Name: Step: Build Credit Get Rewards
Rating: 4.74518 (64417 reviews)
Author: Step Mobile Inc.

93.9LEGITIMACY SCORE
94.4SAFETY SCORE
4+CONTENT RATING
FreePRICE

What is Step: Build Credit Get Rewards? Description of Step: Build Credit Get Rewards 1934 chars

Step, the all-in-one banking app and Visa Card, is the best way to build credit without debt. Enjoy top-notch benefits like up to 8% cash back on purchases, 5.00% on your FDIC-insured savings balances, getting paid early with direct deposit, and a commission-free stock investment platform. The best part? You don’t have to pay a single monthly or subscription fee. Join over 4.5+ million people who trust Step to help them build credit and start improving your financial future.

Benefits of Step:
- Build credit: Safely build credit with every purchase and monitor your credit score right from the Step app
- Earn up to 8% cash back: Shop everywhere Visa Cards are accepted – online, in-store, worldwide – and earn up to 8% cash back on purchases
- Earn 5.00% on your savings: Plus set Savings Goals and automatically add to them with Round Ups.
- Invest with as little as $1: Buy and sell thousands of stocks, ETFs, and bitcoin for as little as $1. Turn your spare change into smart investments with Round Ups.
- Get Paid Early: Get paid up to 2 days early, instantly send and receive money, deposit cash at 70,000+ retail locations nationwide, and access over 30,000 fee-free ATMs

¹Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC.

²Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

³Out-of-network ATM withdrawal fees apply.

⁴Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. These funds are generally made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Step: Build Credit Get Rewards App User Reviews
Step: Build Credit Get Rewards Pros
Step: Build Credit Get Rewards Cons
Is Step: Build Credit Get Rewards legit?
Should I download Step: Build Credit Get Rewards?
Step: Build Credit Get Rewards Screenshots
Product details of Step: Build Credit Get Rewards

Step: Build Credit Get Rewards App User Reviews

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Step: Build Credit Get Rewards Pros

✓ Definitely recommendI’ve been using step for about a month now and it is so convenient as a 13 year old I didn’t have a way to save money unless it was cash then it’s easier to lose and spend but with step I can keep all my money on my card therefore I can save it and I can buy stuff from online and more I used to be bad at saving money but with step it’s so easy and my mom has scheduled for me to get $40 in allowance at the end of each month it automatically appears on my card so I definitely recommend especially to teens and parents and you get three dollars every time you refer to friends I’ve made about 30 dollars so far off of referrals.KdhrhbdksiVersion: 2.2.1

✓ I’m in love with this appIt took me a very short amount of time to set up a new account and card with them using my cashapp. While I wait for my card to arrive in the mail, I can use the virtual copy of it to basically pay for anything. Not only can you start building a credit history through your teenage years. It’s also very easy to use and set up. It’s compatible for apple wallet, and you don’t have to worry about online stores not accepting your cashapp because you’ve basically got a whole credit card that has nothing to do with cashapp and can be used as a separate card..LunasmiseryVersion: 2.3.226

✓ Step: Build Credit Get Rewards Positive Reviews

Step: Build Credit Get Rewards Cons

✗ Unreasonable ActionsI’ve been using step for a little over a month now. I thought it was great, and my mom did too. We never had any issues until yesterday. I randomly got an email from an associate named “Karen” saying that my account had been closed because Step didn’t “fit my needs” and I apparently violated some kind of terms of service or policies, however I read through them all and had done nothing wrong. I’m severely disappointed. I had almost $300 in that account, as I am only 15 and it was direct deposited from my job. Because of this, I also have no way of receiving the money in my account back, as I did not have another card or bank account linked as a spending source. I’ve emailed them more than once, still waiting for a reply. I thought this app was going to be different, but it ends up just like all of the other ones I try for absolutely no reason. It doesn’t help that there are no options to speak to a representative on the phone either. Please fix this, I’ve worked too hard for my money to go to waste!.Kyia112Version: 2.3.39

✗ Used to use it all the time, now random charges I didn’t make on my accountI am beyond frustrated because I used to live using Step, it was simple and useful. But a couple months ago, random charges from websites and places I’ve never been to appeared on my card. Before I never had enough money so they declined, but today I was charged with 28 dollars 4 times on my card, taking away a lot of money that I was sent. I tried to get my money back on the website saying my information was stolen, but I had no luck. Now I don’t have enough money to purchase what I needed and won’t get any for a while. I don’t know what happened but I am angry that I’m at a loss for money and that someone was using my card and I haven’t given anyone my information and haven’t been using my card on sketchy websites. So if I could have help I would really appreciate..EmiliaMM1512Version: 2.3.118

✗ Step: Build Credit Get Rewards Negative Reviews

Is Step: Build Credit Get Rewards legit?

✅ Yes. Step: Build Credit Get Rewards is 100% legit to us. This conclusion was arrived at by running over 64,417 Step: Build Credit Get Rewards user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Step: Build Credit Get Rewards is 93.9/100.

Is Step: Build Credit Get Rewards safe?

✅ Yes. Step: Build Credit Get Rewards is quiet safe to use. This is based on our NLP analysis of over 64,417 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Step: Build Credit Get Rewards is 94.4/100.