Fidelity Bloom®: Save & Spend App SupportFidelity Investments

Fidelity Bloom®: Save & Spend App Support

4.7375 star

Total 895 Ratings

What is Fidelity Bloom®: Save & Spend? Description of Fidelity Bloom®: Save & Spend

Download Fidelity Bloom® and get up to $30 in savings match!†

Fidelity Bloom is a free financial app and debit card with built-in cash rewards. We'll help you save more money and build better money habits.

Free to use.* No subscription fees.

Saving is easy—and automatic—when you use the Fidelity Bloom debit card.

• Annual savings match—Get a 10% match† from Fidelity on your first $300 of deposits into Fidelity Bloom Save.
• Earn 10 cents from Fidelity with every purchase—we’ll automatically deposit 10 cents into your Fidelity Bloom Save account every time you use the Fidelity Bloom debit card.
• Receive up to 25%‡ cash back—deposited into your Fidelity Bloom Save account when you shop through the app with 1,000+ participating retailers.
• Take advantages of other exclusive opportunities and incentives to earn more.

Keeping your spending money separate from where you’re saving can be an essential step toward healthy saving habits. It’s easy to open your Fidelity Bloom Spend and Save accounts right from the app.

• Use Fidelity Bloom Spend as your go-to spending account for everyday expenses.
• Track the rewards you earn in Fidelity Bloom Save.
• Plus, automatically have all your Fidelity Bloom debit card purchases rounded up§—with the change going directly into your Fidelity Bloom Save account.

Fidelity Bloom accounts are brokerage accounts covered by SIPC insurance. They are not bank accounts and therefore are not covered by FDIC insurance.

You’ll get timely, personalized prompts that help you spot opportunities to save more, spend less, and improve your relationship with money and finances.

What does it take to get started?

• Open 2 brokerage accounts
• Add money to start using your accounts
• Make purchases with the Fidelity Bloom debit card
• Automatically earn rewards!

*The Fidelity Bloom App does not charge subscription fees. Fees associated with your account positions or transacting in your account apply.

†10% is an introductory, limited-time rate.
‡Cash-back rates will vary by vendor. Please review merchant terms before transacting.

§Fidelity Bloom® app users are defaulted into a round-up feature. Users may turn off this feature at any time via the Fidelity Bloom® app preferences center.

The Fidelity Bloom app's functionality is limited to your core position. Fidelity Bloom uses your brokerage accounts’ core position—which defaults to a money market fund** and, much like a wallet, holds your uninvested cash—to process your spending and saving transactions. You can select your core position during account opening. Visit to access trading and investing features of your account.

**You could lose money by investing in a money market fund. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Before investing, always read a money market fund’s prospectus for policies specific to that fund.

The Fidelity Bloom Debit Card is issued by Leader Bank, N.A., and the debit card program is administered by BNY Mellon Investment Servicing Trust Company. These entities are not affiliated with each other or with Fidelity, although, the parent company of Fidelity has a minority percentage, noncontrolling interest in Leader Bank. Visa is a registered trademark of Visa International Service Association, and is used by Leader Bank pursuant to a license from Visa U.S.A. Inc.

Images contained in the screenshots are for illustrative purposes only.

The trademarks and service marks appearing herein are the property of their respective owners. Fidelity Brokerage Services LLC, Member NYSE, SIPC.

Fidelity Brokerage Services LLC, Member NYSE, [SIPC] (, 900 Salem Street, Smithfield, RI 02917


Fidelity Bloom®: Save & Spend App User Reviews

What do you think about Fidelity Bloom®: Save & Spend app? Ask the community a question about Fidelity Bloom®: Save & Spend!

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Fidelity Bloom®: Save & Spend Pros

Cash Back offersPlease get lululemon back on the app. In the screenshot it shows them giving 5% cash back, at launch it dropped to 4%, then 2.5% now it’s gone! Other than that it’s a great app.FortmikeVersion: 1.1

Good App with slow transactionsI’d really like to switch over to this service as my primary account but I’m afraid because transfers from external accounts take almost 2 weeks. With that in mind Im skeptical as to how long a direct deposit from work would take..Disgruntled_investorVersion: 1.6.2

✓   Fidelity Bloom®: Save & Spend Positive Reviews

Fidelity Bloom®: Save & Spend Cons

Very unprofessional associatesI tried to sign up and it told me to call them to finish setting it up and after passing down to 4 ppl I finally talk to someone to get me thrown it and after 15 minutes he is telling me oh no i was talking about Fedility app not Fedility bloom 🤦🏻‍♂️ wow and again on hold.Mahdi2268Version: 1.4

"Unable to verify identity"…App won’t even let me open an account. Such a ✨seamless✨ experience..GTiedtkeVersion: 1.4

✗   Fidelity Bloom®: Save & Spend Negative Reviews

Is Fidelity Bloom®: Save & Spend legit?

Yes. Fidelity Bloom®: Save & Spend is legit, but not 100% legit to us. This conclusion was arrived at by running over 895 Fidelity Bloom®: Save & Spend user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Fidelity Bloom®: Save & Spend is 73.8/100.

Is Fidelity Bloom®: Save & Spend safe?

Yes. Fidelity Bloom®: Save & Spend is quiet safe to use. This is based on our NLP analysis of over 895 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Fidelity Bloom®: Save & Spend is 84.3/100.

Should I download Fidelity Bloom®: Save & Spend?

There have been no security reports that makes Fidelity Bloom®: Save & Spend a dangerous app to use on your smartphone right now.

Fidelity Bloom®: Save & Spend Screenshots

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Product details of Fidelity Bloom®: Save & Spend

App Name:
Fidelity Bloom®: Save & Spend
Fidelity Investments
Legitimacy Score:
Safety Score:
Content Rating:
4+ Contains no objectionable material!
Finance, Business
App Size:
127.52 MB
Bundle Id:
Relase Date:
09 June 2022, Thursday
Last Update:
06 January 2023, Friday - 22:58
IOS 15.0 or later

Fidelity Bloom®: Save & Spend 1.7.2 Update Note
✱ Version History

Testing, testing—is this thing on? Hello? Can you hear me out there? Yeah? Ok, swell! Here's what's coming down the pike with our latest release: -Check, please: You can now deposit checks from within the app. -Blow the whistle: We're introducing B....

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