Impact Credit Scores - Self App SupportSelf Lender, Inc.

Impact Credit Scores - Self App Support

4.8
4.85698 star

Total 254,088 Ratings

What is Impact Credit Scores - Self? Description of Impact Credit Scores - Self

Welcome to Self, your credit building toolbox. Build credit, track your credit score, unlock a credit card, and more.

With the Self credit app, you’ll have everything you might need to build credit. Low credit score or no credit score — get started today. At Self, all credit scores are welcome.

BUILD CREDIT BY REPORTING YOUR RENT PAYMENTS FOR FREE
- Grow your credit score for free*
- Build credit with all 3 credit bureaus — Equifax, Experian, and TransUnion
- No hard pull, no credit check
- Establish positive payment history — the #1 factor to build credit†
- Track credit score with VantageScore 3.0‡

GROW YOUR CREDIT & SAVINGS WITH THE CREDIT BUILDER ACCOUNT§
- Plans start at $25/mo.‖
- Unlock your savings at the end, minus interest and fees¶
- No credit score required
- No hard credit inquiry, no credit check

UNLOCK THE CREDIT CARD FOR CREDIT BUILDERS
- Work toward a secured Self Visa® Credit Card¹ with a Credit Builder Account§
- No credit check required
- Control your credit limit
- Build credit with all 3 credit bureaus
- Use everywhere Visa is accepted in the US

REPORT MORE PAYMENTS FOR MORE CREDIT
- Build credit with cell phone, water, electricity, and gas payments for $6.95/mo.
- Add up to 5 payments to your TransUnion credit report each month
- Credit monitoring by TransUnion
- Identity theft insurance up to $1 million
- Cancel any time

TAKE YOUR CREDIT SCORE TO A NEW LEVEL
People with Self Credit Builder Accounts who start with a credit score under 600 and make on-time payments lift their credit scores by 49 points, on average.²

ACCESS THE SELF VISA® CREDIT CARD
Card eligibility requirements include a Credit Builder Account§ in good standing, 3 on-time payments, $100 or more in savings progress, and satisfying income requirements. Requirements are subject to change.

* Results vary. Not all payments are eligible. Not all lenders use scores impacted by rent payments. See Self.inc for details.

† See https://www.ficoscore.com/education#WhatYour FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

‡ Credit scores will only be available to customers our 3rd party vendor is able to validate.

§ Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

‖ Minimum and maximum repayment period for all loan products is 24 months. Maximum Annual Percentage Rate (APR) of all loan products is 15.97%. Sample products are $25 monthly loan payment at a $520 loan amount with a $9 administration fee, 24 month term and 15.92% APR, Total Payments of $600; Check the pricing page in the Self mobile app or Self.inc for current pricing.

¶ Minus fees & interest. Individual results may vary and are not guaranteed. Improvement in your credit score is dependent on your specific situation & financial behavior. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.

¹ The Self Visa® Credit Card is issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See Self.inc for details.

² Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, starting VantageScore 3.0 under 600, who made on-time payments. Other factors, including activity with other creditors, may impact results. On-time payments does not mean full program completion and past performance based on study does not guarantee future results. Credit score increase not guaranteed.

Self Financial, Inc. 901 E 6th Street Suite 400, Austin, TX 78702


  1. Impact Credit Scores - Self App User Reviews
  2. Impact Credit Scores - Self Pros
  3. Impact Credit Scores - Self Cons
  4. Is Impact Credit Scores - Self legit?
  5. Should I download Impact Credit Scores - Self?
  6. Impact Credit Scores - Self Screenshots
  7. Product details of Impact Credit Scores - Self

Impact Credit Scores - Self App User Reviews

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Impact Credit Scores - Self Pros

An actual miracleI was super intrigued when I first heard about Self and I waited a few months before pulling the trigger. Well I wish I would’ve done it sooner!! Within a month my score went from 487 to 581. After that I applied for a totally separate secured card through a different bank and got approved. Mind you, my credit was so bad with derogatory marks that I couldn’t even get approved for a SECURED card before all this. (Don’t judge me lol) Anyway since I opened the secured card my score went up another 46 points!! So altogether, in just over a month, my credit score went from a 487 to 627 and it all started with Self. I am so grateful for the opportunity to rebuild after the mistakes I made in the past. I truly thought I was screwed for life and now for the first time in a long time I feel hopeful that I can get back on track if I keep working at it. All that said, I realize everyone’s results will vary and that for some people it may take more time to see that big of a jump. I still think it’d be worth it, worst case you see a small increase in your score and then get a nice savings coming back to you at the end! So my advice: if you’re on the fence just go for it, you’ll wish you had done it sooner!.TorinatorxxVersion: 2.5.0

I LOVE SELF!I downloaded, and starting using Self, on March 24th, 2021. In less than two months, my score went up almost 100 points. It is now July 3rd, 2021, and my score has gone up a total of 105 points. I just reached the 3 month mark, at which point I was able to order the credit card. It arrived 9 days later (today), and I just activated it. I have no other open balances; until I signed up for Self, the only things showing up on my credit report were collections (4 or 5), most of which were closed, and I’ve paid off the ones that were still open, since. No active loans, credit cards, etc., so having a second open account (the Self credit card), and paying the balance in full every month to avoid interest fees, will hopefully help build my credit even more. Would be nice to see another substantial jump, but I can’t complain. This app has been everything I wanted it to be, and then some. I went from being totally pessimistic, and thinking I’d never fix my credit, to now regularly getting excited about how quickly it’s raising back up, with not much effort. I cannot recommend Self highly enough!.TempusTimeVersion: 2.13.0

✓   Impact Credit Scores - Self Positive Reviews

Impact Credit Scores - Self Cons

Tbh it’s a scamLong story short I didn’t have my credit builder account for long. I ended up coming across hard times and couldn’t make any payments. So my account got closed. I was told when my account was closed there any fees would be calculated and then I would be sent back whatever I owed. Over a month went by and nobody said anything. So I contacted them myself and then they told me my account was to be held until maturity date. So I called back again because that was incorrect and my account should’ve been closed. I had been calling them for over a month and when I finally got in contact with them they told me not only was I not getting any money back but that I owed them money. So pretty much I just wasted money doing business with these people and wasted time because I kept getting lied to and they kept putting things off. And then had the nerve to ask me if I would like to re-open another loan with them? Absolutely not!I’m beyond livid at the lack of communication that they provide. If I had been told at the time of closing my account that I wasn’t gonna get anything back then I would’ve been OK with that. But over a month went by with them telling me that they would send me whatever I was old and they never sent it to me. I had to be the one to call to find out that I wasn’t getting any money back. Not to mention my credit score didn’t go up much to begin with so it wasn’t really worth it.Lunar himeVersion: 3.5.0

WowSo instead of getting back the loan you paid off (which you already paid interest for), you are given a “Self Credit Card”. This credit card also has interest. You’re paying for interest on a “loan” and interest on your “credit card”, which you already paid for on the loan. This is a scheme for people who don’t understand how interest works. You are under the impression that you are given back your $ in the form of a loan, however it’s not that at all. I decided to take out a second credit builder loan to see if it would impact my score...no impact on score whatsoever and all it does is raise the spending limit on your self credit card (increasing interest and risk) every payment you make. Not to mention you could make a payment of $200 on your loan and the credit card limit on your credit card will only go up $100. So you stole $100 from me and decided I should pay interest on that $200 payment?! Do this if you absolutely have no other method of obtaining credit, but after first loan is matured just close the account or DO NOT start a second loan. There’s a reason they are doing well and it’s a shame..Elias HayekVersion: 2.8.0

✗   Impact Credit Scores - Self Negative Reviews


Is Impact Credit Scores - Self legit?

Yes. Impact Credit Scores - Self is 100% legit to us. This conclusion was arrived at by running over 254,088 Impact Credit Scores - Self user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Impact Credit Scores - Self is 96.1/100.


Is Impact Credit Scores - Self safe?

Yes. Impact Credit Scores - Self is quiet safe to use. This is based on our NLP analysis of over 254,088 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Impact Credit Scores - Self is 96.6/100.


Should I download Impact Credit Scores - Self?

There have been no security reports that makes Impact Credit Scores - Self a dangerous app to use on your smartphone right now.


Impact Credit Scores - Self Screenshots

  • impact credit scores - self iphone screenshot 1
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  • impact credit scores - self iphone screenshot 3
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Product details of Impact Credit Scores - Self

App Name:
Impact Credit Scores - Self
App Version:
5.0.1
Developer:
Self Lender, Inc.
Legitimacy Score:
96.1/100
Safety Score:
96.6/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
84.09 MB
Price:
Free
Bundle Id:
com.selflender.thor
Relase Date:
30 March 2018, Friday
Last Update:
29 January 2024, Monday - 14:19
Compatibility:
IOS 12.0 or later

Impact Credit Scores - Self 5.0.1 Update Note
✱ Version History

Thank you for using Self! This app update includes: - Minor app improvements updates & bug fixes.

What is meant by iOS app?

What is meant by iOS app?

iOS app is a term used to describe a type of software application that is designed specifically for use on Apple’s iOS operating system. This operating system is used on a range of popular devices, including the iPhone, iPad, and iPod Touch. The iOS platform is known for its user-friendly inte...

How do I complain to Apple about an app?

How do I complain to Apple about an app?

If you have experienced a problem with an app on your Apple device, you may want to complain to Apple about it. Complaining to the app’s developer is often the first step, but if that doesn’t resolve the issue, you can also file a complaint with Apple. Here’s how to do it: In some ...