Name: MyWisely: Mobile Banking
Rating: 4.67116 (25482 reviews)
Author: ADP, Inc

92.4LEGITIMACY SCORE
92.9SAFETY SCORE
4+CONTENT RATING
FreePRICE

What is MyWisely: Mobile Banking? Description of MyWisely: Mobile Banking 4002 chars

Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4).

LEAVE HIDDEN FEES BEHIND(12)
No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY(1)
Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.

SHOP AND PAY BILLS(6)
In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.

GROW YOUR SAVINGS(10)
Save at your own pace and make savings automatic(10) so you do not have to think about it.

(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.
(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html
(8) Standard message and data rates may apply.
(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.
(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.

MyWisely: Mobile Banking App User Reviews
MyWisely: Mobile Banking Pros
MyWisely: Mobile Banking Cons
Is MyWisely: Mobile Banking legit?
Should I download MyWisely: Mobile Banking?
MyWisely: Mobile Banking Screenshots
Product details of MyWisely: Mobile Banking

MyWisely: Mobile Banking App User Reviews

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MyWisely: Mobile Banking Pros

✓ Rated the worst bank for a reasonTrash of a bank gets my info breached and money stolen every year. operators hang up and don’t call back and can’t speak English Sad excuse for a bank I really hope no one bothers to bank here it is so inconvenient No safety for your money what so ever Scammers just take everything and they leave you without your money for weeks They don’t care if you work everyday or have bills to pay they are the worst experience I’ve ever had with a bank. I am closing this thing down as soon as the investigation goes through..Jmartinez2099Version: 12.1.0

✓ Do betterNot a bad app, on par with you’re chime, varo and other online banking with the same slogan “Get paid 2 days early!” Really it’s only 1 day early. I used to get paid 2 days early, every Wednesday by atleast 5:30pm. Now for some reason, it’s Thursday morning while I’m still sleep.. a bit inconvenient seeing as I have off Wednesday’s and need to do food shopping and other payments.. Not a bad service overall though, but you guys can Do Better… and maybe update the look of the app it’s outdated visually, and loads a bit slow. Haven’t had any bad customer service experience or money missing, yet… if I do run into any issues , I’m hoping they will be helpful. I’ll update this review if necessary..Tattu215Version: 1.8.1

✓ MyWisely: Mobile Banking Positive Reviews

MyWisely: Mobile Banking Cons

✗ Queen sees serezezezwWwSeI like the card but these upgrades are so unnecessary and then u guys ask for information that are irrelevant to the upgrade (ssn, birth certificate,etc). To make it worse I just got a job and decided to do a direct deposit and I called u guys to ask that even though I haven’t upgraded my card will my money still be put on card u guys said yes and when money was supposed to be put on my card I get a notification u decline it sayin u need to upgrade to the No cost thing. This was Friday July 7 and y’all still have my money. I did the upgrade and y’all are ready verifying my thing but I want my money on my card yall are cutting into my money and it’s nothing I can do about it’s so unfair. I get the upgrade but why stop people from putting money on their cards like that not cool..SadseseWwwwVersion: 1.8.1

✗ It has it's ups and downsI've had a very interesting relationship with wisely. I got hired and they offered instead of direct deposit to put it in this wisely thing. I didn't know about it but I like to try new things, so I said why not, I got home told my mother about it and she hated this wisely thing and without me knowing she threw away wisely card, the wisely card having my first pay, there were so many steps into getting my wisely card back, and in the end it took up to 3 weeks to get the card back. I would not recommend, so if you have the option to just use direct deposit, make it easier on your self and just do direct deposit. Also another thing that I don't like about wisely is there responses to bad reviews they seem to be copying and pasting the same ol thing every time.#chicken nuggetsVersion: 1.8.1

✗ MyWisely: Mobile Banking Negative Reviews

Is MyWisely: Mobile Banking legit?

✅ Yes. MyWisely: Mobile Banking is 100% legit to us. This conclusion was arrived at by running over 25,482 MyWisely: Mobile Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for MyWisely: Mobile Banking is 92.4/100.

Is MyWisely: Mobile Banking safe?

✅ Yes. MyWisely: Mobile Banking is quiet safe to use. This is based on our NLP analysis of over 25,482 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.6/5. AppSupports Safety Score for MyWisely: Mobile Banking is 92.9/100.