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Quicken Simplifi: Budget Smart App User Positive Comments 2024
Quicken Simplifi: Budget Smart app received 19 positive comments and reviews by users. Can you share your positive thoughts about quicken simplifi: budget smart?
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Quicken Simplifi: Budget Smart for Positive User Reviews
✓ A good Mint alternativeI started using quicken desktop app more than 20 years ago to sync my bank accounts, and track bill payment etc. Along with overly abundant features, it is such a pain to keep the software running without errors. Quicken doesn’t seem to be interested in maintaining a reliable application. The relief comes about 6-7 years ago when I switched to Mint. Mint is so smart by keeping only the necessary features to make it useful and reliable at the same time. Other than the ads coming with the free version, I have had no complaint. I switched to Simplifi a week ago due to the EOL of Mint. Not bad so far. The UI is slightly inferior to Mint as switching between functional areas requires more steps. But overall it is clean, logical and functional. It does not come with some features Mint has, such as credit score or fixed assets value sync. Setting up some manual assets can be tricky but I figured it out eventually. Last but not least, it does not have free version or free trial. Without a free trial, it will probably point Mint users elsewhere. Overall I think this is a good Mint alternative..Version: 4.14.0
✓ Best budgeting app out there but for one major flawThis app is fantastic. I’ve used Dave Ramsey’s envelope system with all cash, graduated to EveryDollar, dabbled in Mint and settled with YNAB over the past 12 years before reading about Simplifi in Wirecutter. Started using four months ago and is hands-down the best app I’ve used for budgeting and money management. Easily saved me hundreds in first few months by getting me back on the money-management wagon. There are loads of unique features which make it a cut above the rest. A few weeks ago, arguably the best feature of the App, the Spending Plan, just stopped working correctly for a day or so. Annoying, but not the end of the world. Well, three weeks later, the bug has returned and the Spending Plan has been out of sync and offline for the past four days…right at the end of the month when money needs the most active managing. Needless to say, this is a criticism issue that needs to be addressed. I’m hoping the developer gets this fixed ASAP and this does not become a recurring error. Hoping for the best, but expectations have officially been lowered..Version: 3.16.1
✓ Best Personal Finance App OnlineI’ve been using Simplifi for about a year and a half now and can say that it’s the best personal finance app currently available online (and I think I’ve tested them all). It’s bank connect feature saves a huge amount of time but if your bank isn’t supported yet you can still manually upload your transactions so it essentially supports every bank and credit card accounts you have. You can track your recurring bills/subscriptions/transfers and what’s really helpful is the Spending Plan which determines your available “to spend” for the month after breaking down your income, recurring bills, planned spending and more. I’ve personally never seen this before in any other app. Since Simplifi is still relatively young you do run into the occasional bug, but the support and developers have been quick to help and seem to be right on top of things. They have many new features still in development (which I’m looking forward to) do the software will continue to get better. I highly recommend giving it a shot!.Version: 3.12.2
✓ Long time Mint userI had been using Mint for about 12 years, and with Intuit retiring Mint, I’ve been looking for a replacement. i’ve only been using Simplifi three days, but this is what I found so far. The set up process has been really easy and straightforward. I like that I can rename the accounts, Mint to not allow that. The only thing not supported, has been my Apple Card. It was very easy to submit a request to have it supported. it will be a big plus if they add that support. The user interface is very clean. So far I’m very impressed with the reporting features. The reports are very clear and customizable. They have all these features available in a phone app is very convenient..Version: 4.15.2
✓ What I Have Been Waiting For.I recently found out that the computer based Quicken was more than my old MacBook could take. So I was left to either spend $$$$ on a new one or try out a web based tool like Simplifi. I tried Mint and multiple other tools and just did not like them. I needed something that would show me how my expenses will affect my overall balance and that would give me a good view of the month or months ahead. Then I tried Simplifi. And, for the most part, it is a perfect tool. It has so much financial planning packed in it - it really makes an impact on how I plan my spending. Not much more to say other than give this app a try. Oh, the web based experience is really what makes this work. You will love it..Version: 1.7.0
✓ Close to greatnessI have been looking for an app that provides a financial forecast, something that I’ve missed since I stopped using quicken desktop, and finally found something comparable! Simplifi has done a good job at basically rebooting quicken and updating its functions to be usable on the go. There is definitely room for improvement, but I am hopeful that updates will fix some of the main issues. The lack of an iPad version is a big disappointment though and there are some features that could to with some fine tuning (it is difficult to move a variable cost recurring bill to the right place for tracking, some options/features are only accessible on the website, etc.) Bottom Line: For the price, this is an incredibly useful budgeting/financial tracking program. There is room for improvement, but I’m willing to bet that most of the issues are already being worked on. It has become my go to and would definitely recommend it.Version: 3.4.1
✓ So much latency!!!There was a time when I loved this app. I used it daily for budgeting multiple accounts. But over the last year the performance has degraded to the point that it is unusable. The lag between screens is often 6-8 seconds or more. You have to click multiple times for the app to respond to a command. It will hourglass for 20-30 seconds to load the next page of transactions. And before the developer responds and suggests that it’s a problem with my device, this is the only app on my phone that I’m having this issue with, so it’s not a device problem. Unfortunately, I have to consider using other applications to fulfill my budgeting needs..Version: 3.28.1
✓ Bank is now connected!I was ready to leave Mint, decided to go to Quicken Simplifi. Then I found my bank was not connected! I sent the bank login URL to Quicken as suggested, first time it did not find my institution. That was weeks ago. Well discouraged as I was with trials of FaithFi (would log in to bank, but not import transactions from my institution), Ramsey Easy Money (no way to filter transactions by account), Empower and Monarch (would not find my bank), and the disappointments with PocketGuard, You-Need-A-Budget, and Nerd Wallet, I have now settled on Quicken Simplifi. I like - Manual as well as online accounts - customizable categories - ability to rename accounts - It’s fast to update, too. - Works okay iPad if you can stand to forced portrait view. I may update my review to 5 Star later, but for now, I am just a little disappointed in the reports function, but expect that to get better as I learn to negotiate and customize a little better. This is a good replacement for Mint, and, while there are some things about Mint I am sure I will miss, there are some things about Simplifi that I like lots better..Version: 4.17.0
✓ Great Mint replacement, needs some work on reports though!I'm liking Simplifi! I am an ex-Mint user and started using Simplifi in December. My main issue with it and what I miss from Mint are the reports and especially the way the charts are rendered. The issue is the Y-axis always start from 0 so they are not useful for viewing trends. Even the daily net worth view has the Y-axis starting from 0, so the line looks basically flat since the numbers are large. Also, I would love if you guys could bring the overview charts (Net worth, Spending, Credit) to the home dashboard page like Mint had. It was so accessible as it was the front screen, so I was able to regularly check those and have a nice quick overview of these trends. You could take the balance cards that you have now and add a graph into them, sort of like Mint's UI was. This would be amazing!.Version: 5.2.1
✓ Super frustratingI love this app. I am not a zero-based budgeter at this phase in my life, and that’s why this app is so stellar. It allows you to prioritize the things you need, prepare for certain things that may come up in the month and then still have a lump sum leftover that’s flexible for whatever your life turns out to be that month. It’s just so frustrating to use, and I’m holding out hope the developers will really put in the elbow grease to make it run smoothly. Debt payments on cards that are carrying balances (on a debt payoff journey) are not intuitive to the app, you have to work against it to make sure they don’t just count it as a transfer and not money “lost” to a debt balance. Your current balance seems to never reflect what’s actually reflecting in your bank statement, and I can’t for the life of me figure out why this is. It always seems like my available to spend does not line up at the end of the month with how much money I still have in my account. I feel like I am constantly making workarounds to get the best accuracy possible. Truthfully, this review should probably be a 3 star but I just love the concept of the app and it’s function to see the future, make “buckets” and not force you to do zero-based budgeting like so many others. Also, it’s account integration is heads and shoulders above a lot of other apps I’ve used - it tracks all kinds of accounts for you. I really hope it gets improved soon!.Version: 3.22.4
✓ Tried Many Will Keep This One.Painful at first, but now I really like it. Just a little learning curve on transfers. Use mostly to keep track of bills and how much cash I need to make it through the month. Also has nice line graph with income and expenses on web app. Probably at 7 accounts I’m tracking. One drawback is you seem to have to update all accounts and not select just one. I’m able to use 2FA but of course it’s a slow down. It also has import capability. On import transfers are suppose to set up the linking account, mine did not. You can set it yourself but was suppose to be auto. You can import Apple Card csv but if apple can’t get better than that I’m dropping Apple Pay. No access to Apple Pay but wallet. Ridiculous. No change my mind not paying 40. A year for this. No way..Version: 2.4.0
✓ Great Financial Tool!I have struggled for years with different softwares that always lack too much to continue their use. I was hopeful with this product since it’s from Quicken. I am very happy with this software! I love the dashboard, reports ,drill downs, ability to export to Excel. This is the FIRST product I have used that gives me the information I need and frankly has enlightened me to my actual financial situation. I do have two asks from the developers...1, as others have mentioned it would be much easier to have a running balance on the transactions page so I don’t have to go back to the dashboard to see account balance. 2, iPad app that allows both portrait and landscape views. I get around this by opening on the web and not in the app. Overall this is a great financial tool that has allowed me to make a significant change to the way I can see, plan and ultimately change how I manage my money. Thank you!!!.Version: 2.3.0
✓ Love it, with one big exceptionI love this app, for the most part. It’s the only app that I found that gives a really clear way of (with a little bit of setup) automatically tracking the breakdown between recurring, expenses, income and discretionary money. However, the same glitch has occurred twice since I started using it, and it’s a big one: when I make a credit card payment from my bank, my bank’s balance reflects the change immediately. For some reason Simplifi interprets this balance as *not* including processing transfers and deducts the transfer again from the balance the bank is showing. This primarily happens with credit cards, but there are always a few hours where the cash balance is completely inaccurate. This has been OK for me because I keep fairly good track of my balances, but I can imagine that for someone who is solely relying on this app it could result in a terrifying situation where they think they have less money than they do..Version: 3.22.1
✓ It’s the best out thereI’ve had them all - and compared to Personal Capital and Mint, the nod goes to Simplifi. It’s not perfect - the investment performance in Personal Capital has more features and the UX in Mint is slightly better plus the integration with Turbo Tax makes it convenient. But Simplifi has the complete package - I’ve had been using these three in parallel but have finally decided on Simplifi as my go-to platform for all things aggregated from a financial perspective. The layout is intuitive from a design standpoint, the ability to add manual investment accounts is very much appreciated (I have an offshore equity account) and the linking of bill payers is excellent - a much more complete experience than Mint or Personal Capital. There isn’t Zillow linking yet - or KBB for vehicle values - but I’m sure it’s a high priority on the product features backlog. Looking forward to future developments with this exciting and promising aggregation platform..Version: 3.4.1
✓ Really Useful Budgeting App Worth Checking OutI am a former Mint user and I was accustomed to certain features and how I used the Mint app to manage my finances. When I found out that Mint was going away I was very disappointed so I started looking at alternatives right away. I tried at least two other apps before coming across Simplifi. And was I impressed! It is actually better than Mint. I like the functionality and really sophisticated features like “Spending plan” and “Watchlist” that really took my money management to the next level. I feel I am more in control now. And, yes getting used to a new app did take some time but I was patient and now I am really enjoying it. I recommend everyone checking it out..Version: 4.17.0
✓ I thought I had no money but now I know for sureI was obsessed with Simplifi for a few days when I started with it. It’s a game changer. The features - transactions, watch list, reports, savings goals, and spending plan - especially the spending plan - are intuitive. All the ways I would think I’d want to understand my money are all here. It’s not 5 stars because it’s got a lot of little quirks that I think mostly come from the complicated nature of tracking money from various accounts that all behave differently. They’re so unique that I would need a few paragraphs to adequately explain any one of the examples. I’m hoping Simplifi gets better at handling all the weird situations it finds itself in. Simplifi is quirky but I still really love it. It’s given me a lot of peace knowing how much money I actually have to spend. Edit: I don’t know any money tracking app with similarly useful features as Simplifi, so there is no replacement. But the mobile app has been so hard for me to use lately. Categories and tags and planned spending budgets are missing. The way pending transactions work sometimes is clunky and it throws balances off. Spending from a savings goal is awkward. I’m going to uninstall and reinstall to see if that helps..Version: 3.16.1
✓ App has the quality of a start up companyI have used Simplifi for a year and have been waiting for all of the bugs to be fixed. I assumed eventually they would be fixed and would just take time. But today, still, 1) at least two accounts needs to be reconnected every week 2) I cannot log in using a web browser and even with resetting my password it still doesn’t work and 3) there is no iPad app and the continued promise of one for 3+ years is a flat out lie. They should just tell their customers that there isn’t one coming. It’s frustrating and irritating for a company to just lie to their customers. Just be honest, we would really appreciate that more than just empty promises. It’s ironic that my subscription is expiring and I’m going back and forth on continuing it. The only reason I am considering to continue with it is because the app design is absolutely gorgeous. It’s simple, minimal, and easy to use, and works on desktop and phone (not iPad!!). But I can’t log in to renew the subscription. HAH. So… Back to Mint. The app design is not as good as Simplifi but at least it’s functional..Version: 4.10.1
✓ Simplifi, Good Money Management Tool with Chance to be Great!Simplifi is a good financial management app that makes day to day personal and business accounting much easier. If you use Quicken as well it’s far more useful. They do a good job of adding new tools and features designed to keep users engaged with their money and able to see how it is spent, saved, invested and wasted in new ways. They do need to increase the number of partner banks and investments that can be automatically monitored and a direct payment capability would be amazing, but overall it’s a pretty good money management tool. It is too expensive and I would love to see Simplifi become a free app or at very least cut the price in half..Version: 3.27.1
✓ I finally have a budgetFor many years I have struggled to figure out a budgeting system that isn’t burdensome to actually use. I was looking for an app that helped me to track spending by category and was not unpleasant to use. If I don’t enjoy using an app I probably won’t use it. I have been using Simplifi for two months now and it has done the trick. Most of the time I use it on my PC. It does not always interpret things like transfers between accounts or credit card payments in the way I expect them to but it is easy to catch and fix small incidences of jankiness. I login daily to re-categorize transactions although the system does allow you to tell it to categorize future transactions the way that you want them. Halfway through the month I copy the spending by category into an Excel spreadsheet to see where I’m at and then at the end of the month I update it and analyze the variances from my budget. It would be great if that functionality was actually within Simplifi, but it is easy enough to do..Version: 2.8.0
😕 Quicken Simplifi: Budget Smart Negative Reviews
