4.6
4.67881 star

Total 30 Negative Reviews

Public: Stocks, Options, Bonds App Complaints & User Negative Comments 2024

Public: Stocks, Options, Bonds app received 30 complaints, negative comments and reviews by users. Have you ever had a bad experience using Public: Stocks, Options, Bonds? Can you share your negative thoughts about public: stocks, options, bonds?

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Public: Stocks, Options, Bonds for Negative User Reviews

Do not use this sitePublic may act like it has no fees but that is wrong. They will sell you stocks and coins at an inflated margin to where you need several points to even even out on the get go. They will also take a percentage when you sell to where you will lose money from on every single investment period. They do not allow money withdrawal for a minimum of 90 days. I know many people on here who are having to wait way longer than that. The crypto market is not filled with as much variety as 90% of all other apps that allow crypto exchange. The social platform is ok however many offer a degree of communication platform to where it’s really not a huge plus. It’s more of yeah we have that too. The tipping is useless and doesn’t inspire better buys or sells its more yet another way for publics to pull extra money from you than they already take from your coins and stocks. There are sooooo many better platforms out there. DO NOT USE THIS ONE! It borders on scamming you. None of this is above board until you realize half way through and have to wait 90+ days to back out or get your funds..Version: 4.0.18

Beware of Apex ClearingPublic uses Apex Clearing who famously restricting trading on GameStop and other securities during peak volatility (think Robinhood). This move absolutely screwed millions of retail investors and saved hedge funds and clearinghouses (themselves) from margin calls. They can’t be trusted not to do something similar or worse again. Furthermore, Public does not give access to premarket/aftermarket which could cause major lost opportunities. The charts are virtually useless. Altogether it’s a trading app for kids, which might be appealing to some but not a place where I want to put my hard earned money to work for me. Add to this they have no customer service number that I can find. Very unsettling to have investments in a place where I can’t TALK to anyone about them. I don’t want to message some rep and share emojis but if you’re into that kind of thing have at it. You’ve been warned..Version: 4.0.20

Later publicApp is pretty good, I really liked it at first. The community is dope and I was new to investing so getting to watch others who were experienced helped a lot. Biggest problem here is getting your money back. It takes ages (up to a week) for money from sold assets to be available to withdraw. Then it takes up to a week to withdraw to your bank. You should be able to do this instant through Apple Pay or a debit up to a certain amount. I also don’t like that I can’t send/receive my crypto or anything like I could with a wallet. Literally all I can do with crypto here is buy it or sell it. Oh and it’ll be a week or two before you can get it back. Gonna be moving everything into crypto and using a wallet from now on. It was good while it lasted✌️.Version: 4.0.18

TerribleThe app is developed so amazing that you wouldn’t think they would steal your money. I made an increase of 1200 dollars US. I decided to deposit my profits into my personal bank account. Public first started asking for my bank information. (Which is already stored) I enter it again because there is only one way to get money onto a broker app and it’s with your bank of course. So it gets rejected. WOW RIGHT!! Now my bank account needs to be verified!! Was is not just verified months ago when I deposited hundred to your app?! So I do another verification for Public. 4 weeks have went by I have yet to receive my profit and any other currency on the app. It is not to be trusted your money will be kidnapped and they will use it to probably make more money they they will give it to you. I’ve been waiting for 4 weeks and still waiting hope public sees this app and releases my funds since my account needs to be re verified to get my profits.Version: 3.5.4

Notifications badge has been broken for a monthThis was a great app, but lately they seem too focused on growth tactics that make the app UX really annoying. 1) I can’t clear my notifications badge, looks like it’s stuck permanently to ask me to search the community and connect with other people. I’m guessing it will turn off it I connect with other people? Who knows, I’m not going to do that. 2) lots of pop up banners every time I log into the app to invite people, gets in the way of me doing what I want to do. Basic UX rules are to show pop ups like this after a user takes an action of value, not as you’re coming into the app. That’s is so annoying. Also, if I’m not taking the action on the pop up, stop showing it to me after the 3rd time. 3) Public created a url with my trade information that shows up in a google search. This is probably the most annoying of them all, because I never opted in to have my user account searchable in Google. I tried to turn it off my public profile in the public app and it’s still up 5 days later. I don’t remember Robinhood making my profile searchable in Google. I’d still like to keep using the app if some of these items improve. The rest of the app is great..Version: 4.0.2

InterestingThis is not written in anger though it may seem so. I have many investing apps that work great. However this particular app is very difficult to access any type of support. They have an automated system which attempts to answer your questions, but falls short and does not offer a way to explain the issue to an AI or person that can help. In my circumstance I continue to get an insufficient funds error when I try to deposit. Of course, this is not the case, I have adequate funding in my bank account. I tried to access support, and followed the bot’s instructions on how to remedy this situation. It did not work. I returned to support to attempt to access an AI or person who could remedy the situation. Instead of being able to access any type of reasonable support it simply repeats the previous instructions. My advice is to move to a better investing platform such as WeBull or Robinhood. Once Public has addressed this issue it might be much better, but until then steer clear of this app. Please disregard the reviews that say they are WeBull and Robinhood users that now like this app. Those two apps are by far superior to this app..Version: 3.6.5

Good app but customer reps need improvementI downloaded this app because of Graham Stephen. I enjoy the interactivity of the app as well as getting live updates and having all the stock news streamlined and easily available. I made the error of transferring my original brokerage to Public. I had emailed customer support to cancel the transfer but they replied saying it was too late and that the transfer had already cleared. I submitted a recall of my positions at least 2-3 times and all I got were replies that they would be contacting their clearing firm. Unfortunately it seems like they do not have clear communication with their clearing firm which is Apex. They kept telling me to contact my own brokerage to see if “my account was clear to receive the recall.” This kept up for at least 3-4 weeks and emailing them and only getting a reply it will be back in my account from 7-10 business days. My brokerage had not received any transfer request whatsoever. I ended up having to manually request a transfer from my original brokerage account as the Public team was no help and kept me in a loop around. I do not recommend you transfer all your accounts to this platform as customer service doesn’t have any idea of what goes on with their clearing firm. Use it with some money you have to play around but not your whole entire portfolio. They will keep your money hostage like other previous reviewers have said..Version: 3.6.2

Some really bad customer serviceI transferred money into my public account, expecting it to be able to be withdrawn. Turns out you have to wait a long time, unlike other apps like Webull, to withdrawal your money. When I asked customer service about the date I’ll be able to withdrawal my cash, they gave me a date of “Tuesday, may 26th.” May 26th of this year is a Friday. I waited until may 26th to recover my funds, but I was still unable to. Texting the help center again. They tell me I’ll be able to withdrawal it on “Tuesday, may 26th” and that I have to “wait patiently until MAY 26th.” TODAY IS MAY 26th and it’s a FRIDAY. I told the customer service guy that it is wrong. And the date is wrong. There is no Tuesday may 26th. His response was “apologies, your true date will be, Tuesday, may 26th.” Once again I told him he was wrong. No response for the past 3 hours. Will never be using this app again. Insane how low customer service is on this app..Version: 4.6.15

Stay Away!! When the day comes you be glad!!!Customer Service is Non-Existent, Apple Needs to step in and remove them from the App Store, they will at some point mess up and take your money, with no way to contact or get assistance. You are trusting your money with unregulated Snake Oils Salesperson…. Make the move now to an established company!! These people deserve jail time for what they do. 9 months in and they still have yet to respond even to my States AG!! Stay Away from Public!! First there isn’t a Customer Service to Speak off!! Second when their system makes a mistake in App, they will expect you to cover it!! Stay Away!! App reported the number of shares I had double a few months ago, then was corporate event locking the stock, after that was removed, sold stock, now they are putting me on the Hook for Extra Stock that their app told me I owned. Be warned!! Even my states AG is finding them difficult or impossible to reach out to anyone at Public. Easiest way to Hide I guess is not respond. Edit: Developer responses faster to negative comment than they do to messages in app or through email!! Stay Away!! Update: March 01 ‘21, be warned they stole about 40 dollars from me and have yet to make it right almost 6 months afterwards. March 17 ‘21 they are now still holding onto and not allowing me to sell the stock they forced me to purchase. Stay Away!! They are not trustworthy!!.Version: 3.5.21

Don’t invest with Public...Hard to get you money backIt’s been over 10 business days, I sold off all my shares, my cash withdrawal took 4 business days to settle, I tried to withdrawal my $390 cash and transfer into my bank account, 3 times the withdrawal goes into pending status, but keeps on failing. I had to email Public several times explaining my situation. They couldn’t explain to me why, other then they advised me to delink my bank account. Now, I have to wait until the small deposit goes in again. Then I’ll try to withdrawal my cash out. My other problem is my cash rewards or profits I made from Public still hasn’t settled. It’s been over 7 business days. Until that happens I can’t transfer that money I made into my cash withdrawal, then transfer into my bank account. Worst experience from trading. You can only communicate by email only that’s another issue..Version: 3.3.2

Request for more informationI signed up for Public because after reviewing the app and it’s features I liked what saw. After depositing money I noticed that it kept saying that it was pending. I then noticed that they were reviewing my account. After several days I inquired about the status of my account and was told that they were waiting for additional documentation and provided a list of acceptable documents. I took screen shot of my car insurance statement and uploaded it. I received a response that stated that screen shots were unacceptable and that I need to upload via PDF. I uploaded the PDF. I then got a message stating that because I opened my account more than 30 days ago and didn’t send them the required documents within that time frame, then I would have start over with a new a different e-mail address. I never received a request for additional documentation or I would have sent it. There are plenty of other investment apps out there, so I will choose one them instead..Version: 3.3.13

Processing applicationPublic make it difficult to process your application to create an account with them they have lot of process before they complete your account..Version: 4.6.24

I’m done with these clownsLook if u want to trade in stocks go to Robinhood or Webull… every time u do something u have to post y u are doing it… it is annoying… if you want to trade in crypto go get a MetaMask wallet and fund it…. U can’t stake on here u can’t transfer “your” coins out… and if u r sitting there saying well does that make them deserve a 1 star… no that would get them a 3… they have a 1 star because I can’t withdraw settled cash that they say is available because my card has a “different” address… but I have only lived in one place since opening both accounts… I have tried to contact them but I have no clue when I will hear back as they don’t have a wait time on their support…. I’m a grave yard shift person and I don’t expect them to b up all night… but telling me when I can expect to hear from them shouldn’t b that hard of a task… the markets are open right now so they “should” b available for help….Version: 4.2.3

Not TrustworthyOne sentence? Do not trust this application. Longer story? Okay - never trust this application due to the inept development and support teams. Time and time again they offer no help to current users and only put effort towards advancing their roadmap. For two months now my account has been unusable due to a stock symbol change. Anyone who’s been around the game knows this happens regularly, especially with small cap companies. But for Public? It’s a death sentence. They cannot/will not provide the necessary support to make my account usable in any capacity. Cash balance, daily P/L, holdings —- all wrong. I’ve been in contact with support multiple times and have now been upgraded to the “Do No Reply” portion of their ticketing system. No really… I only receive “support” from Director level employees who do nothing except say sweet nothings and apologize. It’s a good thing this business has multiple oversight agencies who will hopefully do something about this failure to act because it’s absolutely foul..Version: 3.7.11

Terrible Customer Service & MoreI’ve been emailing Public time and time again about issue I am having over their app. It takes them over a week to respond, and when they do, it seems like they just pick a copy and paste response that matches my issue. On top of that, their basic in app support is so hard to get through when you just want to send a custom message. I’ve emailed them about multiple issues with their app that threatened my Portfolio and gave suggestions. They responded but only addressed one, and not the actual issues. On top of that, one of the companies I’m invested in, just went through a merger and made it final Friday the 30th of April. Public had 2 days to finalize the merger and follow the merger requirements. Yet they took their time, and I lost money because of it. I do not feel safe with keeping my money with a company that is so hard to get ahold of and is failing to support their customers. On top of that, there are so many other apps that have a way better social community than Pubic like Webull. So I will at some point, be transferring all my holdings and cash, over to Webull. They have so many more trading options and you can even open an IRA there. PS: I see other reviews like this one and Public responds to it. So Public, if you do respond, you best be ready to make a phone call and appropriately address all issues on your app..Version: 3.5.15

They won’t let me withdraw my moneyUpdate: It’s been over 8 business days since l deposited my funds. I still can’t withdraw them. I sent messages to Public but there’s no phone number to call them at and they don’t reply to message. The last message I sent was on Wednesday at 12pm and still no answer now it’s 8pm. ——————————— I only deposited $100 to try them out. I made one transaction then I felt they were too pushy and the platform felt like a mess. I decided to sell and transfer my money back to Robinhood. After selling, my money showed as unsettled funds and were supposed to take few days to settle. Now they are settled but the app won’t let me withdraw my money out of Public and my funds show as non-withdraw-able. I’m currently trying to communicate with them to get my funds back to my bank account and have to wait for they working hours to respond..Version: 4.1.9

Can’t withdrawThe app is alright as far as depositing and investing, but yesterday, I tried to withdraw some money back into my checking account and it said that “ACH relationship is not approved yet”. Mind you, I’ve already been using the same bank account for two months and have made deposits and withdrawals to and from the same account in the past. I’ve talked to a few people in customer service through email and none of their suggestions work. Also, it takes hours for anyone to reply to any emails. I would really like to talk to someone on the phone instead of emailing back and forth to no avail. Yesterday, they offered to overnight a check to me. I agreed to it and they said they would withdraw the funds from my withdrawable cash on my account and do that. Of course, nothing has changed on my account so I guess the whole “overnight a check” thing was just some bad to pacify my frustration..Version: 4.0.15

Worse liars, and jealous stuffThey restricted my account due to my conversation with friends someone a few people I don’t know got jealous of me and they told me my account will be removed from restriction? I waited and it was not remove at all. They also withdraw some of my funds from the beginning when I open my account? I ask they what happened to my 14 dollars. They told me I didn’t have enough to cover and they had to use their money which seem suspicious because I had the money in my checking account o transfer why would you use your money? They say my account was short? And after they reimburse me only 5 dollars back meaning they they took my $14 dollars. My advice Becareful with this company a few people told me they are also prejudice and deceiving. Also their transaction is very slow to transfer takes about 5 or 7 business days to get your funds into the account..Version: 3.3.2

Warning, scam alertOne is a scam be aware they have stolen money from me almost a year and a half ago now to the day that I still have not gotten the money with interest that they are being. Any interest comes from the fact that they are a hold on my money and pretty much didn’t give it to me so I put my acceptable. Anyway, there’s a bitcoin scam on this application. It’s a whole bunch of Nigerian scammers. They even gave me the full rundown on how they get on the platform. I explain to the people can support what was going on. They close my account and kept my money He said that they would send me a check in the mail. I informed him that I’m no longer friends at the address that was on file. I sent the money for my cash app. It said that they would not send the money back to Cash and then asked for my bank account I explain to them, but I didn’t feel comfortable with giving them that information after learning and seeing all of the scammers at work on the platform. When I explain that to them, they said that they send me a check in the mail and I told him that I wanted to make the same way that they had received it. I wanted it that I didn’t think that I didn’t think that was an unreasonable request. But they took my money and zeros of the year and a half later and I’m just continuing to leave a review for let people know please stay away, protect yourself. This platform is gonna wind up on the episode of American greed I guarantee it..Version: 4.5.4

Incredibly bad experience with platformI left Robinhood because I liked the idea of social investing. That’s one thing this platform is good for the social aspect of trading. My experience with everything else on the platform has been quite bad. First transferring money into the account. I use Capital One, and I was told Plaid has issues with capital one. That’s fine but that was secret info I couldn’t find anywhere on their website I had to contact support and wait a day for a reply. “Use a different bank” Next withdrawing money is incredibly difficult for me. I submitted a withdrawal a week ago with cash that was settled. It was rejected with no information. I contacted support, a day goes by and they respond, and they needed proof I own the bank account on file, so I submitted a statement from my bank. Another day goes by they say I’m good to go so I submit another withdrawal. It’s rejected again. I contacted support again it will probably be another day for a response. Noticing a pattern? Lastly, I think there’s a glitch where when you withdraw and it’s rejected, a random amount of cash shows up as “unsettled” cash. When I asked support about it, they said it was from a deposit 3 weeks ago. So how long does a deposit take to “clear”? I’m going back to robinhood and fidelity solely because of the slow support and it seems like there’s a problem with the processes at Public..Version: 3.3.20

Decent functionality but some serious and troubling flawsOverall that app looks nice and it’s easy to navigate, but be careful if you’re purchasing at market price on this app the spread is pretty BIG. - the selection of stocks and ETFs is quite good -the first thing I noticed is that there’s no individual history for buying and selling as well as dividends for individual stocks -second the chart is OK but doesn’t really accurately portray pricing movements -I think my rating could’ve been somewhere between three and four stars except for this one fact when you sell stock and try to withdraw back to your account there is literally a glacial pace- example recently sold several stocks and ETFs had to wait SEVEN business days for it to change status from ‘unsettled cash’ to ‘available to withdraw’ status and only after I emailed the service desk did it magically shift so I could withdraw; once withdraw via ach was selected it just sits there under ‘pending’ status without posting-I guess I’m supposed to email again to remind Public to take care of processing my withdraw. As a user of several different stock, ETF, real estate, and crypto investing apps this is by far the absolute slowest in getting your own money back. /note -i’ve been using this app since last February and have made several withdrawals and have experienced issues on five out of six withdrawals not a very good track record..Version: 4.0.3

If you Read This Review you won’t download this app. This company has worthless customer serviceI hope people don’t download this app because they read this review . No way of reaching a real person on the phone. I have had a nightmare situation been begging for an actual person to call me going on 4 days now. And the phone number takes you to a message that says to email them and hangs up on you. Their customer service rep told me know phone support. Really ?? When you are putting your trust into a company with your money you deserve way better than this . There was a glitch that transferred $1715 , 5 x when I got an error purchasing a stock. Wound up not getting the stock and it went up the next day. Now there is $10,000 I didn’t authorize in my account because of the error. Luckily it was pending so I had to freeze and might have to cancel my bank account because PUBLIC won’t cancel the pending deposit . Won’t listen to or take my concerns seriously snd keep ignoring my request to look into it. I get some standard answers from them that they can’t reverse the pending amount . They don’t even have my money and will never get it but they won’t look into the error I claimed happened . And are putting me through the worst time here I’m Los Angeles county worst coronavirus situation in the country and these people are making me have to go to my bank. Unbelievable. No compassion for people . I hope people don’t download this app because of this review ..Version: 3.4.8

NEEDS IMPROVED DETAILSI’d rate the app higher but they’re missing very simple features that should be in every investing platform. It’s the little details that matter to people. There’s no way of telling how much money you’ve spent investing in stocks. The only thing they tell you is your account worth which doesn’t help. So all you see if your account worth and then the money gained or lost underneath. So to find out how much you’ve gained and or lost you have to add or subtract the gains or losses from your account value. I find that extremely unsatisfying that just to find out the amounts you’ve invested you have to leave the app and figure it out on a calculator or write down in a note pad each time you add money. And I’m sure it’s a extremely easy feature to add. I’m not sure why it hasn’t already been added. Pretty sure anyone investing would like to know how much they actually invested especially if you’re someone like me who has recurring investing turned on. Also for uninvested cash it would be nice if users of the app would be able to earn interest, something that almost every brokerage offers. Apart from that the layout of everything is very easy and pleasant to use. Would definitely like to see more improvements within the app. Public has high potential..Version: 4.6.17

Account Frozen and No Response from SupportFirst off, i like public. I’ve had it for about 3 months. They explain cash account violations to you, which may be why my account is frozen. But every time you sell a stock, you are immediately given an equal amount of “buying power” even though the cash from the transaction clears two days later. That would seem to encourage fast trading that would lead to cash account violations. Furthermore, in your account details there’s a meter that’s supposed to track your violations to let you know if you’re on thin ice. This feature either does not work, or my account it frozen for some unknown reason and it is taking more than 24 hours to hear back from support. I think Public is better than the other app brokers. But buying power seems to encourage what they want to prevent, which is “day trading” and if you’re gonna freeze my account you better have a clear communication system in place.Version: 3.5.14

YOU HAVE BEEN WARNEDI was really enjoying Public, but will have to put a pause on it until this changes. It is DARK UX to take peoples money so easily to turn around and make it a huge pain to be able to get it back. Especially on small funds I did not even invest! You have got to find a better way to let people withdraw THEIR MONEY without requiring a bank statement, so ridiculous! Simply put, as an investor, Public will not make it with this major downfall. Screwing with people and their money is the quickest way to lose their trust forever. A Public apology is in order! - I’m just an average joe looking to have some fun investing and Public killed that fun big time. Developer Response: Bottom line, the initial money transfer setup is good enough for Public to take your money but not good enough to give it back without jumping through extra, security concerning, hoops. That’s the problem..Version: 3.6.2

If you like not being able to deposit funds or withdraw funds this is the app for youI’ve been trying all week to update my address with the app to match my card since I just moved. I sent them all the right info even mail from the current address as more proof. Yet somehow they are still unable to update that simple bit of information. I don’t understand how a simple address update is so difficult. Also the means they use to link your bank account (plaid) simply doesn’t work, and to match perfectly with that you can’t withdraw any funds unless you link your bank account. They let you deposit funds initially so you can start investing but they they changed it. Saying that was a “beta testing stage” and not I can no longer do that. So now I’m left not being able to deposit funds or withdraw funds which ruins the entire point of a stock trading app..Version: 3.6.13

Incessant NotificationsThe interface is good, but I can’t abide an app constantly sending me useless and incessant notifications. Even if you have all notifications turned off within the app’s own settings menu, you will still be bombarded daily with alerts that have zero relation to your portfolio or interests. Public lacks an honest notifications interface and merely has the appearance of granularity. The reality is far from it. I had to take the nuclear option and turn off all notifications at the iOS-level setting, meaning that I have to sacrifice the few notifications I actually do want: important notices about my account. And it’s all because all of these spam notifications that Public won’t let users filter out. The app itself is great, but I don’t need more spam in my life and the way they handle notifications feels downright gross. It’s a low-brow way to demand attention from their users and up their “engagement.” I expect this kind of bottom-feeding dark UX pattern from apps like Facebook, but not from a supposedly social-conscious app like Public. For people who don’t want to spend every day being reminded or spammed into messing with their investment portfolio, it becomes a huge turnoff and has led me to stop using Public. I recommend you avoid this app and use another service like Robinhood instead..Version: 3.3.8

This app is trashFirst of all they don’t have any customer service and the customer service that they do have is ONLY through email and sometimes they don’t even respond. I had a question on why I can’t sell this certain stock and they haven’t emailed me back.(it’s been ten days) Today I wanted to sell my stocks but my account was frozen because I haven’t traded in a long time. That’s why they froze my account. Very mad with public. I have instances where I can’t do anything with my account and some instances where I have a negative cash balance when I haven’t even touched my account. They took some of my money once and invested in a stock without my knowledge. All in all I think that this is the worst all you could have for trading. Use E*TRADE or webull instead. Forgot to mention you can’t trade more than twice a day or you’ll get a hit on your account after three hits they restrict your account for 90 days after 4 hits they restrict your account for up to 12 months. Very disappointed..Version: 3.5.5

Needs clearer copy + Mint integrationEDIT: Moved from 3 stars to 1 since I can’t withdraw my funds. Even after waiting for my account balance to settle, Public now says “We couldn’t verify your bank.” They had no problem accepting money from this account a few weeks ago - what changed? Feels like a rug pull. Tried this out to use t-bills as a makeshift hysa alternative. The interface is clean, but I’m never quite sure what I’m doing or what the stipulations of different actions are. One BIG issue that gives this a lower rating is the undisclosed 90 day waiting period for t-bill interest. 90 days from when? Why wasn’t this disclosed earlier? There’s also confusion about how much you’re actually buying with t-bills. For example, if you wanted to buy $1000 of t-bills and put an order to that effect, the app only invests $900-something in t-bills and leaves the rest sitting as cash. The app THEN prompts you to deposit more with conflicting information. Lastly, there’s no Mint integration for easier money management. Instead, your money lives on an app with an ungoogleable name. Switching to a HYSA until this app can figure out it’s UX, disclosures, and integrations better..Version: 4.7.2

Gave two because I made money at firstThe lousy thing is the customer support. You receive generic copy and pasted reply’s with no real help. My accounts been frozen for months with no response and limited to only selling. I’m sorry that I out performed the market and your expert that are only paid Influensters that give horrible investment advice. ( good look when you hire nude models to attract customers) when that all started the app went down hill. I will be filing multiple complaints with the bbb. I’ve found numerous illegal activities that the company and employees have performed. Good luck trading with this crap app as soon as you make profits they freeze your account. Update. Wow I finally got a response. To answer your message. No thank you. I do not wish to waste more of my time to hear a generic response with no resolve. It’s sad to get a response you must give a bad review. Very disappointing experience..Version: 4.0.2


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