Bright - AI Debt Manager App SupportBright Capital Inc

Bright - AI Debt Manager App Support

4.79114 star

Total 105,394 Ratings

What is Bright - AI Debt Manager? Description of Bright - AI Debt Manager

Get Debt in control with the Bright App.

Consolidate multiple debt into one manageable Credit Line, pay down every month, and simplify debt management(1)

Build Credit with the Bright App’s simple secured Line of Credit starting $50(2)

Get personalized money management plans designed to repay debt.

All this with the AI-powered Bright App at less than $10 per month(3)

What does the Bright App offer?

Pay down high-interest debt on a click(1)
The Bright App can help you consolidate credit card balances, into a single manageable Credit Line of up to $8,000(1). Pay it down with affordable monthly payments, and simplify your management.

Manage all Credit Cards in one place
Simplify Credit Card management with the Bright App. Organize multiple cards and bills in one place, and receive payment reminders. Avoid missed bills and debt with Bright’s AI-driven plan.

Build Credit with Bright’s Secured Credit Line
Get a Secured Line of Credit starting at $50(2) on the Bright App. Make on-time payments(2) every month, get your payments reported to the credit agencies, and build your credit.

Build Savings that consistently grow
Bright’s AI-driven plan helps you pay down debt easily, creates a path to get Debt in Control, and builds your savings. Plan your financial future right.

AI driven Budget Plan tailored for you
The Bright App creates personalized payoff plans to repay debt with ease. Whether your long-due trip, favorite car, a new house, or a happy retirement, the Bright App guides you toward smart budgeting, within your current income.

Expert tips to manage your money the smart way
Get access to expert finance guidance on the Bright App. There are short articles, practical guides, and a comprehensive answer bank for all your money questions. A wealth of financial information to stay on top of your money.

Fast sign-up, and 365 days live chat support
Signing up for the Bright App takes just 2 minutes(1). Get started with your personalized debt management and credit building. 24*7 Live Customer Chat Support.

For any queries at any point, email it to us on [email protected] or call us on
+1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]

Join the community of 1 million+ satisfied customers who have experienced the benefits of the Bright App. The Bright App has been rated 4.8(4) on the App Store.

(1)Bright Credit is a line of credit that can be used to pay off your credit cards. Subject to credit approval. Variable APR ranges from 9% –24.99%, and Credit Limit ranges from $500 - $8,000. APR will vary based on prime rates. Final terms may vary depending on credit review. Monthly Minimum Payments are as low as 3% of the outstanding principal balance plus the accrued interest. Also, you can choose to pay more than the minimum due if you want to pay down the loan faster. Credit line originated by Bright or CBW Bank, Member FDIC. Products and services are subject to state residency and regulatory requirements. Bright Credit is currently not available in all states.
(2)Payment history has the biggest impact on credit score accounting for 40% of how score is calculated per TransUnion ( Bright Builder helps you build a payment history that may positively improve your credit score. A credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will negatively affect your credit score. Products and services are subject to state residency and regulatory requirements. Bright Builder is currently not available in all states.
(3) Applicable when a user chooses annual or semi-annual plans
(4) Based on Apple App Store store ratings as of August 2023

  1. Bright - AI Debt Manager App User Reviews
  2. Bright - AI Debt Manager Pros
  3. Bright - AI Debt Manager Cons
  4. Is Bright - AI Debt Manager legit?
  5. Should I download Bright - AI Debt Manager?
  6. Bright - AI Debt Manager Screenshots
  7. Product details of Bright - AI Debt Manager

Bright - AI Debt Manager App User Reviews

What do you think about Bright - AI Debt Manager app? Ask the community a question about Bright - AI Debt Manager!

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Bright - AI Debt Manager Pros

Try this app! You’ll be happy you did…I downloaded this app with the intention of just scrolling through it because I thought the description seemed intriguing, but I ended up signing up for the whole deal and I’m so glad I did. Also it’s late at night on Christmas Eve right now and I had opened up their chat bot because I just had a quick question, I wanted to verify something, and to my complete shock I immediately reached a human being who was extremely friendly and helpful, honestly it was one of the best customer service experiences I’ve ever had. So for anybody who wants to save money or maybe you want someone else to take care of your credit card payments for you, or maybe you need any of the other countless helpful things this app offers, you should try it!! Trust me there’s nothing to lose, if you don’t end up needing them you can just delete it, truly there’s no downside :).ErinlizlinkVersion: 1.32

A financial SOS lifelineI haven’t been the best with my spending habits and it has gotten me into some debt. When I realized I needed help I went on a search for something that would truly help me. “They” say that there is an app for everything so I starting comparing different debt reduction apps and found that most of them wanted you have you take out a loan or pay for them to help you. Then I stumbled upon Bright! Bright Money is one of the best things for me to pay down and reduce my debt and keep me on track. No longer do I worry about making on time or even extra payments to my credit card because I have a friend who’s got my back. Thank you Bright so much for helping me be more responsible and become a financially smarter person. One thing I hope to see soon is spend ability feature on the app that tracks your bills and tells you how much you can spend and not go over budget to help pay debt off quicker!.Organ_FreakVersion: 1.20.1

✓   Bright - AI Debt Manager Positive Reviews

Bright - AI Debt Manager Cons

Good luck talking to customer serviceI was really excited to try this app. I went through all of the steps to set everything up and it was pretty glitchy. I had to try three times before my bank accounts were connected and then it asked for my ssn and I entered it and it said that it couldn’t verify it. I know it was correct and even if it wasn’t, the box popped up so fast that I knew there was no way it was even sending it. So I tried using their chat feature and got no response, restarted my phone, waited a day, tried the chat feature again, called and left a voicemail, waited another day used the chat feature again, left another voicemail and at this point I thought to myself “Do I really want a company to have access to my bank accounts who I can’t even get into contact with?” Finally I emailed and chatted “PLEASE CLOSE MY ACCOUNT!” And after 5 days I finally got an email yesterday saying that my account was closed. No apologies, no questions about what happened. Safe to say, I would 0/10 recommend this app or company.KelseymelinVersion: 1.39

Falsely advertise just to get money from youFirst of all, if only i can give zero stars I will do it. I joined and downloaded this app and created an account because I was so convinced that it will help me anyway specially my credit score. I joined 6 months ago, because on their advertisement within 6 months (6 payments every month) their Credit Builder “will help you“ build and make up for your credit score fast and back up. Well, now 6 months after nothing happened. I paid $99 for the starting membership and within that 6 months nothing is happening. They’re just wasting people’s money making everyone believe that there will be a change in your account after joining them. I just reached out to them that I want my refund back because nothing is changing on my account and it’s just stuck there and their customer service will tell me that they couldn’t give me a refund just because it’s more than 30 days. BUT THE PROBLEM IS NOTHING IS HAPPENING! Then you guys won’t give me my money back? So do not download this guys and if you still download it and want to try, goodluck on wasting your money for nothing..ChillwavedjvVersion: 1.43.1

✗   Bright - AI Debt Manager Negative Reviews

Is Bright - AI Debt Manager legit?

Yes. Bright - AI Debt Manager is 100% legit to us. This conclusion was arrived at by running over 105,394 Bright - AI Debt Manager user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Bright - AI Debt Manager is 94.8/100.

Is Bright - AI Debt Manager safe?

Yes. Bright - AI Debt Manager is quiet safe to use. This is based on our NLP analysis of over 105,394 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Bright - AI Debt Manager is 95.3/100.

Should I download Bright - AI Debt Manager?

There have been no security reports that makes Bright - AI Debt Manager a dangerous app to use on your smartphone right now.

Bright - AI Debt Manager Screenshots

  • bright - ai debt manager iphone screenshot 1
  • bright - ai debt manager iphone screenshot 2
  • bright - ai debt manager iphone screenshot 3
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Product details of Bright - AI Debt Manager

App Name:
Bright - AI Debt Manager
App Version:
Bright Capital Inc
Legitimacy Score:
Safety Score:
Content Rating:
4+ Contains no objectionable material!
App Size:
110.62 MB
Bundle Id:
Relase Date:
30 June 2020, Tuesday
Last Update:
18 March 2024, Monday - 11:51
IOS 14.0 or later

Bright - AI Debt Manager 1.45 Update Note
✱ Version History

+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Brig....

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