you to those that created this app and I always recommended even if your not struggling use the app. You never know when something can come up..Version: 2.4.7

The best app ever!So my wife had seen Dave on fb and she and I knew this last week was going to be tight. I work full-time but with two young children we can’t always make it to my next paycheck. I’ve found myself sometimes asking friends and family for small loans (that I always pay back) but I hate doing it! I always feel ashamed and even though they always tell me it’s ok because I’ve never missed paying them back on time, I still find it kind of depressing to do. Enter the Dave app. I was skeptical at first. A $75 payday loan with NO INTEREST?? Sounds kinda fishy right? Well I researched this app, downloaded it, and within a few minutes I had $75 in my account! I did pay the extra fee in order to expedite the process but that was the ONLY FEE I paid and that was optional! Then when I was paid this past Friday they automatically took the money back and that was it! I can’t express how satisfying it is to not have to go to my friends or parents with my tail between my legs for a few bucks anymore! Thank you so much to the developers! All of this is made possible by paying $1 a month! This app is a dream come true for hard working people who find themselves in a tight spot from time to time! P.S. I am real. I’m not some shill writing a positive review for a reward. Dave is 100% legit!.Version: 2.9.1

ReviewSince they were able to validate my account they were able to give me the $75 loan without any tricks. They took it out as soon as my direct deposit came in so if I needed to get another advance the next morning I could do it around 3-5am before the day starts so you don’t have to go half the day waiting for it to give you the green light to put in for another advance! I have no issues navigating site. The only issue I have is after you agree and swipe ok to get the advance the next screen it goes to is the Dave Bear with hands up and a green bar at bottom saying thank you and if you don’t pay attention you will press the Thank You Bar thinking it’s just the final page like a second swipe to make sure you meant to agree to it, but it’s really an effort by them to get a tip out of you which I got caught on it and now I am into it for an additional 10 Dollars which I would never have agreed upon!! If the times are tough enough to need an advance I am not in position to be giving out a 10 tip on top of the $4,99 charge to put it in account right away for no charge you can wait I think 3-4 days for it to go into account so I am now paying 90 dollars for the 75 which I definitely will never ever give a tip again!!! Fool me once ok that’s on me but to me it’s kind of messed up to get people while they are down with no way to reverse it!.Version: 2.28.1

Lifesaver!I’ll admit I was skeptical at first about this app. But I found myself in a pinch and needed some gas money. My paycheck was two days away. I tried this app, and let me tell you it was super easy! One dollar fee a month. I’ll take it. I was able to input my info and link my bank account and within minutes I had a personal budget, which really made me review my spending habits. Verify your info and your deposit/ job earnings and your done! Then you can request an advance from your future check! You borrow from yourself, with absolutely no interest! You can express send your money for a $3 fee (which you do not have to pay; you pay it back with the amount your borrowed from your future paycheck) and you have it within a few hours (I got mine almost instantaneously!) Verify your repayment date or next job deposit and they will automatically take it out of your check. The best part is; it will not take it out of your check if it will make you go negative. You can make a payment your next check. This has been a lifesaver. Instead of trying to bum $20 for gas I can borrow against myself. It’s been a great easy process for me!.Version: 2.4.7

Honest & DependableWhen I first saw advertisements for Dave on TV and Facebook, I thought they were lying. I thought it was a scam. I thought “there’s no way they won’t charge me interest or check my credit.” But it’s true! This app is true to its description and is extremely useful. It was easy to set up and connect to my bank account. The app evaluates your bank history to determine when you’ll get paid, and your regular expenses. You can adjust some bills if they are irregular or even add a new bill. I have only needed to advance on 2 separate occasions so far. I was issued $100 and then on my next pay day, they automatically withdrew the $100 plus the amount of the tip (if you choose to tip). They also automatically withdraw $1 per month which is an amazing subscription cost. Not only has it helped me get through until my next pay day, it also taught me how to budget my money better so that I don’t have to rely on an advance of money from Dave all the time! This app is wonderful for people who live paycheck to paycheck and just need a little boost to cover them for a week or so before pay day!.Version: 2.10.6

Dave to the rescue 🐻💨💸💰💵👨‍👩‍👧‍👦🥰💕I’m so blessed to have the Dave app. Without Dave helping me out with an advance my family and I had no clue what to. I was searching tears streaming down my face holding onto faith with my fingers crossed and just like magic my faith pulled through and sent me the Dave app he’s something a super hero or something the Dave app appeared he gave me my advanced straight into my banking account set up easy renewal for the payment each time just set it and in no time before u even realize it ur all payed back even a child can manage that it’s super easy. Ily Dave ur my superhero thank u for all ur helpful and easy to use and easy to get to may u forever be admired for the generosity and kindness for all of us and we all love you we could never be able to make you feel like you have deserved to feel a million words could not express how much faith and love u have shown to so many of us. I’m sure everyone can say the same as I do we respect you for all that you do and you will always have the appreciation from us all you saved me from the huge embarrassment of my pride and my family didn’t have to watch me fail them love u Dave u sexy lil teddy bear you🐻🥰😇…. 💋Mmm…Uaaaah💋💋💋.Version: 2.50.0

Dave is usually great.. but right now I need the help the most and it’s not available to me.Dave is usually great, I’ve been using this app for a long time now. And whenever I’m in a bind I can count on Dave to lend me up to $75 until my next paycheck. Well due to the recent changes with the virus spreading, I’ve been working remotely which is still providing a paycheck, though it is for much less hours. My usual main source of income is nonexistent right now, as I’m an artist and vendor who makes money at events. This month, money was tight. It is tight. I thought I could count on Dave to get my $75 advance, but I ended up overdrafting three dollars. So I was -3 dollars. Usually that’s not an issue when requesting an advance from Dave, but this time, it was. I was told the highest amount I was eligible for because my account was negative, due to coronavirus circumstances, was $20. So that’s where I’m at. I don’t have enough money to make it until next Thursday when I get my steady paycheck, and I’m struggling. If I had known that I wouldn’t be able to get an event at the moment I went negative on my account, I would’ve set an alert so that I couldn’t go negative and I would’ve requested the money sooner. I’m super grateful Dave exists, but I had come to rely on it, and now I’m seeing that I can’t even rely on Dave..Version: 2.13.1

Reviewing the Dave App!Hello! So my boyfriend was my resource for finding out about these apps out there that will help you with money until payday! He goes thru the app called “Earnin” which was the one I was initially going to go threw but because of all the info they needed and how long it would take I chose “The Dave” app! Now the thing that doesn’t make any sense and really makes me mad, is Earnin app borrows my boyfriend as much as he needs from his upcoming check! Which is what I was expecting and needing from Dave app! This app only gives me $20 dollars! Honestly that is just an insult and not even helpful! What is 20 bucks going to do to help me out, especially in today’s world and with 4 kids that need to be fed and a vehicle that needs gas to allow me to get to work? It is not enough money to help a family or even a single person! You need to make it available to borrow what the customer wants and or needs! They are the ones who pay it back and it’s there decision and or problem what they chose to borrow from there next check! You guys take the money right out our accounts automatically so I don’t see the issue with not allowing your customers really get the help they need. That would also make you guys more money because we as customers would tip you way more better. Please explain why it’s only 20 dollars I can borrow for 5 days until I get paid :( ? Thanks much, Kaitlyn Ralph.Version: 2.11.2

Truly AwesomeI found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank..Version: 2.5.0

Awesome, awesome, awesome!I don’t usually like leaving reviews but I felt that it was more than necessary for me to do a review of Dave. First of all, the setup process after I downloaded the app was SO fast and SO simple. They walked me through the setup very easily, and they even had some budgeted items already preset for me after they analyzed my bank account. That was a pretty cool feature. But the BEST PART OF ALL is that they let me borrow money from my upcoming paycheck on the SAME DAY that I downloaded the app. There was absolutely no waiting period or trial period before I was approved to borrow. I was honestly amazed by that. Most apps that offer payday type of loans will make you wait up to 30 days before you can borrow but not Dave! I had downloaded the app, set up my account, borrowed money, and had the money in my account all within less than 30 MINUTES!! That’s unheard of! And once I confirmed the amount I wanted to borrow, the money was literally in my account instantaneously. Literally. So if you’re on the fence about this app, just go ahead and take the leap and download Dave. You won’t regret it. ALSO- no fees. They do NOT make you tip them if you don’t want to. Side note- I am a completely real reviewer. I was not paid or compensated for this review. This is my honest opinion. No BS. Happy borrowing!.Version: 2.5.9

Review on advance payday loanI 1st want to Thank you for loaning me the funds I needed to get to my Cancer Doctor Appt. on Monday I was really concerned I would not be able to get the gas to do so. But have to say was disappointed when you gave me no choice but to add a tip. I would like to have that option due to the fact that maybe I couldn’t afford a tip for that advancement, not to say I wouldn’t have in the future. Something you may want to think about for future. Again Thank you for Helping in a time of need. Well this Morning I woke up to being in the red for 2 purchases that I made yesterday AFTER you had deposited the funds into my bank account. I am trying to reach out to my bank to clear Their error. I have all proof to verify when the money was deposited, and when the purchases were made. I paid extra to you to have it immediately deposited. I do not feel this is a error on your part or mine, but will get to bottom of it. This makes the 2nd time in a month that my bank has done this to me. Just wanted to make you aware of this situation if you see RED on my account..Version: 2.22.0

Was cool at firstAt first it was nice lend me what I need with in 75$. Pay them back on payday give them a tip and everyone is happy. Kept me from asking loved one to spot me a 20 for essentials like gas. then the credit started going down ok I’m fine I guess I can only barrow 20$ still good for gas. But then it said I had to pay them back well before my pay day. I wasn’t paying attention and figured they always pick your payday. No they only gave me a 5 day loan. If I had money before payday I wouldn’t need you. I am lucky I have a back pay paycheck coming in or this service to keep me from over drafting would actually have over drafted me. I tipped well and even payed extra for the fast deposit (basically 3$ for a paypal transfer) they could have made a lot of money off me since I’m impulsive and get paid weird. but now what’s the point. I’ll just save 30$ in a coffee can and buy a calendar. Because The other part of the service barely works too. It doesn’t pick up on your monthly charges so you have to manually set most stuff. And the money advice isn’t helpful not worth 1$ a month.Version: 2.7.5

Helps in those in-between times!!Always overlooked Dave and totally let it go out of mind until I seen it pop across Facebook and said I’ll just try it just to be doing something… man this app is the truth… know how many times I needed gas , a small meal, or just random miscellaneous items?!! How many years I’ve missed out on being helped when I seen my money getting down to $10??! But better now to learn than never!! Some people get verified instant/some up to 3 days depending on your bank of course. Mine too 1 day and I had my money in under an hour.. now I’ll have gas to carry me through the week, now I can go get a pack of meat or two from the store!!! I am very thankful and hope this app keeps helping me!! Sooo many more people need to know about this!! Do you know how many people need to hold something small until payday?!! Mistakes, impulsive buys, and inconveniences do happen but Dave is always there… and be in reminder that when you pay Dave back, he gives you a cool off period to wait a few days before you borrow again. Don’t take the app for granted!!! ALWAYS PAY HIM BACK!!! The app is easy and common sense. I’m sure a few bugs happen but yes you get the money honey !!! Hope this app continues to save and changes lives in the smallest way !!! One day I won’t need Dave anymore but I’ll always keep him close because you just never know!.Version: 2.58.0

Please read me!!!If you’re reading this review than obviously you’re thinking about downloading this app & giving it a try & im telling you that you definitely should! I work full time & live paycheck to paycheck & was skeptical like you prolly are right now but I am so so so so happy I gave it a try! This app is amazing it offers more than an advance. It also gives you opportunity to try a side hustle for extra cash & also gives you more to get a bank account with them which I’m seriously going to get because they offer better things than the bank I’m with now. It never fails, I always get to get an advance there is no hidden fees, never had an issue with my advances, they have auto payments which is great. The interest fee is literally less than 10 bucks & its 1 buck a month. Cmon an extra 100 bucks after bills & necessity's makes you feel more comfortable in case of emergencies or something yoy may need or what not. Dave is awesome & I feel you will be making your own review much like mine if you download it. I’ve been using Dave for almost a year & seriously still in love like the first day I downloaded it. Thank you for reading, have a blessed day.Version: 2.54.1

This app is the Truth and if you’re in need of help financially this is where you’ll find it.I downloaded this app and was leery of it and just thought it’s like the other ones I’m gonna need a bunch of credit I’m gonna have to jump through hoops and it was actually quite simple for the most part and although I only was able to get a loan of five dollars do you know where it came at the right time at the right place and help me out so that I wouldn’t look stupid when taking someone out to dinner and being short a few couple dollars five stars for this app. There is one frustrating thing I am a independent contractor who gets paid often daily but do you have weekly direct deposit which go into my Venmo account Venmo is it legit app and safe place to have your money very safe actually and I’m wondering why doesn’t it link my Venmo account why can’t I use Venmo with Dave where it will consistently show how much money I make every week how much my direct deposits are how long I’ve had them so then that way I could’ve borrowed $100 instead I’m hoping that they fix that and also When trying to open up an account with Dave and have my money directly deposited there it’s saying it’s not able to prove who I am or something but I’m sure Dave will get it fixed until then thank you Dave.Version: 2.51.1

Very happyI’m a new client here on the Dave app. I was a bit short for a bill I applied for an advance and I was approved in a couple minutes. I’m waiting for the money to be deposited today. I highly recommend this app. UPDATE: I wish I could give more stars. I started with adding my external bank account that I already had direct deposit with. (I added myself to the waiting list for a Dave bank account and within a few months I was given the account) Over the first several months I used the advance option and it is extremely helpful and the cost is cheap (also you decide how much of a tip to give)not like payday loans that cost mass amounts of money with very high interest rates. Keep in mind while you’re waiting on the Dave account list it is worth it. Once the Dave account is opened just set your direct deposit into this account and you will have access to higher advance options and a lot more like credit building, side hustles to make more money. This account is the best bank account I’ve ever had I love the bank card. Just be patient because it’s definitely worth the wait. If anything do some research on it so that you can understand better yourself how wonderful Daves is..Version: 2.47.0

Real-world, real-time lifesaver!I am a natural skeptic when it comes to apps such as these, but just today I had a real-world experience that Dave helped me out with. The deets: This morning, I had an out-patient procedure at a hospital in downtown Philly. I was supposed to take my wife’s ATM card and use that for parking. I’m my haste, not only do I forget her card, but I also left my main ATM card at home, leaving me only with my phone, Apple Watch, backup ATM card and 20 bucks. After my procedure I return to the lot to discover that parking was $26 - $6 more than I had on me. Wife works 40 minutes away and no way she could text me the money through iMessage, since the lot is not ApplePay-ready. Stranded, I was, staring at my car in this lot. Then it dawned on me that on a whim, I previously downloaded this Dave app. I was very skeptical about providing my bank info, but since that is the only way to realistically obtain an advance, I submitted my banking info, verified my identity and email address, and miraculously Dave fronted me 20 bucks, on the spot. I was able to immediately withdraw it and pay for parking and drive off the lot. Without this service, instead of writing this review I would still be downtown, trying to figure out how to get my car off the lot!! I don’t foresee using this app much, but I wanted to share with you all a real-world example of this app being s lifesaver. I never knew I’d need it - until I needed it!.Version: 2.5.9

Most helpful banking EVER!So I saw the commercial on television one night and thought, “there has to be a catch….there is no way a bank offers those types of services and options without basing everything on your credit and credit score”…. I was on the App Store and saw the app and advertisement against few days later and thought I would download it and really see what the deal was with all the options and “benefits”, as I don’t have perfect credit and it’s a struggle to find a bank willing to work with those that have past and/or current credit issues. All I can say is WHAT YOU SEE IS WHAT YOU GET! This was not only the easiest process to complete, the company is very much legit and anxious to help customers get started with banking and banking options. I HIGHLY recommend this bank and the app. You won’t be disappointed. I am very impressed and that says a lot. I usually don’t leave reviews because I don’t have a lot of time to pour into trying to convince someone to use or not use a product or service, but I made time to leave this review. Check them out! Don’t look any further for banking or banking options until you give them a try!.Version: 2.52.0

Dave is a lifesaver!I often times live paycheck to paycheck and in need of borrowing a few bucks from friends or coworkers just to get by and have enough gas to get to/from work. After being bombarded with ads for this app while on other apps, I finally took it into consideration and did a little research to make sure I wasn’t getting myself into a big mess. After deciding to download it, I linked my bank account and asked to borrow $25 (you have the option of $25, 50 or 75). You can wait 1-2 business days or pay an extra $3.98 for it to be in your bank acct within 8 hrs. I chose to pay the few extra dollars to have it fast and once I opened up my banking app, it was already there. From the time I downloaded Dave, to the time I logged out, it was less than 10 mins and I had the $25 in my account. That fast!! I will definitely be keeping this app on hand so I can bypass the embarrassment of asking to borrow money again. And another awesome thing? No enormous interest rates like traditional loans, and can do it all from home...no need to speak to anyone and no need to physically go into a bank. I’m beyond satisfied and I hope that satisfaction continues. I highly recommend this to anyone who needs some additional help to get by until payday..Version: 2.3.2

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