Experian® App SupportExperian

Experian® App Support

4.8
4.84068 star

Total 2,225,338 Ratings

What is Experian®? Description of Experian®

Get your Experian credit report and FICO® Score* with a free Experian membership—no credit card needed! Learn how to instantly raise your FICO Score with Experian Boost®ø, get notified about changes to your credit and more. You can even open a new Experian Smart Money™ Digital Checking Account—it’s FDIC insured with no monthly fees or minimum balance¶ (see terms at experian.com/legal).

GET STARTED FOR FREE

• Experian credit report & FICO® Score*

Check your FICO Score and credit report anytime, anywhere—it won’t hurt your credit. Sign in for updates every 30 days. See what factors help or hurt your FICO Score, and actions to take for better credit.

• Experian Boost®ø

Raise your FICO® Score* using bills like your cell phone, utilities, video streaming services & eligible rent payments.

• Experian Smart Money™¶

The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boostø!

• Credit monitoring

Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report.

• Money management

Connect external bank & credit card accounts to see all your income, transactions and balances in one place.

• Marketplace^

Compare credit card, loan or insurance options matched to your unique credit profile.

PREMIUM BENEFITS

• Bill negotiation & subscription cancellation**

Save time and money when our experts negotiate your bills to get your best price! We'll even cancel subscriptions you no longer use.

• Experian CreditLock***

Protect against identity theft by locking your Experian credit file. We’ll alert you in real time if someone tries to apply for credit in your name while your file is locked.

TERMS

See experian.com/legal for Terms of Use Agreement, Privacy Policy, Cardholder Agreement & Disclosures.

¶The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid. The bonus will be deposited into your account within 10 business days, once earned. Terms and conditions apply.

øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether.

**Results will vary. Not all bills or subscriptions are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.

©2023 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html


  1. Experian® App User Reviews
  2. Experian® Pros
  3. Experian® Cons
  4. Is Experian® legit?
  5. Should I download Experian®?
  6. Experian® Screenshots
  7. Product details of Experian®

Experian® App User Reviews

What do you think about Experian® app? Ask the appsupports.co community a question about Experian®!

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Experian® Pros

Excited AND AmazedAfter learning of Experian Boost I did a ton of research and was both excited and ready to give it a try. I haven’t had the best track record as it pertains to managing my credit and ensuring I am in a good and healthy financial position but decided I wanted that to change. In the hour that I have been with the program I have boosted my score 78 points, utilized simulations available via the app to see decisions I CAN make to continually increase the health of my credit, learned the unhealthy decisions I have made which have affected me negatively,been matched with lenders to “thicken” my “thin” file, and enrolled in credit lock/monitoring. The research I did on this product betrayed the ACTUALITY of how great and much needed this product REALLY is! I, with the utmost sincerity, highly recommend EVERYONE, regardless of your credit health, to enroll in Experian Boost. You are doing yourself a great disservice in NOT researching and joking for yourself!!!.Princess morebucksVersion: 2.9.10

Real Time Alerts & FeedbacksExperian provides real time alerts regarding changes to my credit file. I’m immediately able to check any updates to stay on top of my file. This recently helped me make the decision to change a long-time insurer. I questioned the lack of change in rate based on tenure and other factors. The insurer claimed to have performed a “comprehensive” review including credit review. This did not appear on my Experian file, which the insurer claimed to have utilized. Based on my inability to substantiate the insurer’s claim, I moved on to another insurer and lowered my rate by 25+% while increasing my coverage. I find Experian user friendly (it helped me to review the tips). Most importantly, it’s an effective tool in allowing me to model my credit scenario and steadily strengthen my credit score. It’s been a worthwhile investment for the 1 Starbucks/per week I decided to give up!!.Chel206Version: 2.3.1

✓   Experian® Positive Reviews

Experian® Cons

Extortion and racismHmmm.... Let’s get this right? I join and give you money, or I choose credit cards that you recommend; from banks that pay you money. Then my credit score is boosted? Otherwise, I will pay higher interest rates and fees, including simple things that have nothing to do with my credit worthiness (ie auto insurance) over my lifetime. Sounds like extortion, usury, and probably a small amount of racism seeing whom credit scores have the most negative impact on, (BLM or do they Experian?). My score did improve and immediately “the boost” dropped back to what it started as soon as I quit the service. This all happened as my on time payments, debt to available credit, and credit history improved over a year. All the other credit agencies show it improved? I thought there was loyalty and communication among thieves? You guys are just a gear in the corrupt machine, but still part of the machine. Look at all your security breeches, inaccuracies, and consumers turning to Congress for your industry’s unwillingness to fix them. If this review doesn’t somehow disappear, stay away from this SCAM..4 stars ok funishVersion: 2.9.8

Score isn’t accurate?At first I was very pleased to be using The app. Over time the score gradually increased and things were looking good. I waited to apply for certain things until I thought my score would help considerably. In my experience almost all major things I apply for pull from Experian so I thought it was a smart move. Once I applied for something I waited for a response. A couple weeks later I got a letter in the mail saying I was denied. The credit score on the paper I was sent said they did pull from Experian and the score they showed was 40-50 points BELOW what the app showed. I checked my history in the app and it never dropped that low during the time I used the app. I tried contacting support and my response back was regarding how the creditor may not use a FICO score or Experian. The paper did not say FICO anywhere but if that is the case it would be nice to have more than just a FICO score in the app so you could see the majority of the type of scores lenders and creditors would use..BleshnicoughVersion: 2.10.7

✗   Experian® Negative Reviews


Is Experian® legit?

Yes. Experian® is 100% legit to us. This conclusion was arrived at by running over 2,225,338 Experian® user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Experian® is 95.8/100.


Is Experian® safe?

Yes. Experian® is quiet safe to use. This is based on our NLP analysis of over 2,225,338 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Experian® is 96.3/100.


Should I download Experian®?

There have been no security reports that makes Experian® a dangerous app to use on your smartphone right now.


Experian® Screenshots

  • experian® iphone screenshot 1
  • experian® iphone screenshot 2
  • experian® iphone screenshot 3
  • experian® iphone screenshot 4

Product details of Experian®

App Name:
Experian®
App Version:
4.0.22
Developer:
Experian
Legitimacy Score:
95.8/100
Safety Score:
96.3/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
224.22 MB
Price:
Free
Bundle Id:
com.experian.experianapp
Relase Date:
16 May 2016, Monday
Last Update:
06 May 2024, Monday - 20:58
Compatibility:
IOS 16.0 or later

Experian® 4.0.22 Update Note
✱ Version History

We want to make your credit journey as smooth as possible, so we’re always working on improving our app. This version includes bug fixes and other performance updates..

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