Debt Snowball Calculator Negative Reviews

Debt Snowball Calculator App Complaints & User Negative Comments 2024

Debt Snowball Calculator app received 21 complaints, negative comments and reviews by users. Have you ever had a bad experience using Debt Snowball Calculator? Can you share your negative thoughts about debt snowball calculator?

Debt Snowball Calculator for Negative User Reviews

✓ IPad ProThe app looked promising and I was looking forward to using, but it doesn’t seem to work with the IPad Pro. There’s only a continuous loading screen. I am giving a neutral 3 stars..Teetee7644Version: 1.5

✓ Its okayIt shows you the calculations on how to pay back your debt but it doesn’t save all your debt info. You have to re enter all that information again which is stupid and annoying..AbdiismaillVersion: 1.5

✓ More optionsI would love to have the ability to payoff higher interest first instead of lowest balance. Paid $1.99 for the app and slightly disappointed..Dragonfly.hunterVersion: 1.2

✓ Won’t let me enter my debtWent to start entering our debt and couldn’t even enter the first one. It told me that my payments were too low for the debt and that it will never be payed off. It wanted to me enter info that wasn’t accurate. 🤷🏼‍♀️.NFyfeVersion: 1.1

✓ Don’t buy!Not helpful! Wasted my money on this :/.OaklandbbbyyVersion: 1.5

✓ Calculation ErrorsI’ve been using this app for a while now with no issues. About a month ago, it randomly deleted all of my information and I has to reinput it. Ever since then, when I pay off a debt and delete it, it extends my debt snowball! The last debt I deleted (about $1800) took my debt snowball from 2.4 years to 3.6 years. This is an ongoing issue that’s been happening and at this point I’m looking for another app that’s accurate. Fix the bugs developers! Also, find a way to record a debt is paid off instead of just deleting it. The app won’t let you put $0 as a balance..Jcsmith13Version: 2.0

✓ Don’t botherApp only works in vertical orientation on iPad. Entered one debt and came back later to enter more - only showed original debt. Added all my debts, synced and still only showed orignal debt entered. Buggy, drag and drop to are custom order didn’t work. No instructions or help file. Save your money..SandyEnnis0817Version: 2.0

✓ More Features NeededIt would be nice to be able to enter dates. For example, what if a debt is paid bi-weekly? Can I set goals or target dates in addition to paying extra on the debts? I can list out my own debts... I need an app that can help forecast and provide insight on how to manage and tackle paying the debt off..ICommonVersion: 1.4

✓ No snowball optionsUsing ipad pro.. this app needs work. At first the app wouldn't open, I had to delete it and do a reset on my ipad, reinstall it, then finally got it to work. The left side doesn't scroll, so you cant see the information. There are much better app out there. In my opinion..MjchapVersion: 1.3

✓ Disappointed I paid for this.When inputting my line of credit it told me it would never be paid off and to change the data. Which is incorrect. Also it doesn’t seem to save your information so you can keep coming back it just turns it into a printable chart. NOT happy..JLW403Version: 1.2

✓ On the right trackApp is beautiful with easy to follow prompts. Lacking in functionality with less features then the other free apps out there. Would love to see extra payments able to be allocated off certain debts, debt charts for total debt able to be created and % of debt paid off available..BumbelinoVersion: 1.3

✓ IPad VersionI am currently running the latest version of iOS for my iPad Pro and there app does not open. Tried to reinstall and nothing.HI_06Version: 1.4

✓ What a wasteI just literally paid for this app. I am trying to add the first debt and everyone I put the information in and go to add it it just locks me out of the app. There’s nothing saved. I have to open the app all over again and then enter the information all over again for it to kick me out of the app all over again. This was a waste. There’s no resolution no back button and nothing saved to go back to. I’m so disappointed..Henny2022Version: 2.0

✓ No Snowball OptionsI wish I had read reviews before purchasing this one. The only payoff method is paying lowest balances first. The dev responded to another review stating that paying highest interest rates first is called “debt avalanche”, but I have *never* heard of that. I’ve always seen both those options considered to be snowballing. The snowball method is that you take the money from a paid off debt and apply it to the next debt - that isn’t confined just to paying lowest balances first method. My bad for not finding out this app only has one payoff plan option and won’t work for me as I want/need to pay off higher interest rate balances first. 2 stars for the inspiration to make my own payoff plan charts like the ones in this app (using a payoff plan from another app that has highest interest rate first option)..Gossymer9Version: 1.2

✓ Okay needs works...Apps is clean and user friendly. Only reason I gave 3 stars is because I thought the printable .99 was all combine. The whole point of a snowball was to apply finish payments to the next debt. Thereby reducing the over all debt quicker. Need a bit of work..BijincathyVersion: 1.1

✓ Paid for printable chart but doesn’t workSo let me the fact that I think this is a great app out of the way. Only thing is that I paid $0.99 for the printable charts and all I get is a pdf with lines and and the debtor name in the center of the page in large font. This renders the feature and payment I made useless. Please fix..BatfezzyVersion: 1.1

✓ MisleadingSo the entire point of the snowball method is that when you pay off the lowest balance, you add that payment to your payment on the next lowest balance, then when that one is paid off the payments from the paid off loans now go to the next highest and so on. The method is designed to use the amount you already pay every month to help you pay off your debt quickly. The ONLY thing this app does it tell you how long it’s going to take to pay off debt making the minimum payment. It’s literally just a list of payments... all equal and no snowball at all. I don’t need to know how long it’s going to take to do what I’m ally doing I wanted to create a plan to get rid of it faster and have somewhere to track it..Lerob218Version: 1.3

✓ Pretty useful!I purchased this app to help myself achieve my goal to be consumer debt free within a realistic time frame. I give this app 3 stars for the reasons mentioned below. Pros: Not too bad for a one time purchase of $1.99. It’s great to see your overall expenses as “the bigger picture” with the amount of time it would take you to pay off each debt. It’s possible to pay off all your debt sooner than stated by making your own comfortable adjustments with the overall visualization. For me, it’s easier to view my finances in one place versus logging on to each finance app for balances. It’s simple to edit each debt should your balance increase due to a finance charge & or purchase just by tapping the selected creditor. I think this app is a great tool for those who are looking to begin or are already on their journey to financial freedom. LOVE this app for being ad-free!! Cons: The user interface is ok. Dislike there is no settings or help feature to help you navigate through the app. Would be helpful to have a tutorial upon setting up for first time users or even a link to a tutorial for future reference. Would be nice to have a profile set up for the user to enter general information & goals (short term & or long term). Maybe have acheivement awards for reaching said goal or even for paying off a creditor? I personally enjoy & feel proud kf myself when an app recognizes my acheivement for implemented goals. Would also be useful to have a section for each creditor to add some notes for yourself such as a reminder that a double payment is possible for upcoming dates etc. Also this app would be even better if an expense tracker section was add to help the user become more cautious of their spending in terms of a learning tool. Possibly add some “Tip of the day” or “positive encouragement of the day” with daily log ins. Would be perfect to be able to have this app protected by a login with either a username & password or even just a 4 digit pin with fingerprint capability to protect information in case you let someone use your phone for other things & want to keep nosey folks out of your personal business. Lastly, would be nice to be able to back up entries every so often to icloud in case the app somehow gets accidentally deleted etc. I am hopeful that with time, this app can improve with more features. There is always room for improvement! Overall, I would recommend this app to anyone who is looking for a way to see their finances in one place..Cre10meltonVersion: 1.2

✓ PurchaserNot what I expected. Waste of money, do not buy..DydysVersion: 2.0

✓ Not Impressed 😩While I like the concept of logging my debts and their details, I was expecting much more from this app. I was expecting to list the debt and the details, then see an actual tracker to include me listing the payments made and seeing the balance decrease ... similar to the way I have it set on my excel spreadsheet which is what I will stick to using. We all know that feeling you get from seeing a balance decrease and this app doesn’t do it for me. It’s very basic and not helpful at all. I don’t have a ton of debt but I don’t think this app being provided at its full potential. I’m sure there are some other features that could be applied to make this app #1 but in its current state it’s just not what I need. The purpose of using this app is to stay on top of paying down debt and this app is very boring and doesn’t motivate you, remind you, allow you to set goals (or send any alerts when you’ve reached a goal), have any cool color schemes or anything ... you’d be better off saving your money and using excel. At least it’s free and customizable!.WellhereyougosinceyouaskedVersion: 1.4

✓ Not enough for the costNeeds to allow for tracking payments after snowball plan is generated. Adjust snowball projection based on each entered monthly payment..App dev1234Version: 1.4

Debt Snowball Calculator works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or contact Debt Snowball Calculator.