- 91.0LEGITIMACY SCORE
- 91.5SAFETY SCORE
- 9+CONTENT RATING
- FreePRICE
What is Cleo: Get Up To $100 Spot? Description of Cleo: Get Up To $100 Spot 3932 chars
Featured App of the Day - Apple App Store
Top 9 Budget Apps of 2022 - Marie Claire
Best Money Apps of 2022 - Metro
Glide your way to payday with Cleo—the money app that’s got your back. Trusted by 4+ million users, Cleo can help you save, budget, build credit, or get a cash advance when you hit those “I need money now moments.”
Unlike most finance apps, Cleo can turn your complicated money life into a simple chat. Want to know what you can spend on takeout? Any bills due? Just ask.
And when you’re in need of some tough love, you can also get roasted for wasting money.
Savings Tracker
If your savings look like they could use a bit of saving, Cleo’s got you. After setting up your Cleo account, you just pick a save hack— like autosaving or round ups, and let this savings app do her thing.
Budget planner
Tried to YNAB your life, but found it complicated? Cleo’s one of the best budget apps because it’s simple. After syncing to you bank account in read-only mode, Cleo‘s AI analyzes your bills and transactions, then suggests a budget you can actually follow.
GET UP TO A $100 CASH ADVANCE (1)
There’s a lot of shady payday loans and apps you can borrow money from out there. Cleo isn’t one of them. For example, most places that offer a payday advance or loans for bad credit charge insane interest rates and high fees.
But with Cleo:
- No interest (APR), no credit checks, no late payment fee, no origination fee or processing fees (inc. late payment).
- No mandatory minimum or maximum repayment time frame.
- Are there extra costs with your advance cash? No! Example for a $100 advance: Cleo sends it to you and you pay it back on the day you set with no interest. So all you would owe is $100. Not bad.
Use it to help with bills, avoid overdraft fees, or whatever you need it for.
If you’ve got bad credit you’re totally welcome here too since there’s no credit checks.
The eligibility process is familiar too. If you’ve ever used an earning app or borrowed money from apps like Dave, you’ll feel right at home.
Learn more [here](http://web.meetcleo.com/borrow).
Build credit and stay debt-free (2)
Cleo Builder is our credit building subscription, designed to help anybody, especially beginners, build their credit history and avoid debt. It also comes with some perks to help you with your financial health:
- Cashback* on everyday spends
- Up to $120* cash advance
- Credit score coaching and more
New money hacks and side hustle ideas each week
You didn’t think Cleo was also one of those money making apps, did ya? So we’re not an earning money app per se, but each week we publish ideas in-app and on our [blog](https://web.meetcleo.com/blog) about things like side hustles, ways to save money and more.
Legal stuff:
(1) Cleo Plus is our subscription service, which offers eligible users cashback on your money, information on your credit score, and access to cash advances ("Cash Advance"). Advance amounts will vary based on eligibility. To learn more about eligibility, repayment, and overall terms, please visit: meetcleo.com/terms
(2) Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval.
"Cash/Salary Advance" and "Cashback Rewards" are features of the Cleo Builder Subscription and not the Credit Builder Card. The "Card Cash Advance" is a feature unique to the Credit Builder Card and allows you to advance cash at an ATM. The Cash Card Advance is subject to a $2.50 fee per transaction plus any fee that may be charged by the ATM or Bank. This feature is only available to holders of the Credit Builder Card.
Learn more about how we share your data here: https://web.meetcleo.com/page/privacy-policy
Cleo uses bank-level SSL encryption to protect your data and your deposits. All savings held in FDIC-insured accounts with protection up to $250,000.
Cleo: Get Up To $100 Spot App User Reviews
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Cleo: Get Up To $100 Spot Pros
✓ Go-To App!!!I love this app, it’s my all time favourite. It’s 100% safe and accurate. It’s very reliable and I use it everyday. You can add your bills, your spending goals, and so much more. It’s so useful when wanting to get to know your money, your budget for the month, or when your next bill is. It also connects to your bank so it tells you how much you have, what you’ve received, and how much you’ve spent. Love it!!!.Version: 1.30.1
✓ Love!!!If you're the kind of person that needs a little smack in the face every once in a while in order to behave, this app is definitely for you. it's SUPER easy to use and set up, including easy-to-access email verification that involves absolutely no manual switching of apps, it's literally two buttons to press and you're done. it's aesthetically pleasing if that's important to you, and feels like a really honest friend helping you out with your money. it roasts you if you spend too much moola and is set up as a personal conversation so it's genuinely fun to use. the only things i was bummed about is that if you don't get your paycheck through venmo, you have to manually enter your paycheck every time you get it. it might just be a me problem but that's a little frustrating. you should also know that it has some crude language so i wouldn't consider it to be family friendly. other than those two things, i think it's a great resource to save money and track your spending!.Version: 1.142.0
✓ Cleo: Get Up To $100 Spot Positive ReviewsCleo: Get Up To $100 Spot Cons
✗ Could be better….I’ve used this app for over a year and it was nice to have the change rounded up and saved. However, with apps like Acorn who invests that for you, there really isn’t a point anymore for this feature. This was mainly the reason why I wanted this app to begin with. Now the app itself is okay to run, it’s not so bad. What makes this 2 star worthy isn’t the app itself but the lack of options. Yea it’s funny to have an app roast your spending habits, sure, but it feels like the app keeps your savings in prison or something. You have to wait “3 business days” which I’m guessing excludes Fridays and the weekends. Meaning that if you place a withdrawal on a Wednesday it claims it won’t be in your account until Tuesday!! If you are reading this and are okay with waiting that long, then this app is not so bad. It has some unique features that could be useful but were not useful for me personally. If someone would have told me that their business days are Monday- Thursday I would be less harsh but it’s frustrating when the money is needed and you have to wait almost a week to get it!!! Not to mention it was supposed to be in my account already but somehow was canceled. It’s frustrating to say the very least. If they were to add an instant payout method then that feature alone would easily make my rating 4 stars. Since that isn’t an option and some glitchy stuff happened with my transfer, they will be getting 2 stars from me..Version: 1.134.0
✗ I’m still going to try...I was recommended Cleo by a friend who loves how user friendly it is and how it can roast her, and I thought it would be great for my chronic overspending problem. I downloaded it and immediately starting having problems. First it took awhile to connect my bank account and now here’s two of the same one. Second, when adding my income (which I had to do manually, as I couldn’t choose one of the suggested ones) it was in pounds, not dollars, and it would NEVER save. Third, making my own budget (as the one Cleo suggested was just not gonna work for me) was difficult because it always said I didn’t have enough money to cover my spending. I went in vacation this month and spent a lot of money, but I wasn’t hoping on starting the budget this month. I guess I’ll try again next month and see if I have any luck. Also, when I was trying to identify bills, it was next to impossible as I have multiple iTunes bills and I couldn’t specify which ones update when or choose prices. Suggestions: Make it easier to view which bank accounts are linked. Fix currency. Have a reset button for the entire app. Make a button when creating a budget on when it should start (like it will start when the next month comes around). Focus more on working on upkeep and not just making it yell at me. Let me manually input prices when it comes to bills. Right now I’m not very happy with Cleo, but I really want it to work. I will try again next time I get paid so we will see..Version: 1.14.0
✗ Cleo: Get Up To $100 Spot Negative ReviewsIs Cleo: Get Up To $100 Spot legit?
✅ Yes. Cleo: Get Up To $100 Spot is 100% legit to us. This conclusion was arrived at by running over 80,144 Cleo: Get Up To $100 Spot user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Cleo: Get Up To $100 Spot is 91.0/100.
Is Cleo: Get Up To $100 Spot safe?
✅ Yes. Cleo: Get Up To $100 Spot is quiet safe to use. This is based on our NLP analysis of over 80,144 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.5/5. AppSupports Safety Score for Cleo: Get Up To $100 Spot is 91.5/100.
Should I download Cleo: Get Up To $100 Spot?
✅ There have been no security reports that makes Cleo: Get Up To $100 Spot a dangerous app to use on your smartphone right now.
Cleo: Get Up To $100 Spot Screenshots
Product details of Cleo: Get Up To $100 Spot
- App Name:
- Cleo: Get Up To $100 Spot
- Developer:
- Cleo AI Ltd
- Legitimacy Score:
- 91.0/100
- Safety Score:
- 91.5/100
- Content Rating:
- 9+ May contain content unsuitable for children under the age of 9!
- Category:
- Finance, Productivity
- Language:
- EN
- App Size:
- 90.60 MB
- Price:
- Free
- Bundle Id:
- com.meetcleo.cleo
- Relase Date:
- 23 February 2019, Saturday
- Last Update:
- 15 February 2023, Wednesday - 09:15
- Compatibility:
- IOS 13.0 or later
Bug fixes & minor improvements. Watch this space..