- 88.2LEGITIMACY SCORE
- 92.2SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Chime – Mobile Banking? Description of Chime – Mobile Banking 3968 chars
Chime is the banking app that has your back. Keep your money safe with security features, overdraft up to $200 fee-free*, and get paid early with direct deposit^, with no monthly fees.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. May be used everywhere Visa cards are accepted.
TRUSTED BY MILLIONS
Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap.
OVERDRAFT UP TO $200*
When your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on debit card purchases and ATM withdrawals fee-free.
NO MONTHLY FEES
Chime has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. Plus, access 60k+ fee-free‡ ATMs at locations like Walgreens, 7-Eleven, CVS, and more.
GET PAID UP TO 2 DAYS EARLY
Get your paycheck up to two days early^ with direct deposit, earlier than you would with some traditional banks.
A NEW WAY TO BUILD CREDIT
Use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest‡, no annual fees, no credit check to apply.
PAY ANYONE WITH NO TRANSFER FEES
Send money to friends and family fast as a text – with no transfer fees.
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*Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions. Only SpotMe eligible members may send boosts.
‡Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
¹Chime Checking Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. See chime.com to learn more.
²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
³Based on Bankrate’s 2022 Checking Account and ATM Fee Survey: https://www.bankrate.com/banking/checking/checking-account-survey/
Chime received the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®.
Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
- Chime – Mobile Banking App User Reviews
- Chime – Mobile Banking Pros
- Chime – Mobile Banking Cons
- Is Chime – Mobile Banking legit?
- Should I download Chime – Mobile Banking?
- Chime – Mobile Banking Screenshots
- Product details of Chime – Mobile Banking
Chime – Mobile Banking App User Reviews
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Chime – Mobile Banking Pros
✓ Do not use chime especially if you’re gonna deposit a check.I got my tax return check and tried to deposit it through the Chime App. They ask you to write to deposit to time only on the back of the check. I did so and then took pictures of it front and back clear as day and they rejected my check not once but twice. After calling in speaking with a representative twice they were unable to tell me why my check was rejected. I then called back on Monday and asked to speak with a supervisor who told me that they did not have the access to tell me why my check was rejected that I needed to email the chime support. After emailing the Chime support I was told that they could not tell me why my check was rejected. So now I’m stuck with a check that says to deposit of chime only on it and cannot deposit it with chime or anywhere else. They have ruined my check and failed to give a single reason of why. This banking app clearly does not care about their customers or their money. I will be sure to empty my account with them and delete it. Never will I use chime or suggest anyone to use them ever again. I even asked them where to file a complaint and they will not get back to me, so I leave this review instead in hopes other people won’t take a chance with their own checks and have the same issue as me..Version: 5.123.0
✓ I love chimeI banked with Wells Fargo before which stole money from me and gave me fees that I didn’t know about they really killed my trust in banks but then I heard about chime and even though I was scared I tried it anyways because I was starting a new job and didn’t want my checks deposited into Wells Fargo so I with faith downloaded chime about 2 years ago and I can say they I trust them the most I love that they have a credit card to build your credit but they only take the money you put in like a debit card they also have an over draft safety net and you can send an extra 5$ boost to other people and they can do the same for you and if you share chime there is a sign on bonus as well I couldn’t think of a better bank it is completely built for the people with no fees and makes it super easy to build your credit and I’m a college student who graduates soon I would like to buy a house so I need to raise my credit score so I pay my phone bill and sometimes tuition payments with my chime credit builder snd minute purchases as well like dollar tree they all count no matter how big or small If your thinking about trying chime MAKE THE JUMP. You have nothing to lose from a former person who didn’t trust banks they have restored my trust and given me many opportunities.Version: 5.144.0
✓ Chime – Mobile Banking Positive ReviewsChime – Mobile Banking Cons
✗ Do NOT deposit mobile checks to this bankI took out money from my retirement that I desperately needed as I was out of work for a few months. Without knowing the hold requirement, I deposited the check on the mobile app. Only the next day did I find out a 10 day hold was put on my check. A U.S. treasury check!!!!!! If I had went to a teller where I live at PNC, the funds would have been available the next day; however, I deposited it into Chime. My car insurance got cancelled, they are threatening to turn off my electric and take my car, and my landlord is threatening to evict me and I have large deposit of money that I made into my account that could help me not lose everything I have but I can’t touch it because Chime won’t make it available to me. Not even a small portion of it…they won’t give me anything until after 10 days. In the meantime, late fees are adding up and I am getting more and more in debt. Once this hits my account, I am done with Chime forever. What a horrible experience and no type of resolution to help. You talk to a bunch of reps who can’t take the hold off your check because it’s through bancorp. Since they are handling our money, we should be able to talk to the people who can access and make changes to our accounts instead of them being able to hide behind Chime so there is no accountability. I’ve never in my life heard of someone holding a U.S. treasury check for 10 days. Pathetic!.Version: 5.182.0
✗ Chime has robbed me more than onceI’ve loved and raved about my chime service. I thought it was great and worked perfectly for me and my lifestyle as I am a student. But, I had somebody hack into my card more than once, totally understandable, it happens with banks. The first time took over a year to resolve for $99… I wouldn’t fight for that amount of money if I didn’t need it. However, both times it has happened Chime has made it close to impossible to get my money back for charges that that I did not spend or authorize. Last time this happened it was for 3 charges at one time for over $1,000 at Walmart? If I was spending that kind of money myself why would I have 3 different charges increasing in value each time knowing I didn’t have that money? And when I reported it, Chime told me they didn’t see anything suspicious. Thank god my account balance didn’t have sufficient funds for all of the charges to go through or else I would literally be homeless. I work hard for my money and it’s absolutely ridiculous that a bank will let people get away with spending something I worked for leaving me unable to pay for my own bills. I’ve had banks ask me for less information and have given me my money back no questions asked. Don’t leave a large amount of money in your chime account because god forbid somebody gets ahold of your information, your screwed if it’s up to Chime..Version: 5.143.0
✗ Chime – Mobile Banking Negative ReviewsIs Chime – Mobile Banking legit?
✅ Yes. Chime – Mobile Banking is 100% legit to us. This conclusion was arrived at by running over 774,932 Chime – Mobile Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Chime – Mobile Banking is 88.2/100.
Is Chime – Mobile Banking safe?
✅ Yes. Chime – Mobile Banking is quiet safe to use. This is based on our NLP analysis of over 774,932 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Chime – Mobile Banking is 92.2/100.
Should I download Chime – Mobile Banking?
✅ There have been no security reports that makes Chime – Mobile Banking a dangerous app to use on your smartphone right now.
Chime – Mobile Banking Screenshots
Product details of Chime – Mobile Banking
- App Name:
- Chime – Mobile Banking
- App Version:
- 5.217.0
- Developer:
- Chime Financial, Inc.
- Legitimacy Score:
- 88.2/100
- Safety Score:
- 92.2/100
- Content Rating:
- 4+ Contains no objectionable material!
- Language:
- EN
- App Size:
- 169.13 MB
- Price:
- Free
- Bundle Id:
- com.1debit.ChimeProdApp
- Relase Date:
- 16 March 2014, Sunday
- Last Update:
- 09 April 2024, Tuesday - 20:40
- Compatibility:
- IOS 14.0 or later
Thought I’d send you a little love note today. I wanted to let you know I see you and the progress you’re making. You’re getting over big hurdles, and making small wins every day. Look, you’re even getting these performance updates and bug fixes. If ....
