- 94.8LEGITIMACY SCORE
- 95.3SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Bright - AI Debt Manager? Description of Bright - AI Debt Manager 3779 chars
Get Debt in control with the Bright App.
Consolidate multiple debt into one manageable Credit Line, pay down every month, and simplify debt management(1)
Build Credit with the Bright App’s simple secured Line of Credit starting $50(2)
Get personalized money management plans designed to repay debt.
All this with the AI-powered Bright App at less than $10 per month(3)
What does the Bright App offer?
Pay down high-interest debt on a click(1)
The Bright App can help you consolidate credit card balances, into a single manageable Credit Line of up to $8,000(1). Pay it down with affordable monthly payments, and simplify your management.
Manage all Credit Cards in one place
Simplify Credit Card management with the Bright App. Organize multiple cards and bills in one place, and receive payment reminders. Avoid missed bills and debt with Bright’s AI-driven plan.
Build Credit with Bright’s Secured Credit Line
Get a Secured Line of Credit starting at $50(2) on the Bright App. Make on-time payments(2) every month, get your payments reported to the credit agencies, and build your credit.
Build Savings that consistently grow
Bright’s AI-driven plan helps you pay down debt easily, creates a path to get Debt in Control, and builds your savings. Plan your financial future right.
AI driven Budget Plan tailored for you
The Bright App creates personalized payoff plans to repay debt with ease. Whether your long-due trip, favorite car, a new house, or a happy retirement, the Bright App guides you toward smart budgeting, within your current income.
Expert tips to manage your money the smart way
Get access to expert finance guidance on the Bright App. There are short articles, practical guides, and a comprehensive answer bank for all your money questions. A wealth of financial information to stay on top of your money.
Fast sign-up, and 365 days live chat support
Signing up for the Bright App takes just 2 minutes(1). Get started with your personalized debt management and credit building. 24*7 Live Customer Chat Support.
For any queries at any point, email it to us on [email protected] or call us on
+1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]
Join the community of 1 million+ satisfied customers who have experienced the benefits of the Bright App. The Bright App has been rated 4.8(4) on the App Store.
(1)Bright Credit is a line of credit that can be used to pay off your credit cards. Subject to credit approval. Variable APR ranges from 9% –24.99%, and Credit Limit ranges from $500 - $8,000. APR will vary based on prime rates. Final terms may vary depending on credit review. Monthly Minimum Payments are as low as 3% of the outstanding principal balance plus the accrued interest. Also, you can choose to pay more than the minimum due if you want to pay down the loan faster. Credit line originated by Bright or CBW Bank, Member FDIC. Products and services are subject to state residency and regulatory requirements. Bright Credit is currently not available in all states.
(2)Payment history has the biggest impact on credit score accounting for 40% of how score is calculated per TransUnion (https://www.transunion.com/credit-score). Bright Builder helps you build a payment history that may positively improve your credit score. A credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will negatively affect your credit score. Products and services are subject to state residency and regulatory requirements. Bright Builder is currently not available in all states.
(3) Applicable when a user chooses annual or semi-annual plans
(4) Based on Apple App Store store ratings as of August 2023
- Bright - AI Debt Manager App User Reviews
- Bright - AI Debt Manager Pros
- Bright - AI Debt Manager Cons
- Is Bright - AI Debt Manager legit?
- Should I download Bright - AI Debt Manager?
- Bright - AI Debt Manager Screenshots
- Product details of Bright - AI Debt Manager
Bright - AI Debt Manager App User Reviews
What do you think about Bright - AI Debt Manager app? Ask the appsupports.co community a question about Bright - AI Debt Manager!
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Bright - AI Debt Manager Pros
✓ This app has a few quirks, but it’s absolutely being a lifesaver for me.There are a few bugs in this app, and I’m unsure how the algorithm that’s being used is determine the amounts it does on the days it draws on my account. Some days, I’ve had two withdrawals taken out of my account on the same day. Others, they take a few hundred (which seems extreme, but based around my pay schedule, actually works out just fine for having enough leftover to last me until the next payday). And the fact that it automates the payments to my cards, so I’ve grown accustomed to the balance I see in my checking as my *actual* budget is so extremely helpful. This app has a lot of promise, but over the last month, it’s been really helping me a lot. It’s lowered interest charges over pay periods and even refunded the minimum payments on one of my accounts by the way it handles payments. If you’re struggling with managing debt and a budget, this app is really worth a try. I do hope they develop even more features and fix some of the bugs. Will be keeping my eyes on how this helps my credit score!.Version: 1.24
✓ One of the best apps I have foundI don’t want sure how I would like this app, I have tried many different apps to build my credit and only a few I have liked. I was pleasantly surprised by what a difference bright has made for me. I don’t even notice the small amounts they use to pay my card, and couldn’t believe what had been paid on my card, and what was saved in my stash without me even having a clue! They only use small amounts that you won’t notice and I have never had an issue. Low balance-no withdrawal. I swear I haven’t noticed a single withdrawal! But my FICO score is up 39 points so far because my credit usage decreased so significantly, and I have extra money saved in my stash for a tough week or month. I recommend this to anyone needing to get ahead on their credit accounts or improve their credit score..Version: 1.28
✓ Bright - AI Debt Manager Positive ReviewsBright - AI Debt Manager Cons
✗ Terrible customer serviceAt first I liked this app. It seemed pretty straightforward to use. But over time it just wasn’t very effective for me. The algorithm couldn’t seem to grasp my income schedule, so the auto savings/payments were sporadic and ineffective. So I reached out to cancel. When I hit the cancel button in the app it directed me to a chat bot. There’s no phone number I could find anywhere, just a chat bot. After many hours the bot finally responded, telling me I needed to pay off the bright money loan before I could cancel. Ok fine, I paid it off. After a few days that payment went through so i messaged the chat bot again “please cancel my membership”. I got a response after a few days that it had been cancelled. A month later they debited my account for the membership fee, so reached out again requesting cancellation and a refund. No response. Another fee. Finally I get a response saying someone will email me in 24 hours to assist. Days later and still no email. I used the cancel button in the app again but no idea if it will actually work. I’m alarmed I gave so much personal financial info to an app that seems to run very poorly..Version: 1.39
✗ Good idea, but not for everyoneLong story short, I had almost $300 taken out of my checking account and bright was to pay it toward my credit card...the only problem is 3 weeks later my credit card issuer reached out and said they had not received a payment for the month and now was overdue. I thought bright paid my credit card weeks ago? Hmmm. Basically Bright had taken my money and for whatever reason the payment never made it to my credit card. It was still processing and the “estimated date” bright said I should expect to see the payment go through kept getting pushed back every day. I reached out to support and they were able to reverse the funds back to my bright account which from there I could transfer back into my checking account. Thankfully I got my funds back today and closed my bright account. I think the app is a great idea but it didn’t work for me at all, i’m just better off paying it off myself rather than have a 3rd party do it for me. Support was very helpful but i’m sad it was a below average experience. :(.Version: 1.26
✗ Bright - AI Debt Manager Negative ReviewsIs Bright - AI Debt Manager legit?
✅ Yes. Bright - AI Debt Manager is 100% legit to us. This conclusion was arrived at by running over 105,394 Bright - AI Debt Manager user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Bright - AI Debt Manager is 94.8/100.
Is Bright - AI Debt Manager safe?
✅ Yes. Bright - AI Debt Manager is quiet safe to use. This is based on our NLP analysis of over 105,394 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Bright - AI Debt Manager is 95.3/100.
Should I download Bright - AI Debt Manager?
✅ There have been no security reports that makes Bright - AI Debt Manager a dangerous app to use on your smartphone right now.
Bright - AI Debt Manager Screenshots
Product details of Bright - AI Debt Manager
- App Name:
- Bright - AI Debt Manager
- App Version:
- 1.45
- Developer:
- Bright Capital Inc
- Legitimacy Score:
- 94.8/100
- Safety Score:
- 95.3/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance
- Language:
- EN
- App Size:
- 110.62 MB
- Price:
- Free
- Bundle Id:
- com.brightcapital.app
- Relase Date:
- 30 June 2020, Tuesday
- Last Update:
- 18 March 2024, Monday - 11:51
- Compatibility:
- IOS 14.0 or later
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Brig....
