Chime – Mobile Banking App SupportChime Financial, Inc.

Chime – Mobile Banking App Support

4.81336 star

Total 571,857 Ratings

What is Chime – Mobile Banking? Description of Chime – Mobile Banking

Chime is the banking app that has your back. Keep your money safe with security features, overdraft up to $200 fee-free*, and get paid early with direct deposit^, with no monthly fees.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. May be used everywhere Visa cards are accepted.

Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap.

We get it– when your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on debit card purchases and ATM withdrawals fee-free.

Your account shouldn’t cost you money. Chime has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. Plus, access 60k+ fee-free‡ ATMs at locations like Walgreens, 7-Eleven, CVS, and more.

Get your paycheck up to two days early^ with direct deposit, earlier than you would with some traditional banks.

Whether it’s for gas or groceries, use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest‡, no annual fees, no credit check to apply.

Send money to friends, family, or roommates as fast as a text – with no transfer fees.

*Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions. Only SpotMe eligible members may send boosts.

‡Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

¹Chime Checking Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. See to learn more.

²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.

³Based on Bankrate’s 2022 Checking Account and ATM Fee Survey:

Chime received the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®.

Chime – Mobile Banking App User Reviews

What do you think about Chime – Mobile Banking app? Ask the community a question about Chime – Mobile Banking!

Please wait! Facebook Chime – Mobile Banking app comments loading...

Chime – Mobile Banking Pros

Chime is amazing, just one real issue in my opinionI never usually leave reviews but i feel like chime deserves one. Amazing bank, phenomenal the amount of control they give you to handle your finances unlike most conventional banks where it feels youre at their whim. Chime credit builder absolutely works, helped me build my credit over 100 points in a little less than a year. SpotMe is amazing, never had an issue with it. That being said I have one complaint: the pending transaction system. To be fair to chime it isn’t a problem for just them, but I feel its at it’s worst with them. When it comes to certain refunds/deposits believe me it will take DAYS possibly a week or two before you see that money back in your account. And when you go to support, they just completely forget about you! I put in a ticket to help get the issue solved, and while my agent was great, i did not get the issue resolved, and my support ticket was NEVER followed up on. I wasn’t asking anything egregious, just wondering after days of waiting when my deposit will be put back on my card because I know it is chime themselves withholding. Nevertheless, i would still recommend chime, fantastic bank, so much better than conventional banking and I will continue being a chime user as long as they are around..Needs stability fixesVersion: 5.135.0

Happy customer!Very happy customer! Even though there is no stand-alone bank, I have had an excellent experience with Chime. 1) I like getting paid early 2) No overdraft fees, love the Spotme feature 3) Ease of use 4) I love that I view my card in the app, it sounds lazy, but I’m tired of pulling out my card every time I want to buy something online (lol). 5) I love that my mom and I both got $50 when she referred me to sign up for an account. What an awesome referral program for everyone. 6) You can turn your debit card transactions on/off with the click of an app. (I forget to turn it back on sometimes! I’ve embarrassed myself at a store a time or two.) Also, there are many ATM locations near me that are free of charge. I like that I can “round-up” to save if I’d like, or set 10% of my direct deposit aside. Chime has been compatible with PayPal and Apple Pay to send money to people. With that being said, I use cash at most restaurants / gas stations / stores, I don’t like my card number being out there. I had debit card fraud with my old bank account. I have not had that incident happen with chime and I hope that it never does. Not revenant to the app or bank- but cashiers at the store always say the card is a cute color lol..Cmb101009Version: 5.22

✓   Chime – Mobile Banking Positive Reviews

Chime – Mobile Banking Cons

DepositI have had friends and family have this app and everything work smoothly with everything especially on first paycheck. When my fiancé gets it for his job I warned him about the pros and cons, personally I don’t like the app nor use it for my paychecks. Suddenly his deposits cant come through and he calls customer support. They are the most rude and stuck up people I have every heard and did not help, they tell him it’s his employers fault and it’s on their end. He has told them three times with his boss present that they have the numbers correct and it shows that it sent through, it’s on their side and they get more defensive by the minute. I am disappointed heavily and we tried to be civil about it and she just would not listen and kept saying that it was on his end. Until things look up I won’t change this review and it’s sad it happens over a rude support woman that doesn’t have the listening skill and comprehension skills to acknowledge it. I always been nervous about this app and I finally been given every reason to. I am sorry to leave a bad review even after all the good things I heard. Also I have heard of people during die to their money getting taken and chime won’t due anything about it and honestly it was needed and if it comes down to it I would sue too if scammers got ahold of my card and kept taking money out of it and the keep declining my dispute..Savvy834Version: 5.139.0

Great until these two problems occurredChime was good for the first 2 months I had it. However, there are two issues I had which will prevent me from ever using Chime again; Made a withdrawal at an Allpoint atm. The transaction was denied according the the receipt but the money was still taken out of my account. It was $240 and that is a lot of money to me. Chime said they have to investigate it and I won’t get a provisional credit until 21 days after my claim. That’s even if I qualify for one. Completely unacceptable on Chime’s part and Allpoint. The only way to avoid this happening is to go to credible banks like Chase of Wells Fargo where this would never occur, but then you would pay $3.50 per withdrawal. The other issue was that for no reason I was locked out of my account. I couldn’t login to my chime mobile app or anything. So I called chime support and asked what was going on and if I was hacked or anything. They couldn’t tell me why they locked my account or what reason. They had me send a photo of my face and ID and a paper with specific notes to their email I order to unlock it. I had never had fraud on the account prior to this either. No explanation was the last straw. What if I was driving and needed gas ? They shutdown my entire card and account. Couldn’t believe it.Rt2800Version: 5.126.0

✗   Chime – Mobile Banking Negative Reviews

Is Chime – Mobile Banking legit?

Yes. Chime – Mobile Banking is 100% legit to us. This conclusion was arrived at by running over 571,857 Chime – Mobile Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Chime – Mobile Banking is 88.3/100.

Is Chime – Mobile Banking safe?

Yes. Chime – Mobile Banking is quiet safe to use. This is based on our NLP analysis of over 571,857 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Chime – Mobile Banking is 92.3/100.

Should I download Chime – Mobile Banking?

There have been no security reports that makes Chime – Mobile Banking a dangerous app to use on your smartphone right now.

Chime – Mobile Banking Screenshots

  • chime – mobile banking iphone screenshot 1
  • chime – mobile banking iphone screenshot 2
  • chime – mobile banking iphone screenshot 3
  • chime – mobile banking iphone screenshot 4

Product details of Chime – Mobile Banking

App Name:
Chime – Mobile Banking
Chime Financial, Inc.
Legitimacy Score:
Safety Score:
Content Rating:
4+ Contains no objectionable material!
Finance, Lifestyle
App Size:
161.92 MB
Bundle Id:
Relase Date:
16 March 2014, Sunday
Last Update:
13 December 2022, Tuesday - 18:47
IOS 13.0 or later

Chime – Mobile Banking 5.152.0 Update Note
✱ Version History

It’s here! And by “it”, I mean the final app notes of the year. So for one last time in 2022, let me remind you to – drumroll please – update your Chime app with the latest bug fixes and performance updates. I’d lie if I said I’m not tearing up a bit....

The Coolest Apps for iPhone and Android

The Coolest Apps for iPhone and Android

In a world where there are literally millions of apps available, it can be tough to know which ones are actually worth your time. That’s why we’ve put together a list of the coolest apps for iPhone and Android, so you can spend less time wading through the App Store or Google Play and mo...

8 Top MacBook Apps for College Students

8 Top MacBook Apps for College Students

Technological advancements have eased human life to a great extent. The digital trend has also ruled over the academic world. If you love digital classrooms and want to enjoy that engaging environment all the time, use top MacBook apps for college students. Developers have introduced several MacBook...