Acorns: Invest Spare Change App Support

Acorns: Invest Spare Change App User Reviews

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Acorns: Invest Spare Change Pros

✓ Invest when you can, don’t when you can’tI was very excited about the opportunity to invest the spare change from my debit card transactions, but let’s face it; things get tough sometimes. I’m the only adult in my household with one kid & a below median income. I’m concerned about my future because I’ve watched one of my parents suffer financially, and as a result in many other ways, later in life because there was nothing invested for the future. So. When I can, I want to put anything I can towards a financially (& therefore otherwise) more secure future. I like Acorn because I can turn the investments on & off with the flip of a switch on the app. I can add more to my account anytime I want AND (the best part!) if/when I fall on hard times, I can withdrawal whatever of my funds I need. The withdrawal does take several days, but it’s definitely better than nothing! Plus, I can earn dividends on even the smallest investment. I don’t care if I get $0.10 per quarter on a $200 Depot - it’s better than nothing & I like how much control you have with the app..Mippy Moo MooVersion: 2.4.4

✓ Pretty good appI will say that this is a good app and good concept. It just wasn’t for me after time. When acorn started they had the ability to have no automatic round ups and it would let you select your own from the list of transactions. I loved this feature, but sadly they removed it. The reason I loved this was because I use my debit card for literally every single purchase ever, and that means TONS of round ups that would cause me to invest more than I could afford. If I set up automatic amounts it’s no different than other apps but they charge a fee. If I turn on automatic round ups I’ll run out of money. And if I rely on the 3-5 transactions they show you that you can manually round up I’ll never get a lot invested. I miss the old way of seeing all of your transactions and picking from the list of which you want to round up. Because of that I did close my account because it just wasn’t for me; however, I do think this app is a great idea and will work for many people. When I was making small frequent investments I did notice that my account would steadily increase month to month even with the $1 fee. Never any issues and great support..TopherstrudelVersion: 3.9.0

Acorns: Invest Spare Change Cons

✗ In shock!!!!!Ya know, Acorns for the most part is a great idea and useful and user friendly platform for people to invest, bank, and do other things, but I have to say that I just found out that without warning or notice my debit card was cancelled and a new one was ordered all because of. A dispute that I filed about a transaction I had seen that I had no knowledge of. So without calling me or emailing me to let me know the results of my dispute and after I specifically told an employee over the phone I cannot have my card cancelled they without warning did it anyways so now not only do I have to take the hit of the transaction unknown but now I have to endure the bombardment of returned payment fees if all the bills I have set up on autopay through the card that was cancelled. This is a very halfbaked unthought out protocol and I am on the fence of switching to a different investment institution because of this. And it’s not like they expedited the card delivery either, I now have to wait 2 weeks, and that’s business days don’t forget so weekends don’t count for the amount of time I’m waiting. Wouldn’t you rush someone’s card to them seeing how there is no physical bank for acorns and one depends on that debit card to have daily access to the money they worked hard for? So frustrated right now.XavierVR81Version: 3.33.0

✗ Customer Service is incompetentI was put on to this app by my brother. He has had great success with it, but that has been far from my experience. When creating an account, I was prompted several times to enter my information because the app either crashed or didn’t connect to their server. After finally getting my account set up I attempted to link my checking account for funding. In the app it clearly shows my bank account listed, checking and savings, yet still prompts me to link a checking account. I have followed the request of both customer service reps (one by email and one by phone) to manually enter in my routing and account number. Acorns comes back with a message saying “There is no bank associated with this routing number” yet when on the phone, the lady confirmed that I had entered it in correctly. This is after 2 days of emails back and forth with someone else who, after the second day, quit returning emails altogether. I have yet to hear back about a solution and feel that the difficulty to just sign up may not be worth the headache should something important and time sensitive occur. Great idea and very streamlined in how it is supposed to work, but atrocious first impression for sign up and even worse customer support..C.KurtzkeVersion: 3.12.33

Is Acorns: Invest Spare Change legit?

✅ Yes. Acorns: Invest Spare Change is 100% legit to us. This conclusion was arrived at by running over 898,413 Acorns: Invest Spare Change user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Acorns: Invest Spare Change is 86.9/100.

Is Acorns: Invest Spare Change safe?

✅ Yes. Acorns: Invest Spare Change is quiet safe to use. This is based on our NLP analysis of over 898,413 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Acorns: Invest Spare Change is 90.9/100.

Should I download Acorns: Invest Spare Change?

✅ There have been no security reports that makes Acorns: Invest Spare Change a dangerous app to use on your smartphone right now.