Empower: Cash Advance & Credit App SupportEmpower Finance

Empower: Cash Advance & Credit App Support

4.8
4.82046 star

Total 168,262 Ratings

What is Empower: Cash Advance & Credit? Description of Empower: Cash Advance & Credit

Empower will meet you where you are. Struggling to make it to payday? Cash Advance from $10 to $250 instantly* to the rescue. Ready to build good credit history^ on your terms? Get the Thrive line of credit and repay it your way. No hard credit pulls, no money down, no minimum credit score to qualify. Stop stressing about money and start living.


GET CASH ADVANCE FROM $10 TO $250 INSTANTLY*
Tight on cash and tired of asking friends to cover you? Empower will float you up anywhere from $10 to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.

— Automated repayment with your next paycheck, typically between 1 day and 3 weeks
— No interest (0% APR)
— Example: If you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.


BUILD BETTER CREDIT HISTORY WITH THE THRIVE LINE OF CREDIT^
Credit score holding you back? Empower Thrive is the chance you’ve been waiting for. A flexible line of credit that helps you build the credit history you need to reach those big financial goals. All credit scores welcome and no money down.

— Repay it your way
— Enjoy limit increases up to $1,000 over time**
— Build good credit history^

START SAVING FOR THE FUTURE WITH AUTOMATIC SAVINGS
Make investing in your future easier than ever with AutoSave. Set your savings goal, and Empower monitors your income and spending habits to detect exactly when and how much you can afford to save and transfers the money automatically. Just sit back and watch your savings grow.

KEEP TABS ON YOUR CREDIT SCORE
Build your credit and watch your hard work pay off. Get monthly updates on your score and helpful tips to improve it. Credit scores are complicated – we’ll help you understand them.

GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)



Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.

Empower offers a 14-day trial for first-time customers only. Once the trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting [email protected].

By downloading/using the app you agree to our Privacy Policy (https://empower.me/privacy).


* Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $250 and are based on Empower’s eligibility requirements. As of 11/30/2023, the average offer amount is $140. Instant delivery is optional, and fees may apply. See Empower’s Terms for instant delivery fee amounts.

^ Empower Thrive provided by FinWise Bank, Member FDIC. Subject to credit approval. Initial credit limit amounts range from $200 to $400. If you apply for a Thrive line of credit, we perform a soft inquiry on your credit report, which does not impact your credit score. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date. Instant delivery is optional, and fees may apply. Empower offers a 14-day trial for new customers followed by an auto-recurring $8/month subscription fee. Cancel anytime.

** To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.


  1. Empower: Cash Advance & Credit App User Reviews
  2. Empower: Cash Advance & Credit Pros
  3. Empower: Cash Advance & Credit Cons
  4. Is Empower: Cash Advance & Credit legit?
  5. Should I download Empower: Cash Advance & Credit?
  6. Empower: Cash Advance & Credit Screenshots
  7. Product details of Empower: Cash Advance & Credit

Empower: Cash Advance & Credit App User Reviews

What do you think about Empower: Cash Advance & Credit app? Ask the appsupports.co community a question about Empower: Cash Advance & Credit!

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Empower: Cash Advance & Credit Pros

Love thisI’ve tried other apps like this but they either didn’t raise my amounts or charged an arm and a leg but this one so far has been up front about the charges and after I paid twice they raised my amount which was so helpful at that time and I also use their savings feature and before I knew it I had a few hundred dollars out away which was also amazing. I really like how now you can choose the amount you need you don’t have to take the whole loan if you don’t need it and I love that. I also had some issues with my email and was locked out of my account and at first I was upset I couldn’t just reach a live person but I followed all the steps and they literally fixed my account and had me back in it within 30 minute last on a Sunday night so I’m very happy and will continue to be a faithful customer and all my other apps have been deleted and I tell all my friends because with the way things are right now we all need a little help once in a while and this app has really pulled through for me every time I’ve needed it.Spacewitch 1976Version: 5.97.0

Could use some workThey have a good system going on, good banking, borrowing system etc. the frustration only sets in when you want things to happen because every process in the app is slow: I was prompted to link my Chase Bank with Empower, and with linking my bank, I expect the application to report banking actions as they happen or at least within the hour… for example, I get paid on fridays… I get the notification of my direct deposit days later. Same thing with regular store purchases. Their lending service is appreciated: I can borrow $50, $75 (If I agree to have it sent to the credit card they sent me), or $200 if I sign up to get direct deposits through Empower. I would sign up for direct deposits but am hesitant that I will not get paid right away due to their already slow services. Lastly, I want to shed a little more light on their lending service. Whatever I borrow, I have to pay it back, I get that. But what irritates me is that it takes about 5 days for that repayment to process, which means I can’t borrow from them until that repayment clears through them. Most apps I borrow from only need about 1 business day for repayment to reflect on the app and I can borrow again. Not Empower, no. I have 4/5 starts because I appreciate the services and am glad they can help people like me lot. But the company itself is flawed and they should really take a second to improve on the issues listed above. Thank you!.Kibby la bellaVersion: 5.11.0

✓   Empower: Cash Advance & Credit Positive Reviews

Empower: Cash Advance & Credit Cons

It works, but not without issuesThis was one of the few places that would lend me money, and for that I am thankful. I had recently fallen on hard times and getting anyone to lend me money was near impossible. However it does like to play numbers games that you may not be able to do anything about due to its own internal issues. One of my most recent issues is that the app told me I repaid late, when I actually repaid a day early they just didn’t take the money for about a day and a half, so they lowered the amount that I could borrow, sorry your system couldn’t take the money on time, it has nothing to do with me. Previous issue was it told me I didn’t have any income and before that, I ended up having to cancel a debit card because of fraudulent charges and getting them paid back was a pain with another card and any future lending they wanted to do had to be only with the card that had to be cancelled, my income didn’t change just the card. I would make a suggestion to Empower to allow you to fund a different account as a possibility even if you’re using a different bank for your income. If you’re in a pinch, it’s not bad, give it a shot, I just knocked off two stars for all the issues I’ve had in roughly just the month I’ve used them..Eggo1234Version: 6.5.0

I’m newHello everyone I’m very new to The Empower app. I have seen and heard of the Empower app on ads before quite a few times before and have been very interested in giving it a try, so I am rating this app 2 stars for now due to I did have to pay 8 bucks for the first month just to get an advance of 10 dollars, I’m a bit confused on that and pretty turned off about it due to the fact that I have used other apps like Dave and Albert and their fees are no where near that high, Dave’s is somewhere around $1.99 or $2.99 a month and Albert I believe was free or $4.99 if you wanted to explore other features on the app. So with that said I am rating Empower 2 stars. I will give the app a month to prove to me whether or not, I actually keep the app. Part of downloading the app was the fact that I seen on the ads from different sites that I was using that you could get up to $250 for a pay advance, not saying that I need the advance all the time but when you need it, you need it and so I really think $8 dollars a month is really high just starting out for a $10 cash advance, so I will come back on here next month around the 28th, 29th of February and let everyone know how I actually feel and if it’s worth the $8 dollars. Thank you for reading my review and if you try this app out, please let me know what you think?.April WorkmanVersion: 5.77.0

✗   Empower: Cash Advance & Credit Negative Reviews


Is Empower: Cash Advance & Credit legit?

Yes. Empower: Cash Advance & Credit is 100% legit to us. This conclusion was arrived at by running over 168,262 Empower: Cash Advance & Credit user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Empower: Cash Advance & Credit is 95.4/100.


Is Empower: Cash Advance & Credit safe?

Yes. Empower: Cash Advance & Credit is quiet safe to use. This is based on our NLP analysis of over 168,262 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Empower: Cash Advance & Credit is 95.9/100.


Should I download Empower: Cash Advance & Credit?

There have been no security reports that makes Empower: Cash Advance & Credit a dangerous app to use on your smartphone right now.


Empower: Cash Advance & Credit Screenshots

  • empower: cash advance & credit iphone screenshot 1
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  • empower: cash advance & credit iphone screenshot 3
  • empower: cash advance & credit iphone screenshot 4

Product details of Empower: Cash Advance & Credit

App Name:
Empower: Cash Advance & Credit
App Version:
6.19.0
Developer:
Empower Finance
Legitimacy Score:
95.4/100
Safety Score:
95.9/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
70.79 MB
Price:
Free
Bundle Id:
com.empower.finance
Relase Date:
09 May 2017, Tuesday
Last Update:
09 April 2024, Tuesday - 21:50
Compatibility:
IOS 15.0 or later

Empower: Cash Advance & Credit 6.19.0 Update Note
✱ Version History

Just a reminder that your financial status isn’t forever. If you need our help we’re just one tap away. PS. We updated the app to fix some bugs and things. Have a great day!.

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