Name: MoneyLion: Cash Advance App
Rating: 4.68325 (121173 reviews)
Author: MoneyLion

92.7LEGITIMACY SCORE
93.2SAFETY SCORE
17+CONTENT RATING
FreePRICE

What is MoneyLion: Cash Advance App? Description of MoneyLion: Cash Advance App 3805 chars

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources & fast cash for extra money when you need it. Discover tools, insights, & offers for every money moment in your life.

GET PAID EARLY (UP TO 2 DAYS)² - ROARMONEY BANKING
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. *Earn up to a $55 bonus⁴ when you join and create a RoarMoney account and link qualifying direct deposits! (Use code: ROARBONUS)

QUICK CASH ADVANCE UP TO $500¹
Access up to $500 of your pay, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check. Increased limit up to $1,000¹ with qualifying recurring direct deposits.

FAST LOAN OFFERS⁵
Need to borrow money? Get matched with personal loan offers from partners on the MoneyLion Marketplace. Compare offers for personal loans, small loans, online loans, savings accounts, & more.

CREDIT BUILDER LOAN⁶
Access a Credit Builder loan of up to $1000 & exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Possible Finance, TurboTax, IRS2Go, TaxAct, Earnin, Empower, Cleo, Brigit, or Kikoff

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Referral Promotion is subject to Terms and Conditions.

5 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 84 months. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on-time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender's terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506

MoneyLion: Cash Advance App App User Reviews
MoneyLion: Cash Advance App Pros
MoneyLion: Cash Advance App Cons
Is MoneyLion: Cash Advance App legit?
Should I download MoneyLion: Cash Advance App?
MoneyLion: Cash Advance App Screenshots
Product details of MoneyLion: Cash Advance App

MoneyLion: Cash Advance App App User Reviews

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MoneyLion: Cash Advance App Pros

✓ HelpfulIt’s not easy when you live paycheck to paycheck and it’s not easy looking for different ways to make sure you aren’t counting down to the final dime to get to your next. This app does help. Not just by helping you access your check early but, by having so many other options and advice. Different avenues to help you save and learn how to money manage. It’s filled with tools if you want more than just trying to make it to each paycheck. Small loans, big loans, credit building, debt consolidation and credit score info. It’s not there as a quick fix and to put you further in debt. As someone who grew up living paycheck to paycheck I know very little about how to build credit and properly manage money because it seems like the minute I get it well it’s gone. I’m not too proud to say that I’m not money savvy. Or that my family were not and are not credit building types. It was always. Survive and you’re okay. That doesn’t help you much. This app is helpful and very user friendly. I’m not on top of my game yet. But I feel like I can be eventually. And this app does help. So yes, I highly recommend..PaulinakirstionnaVersion: 7.45.0

✓ MUST READ - SCAMI had to put 5 stars otherwise this review would have been sent all the way to the bottom where no one looks. MONEYLION SELLS YOUR INFORMATION TO INDIA CALL CENTERS TO SCAM YOU WITH FAKE LOANS!!! I applied on their app and it sent me to a website called “loanup”, and I applied there again, and nothing was approved and the page was not visible. 4 mins later I get several calls and text messages from Indian people who are offering me loans with low interest and low monthly fees. Come to find out these are scamming Indian call centers that have been stealing from Americans for the last 8 years. I have proof also. I tried to talk to MoneyLion’s chat help and asked for a supervisor but they wouldn’t give me their email so I can complain, so this was the only way. Moneylions SELLS your information to Indian call centers just so they can scam you. The police said they can’t do anything about it, but they are going to put MoneyLion on a national database so they can research this. I have been using MoneyLion for instacash and the credit builder plus loans, and I’m appalled that they have sold my information to India. My social security, name, address, date of Birth….all sold to those scamming people. This is so bad. Please beware people..SharpyusaVersion: 7.55.0

✓ MoneyLion: Cash Advance App Positive Reviews

MoneyLion: Cash Advance App Cons

✗ Hassles Upon HasslesI liked the app at first, and I enjoy saving money and being able to request a loan when needed. However, the customer service for this company is pathetic, and so is the system the billing is under as well. The first time I called the person I was speaking to didn't even sound like he wanted to be there, gave me the wrong information that, had I NOT requested to speak to a supervisor (who also sounded bored and condescending) it could have been a choice that damaged my credit. Today I call, because I'm willing to pay off my loan. Using a bank account takes way too long and at this point, I'm ready to pay off and cancel due to the hold time and the wait customer service has. I finally get through to someone after a whopping 15 minutes (and fake clicking links on the website to contact support) for them to tell me my card is not supported to pay my loan off in full. Correct me if I'm wrong, but the BANK ACCOUNT is literally attached to that card & vice versa, how can one be supported and the other isn't ? The bank account takes too long to clear and it completely ruins the plan I had since I'm on vacation. I don't even want the membership anymore, cause there's way too many aspects to this membership and it seems that not everyone is skilled or knowledgeable on it which makes it even MORE confusing, to then have this issue with my billing I'm completely turned off. Once paid off I'm finished..SYJ0596Version: 5.13.0

✗ Horrible customer serviceLower level agents are worthless, they can’t solve any legitimate issues. Request a supervisor to speak with, be ready to spend 4 hours on hold and not speak with one. Lower level agent will try to setup a callback from a supervisor which is worthless. They will set up a time frame of 24-48 hours for the supervisor to call you back, but the call will not come. After a couple of weeks of requesting to speak with a supervisor, you will finally talk to them and they can’t handle much either as far as legitimate issues goes. Then you request to speak with their superior to try and resolve ongoing issue. Takes another couple of weeks to get in touch with them. You discuss the issue with that person and they inform you they will do some research into my issue and get back in touch with me within a few days. A week or more goes by so you reach out to communicate with the customer advocate you thought was researching your issue to find out after another week or two of the same cycle of horrible customer service to realize that they haven’t done anything into trying to resolve your issue. You communicate with them the horrible customer you keep receiving and the hands of their lack of communication and she makes notes on the account to help alleviate the customer service experience and then you still keep having to deal the same horrible customer service experience.Dylan CaroonVersion: 7.52.0

✗ MoneyLion: Cash Advance App Negative Reviews

Is MoneyLion: Cash Advance App legit?

✅ Yes. MoneyLion: Cash Advance App is 100% legit to us. This conclusion was arrived at by running over 121,173 MoneyLion: Cash Advance App user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for MoneyLion: Cash Advance App is 92.7/100.

Is MoneyLion: Cash Advance App safe?

✅ Yes. MoneyLion: Cash Advance App is quiet safe to use. This is based on our NLP analysis of over 121,173 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.6/5. AppSupports Safety Score for MoneyLion: Cash Advance App is 93.2/100.