- 82.1LEGITIMACY SCORE
- 84.1SAFETY SCORE
- 17+CONTENT RATING
- $0.99PRICE
Debt Free - Pay Off your Debt App Complaints & User Negative Comments 2024
Debt Free - Pay Off your Debt app received 46 complaints, negative comments and reviews by users. Have you ever had a bad experience using Debt Free - Pay Off your Debt? Can you share your negative thoughts about debt free - pay off your debt?
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Debt Free - Pay Off your Debt for Negative User Reviews
✓ Revision RequiredGreat app, but it does not save the adjustments in settings all the time. I find that I need to make one change, save it, then go back into settings and change another function. Also, the calculator function where you can play around with additional payments stops being accurate when you input more than $200. Can you also add the additional payment field to each individual debt so that it can be customized to that specific debt as opposed to grouping the additional payment to the entire debt total. I would give this app 5 stars if it was accurate at all times..Version: 3.0
✓ Ok....butNot a bad app but interface is old fashioned. Doesn’t display correctly on my iPhone...could send a screenshot if anyone’s listening??.Version: 5.8
✓ Why?Buy a pencil and notebook from a dollar store to track your debt. It will be better than this app..Version: 5.7
✓ MptI was hoping to use this as a simple way of tracking my finances but it's too limited for me. It asks you to input credit card info including the interest free period. If you select the option to pay of the highest rate debts first it ignores the interest free period and uses the standard rate????.Version: 5.7
✓ Great appThis app does what it set out to do. Being a finance profession, I love being able to calculate different scenarios and using the snowball payment options. You can manipulate the amount you pay monthly for each debt you add and see a high level summary of all. There is also an amortization schedule option to see how much interest you are paying on each monthly payment. The detail is exactly what I needed. I'm very happy with this free app..Version: 5.7
✓ So many bugsSo many bugs. The following features don’t work at all: email report, bug report, feature request, contact us. Much of the interface isn’t very intuitive. Reports are very limited. I’m pretty disappointed that this was a paid app. I would have expected a lot more. The only reason I gave it the second star is that it essentially does what the core promise was - provide a debt payoff calculator for the debt snowball method. Needs lots of improvement..Version: 5.8
✓ Great idea, but payoff calculator is off by a monthI entered monthly debts as paid for current month, but when I look at the snowball calculations, it plans yet another payment being applied for the same month. Due date doesn’t matter - so if the current date is the 20th, the due date for a debt was the 10th and you paid it at any point with that same month (doesn’t matter if paid early or late) - it doesn’t care and still plans an additional payment being paid for current month..Version: 5.8
✓ Needs updateI was using this app regularly to manage what I owe, however, after updating to ios8 today I can't edit any part of it or enter payments, I just get kicked out..Version: 5.6
✓ BugsThere are lot of minor issues.Debt free date or pay off date differs from what you enter, most of the time were not able to customise-for business loans it shows 35 years even if I enter 10 years,many instances unable to add new debt as you are not able to use plus sign, many times you have to exit the app as its hanged. Other than that it's really a good app.Version: 5.1
✓ Not sure just yet....Can’t find a way to enter weekly or bi-monthly payments that I have preprogrammed for online automatic payments. The interest is going to be different. Wish there was an option to look at a monthly payment vs weekly payment option payoff. Will finish entering data and review later. I like to see the bigger picture in detail, is this possible?.Version: 5.8
✓ Not badI have two criticisms 1. No option for weekly or fortnightly payment options 2. American date system makes it a little bit trickier to add payments. Otherwise it is ok has shown me how I can be out of debt in 2 years 8 months..Version: 3.0
✓ Good starter, but need more optionsREALLY needs the option of weekly or bi-weekly payments! Hardly anyone lives month to month anymore! Good for giving you an idea of the big picture but frustrating at times, ie. report a pymt and it still expects the entire monthly payment rather than subtracting reported pymt from total... Good for $0.99!!.Version: 5.4
✓ Was good before the bugsI put all my credit card info in and was very excited to start whittling away at my debt. The app have me a good idea of what I needed to pay and how long it would take. But then it just stopped working. All the analysis is inaccessible, Everytime I try and click on an icon I get kicked out of the app. I tried to send a report to the creators but didn't get any response. Now I notice the last update they did was 5 months ago and before that was 4 years ago so I'm not holding out much hope. I would not recommend spending the time or the .99 cents on this..Version: 5.8
✓ What is this supposed to do?Glorified calculator!.Version: 5.4
✓ SuggestionsThis is a good app, however there are two areas for improvement. 1/ Minimum balance for credit cards should be able to be a function of the outstanding balance (eg 2% as most banks calculate); and 2/ Interest rates on credit cards should be able to change over time, as is true with cards with promotional interest rates..Version: 3.0
✓ No weekly, biweekly pmt optionsNot all payments are made monthly, for a debt / snowball app this should be included to be as accurate as possible in paying items off and interest paid / saved... most of my loan and mortgage payments are biweekly and weekly as this pays it off faster and less interest paid out. So I would like to see this option available for a debt free app.Version: 5.8
✓ Good but could be betterI like what this app offers. I would like it even more if we could have payment due options such as bi-weekly or semi-monthly..Version: 5.7
✓ Biweekly!!I love this app! I just bought a new car and this app allows me to know exactly how much money I am going to need every month and how I can pay it and my other debts off sooner!! only problem is that there is no biweekly option!! Would really appreciate an update that included a biweekly option. Would be very convenient!!.Version: 5.0
✓ Great app but...FYI,this app is will allow you to enter as many debts as you want but the reports option will not work if you have a lot of debts. Most app descriptions will tell you how many debts it will hold this one doesn't. I took the time to enter 57 debts, which was time consuming and could not get reports to work and the app freezes up every time you try to open reports. Seems like a good app but info on how many debts this app holds will help those before they make a purchase. I had to purchase another debt app that clearly stated it could handle unlimited debts. Now I have two apps and one was a waste of money, so please purchase with caution..Version: 5.7
✓ Not badGood value but a few glitches. It won't let you set minimum repayments less then £50, needs more categories and needs to realise not all debts are loans..Version: 1.6.1
✓ Keeps crashingApp keeps crashing on me..Version: 1.5
✓ Needs UpdateI like the features of this app more than a lot of other debt-related apps, and this one doesn’t require creating an account — no sharing your info. My complaint is that the app looks the same as it did years ago and the resolution isn’t great. Blown up on my iPhone 8 Plus, it looks terrible. The important part is functionality, which is good. So overall, the app is 👍🏼.Version: 5.8
✓ Does not workCan’t enter payments, interface does not work on newer phones, clearly hasn’t been updated in years. Waste of money, have never requested a refund but have for this - should be removed from the store..Version: 5.8
✓ Not worth the $1.19This app doesn't allow for the length of time in the mortgage. Overall too simple to be of much use for real financial help..Version: 1.6.1
✓ Waste of money!!I bought this app and loved it till it asked me to update it now it won't complete the update and it been months! Can't even use it biggest waste of money ever!.Version: 5.2
✓ Would be 5 if only...Similar to what another reviewer said, I dislike the fact that even if you’ve added a payment for let’s say May, the app continues to calculate everything based on you owing a payment until it is no longer May. Then, once it really is June, the app switches to June and calculates as though you made your May payment. I too feel like this should be a pretty easy thing to fix. Once you add your payment for the month, the app should recognize it as paid and recalculate. It really throws off the amortization table, estimated payoff dates and interest saved figures. All that being said, it’s still the best I’ve found for the purpose of the snowball feature..Version: 5.8
✓ No supportApp worked good but having trouble keeping synced with my wife’s phone. Emailed for help (more than once) it’s been over a month and still no response. I got logged out during an update and it won’t let me log back in and there’s no way to reset the password also no response from the developer on this either. I like the app when it works but there’s absolutely no support. Will probably look for a different one to use..Version: 5.8
✓ Formerly great...now aggravatingThis app helped to simply show where my debt is and how to tackle it. Unfortunately, it is riddled with bugs that reverts changes right after I click save. The "sync" option doesn't do that. I've sent the data to the cloud and received it in my other device. After some changes, if they stick around in app, the changes once "synced" are completely random and not at all what I changed. I'm afraid to say that an excel spreadsheet would do me better..Version: 5.7
✓ DisappointingSorry - this app doesn't give enough instructions for it to be useful in anyway..Version: 5.3
✓ Weekly payments?The fact you can't seem to enter weekly or fortnightly payments instead of monthly is frustrating. Could be a really useful app if this was fixed..Version: 3.0
✓ 2nd reviewMy app developed a glitch. When I entered a transaction it would save, then revert back to my previous balance. The screen flashed every few seconds. I uninstalled and reinstalled to see if it would help. It did, but I can't remember my log in password and there's no "forgot password" button. Without my password I can't sync between my iPhone and iPad. I emailed support weeks ago and have yet to receive a response. I love this app and it helping me rid myself of debt, but customer service is always important..Version: 5.7
✓ Good Start but still needs workI like the app but it still needs some work. 1. It does not update the payoff amount when payments are entered. 2. It does not enter monthly payments automatically. 3. There is no easy way to enter extra payments and have it update the final total. It is a great way to at least see where you are at in your debt free journey, but it still needs some work..Version: 5.7
✓ Waste of timeDon't waste your time. The app does not allow minimum payments as a percentage of the balance, so is essentially a nonsense app. After a few months none of the balances on the app resemble anything close to what is on the statement. Frustrating, rubbish. I sent feedback to authors and they advised an upgrade would be available within a week, that was a month ago - still waiting....Version: 3.0
✓ Don't waste your moneyCan't adjust payment schedule, can't edit mistakes, totally cumbersome to enter line items. Thank goodness it wasn't expensive,.Version: 5.7
✓ Nice idea, but not very functionalI like the idea of having an organised spot to keep track of debt repayment, but I find this app poorly designed and lacking in power..Version: 5.3
✓ Can't open since iOS 8 update!Fix this please!!!!.Version: 5.7
✓ Not working with iOS 7Try something else..Version: 5.4
✓ PoorPoor calculations of debt.Version: 5.8
✓ Would be 5 stars but....I was really excited when I got this app because of the great reviews. Initially I entered in the amount of my debt and interest rates and I played with the feature that shows what method you use to pay down your debt and how it affects your pay off time in the interest saved. Exciting! However, when I went to enter the due dates (it's currently the middle of the month) it wouldn't allow me to do anything except select a date between 1-28. There is no month function. If you are in August and that specific date hasn't occurred yet it defaults to August and there's no way to change it. I have no bills due in August. I'm paid out in a way where they're due in September and October. Now I'm trying to figure out what alarms to set in my calendar so I will be *able* to put in a correct due date and alter my balances. Unnecessary work and stress. This should be a straight forward and easy fix..Version: 5.7
✓ Good tracker but mortgage payment options needs updateI sort of use this app but because it does not allow for bi-weekly payment input (a great debt reduction strategy) it does not show me an accurate debt reduction picture. I would not have purchased this app if I knew about this. Quite a big oversight imho.Version: 5.4
✓ Was great now crashes all the time.I had this app for years. Worked great. Now I can’t add new items without the app crashing. Useless until it is fixed..Version: 5.7
✓ Crashes a lotI've been using it for an hour one at it has crashed about 10 times..Version: 3.0
✓ Used to be exactly what I wantedThis app used to be exactly what I wanted but the last few times I’ve tried using it, it’ll work perfectly for awhile but then it’ll start saying “null” on the percent paid & “unknown” on the payoff dates. I’ve checked my data, that’s fine, and I’ve checked to see if maybe I’ve missed an update, no update. Just a shame for what used to be such a great app..Version: 5.8
✓ Ok but needs upgradeI agree with other reviewer that says it needs a weekly/ bi-weekly option as some of my debts are paid on a bi- weekly schedule. If cant have my calculations be accurate until this becomes part of this app. My car loans and debt consolidation loan are payable bi weekly please upgrade to include this option then I'd happily give this app 5*****.Version: 4.0
✓ Its okUsefull app but Had it for a few months and suggested a choice of frequency method like paying every week or 2weeks, only option is monthly pmts. Still no update on that matter. Would be good to have this option to be more precise for people who pays loan more than once a month..Version: 1.6.1
✓ Needs a few thingsGreat app! Altho some of my payments are bi-weekly and would be great if I could incorporate them in. Otherwise good for monthly payments..Version: 5.7
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