Upgrade - Mobile Banking App SupportUpgrade, Inc.

Upgrade - Mobile Banking App Support

4.8
4.84772 star

Total 37,235 Ratings

What is Upgrade - Mobile Banking? Description of Upgrade - Mobile Banking

Check your balance, available credit, pay bills and track your rewards.

Features include:

No monthly-fee mobile banking – Check your balance, pay bills, manage funds.

Track your debit rewards – Track your rewards, up to 2% cash back on purchases¹.

Manage your Upgrade card or loan – Manage your payments and check your outstanding balance.

Manage your credit score - Check your credit score, get notified of any change in your credit report, track potential ID theft, use our credit score simulator to see how different actions may impact your score using real data from your credit report.

Share your feedback at [email protected]



¹ Rewards Checking Plus customers who set up monthly direct deposits (https://www.upgrade.com/deposits/active-account/) of $1,000 or more earn 2% cash back on common everyday expenses at convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services, and 1% cash back on all other debit card purchases. 2% cash back is limited to $500 in rewards per calendar year; after $500, customers earn 1% cash back on all eligible debit card purchases for the remainder of the year. Rewards Checking Plus accounts with less than $1,000 in monthly direct deposits 60 days after account opening will earn 1% cash back on common everyday expenses and 0.50% cash back on all other eligible debit card purchases. Some limitations apply. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information.

² Early direct deposit requires set up of recurring electronic direct deposit from your employer, payroll, or benefits provider and is limited to direct deposits under $5000. Early access to direct deposit funds depends on the timing in which we receive notice of impending direct deposit, which is generally up to two days before the scheduled deposit date.

Personal Loans and Auto Refinance Loans made by Upgrade's bank partners (https://www.upgrade.com/bank-partners/). Home Improvement Loans are made by Cross River Bank, Member FDIC, Equal Housing Lender.

Personal Credit Lines are made by Cross River Bank, Member FDIC. The Upgrade Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc
Upgrade, Inc. (NMLS #1548935) holds the following state licenses (https://upgrade.zendesk.com/hc/en-us/articles/4404416360731-Overview-State-Licenses-and-Consumer-Information) and does business under the following DBAs (https://www.upgrade.com/dba).

Checking and savings accounts are provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards are issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Upgrade is a financial technology company, not a bank (https://upgrade.zendesk.com/hc/en-us/articles/115005202407--Is-Upgrade-a-bank-).


  1. Upgrade - Mobile Banking App User Reviews
  2. Upgrade - Mobile Banking Pros
  3. Upgrade - Mobile Banking Cons
  4. Is Upgrade - Mobile Banking legit?
  5. Should I download Upgrade - Mobile Banking?
  6. Upgrade - Mobile Banking Screenshots
  7. Product details of Upgrade - Mobile Banking

Upgrade - Mobile Banking App User Reviews

What do you think about Upgrade - Mobile Banking app? Ask the appsupports.co community a question about Upgrade - Mobile Banking!

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Upgrade - Mobile Banking Pros

Thank you so much Upgrade for your wonderful businessI would like to express my appreciation to upgrade, for their professionalism, wonderful service and for the quick processing my application. I’ve felt frustrated to read some bad reviews about Upgrade” Applicants should know that in this life there’s a winner and a loser. I’ve experienced before to get declined and it’s hurt , much more if you needed it so badly.. but try to figure it out what went wrong and then fix / improve the missing dots and move forward. Somehow a long the way you’ll find a company that will give you a chance… but try not to write too much negative reviews as if it is the end of the world.. Be positive … breath as tomorrow is another day” For me , my experience with Upgrade is very positive and professional and really thanked them for taking a chance with me. Thank you so much Upgrade! SRB.SRB/ Shoreline WAVersion: 1.9.2

Awesome company!I got the upgrade credit card which works like a loan so it’s boosting my credit, not to mention they gave me a way higher limit than every other credit card I have, then they gave me 200 bucks to open an upgrade checking which gives you cash back rewards on your purchases along with the credit card! Then I opened up a savings that gives you something like 3.5 percent interest. Upgrade has been awesome!.Alan a 2610Version: 1.10.0

✓   Upgrade - Mobile Banking Positive Reviews

Upgrade - Mobile Banking Cons

Get a different card not worth itI would advise everyone against getting an upgrade card. The system they have in place is very strange and could use a ton of work. I’ve had so many issues with them. Most of the people they have working seem very new, and even the supervisors and unsure of the answers they give you. So even on a structural level of the business they are very flawed. Two times they said I have a late payment of 60 cents which was an issue on their end and it happened 2 times. And also they will block your card randomly if your fico score goes lower for any reason. Their is no criteria that they give you. They just block it. I don’t use the card so i never noticed but it’s a very weird practice of them. I would just save myself the hassle and go with a different card or loan..Lamont2012Version: 1.12.1

Total Disappointment Beware!I have a Upgrade credit card account. A few months ago upgrade got my email confused with another account I have with upgrade. Unfortunately, for the past few months, I have not been able to do what a Upgrade says you’re supposed to be able to do on your app, which is: check your balance, available credit, and track your rewards. After many phone calls to Upgrade to resolve this issue nothing has been done. Do they not have an IT team to resolve this issue??? Maybe Upgrade should get a loan from Cross River Bank to hire an IT team to resolve these type of issues since they don’t have the people to do it themselves! If you use your app to to keep up with your credit card account be careful, that’s all the access to your account that you have they don’t do paper billing!! They want your payment over the phone but won’t send you a copy of your payment, you have to keep track of that..Maximus FortressVersion: 1.10.0

✗   Upgrade - Mobile Banking Negative Reviews


Is Upgrade - Mobile Banking legit?

Yes. Upgrade - Mobile Banking is 100% legit to us. This conclusion was arrived at by running over 37,235 Upgrade - Mobile Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Upgrade - Mobile Banking is 96.0/100.


Is Upgrade - Mobile Banking safe?

Yes. Upgrade - Mobile Banking is quiet safe to use. This is based on our NLP analysis of over 37,235 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Upgrade - Mobile Banking is 96.5/100.


Should I download Upgrade - Mobile Banking?

There have been no security reports that makes Upgrade - Mobile Banking a dangerous app to use on your smartphone right now.


Upgrade - Mobile Banking Screenshots

  • upgrade - mobile banking iphone screenshot 1
  • upgrade - mobile banking iphone screenshot 2
  • upgrade - mobile banking iphone screenshot 3
  • upgrade - mobile banking iphone screenshot 4

Product details of Upgrade - Mobile Banking

App Name:
Upgrade - Mobile Banking
App Version:
1.16.3
Developer:
Upgrade, Inc.
Legitimacy Score:
96.0/100
Safety Score:
96.5/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Education
Language:
EN FR ES   
App Size:
60.00 MB
Price:
Free
Bundle Id:
org.reactjs.native.example.upgrademobile
Relase Date:
25 March 2019, Monday
Last Update:
10 April 2024, Wednesday - 16:11
Compatibility:
IOS 14.0 or later

Upgrade - Mobile Banking 1.16.3 Update Note
✱ Version History

Quick Actions are here to help you get to your favorite features faster— simply tap and hold the Upgrade app icon for instant shortcuts. You can now also tailor your app's look with custom icons to match your style, choosing from a variety of colors ....

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