Zip - Buy Now, Pay Later App Support

97.3LEGITIMACY SCORE
97.8SAFETY SCORE
4+CONTENT RATING
FreePRICE

What is Zip - Buy Now, Pay Later? Description of Zip - Buy Now, Pay Later 2663 chars

Zip gives savvy shoppers more freedom and flexibility with our buy now, pay later platform. It’s a smarter way to stretch your funds.

SPLIT ANY PURCHASE IN 4².

Shop your favorite brands and pay with your linked account in 4 installments over 6 weeks²…Get approved instantly, with no application forms or hassle³.

PAY LATER WITH ZIP WHERE YOU WANT¹, ONLINE OR IN-STORE

Install our app and use Zip pretty much anywhere¹, you shop—whether online or in-store. Add Zip to your Apple Wallet or Google Pay for easy access.

THE SMART ALTERNATIVE TO CREDIT CARDS

No hard credit checks, and no impact on your credit score—ever. We’ll let you know when installments are due so you’re on top of every payment.

HOW DO I USE ZIP?

1. Install the app and sign up to start shopping³.

2. Search for anything you wish to purchase

3. Enter the amount you’d like to spend (including any taxes or shipping costs!).

4. Your purchase will be split into 4 easy installments over 6 weeks². Easily track your spending, view transaction history, and manage open payments in the app.

5. Update or change your account details, including payment method, any time.

6. Get answers to frequently asked questions and contact our support team directly from the app.

CONNECT WITH US

For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.

http://instagram.com/zip.us
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Loans through the Zip app are originated by WebBank, except for Zip originated loans in CO, NV, MA and MD.
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¹Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.

²For a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.

³Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App and Zip Card, are made or arranged pursuant to California Lenders Law license.

Zip - Buy Now, Pay Later App User Reviews
Zip - Buy Now, Pay Later Pros
Zip - Buy Now, Pay Later Cons
Is Zip - Buy Now, Pay Later legit?
Should I download Zip - Buy Now, Pay Later?
Zip - Buy Now, Pay Later Screenshots
Product details of Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later App User Reviews

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Zip - Buy Now, Pay Later Pros

✓ One of the best 4 way payments plan appsThe thing about QuadPay is your not paying interest the payment for whatever you are buying is literally just split in 4 payments every 2 weeks they put the money up front for your purchase but your basically paying back QuadPay if 4 payments. It’s easy just type which item you’d like to shop for and did I mention they have a lot of different stores, stores I didn’t even know about. What I normally do is go to the search page type in “makeup” so many stores with different prices from ulta and Sephora have cheaper prices with the same products. I would of never known without QuadPay. Did I mention every time you spend the amount of money you spend determines the amount you’ll be preapproved for so if you spend 250, ounces it’s all paid up it will go into your pre approved for another purchase. This is a great tool for those trying to get multiple gifts for Christmas and don’t want to spend a lot of only have enough for some at once it’s perfect. Also awesome for moms I have a son and I’m always looking for different clothes and toys and this app has it all. Try it out you definitely won’t regret it. It’s worth it‼️‼️‼️‼️.SierranoelsVersion: 1.85.2

✓ Absolutely AWESOME!!Quad pay is absolutely AWESOME!! They have literally been such a blessing to my family and I and have allowed us to have a bit of financial freedom to pay for EVERYTHING! My budget is super stressed being in nursing school, a mom of three teenagers and with what’s going on in the US right now. I have been so stressed trying to figure out how to pay for bills, food and Christmas coming up. I accidentally came across Quadpay one night while I was in tears searching on Google on places that were like “buy now pay later”. I read the reviews, read what Quadpay was all about and gave it a chance. I signed up and was instantly approved for an extremely generous credit! Seriously, it was so easy to sign up, get verified and start using my Quadpay card! Y’all, I can’t stress enough how easy their entire process is and you can use it every store known to man. Because of Quadpay, I have been able to give my kids an amazing Christmas, buy things for my home I need and all on all with minimum payments. I know a lot of us are struggling right now and need a little help and a little hope. Quadpay is it and they sure are a blessing in a time of need. I am forever greatful and will always be a Quadpay lover 💗.HoolioNashtyVersion: 1.85.2

✓ Zip - Buy Now, Pay Later Positive Reviews

Zip - Buy Now, Pay Later Cons

✗ Not using this pay after app anymoreFirst I been with quad pay/zip pay for 3 years and always pay back early and never missed a payment or pay on time and my spending limit only increased 50 dollars and Besn stuck there for the longest time, second I’m noticing that they starting to charge for every little thing now, you have to spend 30 bucks first with most stores in order to Finace with them and now all the sudden if you wanna change the due date they add an extra 2 dollar charge to do that, nope. Klarna and after pay don’t do that so why would I sit here and start being charged for certain purchases such a a 4 dollar added fee to even use it??? It used to be no extra cost to Finace it and on top of that I have 2500 pay limit with after pay and klarna and had them the same time as zip and still can’t get more buying power even after having 100 percent history it’s still only 450, now yall wanna charge to change due dates, charge extra to make a purchase, and now I have to spend 30 bucks first? No longer user friendly anymore, they are getting greedy. plus the zip card that came on the mail is pointless if I have to open the app first and enter the amount first before I use the card. Done using them!.LetmeusemtownVersion: 1.188.7

✗ Guys...Come on...READ BEFORE YOU SIGN UP!! Found this app and from the reviews and info supplied above it seemed like it could be a good thing to try, especially with the holidays around the corner. I downloaded and signed up with my personal info in the most recent version of the app. Even went so far as to add a payment method and awaited the “you’re account is ready to use now shop!” Like it exclaims above...simple...easy...shopping with payments. But, I received instead a message saying, “due to the popularity of the app, we can’t accept you currently, but keep an eye out and we’ll send you an email when you can join...or feel free to try and retry in a month or so.” First reaction is “whaaaa? ok” then more like “okay so you enticed me to simply sign up and get started today” only to slap me with a “hey! Isn’t it great?! were super popular at the moment so we can’t have you in the club but thanks for signing up with your details...maybe soon we’ll have a spot..maybe a month. Up to you to check back. Yay us!” Guys...come on. I get the trending join or waitlist for early access marketing and even the classic old Facebook invite only tactics that some are still clinging to..but, not disclosing anything in the details above saying something about it? Even the same semi pompous gloat message would do. Well hopefully this will reach a few would be applicants ahead of time to save them the dumbfounded expression I had moments ago..ReallyNoReallyComeOnNowVersion: 1.35.6

✗ Zip - Buy Now, Pay Later Negative Reviews

Is Zip - Buy Now, Pay Later legit?

✅ Yes. Zip - Buy Now, Pay Later is 100% legit to us. This conclusion was arrived at by running over 501,639 Zip - Buy Now, Pay Later user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Zip - Buy Now, Pay Later is 97.3/100.

Is Zip - Buy Now, Pay Later safe?

✅ Yes. Zip - Buy Now, Pay Later is quiet safe to use. This is based on our NLP analysis of over 501,639 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.9/5. AppSupports Safety Score for Zip - Buy Now, Pay Later is 97.8/100.