Bright - AI Debt Manager Positive Reviews

Bright - AI Debt Manager App User Positive Comments 2024

Bright - AI Debt Manager app received 8 positive comments and reviews by users. Can you share your positive thoughts about bright - ai debt manager?

Bright - AI Debt Manager for Positive User Reviews

✓ This app has a few quirks, but it’s absolutely being a lifesaver for me.There are a few bugs in this app, and I’m unsure how the algorithm that’s being used is determine the amounts it does on the days it draws on my account. Some days, I’ve had two withdrawals taken out of my account on the same day. Others, they take a few hundred (which seems extreme, but based around my pay schedule, actually works out just fine for having enough leftover to last me until the next payday). And the fact that it automates the payments to my cards, so I’ve grown accustomed to the balance I see in my checking as my *actual* budget is so extremely helpful. This app has a lot of promise, but over the last month, it’s been really helping me a lot. It’s lowered interest charges over pay periods and even refunded the minimum payments on one of my accounts by the way it handles payments. If you’re struggling with managing debt and a budget, this app is really worth a try. I do hope they develop even more features and fix some of the bugs. Will be keeping my eyes on how this helps my credit score!.TmkrausVersion: 1.24

✓ Amazing Customer ServiceWhen I signed up for Bright I was immediately impressed with how straight forward everything is. From the layout to the detailed debt management plan. Everything was very clear and understandable, which is sometime rare with these things. What impressed me the most was the immediate human representative response I received. I had a question about my account so I opened the chat window to contact support. This was all done at 2am so I expected to go through a lengthy auto response but was shocked that within seconds I was connected to an actual person! My questions were answered quickly and it was nice to actually get a response that wasn’t automated or simply directing me to an FAQ page (especially in the middle of the night). Can’t recommend this app enough if you’re looking to manage your debt and know that they have your back!.SwimFreak19Version: 1.34

✓ A financial SOS lifelineI haven’t been the best with my spending habits and it has gotten me into some debt. When I realized I needed help I went on a search for something that would truly help me. “They” say that there is an app for everything so I starting comparing different debt reduction apps and found that most of them wanted you have you take out a loan or pay for them to help you. Then I stumbled upon Bright! Bright Money is one of the best things for me to pay down and reduce my debt and keep me on track. No longer do I worry about making on time or even extra payments to my credit card because I have a friend who’s got my back. Thank you Bright so much for helping me be more responsible and become a financially smarter person. One thing I hope to see soon is spend ability feature on the app that tracks your bills and tells you how much you can spend and not go over budget to help pay debt off quicker!.Organ_FreakVersion: 1.20.1

✓ Best in its ClassI’ve tried out a few apps similar to this. I ended my relationship with all of them in less than a month due to various bugs and integration issues. I’m so glad I found Bright! It’s all I will ever need for credit card management. The algorithm is seamless. I never realize the money has been removed from my bank account. My cards are all paid on time or early. I used to be hesitant to use all of my credit cards because I didn’t want to forget a balance on one of them. But now I don’t have to worry about it! My credit is soaring because I’m actually using all my cards, and Bright is making sure those balances get paid strategically so I pay the least amount of interest. I’m pretty OCD with money management. I use the Ramsey+ app for budgeting and I categorize every purchase I make. I’m so glad I finally found a credit card management app to supplement my financial planning - an app that actually works and isn’t lacking anything!.Chelzzz3Version: 1.24

✓ One of the Best Apps ever!I love this app! It does exactly what it promises in the best way. It takes small amounts from your bank ( in little bits that I don’t even notice or affect me) and just sends them straight to the CC companies to pay down your balance. I literally don’t have to think about it at all, ever. I’ve tried other apps that try to take small amounts for payments or savings, but their systems are so irregular and annoying, they end up taking bulk amounts at the most inconvenient times. Never had this problem from this app. Bright has got it right. I’ve had this app for less than two months have it’s nearly done paying off a $200 balance. My only suggestion would be to be able to manually add other types of accounts to save to or pay off. I just want to use this app for all my financial needs!!!.Tmb471842Version: 1.20.1

✓ One of the best apps I have foundI don’t want sure how I would like this app, I have tried many different apps to build my credit and only a few I have liked. I was pleasantly surprised by what a difference bright has made for me. I don’t even notice the small amounts they use to pay my card, and couldn’t believe what had been paid on my card, and what was saved in my stash without me even having a clue! They only use small amounts that you won’t notice and I have never had an issue. Low balance-no withdrawal. I swear I haven’t noticed a single withdrawal! But my FICO score is up 39 points so far because my credit usage decreased so significantly, and I have extra money saved in my stash for a tough week or month. I recommend this to anyone needing to get ahead on their credit accounts or improve their credit score..TRUMP A POOPY PANTSVersion: 1.28

✓ Paid off my credit card quicklyThis app has been amazing at helping me pay off my credit cards quickly. Bright started to take the money out of my account (I set the amount you want to always be left in your account) and I barely even realize it was gone. In 4 months I paid off 3 credit cards. All with balances over 3k and one with a 10k balance. If you want an app that actually does something for you (and is free), I'm telling you this is it. You won't notice it's there and if you find you needed the money it took out, simply go into the app within a week of it taking the funds and deposit the money back into your account. Oh and I didn't even mention how it helped my credit having this app make multiple payments for me. Ok I'll stop here before I make a book about this app lol but seriously it'll change your finances for the better..IndystudVersion: 1.39

✓ Try this app! You’ll be happy you did…I downloaded this app with the intention of just scrolling through it because I thought the description seemed intriguing, but I ended up signing up for the whole deal and I’m so glad I did. Also it’s late at night on Christmas Eve right now and I had opened up their chat bot because I just had a quick question, I wanted to verify something, and to my complete shock I immediately reached a human being who was extremely friendly and helpful, honestly it was one of the best customer service experiences I’ve ever had. So for anybody who wants to save money or maybe you want someone else to take care of your credit card payments for you, or maybe you need any of the other countless helpful things this app offers, you should try it!! Trust me there’s nothing to lose, if you don’t end up needing them you can just delete it, truly there’s no downside :).ErinlizlinkVersion: 1.32