- 90.3LEGITIMACY SCORE
- 90.8SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
Bread Savings App User Positive Comments 2024
Bread Savings app received 15 positive comments and reviews by users. Can you share your positive thoughts about bread savings?
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Bread Savings for Positive User Reviews
✓ Mixed feelings….Overall, love doing business with them. The online banking and app work really well and I like how they work and look. It’s clean and neat. They pay a really decent interest rate too, but here a just a few things that they could really really improve on. 1.) if I’m using your bank to house my emergency savings, and my other accounts for different goals I am savings for, and given the obvious that you’re an online bank, the amount of time I have to wait on hold to speak to someone is horrible. I’m currently on hold as I write this review and right now I am at 32:53 minutes on hold. My question is why? I should not have to wait over 30 minutes and counting to speak to someone about my account / money. You’re an online bank? You would think phone and web support should be a quick call away if your customers need to speak to you. 2.) HOLD TIMES ON YOUR MONEY! This one kills me, I get that when you open a new account, I expect for excessive hold times to be placed on my transfers, as a bank with a new customer there is always a level of some risk, but the fact these transfers clear my external account usually within a day or two and your bank holds these funds for 10 days is insane. A couple of days I can understand, but 10 days is a little much don’t you think? Other than that, it’s not a bad place to hold your money, but there is deff improvements that can be made..Version: 2.44.0
✓ Improved app/quick transfersA recent update improved app functionality. Also, when I need to move money from an external acct to my Comenity acct, the transfer takes place quickly. My other online banks are much slower to execute the transfer, resulting in a few days of interest being lost..Version: 2.19.2
✓ Good bank and App, but not perfectThe reason for 4 stars and not 5 is because Comenity has these crazy withdraw limits. Back in November, I needed to withdraw a significant amount of money and found out I could only with draw 5k a day. I had to call to have my limit raise. It was raised temporarily for a month and I subsequently had to call back to get it raise permanently. I think this is a flaw that needs to be fix today. Now the app. The app is great. You can message customer service and they respond very quickly during the weekday, not so much on the weekend, which is fair. One major improvement would be a total asset line. If you have a savings, CD, and or checking (I don’t think they offer) you should be able to see your total assets..Version: 2.25.0
✓ Easy to useVery nice easy to use app, my only recommendation would be if they could incorporate a bucket system similar to Ally bank where you can distribute your money within the account for occurrences, emergency fund, vacation fund, investment fund etc.Version: 2.48.0
✓ Service RepAustin helped me very professionally and efficiently I through my own negligence locked myself out and Austin unlocked the system for me to make deposit with my mobile phone Thank you very much May the best team win Super Bowl.Version: 2.15.1
✓ Fluid and Clean App!This app is super easy to use and looks so clean. Very user friendly, however, I can not view messages in my inbox that I see otherwise online. Satisfied!.Version: 2.7.1
✓ Best high-yield savings for emergency funds3.44% APR now and app is pleasantly designed without clutter. Easy to make and track transfers. So glad I read about Bread Savings and CDs..Version: 2.47.1
✓ InterestGreat rate and wonderful service and awesome website for mobile banking.Version: 2.41.0
✓ Good app with simple functional interfaceBeen using app for about a year now. I like the simple interface. Even though the interface is simple it is still functional. And it’s always worked for me—no functionality bugs, crashes, etc.I recommend this app for anyone with a Bread Savings account..Version: 3.2.0
✓ NavigationThe app is confusing to me and I have three online savings accounts. The adding a new account feature gives you a very short window to verify account!.Version: 2.15.0
✓ Bread savingsHappy to have found this online banking! Easy to use!.Version: 3.3.0
✓ Limited on outbound transfersI moved money in with no problem but limited to $5k per day moving it out!.Version: 2.47.1
✓ Quick AND Easy!Transfers quite quick and process easy. Bread Savings gives quick email confirmation on transfer activity and instructions on how to check activity..Version: 3.10.3
✓ Savings acc onlyA lot of these reviews are from IDIOTS that think this app is for their credit cards that Comenity finances… Even though it clearly says (if you’ve opened a savings acc with Comenity this app is for you). These idiots obviously do not know how financial company’s work and the fact that they do offer options for an app, however it’s up to the clients/stores to sign up for that option. It costs more for an app option so most store cards don’t opt in for it. If you’re one of these idiots that downloads this app and think it’s gonna work for your credit card, you should reconsider your education and common sense. It’s not hard to read the descriptions, you’re basically useless if you need someone to tell you these details…..Version: 2.25.0
✓ SCAMMERSThey’re nothing but useless,i have to call for a chargeback because they won’t allow me to withdraw my own money and after they ask me to provide bank statements for them to lift restriction off they turned dump and deaf to your messages with bunch of excuses! I’ll advise whoever want to download this app to for Christ sake run for their money because they won’t allow you to withdraw your own money and if you try be ready to confess how you made even this money! They’re useless and heart. I understand why they said they’ve donated over $1.2million and are over 30years! Sitting on peoples money.Version: 2.25.0
😕 Bread Savings Negative Reviews
