Name: Step: Build Credit Get Rewards
Rating: 4.74518 (64417 reviews)
Author: Step Mobile Inc.

93.9LEGITIMACY SCORE
94.4SAFETY SCORE
4+CONTENT RATING
FreePRICE

What is Step: Build Credit Get Rewards? Description of Step: Build Credit Get Rewards 1934 chars

Step, the all-in-one banking app and Visa Card, is the best way to build credit without debt. Enjoy top-notch benefits like up to 8% cash back on purchases, 5.00% on your FDIC-insured savings balances, getting paid early with direct deposit, and a commission-free stock investment platform. The best part? You don’t have to pay a single monthly or subscription fee. Join over 4.5+ million people who trust Step to help them build credit and start improving your financial future.

Benefits of Step:
- Build credit: Safely build credit with every purchase and monitor your credit score right from the Step app
- Earn up to 8% cash back: Shop everywhere Visa Cards are accepted – online, in-store, worldwide – and earn up to 8% cash back on purchases
- Earn 5.00% on your savings: Plus set Savings Goals and automatically add to them with Round Ups.
- Invest with as little as $1: Buy and sell thousands of stocks, ETFs, and bitcoin for as little as $1. Turn your spare change into smart investments with Round Ups.
- Get Paid Early: Get paid up to 2 days early, instantly send and receive money, deposit cash at 70,000+ retail locations nationwide, and access over 30,000 fee-free ATMs

¹Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC.

²Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

³Out-of-network ATM withdrawal fees apply.

⁴Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. These funds are generally made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Step: Build Credit Get Rewards App User Reviews
Step: Build Credit Get Rewards Pros
Step: Build Credit Get Rewards Cons
Is Step: Build Credit Get Rewards legit?
Should I download Step: Build Credit Get Rewards?
Step: Build Credit Get Rewards Screenshots
Product details of Step: Build Credit Get Rewards

Step: Build Credit Get Rewards App User Reviews

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Step: Build Credit Get Rewards Pros

✓ I recommend but….Step is a GREAT app it is really cool haw you don’t have to be 18+ to be on this app. You can request and sent money with your mom, dad, or friends. This app is really cool if you want to keep all of your money in one little card instead of having to carry loads of cash. Overall this app is really good but I also feel like there could be some upgrading. If you want some type of card the use in atm’s to deposit money step isn’t the right answer. You can’t deposit money into the step card you can only take money out which kind of sucked when I found that out. It would be really nice if they had that feature. Another thing that I also don’t like is the you can only request and send money from the app. You can’t use it on Facebook pay or apps that have money sending features. It would also be really nice to have that option. But besides those two problems step is a great app..Cosyenough_4Version: 2.3.49

✓ Issue/Bug: Error message when trying to get into the app.In all honesty, this app is great, but there are bugs that need to be fixed. I was trying to get into the app today, but a error message popped up. It told me to retry, but that didn’t work. I read another review with this problem from 5 months ago, and I guess they haven’t done anything to fix this problem. I re-downloaded the app, but it wouldn’t let me get past the page where you put in my email. I closed up the app and re-opened it, and it happened again. Please fix this, I have $30 in my account and need it back..Ashtonl0914Version: 2.3.3

✓ Step: Build Credit Get Rewards Positive Reviews

Step: Build Credit Get Rewards Cons

✗ They locked my accountI saw MULTIPLE reviews with a similar issue, we transferred money from paypal & venmo and the next day i was locked out and my account was deleted for suspicious activity. the only response we get is “you violated terms” they never tell you exactly WHAT you did, they delete ur acc with ur funds in there & never respond. i’m still so frustrated because i had so much trust in Step Mobile. And i can’t even make a new account so now my funds are just sitting around waiting to be transferred somewhere. i was able to get my funds back luckily but now i no longer have a card & bank which causes a lot of issues for me. no words can explain my frustration. plus, the customer service is terrible, it’s nearly impossible to reach them. and i noticed so many people had the same problem as me, so i’m very disappointed in Step Mobile..Winzzafred3Version: 2.3.3

✗ Too many issuesWhen I first started using the app I didn’t have any issues. The most I kept in my account was around 30 bucks. I had used my moms PayPal to find my account and worked perfectly fine. The second time I used PayPal, I funded $80 into my account. They flagged that transaction as “suspicious activity” and blocked my account from actions. IT HAS BEEN TWO MONTHS. I cannot take the money out, spend it, or add more funding. They requested proof of the PayPal transaction and a form of identification from my sponsor. My sponsor sent the requested documents and they keep asking for more personal information. It is very frustrating having money that I cannot touch. It all feel like a scam and like they just want to steal your money. If I ever get my money out, I’m never using this app again. There is just too many issues and personal information is always being asked for. Nothing is ever enough, more and more just keeps being requested to “lift limitations”. I don’t recommend this app. Please save yourself from the countless headaches. I hope I’m finally able to have my limitations lifted. They deserve zero stars..ShdjfidbdiskfbdiekdVersion: 2.2.54

✗ Step: Build Credit Get Rewards Negative Reviews

Is Step: Build Credit Get Rewards legit?

✅ Yes. Step: Build Credit Get Rewards is 100% legit to us. This conclusion was arrived at by running over 64,417 Step: Build Credit Get Rewards user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Step: Build Credit Get Rewards is 93.9/100.

Is Step: Build Credit Get Rewards safe?

✅ Yes. Step: Build Credit Get Rewards is quiet safe to use. This is based on our NLP analysis of over 64,417 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Step: Build Credit Get Rewards is 94.4/100.