Barclays US Credit Cards Positive Reviews

Barclays US Credit Cards App User Positive Comments 2024

Barclays US Credit Cards app received 10 positive comments and reviews by users. Can you share your positive thoughts about barclays us credit cards?

Barclays US Credit Cards for Positive User Reviews

✓ Card gets a worse wrap than it deservesOk, the app is far from perfect, but if you: a) have a decent limit b) don’t max out your card regularly c) pay on time OR contact them before any missed payments It does everything needed, and a different FICO score than my BoA app which is useful. Since main complaints seem to be about the card.. Idk what people have, but without perfect credit I got a 9.08% APR. Perhaps you have a rewards card if yours is much higher? This alone makes Barclays worthwhile. If you miss payments or even stay maxed, yes, they’ll reduce your limit. If you want idiotic lenders, then deal with higher APRs. There’s a trade off. People seem to think Barclay can’t move your credit as they want - mine has been raised, lowered, and raised at their discretion, and any request for a raise was denied barring my first one. I quickly saw they like to see 50% or less revolving balance. That’s reasonable. If you can’t keep that up, you’re spending yourself into debt you can’t get out of, and they see it coming. They’re reducing their liability by reducing your limit. Use it wisely and it will only ever be raised. With 20% + being normal, idk how anyone can complain. Also, yes there’s a payment turnaround for available funds.. it’s their money after all, I’m borrowing it, seems reasonable unless they have a bigger relationship with me (not my main bank so I don’t expect it)..DrawerNumber3Version: 6.23.9

✓ Locked me outI use face recognition to open my app. I never had a problem. Three days ago it asked me to activate my card. It would not let me log in unless I activated my card. My card has been activated for almost two years now and it hasn’t expired. So now I’m locked out of the app and the website. It tells me to call a number and when I put in the last four of my card number and verify my birthday I get put on eternal hold. I’ve called now for THREE DAYS and no one ever picks up! I’m glad that I set up a payment before I got locked out or I would be late on my payment. WHERE IS CUSTOMER SERVICE??!!!!! This is ridiculous 🤬.DcjonesNYCVersion: 7.5.7

✓ App works greatI was wary after seeing all the 1 star reviews but this app works great for me! I can see my recent transactions and current balance on the main screen. There’s an option to lock the card there as well. The login process is easy, it does face id as i open the app and has a nice animation saying good morning/afternoon/evening. I havent had any issue with having to enter a password or security questions multiple times like other users have said. Knocked one star because it isn’t super easy to see all your previous transaction history. There’s usually maintenance and i can’t login if i try to login around 7am EST but that’s understandable, the app always works if i try it a couple hours later. Overall, good app, does it’s job..Doug McQuaidVersion: 6.27.7

✓ Good App. Could be ImprovedThe pending activity view needs improvement. A pending transaction and a pending payment are treated the same when totaling pending activity. If I have pending payment of 100 and a pending charge of 100 the total pending activity shows 200, when really activity nets to 0.00. This is the primary card I use so it makes it difficult to track actual rolling balance when I have large volume of pending activity. It would be nice if rolling balance would be included in pending activity as well..BishNCVersion: 8.0.6

✓ Love the app but looks like an update is neededI prefer using the app over the website. The website forces me to log in twice as the website just hangs on my first login, then I have to refresh and login again. That needs to be fixed but this review is supposed to be for the app so I gave it 4 stars because I can easily manage both my Barclay cards and logging in with FaceID works great. The only issue currently is since updating to iOS 14 when opening the app it says I have a jailbroken device which from seeing other recent reviews I’m not the only one experiencing that error message. I just ignored the message and logged in with FaceID but it is concerning if the app believes my device is not running what the app believes it should be and might be making the app less secure. Looking forward to an update hopefully soon..Delirious453Version: 6.26.4

✓ Payment optionsYour payment option is totally confusing. I previously selected to make balance payments, not preselected amounts. You enroll me in preselected payments and it was never enough to pay the balance so I changed it to balance payments and you canceled my entire payment plan. Now I am late for a payment and you are making me pay a penalty fee. You messed it up for me. I should not have to pay any fee because of your error on my account. I just finished going through your website and changing my payment to be for the balance, not a selected amount. BALANCE is my selection..ZcrementVersion: 8.1.9

✓ Pretty good but it would be nice if the current balance was an easy payment optionIn general, I find this to be a pretty good app. My only issue with it, and the reason that I gave it four instead of five stars, is that when you pay your credit card, the current balance is not an option that you can select. So I pay my credit card multiple times per month to avoid debt. However, to pay my current balance, as opposed to the statement balance or the minimum payment, which are the only pre-filled options, I have to remember the balance and type it in in the other amount field. I know that it may seem weird that somebody would pay their balance off before it was due, but if I do this, I’m probably not the only one. All my other credit cards offer a choice to pay the current balance, where the current balance is already filled in. It would be great if you could add this feature, as it would save a lot of time and hassle..Lisa cushmanVersion: 6.20.0

✓ I have been very happy with the APPOverall this app is quite useful. I do all my banking on it and rarely have found a reason to log onto the main site. I have found that I am able to make payments, view balances, schedule travel notifications and even lock the card if I misplace it. I have read all the negative one star reviews but it seems those are specific to a credit product offered by Barclay not necessarily the app itself. The app is very useful. My only suggestion would be to make it easier to redeem points in app. It’s possible it just takes a few steps and a little patience..Ctp MorganVersion: 6.24.5

✓ I enjoy this appI’ve had this card for about 5 years now and I’m happy with it so far. The app has had its challenges in the past, but it has been improving consistently for quite some time. I don’t use Touch ID or biometrics, only password, so maybe that’s why I haven’t had any issues. I can access anything from summary to credit score, make payments easily (latest update solved the problem of typing in your current balance - thank you for that), with overall pleasant experience. I have a few cards so my main criteria for this review is the ease or making payments and checking credit score - and this app excels at that..Rita007Version: 6.27.6

✓ I’ve really enjoyed this cardSecond card I received to rebuild my credit after they bought the original card company I was with - Orchard Bank. I was rewarded on a regular basis for my on-time payments and wise use of credit line. They have increased my credit limit a few times in the last 5 years and at times the extra support cushion has been necessary. I love that I can track my credit score and they help you see how you can improve your credit as well. So far a great company and excellent card. Thank you for taking a chance on me those years ago and helping me get back to my 730 score!.ScprochnauVersion: 6.19.4