- 55.2LEGITIMACY SCORE
- 57.2SAFETY SCORE
- 4+CONTENT RATING
- $0.99PRICE
Debt Payoff Pro App Complaints & User Negative Comments 2024
Debt Payoff Pro app received 54 complaints, negative comments and reviews by users. Have you ever had a bad experience using Debt Payoff Pro? Can you share your negative thoughts about debt payoff pro?
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Debt Payoff Pro for Negative User Reviews
✓ Total rubbishTotal rubbish software, please don’t waste your money..Version: 5.1
✓ Just needs one little fixGreat app for those that are working that debt snowball! The app just needs one little tweak in the area of mortgages as debt. It does not account for escrow, only principal and interest. If you put your payment in as the total including your escrow, it puts the extra money towards your principal, which gives you the false sense of paying off the mortgage early. So I can only give three stars at this time because I feel like my mortgage is valid debt...thanks!!!!.Version: 5.0
✓ Great App!! Needs workThis app would be perfect if you could alter the payment frequency & have to open to enter more then 1 figure. For example; $20 per week & $50 per fortnight etc Other then that love it!.Version: 5.1
✓ GoodWould be great but missing an option to put in bi-weekly payments. If they add that in an update I would give it 4 stars..Version: 4.0
✓ Debt entryNeeds to be updated - interest rates change and you cant change it you have to delete entire debt and reinput. then that will ness everthinh else up using a different date. cant even edit a name. probably will quit using. no place to put in a note for a debt. Is no field to enter an introductory rate and date range that the rate will last. cant even manually change an already entered debt you must delete it these are pretty vital and standard things to keep track of so disappointing.Version: 5.1
✓ I like it but it could use some updatesThe program overall works well. I have an issue with the fact that you cannot make a change for a one time extra payment. Also, the dates of the debt are difficult if not impossible to change. For example, I just deleted every single debt today and re-entered different amounts hoping to update everything and have it start fresh from today. Unfortunately, it still has 5/1/17 as the date. It seems like changing dates should be easy, but it isn't. These simple changes would make it a much better program..Version: 5.0
✓ App has problemsDon't waste your .99 there are better websites that will allow you to track your progress much better.Version: 3.5.3
✓ $Paid for the upgrade and it’s no different then the free one. Waste of money..Version: 5.1
✓ CarlosPlease FIX IT or take it out of the market. Be honest with customers. Give them a good product; not this joke app..Version: 5.0
✓ Not helpful at allAfter entering all of my debts the reports shows very little detail and offer very little help in terms of playing out different scenarios. Very very unhappy that I bought this..Version: 5.1
✓ Doesn't work on ISO 7 update!This is a great app and I have been using it for months with no problems, not that I have iPads ISO 7 installed it just zooms in and doesn't rotate to view, please resolve this problem ASAP is it's just cost me 69p for the iPad app thinking it was working correctly, it isn't! ****PLEASE FIX THE ISO7 PROBLEMS ASAP, UNUSABLE APP NOW :'(****.Version: 3.5.3
✓ What’s the differenceI’ve been using the free version for a few months and liked it. I bought the upgraded version for .99 and I don’t see what the difference is. What did I pay extra for? I would love the ability to move my debts around without deleting them. I like them to be in order by dollar amount, not in the order on which I added them..Version: 5.1
✓ DisappointingI liked the look of the app but was disappointed there is no option to have a start date for a debt. Its find for going forward but I'd like to add some history..Version: 4.0
✓ Its okIt gives you an idea of when your pay off date will be using the snowball method. My issue is, despite putting in the correct interest rate for every bill, it didn’t calculate my new balance correctly after making the payment. And when I edited it to put in the correct new balance after payment it treats it like you never made the payment so... it useless to me in keeping accurate balances..Version: 5.1
✓ GarbageDon't waste your money. It's all well and good to give give me a plan to pay my debts, but life happens and things don't go as planned. There is no way to account for this. We got some unexpected money and put it all on the credit card but the only way to account for this is to re-enter the entire amount of the credit card. We don't get to see our progress, or track how much we've paid off so far. Also weekly and biweekly payments would be good..Version: 3.5.2
✓ Good AppThis will be an amazing App if it include weekly & bi-weekly in time period payment..Version: 4.0
✓ Try the free version first!!This App is good, but still needs some work. When I add in a new debt and set my monthly payment plan, the payments always recalculates to whatever amount the App feels like so that the pay off date is not realistic at all. Example, I put in a 2000 debt and set my monthly payments to 200 starting march 1. The app calculated my debt to b paid off in 6 payments. The first four payments are set at 200 , but the 5th payment is 466.85 and the final payment 733.15!!! Has other features such as a loan calculator but I have not used everything yet. I recommend the lite version before spending the money for this version..Version: 3.5.1
✓ Not AccurateIt’s not calculating the payments correctly. Example: saying it’s paying off three bills in July 19 with more money than I have allotted. Bill1: $145, min payment $29. Bill2: $221, min payment $43. Bill3: $845, min payment $48. Snowball monthly amount $688. With this setup bill3 shouldn’t be paid off until Aug 19 not Jul 19. This also throws off the rest of the payments for my other bills as well. Other apps and computer spreadsheet works flawlessly. Also, why isn’t there a sync through iCloud or DropBox for other iOS sync capabilities..Version: 5.1
✓ Mediocre appFor easy tracking it works but when you try to apply life as it occurs is not good. App does not keep up woth current date; if you fell behind on payments it keeps those at an older date instead of rolling over and telling you new dates of final debt completion..Version: 5.1
✓ Like it but needs some tweaksMost of the negative reviews are from ppl who don't understand how the debt snowball theory works. Your payments only increase when another debt is paid off and then the amount of that payment is added to the next debt. The app works great for following this method of debt payoff. It's simple and I find very user friendly. A quick google search will explain the principles of the debt snowball for anyone who is unclear. I was hoping w the upgrade that these tweaks would have been addressed but no such luck. They seem minor but would make a world of difference! Many ppl have said the bi-weekly payments would be an excellent addition and I agree. There is also some kind of bug that if you enter a new debt that debt is back-dated to when you first entered your data. I guess in theory you don't want to be adding more debts but realistically that sometimes just doesn't happen. Entering a start date for new debts would address this and allow the app to be much more accurate! The app works great! What seems to be happening is ppl don't realize that the app doesn't assume you've made your payments. Every month you must go in and click on the payments you've made... Then your payments will be reflected in the app..Version: 3.5.3
✓ It’s OkIt’s a good app for tracking finances, however making any kind of change throws everything off and makes you start from the beginning. Also don’t like that you can only plan payments out 3 months. It would be nice to plan them out for the length of the loan..Version: 5.1
✓ Good but not greatI like this app and the ease of use, but wish the dates were accurate. I have dates that are “future payoff dates” that are 4 months old. How do you fix that? Even re-entering all the information doesn’t get it current..Version: 5.1
✓ DisappointedA good idea but doesn't meet my needs for a few reasons: when entering your debts, the start date defaults to the current date, and there's no way to edit it to reflect the statement date so the interest and payment schedule are always wrong No way to enter a lump sum payment, or more frequent payments No way to change the interest rate to reflect changes I still use a credit card for convenience-there's no way to show additional charges I'm going to delete this app and keep searching for something better.Version: 3.5.3
✓ Misleading!I have never felt the need to write a review until now. I think most people are aware that the snowball effect refers to the act of adding the amount of a cleared debt to the amount of an existing debt to accelerate it's repayment. More specifically using the lowest balance method to key in on people seeing their debt paid so they will keep it up. My issue is that this app implies that it will create the schedule and plan once you input the debt and starting parameters. However in reality there is no link made at all between the debts they each stand on their own. I expect if this method is applied my schedule for the next debt should show the extra payment once the first debt is at an end. I should not have to modify the schedule created to show the snowball effect on different debts. It would be easier to use a spread sheet with formulas which is what I do now. The app would be great to take with me which was the reason for my purchase. In any case I'm quite disappointed I'm also greatful it was only 99 cents. If you Need a schedule of your debt and how much interest you will save on each with varying extra amounts. It's great. If you want to have them impact each other forget it..Version: 3.5.3
✓ It could be better..Its disappointing as I can’t add a new debt without having to delete all of them and start again. They all have to start the same day:/.Version: 5.1
✓ Do Not Buy Till UpdatedGreat little app, but badly needs an update. Doesn't rotate on ipad version, leaving half the information out of view......Version: 3.5.3
✓ Not what i expected it would do!Not what i expected it would do!.Version: 3.5.3
✓ Pretty cool!!Really like the app, but would be nice to be able to put the month you start to pay your loans considering you don't get all of your loans or credit cards on the same month. When you put in your loan info it sets the date to a default date with all the other debts..Version: 5.0
✓ Stuck in 2018Love this app, but now when I try and use it, all of the dates are stuck in 2018 with no way to make it relevant to current date..Version: 5.1
✓ Almost perfectMake an option for BI-WEEKLY please then it's perfect..Version: 4.0
✓ Not impressedDon’t like the fact that you can’t edit your account or add extra payments... there is no purpose to this apt. I know it’s only .99 but I would still like a refund..Version: 5.1
✓ HelpHow do I like this to different devices.Version: 5.1
✓ Let us add extra payments on different daysWorks awesome. Minor set back is I get paid twice a month and try to make payments twice a month to become debt free. I wish I could add an extra payment for a month by being allowed to change payment dates..Version: 5.1
✓ Not helpfulI just upgraded to the pro version thinking I would be able to change dates but nope, still just shows whatever date it wants. Deleting..Version: 5.1
✓ OkayI love the layout and simplicity. I wish I could view it from multiple devices. Everyone has multiple devices these days..Version: 5.1
✓ Simple AppWould give higher Rating if App was setup to do more than one Plan at a time, majority of users have mortgage and Auto loan at a minimum!.Version: 5.1
✓ Same as free versionI’m not sure what you even get different in the paid version so that’s disappointing. Nothing really calculates right - it’s not showing me interest saved or months shaved off my mortgage. It’s basically an excel sheet, the least they could do was number the payments so you knew how many you had left..Version: 5.1
✓ Ok app, it’ll doIt’s all fine and dandy, however. I wish I could change to weekly payments instead of monthly.Version: 5.1
✓ BasicThis would be a four star app if they added more payment options such as bi-weekly, semi-monthly and weekly. No one makes just monthly payments anymore. Also allow sync across devices. Both updates would make it a five star app.Version: 4.0
✓ Sync between devicesThe application is fine but will appreciate if it can sync between devices like iPhone and IPad, it's doubled the work to redo the same on each device..Version: 3.5
✓ A good start…I was going to use this app to help get my debt paid off, but it seems there is one big glaring issue with it: Added interest. This app assumes that all of your credit cards are closed and no longer accruing interest. Thus, even though it has a field for "interest" for each of your credit card debts, it does not actually seem to use it. As I make monthly payments to my cards, some interest is still being tacked on each month, which this app does not take into account. In addition, it does not allow for other miscellaneous things, such as, oh, I don't know—PURCHASES AND FEES. I know this an app that is meant to get you debt free and to help do so, you should cut up your cards and never use them again. Nevertheless, there are still times when you need to make an emergency purchase on a card. Besides this, you still need to enter some information manually at times, such as when a card charges you a "monthly maintenance fee." This is not possible with this app. This is a decent start to the app, but it needs some major revisions before it will be perfect..Version: 3.3
✓ FrozenThis app was useless as it froze on first use and never got better.Version: 3.5.3
✓ Needs moreNeeds a change for how often you want to make payments ~ seems like it only has month to month view, I would like the option of weekly or biweekly ~ but the layout is awesome and simple I like it.Version: 5.1
✓ CurrencyPlease add an option for currency selection. £.Version: 4.0
✓ Don't waste your timeThe program does not work. I bought it, set up my loans etc. I'm told 5 days ahead that payments will be made but nothing happens. Waste of money, don't buy it..Version: 3.5
✓ Not impressed!!!!!!Not much different from the free version!! It could use improvements, a lot of improvements!!!.Version: 5.1
✓ Needs fortnightly optionThis app would be much better if it had a fortnightly and weekly option alongside monthly. We pay fortnightly therefore the calculations are slightly out because the interest payments would be reducing faster..Version: 4.0
✓ Can’t reset payment datesI like this app however I wanted to start over because I had the wrong figures listed. I haven’t been able to find a way to reset the payment dates. All of the payment due dates have passed already. My dates are starting at March of 2020 and we are in August..Version: 5.1
✓ App needs workThis app has potential, but is missing the mark on a couple of details. Would love to ask the developer about these issues, but can’t find any way to contact them. Frustrating..Version: 5.1
✓ Add Biweekly PaymentThis app would be amazing if it had an option to track biweekly payments. Also why do you always have to record a payment with extra amount? I always have to add 1.00 for it to record my payment. I hope this negative review of your app encourages the app developer to make changes so I can write a positive review..Version: 4.0
✓ It doesn’t know what year we are in.This app still thinks it’s last year and I can’t find a way to fix that..Version: 5.1
✓ DougybearNeed to have bi- weekly , accelerated bi weekly, semi monthly. I pay bi weekly so the calculations for a pay off date are wrong. Need to have amortization and term key as well. all these calculations are out. Not very accurate because of that..Version: 3.5
✓ Dates are WRONGWhen I enter my debts, it starts in 2016. I upgraded thinking it would fix the issue and it didn’t. I would like my money back..Version: 5.1
✓ Making a paymentApp is great except, I have no place to put a payment when I make a extra payment or pay off early?!?!?!.Version: 5.1
🙂 Debt Payoff Pro Positive Reviews
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⛔ Debt Payoff Pro Problems
