- 97.0LEGITIMACY SCORE
- 98.5SAFETY SCORE
- 4+CONTENT RATING
- $3.99PRICE
What is ILoan Calc (Loan calculator)? Description of ILoan Calc (Loan calculator) 2449 chars
iLoan Calc is a loan simulator application where you can setup your own details.
You can calculate not only your mortgage but also your car loan or other loans.
[Simple user interface]
It's very simple to use. You can see your loan to be setting up 4 basic entries: Total loan amount, Interest rate, Term and Payment method.
[Detail settings]
Detail can be added as needed. For example, bonus payment, accelerated repayment and so on.
[Loan simulation]
iLoan Calc calculate your loan exactly. If both the repayment start date and the borrowing date are set, daily interest is calculated.
[Comparison]
You can compare between loans with different settings. Moreover, the comparison with/without accelerated repayment is also available. This allows you to check the effect of accelerated repayment easily.
[Main features]
- Calculation of each amount:
- monthly payment
- bonus payment
- yearly payment
- total payment
- total interest
- percentage of interest allocation, etc.
- Show the amortization schedule, export as a CSV file.
- Show graphs (historical graph, comparison graph)
- Comparison:
- compare with/without accelerated repayment
- comparison between data
- Save data
- Calculate the loan amount using a subsidiary calculation function:
- from desired repayment amount
- annual income
[Settable entries]
- Loan amount
- Interest rate and type (Fixed, Fixed multi-step, Variable)
- Loan term
- Payment method (Principal equal, Interest equal)
- Bonus payment
- Accelerated repayment (Reduce the total term, Reduce the monthly payment)
- Various cost (Fees, Taxes, Insurance etc)
- Starting date
- Starting age
- Borrowing date
[Notes about calculation]
- 5 year rule, 125% rule
Amount of monthly payment is revised once every 5 year when you setup variable interest rate (5 year rule). The maximum amount of payment after the adjustment is 1.25 times more than the original amount (125% rule).
- Accelerated repayment with reducing total term for the bonus payment
If you accelerate repayment by reducing the total term, the reduced term is every 6 months (if you select twice a year bonus payment) or 12 months (if you select once a year bonus payment).
* iLoan Calc is an application that allows you to calculate various amount of a loan.
Please note that the results on this application gives a guideline and does not necessarily correspond to the results of financial institutions.
- ILoan Calc (Loan calculator) App User Reviews
- ILoan Calc (Loan calculator) Pros
- ILoan Calc (Loan calculator) Cons
- Is ILoan Calc (Loan calculator) legit?
- Should I download ILoan Calc (Loan calculator)?
- ILoan Calc (Loan calculator) Screenshots
- Product details of ILoan Calc (Loan calculator)
ILoan Calc (Loan calculator) App User Reviews
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ILoan Calc (Loan calculator) Pros
✓ ExcellentProbably the best one I’ve used. Easy to enter terms and see results for various scenarios. Good job developer..Version: 6.0.2
✓ Works perfectlyNo issues, exports fine, pretty charts on my retina display.Version: 4.3.2
✓ ILoan Calc (Loan calculator) Positive ReviewsILoan Calc (Loan calculator) Cons
✗ ReasonableThere needs to be a more varied option on interest rates. At the moment, you can only calculate up to 25%.Version: 4.4
✗ Has promise but no biweekly calculations???So far it only seems to be able to do monthly payment calculations no biweekly or weekly options ..Version: 4.1.1
✗ ILoan Calc (Loan calculator) Negative ReviewsIs ILoan Calc (Loan calculator) legit?
✅ Yes. ILoan Calc (Loan calculator) is 100% legit to us. This conclusion was arrived at by running over 33 ILoan Calc (Loan calculator) user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for ILoan Calc (Loan calculator) is 97.0/100.
Is ILoan Calc (Loan calculator) safe?
✅ Yes. ILoan Calc (Loan calculator) is quiet safe to use. This is based on our NLP analysis of over 33 user reviews sourced from the IOS appstore and the appstore cumulative rating of 5/5. AppSupports Safety Score for ILoan Calc (Loan calculator) is 98.5/100.
Should I download ILoan Calc (Loan calculator)?
✅ There have been no security reports that makes ILoan Calc (Loan calculator) a dangerous app to use on your smartphone right now.
ILoan Calc (Loan calculator) Screenshots
Product details of ILoan Calc (Loan calculator)
- App Name:
- ILoan Calc (Loan calculator)
- App Version:
- 8.0
- Developer:
- Natsu
- Legitimacy Score:
- 97.0/100
- Safety Score:
- 98.5/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance
- Language:
- EN FR JA
- App Size:
- 2.65 MB
- Price:
- $3.99
- Bundle Id:
- com.nishikata.natsuko.iLoan
- Relase Date:
- 04 September 2009, Friday
- Last Update:
- 29 January 2022, Saturday - 02:39
- Compatibility:
- IOS 13.0 or later
Support iOS 15.