- 95.4LEGITIMACY SCORE
- 95.9SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Empower: Cash Advance & Credit? Description of Empower: Cash Advance & Credit 3825 chars
Empower will meet you where you are. Struggling to make it to payday? Cash Advance from $10 to $250 instantly* to the rescue. Ready to build good credit history^ on your terms? Get the Thrive line of credit and repay it your way. No hard credit pulls, no money down, no minimum credit score to qualify. Stop stressing about money and start living.
GET CASH ADVANCE FROM $10 TO $250 INSTANTLY*
Tight on cash and tired of asking friends to cover you? Empower will float you up anywhere from $10 to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.
— Automated repayment with your next paycheck, typically between 1 day and 3 weeks
— No interest (0% APR)
— Example: If you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.
BUILD BETTER CREDIT HISTORY WITH THE THRIVE LINE OF CREDIT^
Credit score holding you back? Empower Thrive is the chance you’ve been waiting for. A flexible line of credit that helps you build the credit history you need to reach those big financial goals. All credit scores welcome and no money down.
— Repay it your way
— Enjoy limit increases up to $1,000 over time**
— Build good credit history^
START SAVING FOR THE FUTURE WITH AUTOMATIC SAVINGS
Make investing in your future easier than ever with AutoSave. Set your savings goal, and Empower monitors your income and spending habits to detect exactly when and how much you can afford to save and transfers the money automatically. Just sit back and watch your savings grow.
KEEP TABS ON YOUR CREDIT SCORE
Build your credit and watch your hard work pay off. Get monthly updates on your score and helpful tips to improve it. Credit scores are complicated – we’ll help you understand them.
GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)
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Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.
Empower offers a 14-day trial for first-time customers only. Once the trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting [email protected].
By downloading/using the app you agree to our Privacy Policy (https://empower.me/privacy).
* Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $250 and are based on Empower’s eligibility requirements. As of 11/30/2023, the average offer amount is $140. Instant delivery is optional, and fees may apply. See Empower’s Terms for instant delivery fee amounts.
^ Empower Thrive provided by FinWise Bank, Member FDIC. Subject to credit approval. Initial credit limit amounts range from $200 to $400. If you apply for a Thrive line of credit, we perform a soft inquiry on your credit report, which does not impact your credit score. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date. Instant delivery is optional, and fees may apply. Empower offers a 14-day trial for new customers followed by an auto-recurring $8/month subscription fee. Cancel anytime.
** To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.
- Empower: Cash Advance & Credit App User Reviews
- Empower: Cash Advance & Credit Pros
- Empower: Cash Advance & Credit Cons
- Is Empower: Cash Advance & Credit legit?
- Should I download Empower: Cash Advance & Credit?
- Empower: Cash Advance & Credit Screenshots
- Product details of Empower: Cash Advance & Credit
Empower: Cash Advance & Credit App User Reviews
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Empower: Cash Advance & Credit Pros
✓ One of the ONLY loan apps that’s HONEST!I’ve been using the app “Empower” now for about a month and so far so good, I basically have zero complaints except for one. When I first got offered a cash advance it was $10 which is understandable since I was a first time customer. I repaid on time and got offered another cash advance for $25 which really helped me A LOT at the time so I can’t thank them enough but now I’m on my 4th advance with empower and they still have not offered me more than $25 even though my account is in good standing and have never had a late payment. Is it maybe a little annoying? Yes, of course but are they still helping me? Yes. All in all, I think empower is a great app to help you if you’re needing a little extra money for things like gas, food, etc. but I wouldn’t download this app thinking you will be able to get a cash advance to help you pay for a somewhat “large purchase” unless you already have really good financial history but let’s be honest; most people who use this type of app are the people who probably have a little hiccups in their financial journey because the people empower would offer higher cash advances too are the people who don’t need to download a cash advance app..Version: 6.5.0
✓ Love thisI’ve tried other apps like this but they either didn’t raise my amounts or charged an arm and a leg but this one so far has been up front about the charges and after I paid twice they raised my amount which was so helpful at that time and I also use their savings feature and before I knew it I had a few hundred dollars out away which was also amazing. I really like how now you can choose the amount you need you don’t have to take the whole loan if you don’t need it and I love that. I also had some issues with my email and was locked out of my account and at first I was upset I couldn’t just reach a live person but I followed all the steps and they literally fixed my account and had me back in it within 30 minute last on a Sunday night so I’m very happy and will continue to be a faithful customer and all my other apps have been deleted and I tell all my friends because with the way things are right now we all need a little help once in a while and this app has really pulled through for me every time I’ve needed it.Version: 5.97.0
✓ Empower: Cash Advance & Credit Positive ReviewsEmpower: Cash Advance & Credit Cons
✗ 1/2 star rating..dissatisfied and disappointedI made a cash app transfer of $94 to a friend. Cash app canceled because the ID I used was not valid. I reached out and got a valid ID to resend. This time it failed. This all took place on Friday May 24. I reached out to Empower and was told it takes a few days for the money to be returned. By mid week I’m reaching out again and was told there didn’t seem to be available funds for that transaction on Friday. Not true. When I pointed that out to CS I’m told they have to look into it to see what is going on. Tomorrow is May 31 and I still don’t have my money back into my account. How complicated is this? Checks and balances. Since you can’t overdraft and all transactions are listed on dashboard why is it difficult to determine what happened? By checks and balances I should have a balance and I don’t. In all of my years of banking I’ve never encountered this. CS is nonchalant, it may not be important to them however it is to me. I’ve been using Chime bank. I will be going back to Chime. I had misplaced my Chime debit card and had to wait for a replacement so I thought I’d try Empower. I should have just had my DD put on my Cash App card. I give 1/2 a star. I’m so disappointed. I would steer clear of such a bank that takes this long to resolve an issue as simple as this!.Version: 2.18.0
✗ I’m newHello everyone I’m very new to The Empower app. I have seen and heard of the Empower app on ads before quite a few times before and have been very interested in giving it a try, so I am rating this app 2 stars for now due to I did have to pay 8 bucks for the first month just to get an advance of 10 dollars, I’m a bit confused on that and pretty turned off about it due to the fact that I have used other apps like Dave and Albert and their fees are no where near that high, Dave’s is somewhere around $1.99 or $2.99 a month and Albert I believe was free or $4.99 if you wanted to explore other features on the app. So with that said I am rating Empower 2 stars. I will give the app a month to prove to me whether or not, I actually keep the app. Part of downloading the app was the fact that I seen on the ads from different sites that I was using that you could get up to $250 for a pay advance, not saying that I need the advance all the time but when you need it, you need it and so I really think $8 dollars a month is really high just starting out for a $10 cash advance, so I will come back on here next month around the 28th, 29th of February and let everyone know how I actually feel and if it’s worth the $8 dollars. Thank you for reading my review and if you try this app out, please let me know what you think?.Version: 5.77.0
✗ Empower: Cash Advance & Credit Negative ReviewsIs Empower: Cash Advance & Credit legit?
✅ Yes. Empower: Cash Advance & Credit is 100% legit to us. This conclusion was arrived at by running over 168,262 Empower: Cash Advance & Credit user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Empower: Cash Advance & Credit is 95.4/100.
Is Empower: Cash Advance & Credit safe?
✅ Yes. Empower: Cash Advance & Credit is quiet safe to use. This is based on our NLP analysis of over 168,262 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Empower: Cash Advance & Credit is 95.9/100.
Should I download Empower: Cash Advance & Credit?
✅ There have been no security reports that makes Empower: Cash Advance & Credit a dangerous app to use on your smartphone right now.
Empower: Cash Advance & Credit Screenshots
Product details of Empower: Cash Advance & Credit
- App Name:
- Empower: Cash Advance & Credit
- App Version:
- 6.19.0
- Developer:
- Empower Finance
- Legitimacy Score:
- 95.4/100
- Safety Score:
- 95.9/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance, Productivity
- Language:
- EN
- App Size:
- 70.79 MB
- Price:
- Free
- Bundle Id:
- com.empower.finance
- Relase Date:
- 09 May 2017, Tuesday
- Last Update:
- 09 April 2024, Tuesday - 21:50
- Compatibility:
- IOS 15.0 or later
Just a reminder that your financial status isn’t forever. If you need our help we’re just one tap away. PS. We updated the app to fix some bugs and things. Have a great day!.
