Impact Credit Scores - Self App Support

Impact Credit Scores - Self App User Reviews

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Impact Credit Scores - Self Pros

✓ Impressed!I don’t typically write reviews but so far I’m thoroughly impressed with Self.! I started using it back in December and as of rn (May 2021) my score has increased by over 100 points! My credit is still FAR from where I want it to be due to being young & making stupid mistakes early on. But Self has made it extremely easy for me to save while also building my credit. I have the secured credit card and the only thing I would say to keep in mind is that when you get the card you are automatically charged a $25 annual fee. Meaning that if your card starts out with a $100 credit they’ll take $25 of that to where you actually start out with $75. It’s good though bc you can then report that not only do you have a credit card open but you’re keeping it under 30% utilization. They send notifications whenever you go over 30% as well! I highly recommend it to someone who’s looking to make big purchases within the next year and need help building your credit..HeypipsqueakVersion: 2.11.0

✓ Very happyLike so many others, I’m working on rebuilding my credit. I was looking for a small personal loan with a half decent interest rate and just couldn’t find what I was looking for. I didn’t need the money for anything I just wanted to establish a new good standing credit line with short terms and affordable payments. Then I stumbled across this company and I was sold. You can pick from several options for how much you want the “loan” to be for, how long you want it for and how much you can pay monthly toward it. This is not a standard loan mind you. It is a self funded loan, meaning you pay into it the loaned amount you picked, the company takes the amount agreed on and places it in a CD account. When you finish paying the amount off, they release the funds agreed on and keep the interest that was earned as their cut of the loan instead of traditional loan interest changes that pile onto your payment monthly. For someone like me that doesn’t need the money up front for something and can afford a payment each month just for the purpose of establishing a new good standing mark on their credit, this is it. Hope this helps explain what this is and who it could benefit!.Black_widow85Version: 2.13.0

Impact Credit Scores - Self Cons

✗ Way Different but has a lot more Con than ProsFor the Credit Card as an example rather than pay out of your own pocket of a deposit for the card if you have a self credit builder they take from that instead your own money. Two is anytime you make a payment to the card they charge you interest or their tax on top of it. Other Credit Cards don’t do that! That should be taken out completely. It’s not a loan it’s a credit card. It’s more their way to get money out of you. Especially if trying to pay anything off. Plus you can set a date to pay anything it has to be On that day you trying to make a payment when you want to set up a payment for whether 3 days from now or two weeks from now but they want you to do it on that day. I have not seen Self do anything for my credit score but raise 2 points after paying off the loan which was a joke and didn’t do anything when I made on time payments. This is more for someone that does not have any credit and like to establish some credit but don’t expect Self to bring you to 700 or 800 quickly they may just give you two points and all money back..Gamechanger234Version: 2.15.0

✗ Randomly close my accountI’ve been with the company for years, never had a problem. I had a dispute issue with Self in May and that’s when everything went bad!! After going back and forth and reopening the same dispute. I randomly start getting emails stating my card is lock, my credit builder account and Self card is being closed oh and the dispute is denied again lol. I provided my bank statements, DLs, me holding my DLs, last 4 digits of debt cards, ssc as requested the same day I received the emails. Literally 10 to 15 minutes after getting the emails. They don’t even tell you why it’s closed. I explained if I’m making a large payment CHASE will decline the transaction and ask you to verify. Not even 24 hours they made the decision to close ALL accounts but told me they cannot provide a time I would receive my funds back because they have to “verify” dude what was the point of me verifying in the first place! They accepted MY MONEY out of MY ACCOUNT then closed it just to say I cannot be provided a time I would get my money back but what is CRAZY….they actually told me I could “just apply again”, WHY so you can steal that money too! Why close a 4 yr old account just to open a new one! I have photos of all this. They tell you to reach out just to be no help, they use text expanders just to email everyone fast enough. They don’t care..Moonshine011Version: 4.6.0

Is Impact Credit Scores - Self legit?

✅ Yes. Impact Credit Scores - Self is 100% legit to us. This conclusion was arrived at by running over 258,014 Impact Credit Scores - Self user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Impact Credit Scores - Self is 96.1/100.

Is Impact Credit Scores - Self safe?

✅ Yes. Impact Credit Scores - Self is quiet safe to use. This is based on our NLP analysis of over 258,014 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Impact Credit Scores - Self is 96.6/100.

Should I download Impact Credit Scores - Self?

✅ There have been no security reports that makes Impact Credit Scores - Self a dangerous app to use on your smartphone right now.