- 96.0LEGITIMACY SCORE
- 96.5SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Upgrade - Mobile Banking? Description of Upgrade - Mobile Banking 2962 chars
Check your balance, available credit, pay bills and track your rewards.
Features include:
No monthly-fee mobile banking – Check your balance, pay bills, manage funds.
Track your debit rewards – Track your rewards, up to 2% cash back on purchases¹.
Manage your Upgrade card or loan – Manage your payments and check your outstanding balance.
Manage your credit score - Check your credit score, get notified of any change in your credit report, track potential ID theft, use our credit score simulator to see how different actions may impact your score using real data from your credit report.
Share your feedback at [email protected]
¹ Rewards Checking Plus customers who set up monthly direct deposits (https://www.upgrade.com/deposits/active-account/) of $1,000 or more earn 2% cash back on common everyday expenses at convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services, and 1% cash back on all other debit card purchases. 2% cash back is limited to $500 in rewards per calendar year; after $500, customers earn 1% cash back on all eligible debit card purchases for the remainder of the year. Rewards Checking Plus accounts with less than $1,000 in monthly direct deposits 60 days after account opening will earn 1% cash back on common everyday expenses and 0.50% cash back on all other eligible debit card purchases. Some limitations apply. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information.
² Early direct deposit requires set up of recurring electronic direct deposit from your employer, payroll, or benefits provider and is limited to direct deposits under $5000. Early access to direct deposit funds depends on the timing in which we receive notice of impending direct deposit, which is generally up to two days before the scheduled deposit date.
Personal Loans and Auto Refinance Loans made by Upgrade's bank partners (https://www.upgrade.com/bank-partners/). Home Improvement Loans are made by Cross River Bank, Member FDIC, Equal Housing Lender.
Personal Credit Lines are made by Cross River Bank, Member FDIC. The Upgrade Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc
Upgrade, Inc. (NMLS #1548935) holds the following state licenses (https://upgrade.zendesk.com/hc/en-us/articles/4404416360731-Overview-State-Licenses-and-Consumer-Information) and does business under the following DBAs (https://www.upgrade.com/dba).
Checking and savings accounts are provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards are issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Upgrade is a financial technology company, not a bank (https://upgrade.zendesk.com/hc/en-us/articles/115005202407--Is-Upgrade-a-bank-).
- Upgrade - Mobile Banking App User Reviews
- Upgrade - Mobile Banking Pros
- Upgrade - Mobile Banking Cons
- Is Upgrade - Mobile Banking legit?
- Should I download Upgrade - Mobile Banking?
- Upgrade - Mobile Banking Screenshots
- Product details of Upgrade - Mobile Banking
Upgrade - Mobile Banking App User Reviews
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Upgrade - Mobile Banking Pros
✓ Finally…the way banking should be…all about meA good friend of mine mentioned Upgrade to me recently, and sold me on it in the first 3 minutes of her pitch. I have to admit, the $100 bonus for referrals was def a huge motivation. When she mentioned how simple the sign-up process is, and instructed me on the steps, and sent me her link, I got started signing up, and saw my first bonus in just a few days. I’d say the biggest and best thing of all is the earning cash back on all of your purchases. The only thing I would change about it is the app. Needs a little more development, but it’s on the right track. Seriously, whoever thought this one up is a genius, and I’m so grateful for it. Thank you Upgrade!.Version: 1.9.3
✓ Great debit card for checking account and like savings accountReally like the debit card. You get 2% back for just going to the pharmacy, picking up a coffee or getting gas. 1% for everything else. It's nice getting a few bucks back every month, no other debit card does that. The rate for savings is 3% right now, wonder if it's subject to change. Still higher than my usual savings account. Will probably transfer more $. So far so good. Only complaint is that it takes 3-4 business days to transfer $ from a different bank into the checking account. Otherwise, great savings and checking accounts. Don't understand why there are complaints regarding the checking and savings accounts..Version: 1.11.1
✓ Upgrade - Mobile Banking Positive ReviewsUpgrade - Mobile Banking Cons
✗ They goodThey a good place only thing I believed they not real about is. And I believe they say it to get people attention is the 200 dollar welcome bonus , it’s says have checking account with direct deposit and other stuff just to get people attention, they hit good customer care but when you about the 200 dollars they got different things to say , thst and when I first got to them my direct deposit was at 2 Wednesday well with warning now it’s 730 on Wednesdays sometimes 8 , everything else is a good place they just need to cut false advertisement out about the 200.Version: 1.16.0
✗ Holding of Direct Deposits for up to four daysIn speaking with Customer service I learned today that Upgrade is holding money which was sent via direct deposit by my workplace for up to four days. This is quite possibly the most absurd thing I’ve heard. It was not disclaimed to me that deposited money would take that long to clear. When every other financial institution gives you access to your money the moment it arrives into your account. Upgrade does not do such a thing! So from the time it arrived yesterday they can lend it to others whilst not even bothering to acknowledge that the money has arrived and giving you the right to bear interest. No they’ll pretend it arrives Friday. This is some shady practice. I’m closing my Upgrade account come Friday and moving back to Lili. Highly disappointed.Version: 1.10.0
✗ Upgrade - Mobile Banking Negative ReviewsIs Upgrade - Mobile Banking legit?
✅ Yes. Upgrade - Mobile Banking is 100% legit to us. This conclusion was arrived at by running over 37,235 Upgrade - Mobile Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Upgrade - Mobile Banking is 96.0/100.
Is Upgrade - Mobile Banking safe?
✅ Yes. Upgrade - Mobile Banking is quiet safe to use. This is based on our NLP analysis of over 37,235 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Upgrade - Mobile Banking is 96.5/100.
Should I download Upgrade - Mobile Banking?
✅ There have been no security reports that makes Upgrade - Mobile Banking a dangerous app to use on your smartphone right now.
Upgrade - Mobile Banking Screenshots
Product details of Upgrade - Mobile Banking
- App Name:
- Upgrade - Mobile Banking
- App Version:
- 1.16.3
- Developer:
- Upgrade, Inc.
- Legitimacy Score:
- 96.0/100
- Safety Score:
- 96.5/100
- Content Rating:
- 4+ Contains no objectionable material!
- Language:
- EN FR ES
- App Size:
- 60.00 MB
- Price:
- Free
- Bundle Id:
- org.reactjs.native.example.upgrademobile
- Relase Date:
- 25 March 2019, Monday
- Last Update:
- 10 April 2024, Wednesday - 16:11
- Compatibility:
- IOS 14.0 or later
Quick Actions are here to help you get to your favorite features faster— simply tap and hold the Upgrade app icon for instant shortcuts. You can now also tailor your app's look with custom icons to match your style, choosing from a variety of colors ....
