Varo Bank: Mobile Banking Positive Reviews

Varo Bank: Mobile Banking App User Positive Comments 2024

Varo Bank: Mobile Banking app received 17 positive comments and reviews by users. Can you share your positive thoughts about varo bank: mobile banking?

Varo Bank: Mobile Banking for Positive User Reviews

✓ Use to be greatI’ve been a member with varo for 2 years now, an they used to be great, I would have recommended Varo to anyone who was looking for a new bank, but recently they’ve been getting bad, I’ve deposited countless mobile check deposit, it’s the main way I put money into my account that I get from work, normally if I deposit the check before 6pm on a week day, they review the check accept it an release it the next day. For whatever reason last week when I deposited my work check like I usually do before 6, Varo reviews an accepts my check, but wouldn’t release my funds until a week later. After calling an being left on hold for 2 hours, nobody was able to give me a definitive reason or answer as to why the wait time was so long even though the check has already been accepted, and I’m an established member. Like the whole thing was very unprofessional, I’m very close to jus closing my account, the whole point of me getting this bank was for the efficiency, an convenience which doesn’t feel like I’m getting either..MikethecapperVersion: 2.26.0

✓ I love Varo Debit & Credit!!Varo is helping to boost my credit score with the Varo Believe card which did take me a little while to get due to switching multiple jobs during Covid. I’ve never had any issues with Varo. The only problem I am having right now is with the App most recent update here in November 2022. When I try to sign in on my iPhone 13pro max, it makes me type in the email address everytime now. Before the update, it would just scan my face and sign itself in. It’s kind of weird cause now sometimes it will try to scan my face after I have already signed in with the email and password. It’s not a major issue cause I definitely love the new Layout! Keep it up! Just 1 small issue I found with this update that annoys me cause as a Crypto/Stock investor, I check my accounts multiple times per day and also transfer funds all the time. It’s very important to me that I can log in quickly when needed. Love you guys over at the Varo team (live chat & customer’s service too)!! ❤️.Carlton P.Version: 3.1.0

✓ Good luck if u need to talk with someone...Update: I must not be the only one to complain about how difficult it is to just change the cell phone number…because just the other day, surprise surprise! I can change my cell phone number easily on the app (which took seconds). Thank you Varo. On 28 March, I tried to contact customer service, because there is no way to change my cellphone number on the app (they send a canned response requiring me to send a pic of my id AND a pic of me holding my id. Hmmm... didn’t have to produce those pics to start the account with varo. Wait time was “over an hour”. They replied to my complaint online, saying it (hold time was temporary). 19 of April, again, heard “your wait time is over one hour.” All I wanna do is change my cell phone number! What if I had a deposit that never showed up? What if I need to dispute a charge on my account? Look at other reviews, that’s what ppl are saying about varo. So good luck to you if you decide to bank with these guys..Pete in IndioVersion: 2.11.0

✓ Fraud issue timeEverything has been smooth sailing no issues until I had to report my account for fraud I had to freeze my account so now I have no access to it until fraud department contacts me and I’m being told it can take 2-3 days my opinion fraud issue should be taken care ASAP and you talk to someone the same day to start a report most banks you do talk to someone immediately but this bank is making me wait . I have field a police report and still haven’t filed a report with the bank except freezing my account to stop anymore money coming out so no access to money at all and they don’t seem concerned when this is your main account and have a family to provide for they expect you to wait for them for god knows how long.. bills don’t freeze nor do day to day expenses. I just think these issues should be handled right away and not have to wait days for a phone call . I am not the suspect I am the victim that someone stole a large amount of money from my account it wasn’t just a little ..Trullfarm2020Version: 2.2.0

✓ Better than ChimeI started out using Chime Bank because of the early paycheck and spotme benefits. However, over time Chime started taking away spotme amounts and experienced several nationwide outages where you couldn’t even load your account or the app. They would also deny you access to your funds after your check deposited for hours if not days. Finally decided to try out Varo and ditch chime and I am happy. Varo let’s you receive your check early, borrow funds when you need it, and even offers a credit builder that actually works as Chimes Credit builder never raised my credit 1 point smh. Only drawback is the small fee you pay to take out an advance but I get twice the amount to borrow lol. I’ve tried at least 15 banks and Varo is the best by far. Oh and you get a $50 referral bonus that you don’t have to wait weeks for..PhillehhhVersion: 2.31.0

✓ AnneI have nothing but positive things to say about Varo. I absolutely love this bank!! They are there for the people who literally live from paycheck to paycheck and cover for me if the need be. Every other bank I had stole so much of my money from me!! It actually sickens me to calculate the expenses that they sucked from me in overdrafts and even extra overdraft fees on top of the $35 every single time I needed them to be there for as a valued customer who banked with them for years. Not once in 10 years did they help me. The worst part is I now know how badly they treated me by holding my money for weeks at a time holding back my government benefits every month for 10 years. It’s unethical and wrong to treat anyone that way charge me an overdraft fee when you have had my money when I needed it most and charged me over and over and over the figure comes up to several thousand dollars when I actually saw what they had so unfairly done to me by switching to Varo holy cow praise Jesus they have treated me more than fair and I will always give VARO praise. Thank goodness you showed me what the old bank had been doing to me I am so glad I switched to Varo they are the best bank and their customer service over the phone is outstanding. Like I said in the beginning I have nothing but praise to say about this bank Varo is the best bank I ever had!!!! VARO ROCkS.AnneBeebanannieVersion: 2.1.0

✓ It's Pretty CoolMy bank currently closed after many years, so I was forced to find another provider. Varo is pretty close to my previous simple account, and they have all the features you could want in an account. I just wish a few extra items were tweaked in there. Such as transaction search by name. And the ability to earn interest on anything over $5k in savings. For some reason, my Varo account also does not work with a few service providers, such as Paypal (as a bank account - it only accepts the debit card number), Target RedCard (to make payments), Earnin app (to receive), and a few others. I find this all highly inconvenient, and its unclear why these connections don't work. I also don't appreciate the limits of deposit or the fact you make me write "check for deposit with varo bank only" but then refuse a check because the person who gave it to me cut it off too fast and the edges aren't 100% perfect..NenaLinda82prVersion: 2.6.0

✓ Great banking, non-existent customer serviceI’ve been a member of Varo for 2 years, and have to say that since it’s become Varo Bank, getting through to customer service seems impossible. With the old Varo, I had nothing but excellent customer service. They always answered the calls or emails. I’ve been trying to get through to customer service for a week now, but no luck 😑 I start calling each morning at 8:00 when they open for business. There’s no wait time mentioned then, but no one answers. I’ll wait for an hour, then am told by the automated system that the wait time is less than 15 minutes. Um, no. It’s more like an hour. I don’t stay on beyond that. When called after 10:00 am, the estimated wait time is “ greater than 60 minutes “. Ugh. I just want to find out some important ( to me) information about a direct deposit that seems to be floating around in my old account. Emails aren’t answered either. Their inefficiency has become my problem, and there’s no way to get in touch. I hope someone from Varo bank reads this and makes it right. I don’t like being disappointed in Varo!.BabySweetieBearVersion: 2.3.1

✓ I LOVE Varo!I’ve been with Varo for awhile now and it just gets better and better! My only complaint ever is I don’t have direct deposit so ACH transfers do take awhile, roughly 3-4 days but money gets there. Transfers within the account are instant though. ALSO I’ve had a few ACH transfers take an extra day or two. I didn’t even send any complaints and they just GAVE ME MONEY! I’ve gotten $25 twice now for delayed transfers as an apology from them. Most recently my reason for making this review was their email responses. I sent an email noticing I couldn’t make any ACH transfers. Their automated reply said 3-4 days so I thought they’d get back to me by Monday or Tuesday. THEY REPLIED NEXT DAY ON A SUNDAY! This may sound silly because this is a bank. But from my experience it really feels like they care! It’s like a small town bank with the bigger bank benefits. If you’re on the ropes definitely join Varo! You’ll soon find out for yourself why it’s so great!.DylanR2015Version: 2.19.1

✓ Major issues with this bank I’ve been with them for 2 yearsThe “instant” deposit option is broken I added an instant deposit for $100 from my debit card and after waiting 2-3 hours trying to contact support their response was “it’s still pending if it doesn’t post in 3-5 business days then the money will be refunded” it’s day 3 no money has been posted so I tried contacting them again but guess what they are closed on the weekends 😂 what type of bank closes on the weekends? The chat bot is also broken it just keeps repeating the same answer until you end the chat and ask another question. I’ve had nothing but good things to say about this bank until this instant deposit thing just took my money and I can’t contact anyone About the problem it’s sad at this point. All in all if you can get a real bank account from An actual physical bank you should do that instead of making a varo account they don’t offer any real Customer support. Everything is perfect until you get scammed or run into some type of problem then it’s like wow now I don’t want this app anyone nothing makes a grown man more mad than someone playing with his hard earned money I’m furious as I’m typing this because I don’t leave reviews..OJ RodgersVersion: 3.22.0

✓ Love this BankThis bank has been nothing but great . I can’t stop praising them. They offered me to sign up for their Believe card. This claims it will help build your credit. Let me tell ypu this place delivers. It took about three months and a we bit of a credit score drop for applying . BANG my credit score went up 111 points . Could be more but I still have a few bills left to take care of that take a point off here and there . I recommend this bank and they deliver what they promise. Great customer service. Only bank that has ever retrieved my money from fraudulent charges . Only bank. Never had an issue with customer service even when I was melting down. Lost my card needed money for car gas etc and they got me to be able to access my account with a card o r time access and rushed me a new card and a new account very fast response. They called me down they siding hang up on me like other banks do . I wasn’t rude just melting down cuz I was stranded and they un stranded me very quickly . Thank you Varo for always being their for me . Kudos to each and everyone of you.FghwrVersion: 2.22.0

✓ Fast and EfficientI was really surprised by VARO’S ease of use and absence of unnecessary stuff. I don’t expect much from online only banking platforms, I guess because of the abundance of them. Throughout the past year however, on lock down, and now transitioning back to work, transactions that go through VARO move very fast and the security system is completely reliable without being as over the top as some of the competition’s, which, despite having an account for over two years (with one service in particular) and having used the same device for banking for nearly a year, requires my full web login and 2-factor authorization, on TOP of biometrics. VARO also had a feature that will cover you if you’re in a jam. When I needed $50 and just didn’t have it on me, I launched VARO and set up a loan in about 2 minutes..DaveypassageVersion: 2.6.0

✓ Going on 3yrsI’ve been using Varo since 2018, and it’s pretty cool. I’ve also banked with Chase, IBC, and MidFirst. A physical bank comes in handy if you’re living paycheck to paycheck and need that money on your card that day. Varos’ answer; if you have direct deposit then you can get paid early like with other popular apps. So that’s even better. And if you’re not in a rush you can just take a picture of the check and it’ll be in there the next day of the week. And you can deposit cash by green dot cards. But the customer service is better than any other bank I’ve had. And I’ve yet to run into any issues. They are also always ontop of the new. They were one of the first to get the cards you can just tap like Apple Pay etc. idk I’m easy going so this bank works out well for me. And the early pay is cool. If you need a bank I’d recommend this Forsure. If your bank is troublesome or anything switch over. If it’s not then only switch if you need to get paid earlier.SweeTsOkcVersion: 1.8.1

✓ Helps Me Budget & Really Nice Credit Building CardI’m a college student, with let’s be real these past 3 years I accrued quite a decent amount of debt between student loans and a couple credit cards. It’s very hard for me to not use my credit cards especially since I live in an area where card fraud is rampant and getting money back from your bank when your debit card number gets stolen is like pulling teeth. This card is awesome because I recently got a decent paying but low hours internship and I have all my internship money put on this card for my spending. My part time job goes straight to my bank for bills. The transfers are so easy, many ATM availability options (literally one less than a minute from my house), has a credit building card that can help you boost your score without acruing more crippling debt and fees. This card has really helped me put my life in perspective as put me on path to making better financial decisions..BubblemarshVersion: 3.6.0

✓ Always has been extremely easy to use & works even better on me new device!I love that the app has chat with customer service available to use if u don’t really feel like calling the 800 numbers like me lol especially when it’s a really simple issue like changing ur phone #, or a gene question Love the features that Varo Bank has to offer such as save your change and taking a percentage out of your direct deposit(s) & then automatically going into savings I do wish they had a feature where if u put something in savings to set an amount of time to not be able to have access to it and then also being able to edit it yourself if u needed it in case of an emergency or something but ya I have trouble saving my $ sometimes cuz then I know I have $ that I can just as easily transfer it to my regular checking account and then being broke till payday regardless lol In this day and age it’s hard to not live paycheck to paycheck no matter how much u make Thx Varo, I love my account!.JerodshoneyVersion: 2.35.0

✓ Awesome app and very user friendlyI’ve been a Varo member for 5 years now and I can say I’ve gone back and forth between them and other online banks over time as well as traditional banks band credit unions and Varo has been very consistent and never let me down at any point. The app has had some much needed upgrades and is still fairly simple but I’d argue that is definitely a good thing. It is very user friendly and the features you get with Varo are MUCH more convenient imo than other online banks such as chime. The main reason being that Varo has Zelle as a transfer option which is huge because I also use traditional banks which rely on Zelle as well so it makes it very convenient at least for me. But overall great experience and would recommend to any one that is looking for an online banking experience..Flightpath360Version: 3.10.0

✓ It’s was all LOVE, until the “merge “?!I’ve been with varo for years now, and I have had nothing but the best experience I’ve ever had with a bank in my life, until the dark day… when VARO GREW UP FROM O BRCOME VARO BANK!! I’ve have been unknowingly drained financially, and when I realized it was happening I have been given anything but answers , and I’m still trying to figure out how I am missing almost $7k!!! Varo never sent me anything to tip me off my account had a hole in it, and I was just waiting for my new and old accounts to merge together at some point and I had such faith in varo I was giving them the benefit of the doubt on the time it seemed to be taking. Fast forward , and I am very disappointed and terrified that my life savings is gone and I’m not going to be able to get a dime of it back no matter how much I try.. my opinion is to bank with anywhere else, and don’t even consider varo until they get it all together and then pay close attention to the details so your life won’t be thrown off track with no one to help you out...Ceecollins88Version: 2.19.1