4.8
4.8146 star

Total 50,058 Ratings

What is YNAB? Description of YNAB

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated


  1. YNAB App User Reviews
  2. YNAB Pros
  3. YNAB Cons
  4. Is YNAB legit?
  5. Should I download YNAB?
  6. YNAB Screenshots
  7. Product details of YNAB

YNAB App User Reviews

What do you think about YNAB app? Ask the appsupports.co community a question about YNAB!

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YNAB Pros

YNAB Changed My Life!I joined YNAB in February 2021... I never really knew how to budget/forecast. I now have less than $1,000 debt, I saved enough to get my son’s braces, and I’m saving for a new fence! I’m almost a full month ahead in my finances which I never thought would be possible! All the videos on YouTube are such a great support tool! (shout out to HIFH and Nick True!) I know if I have any questions there’s always someone to help me. This is the best thing I’ve ever done for myself! I’m already teaching my teens how to use YNAB! My only regret is that I didn’t find it sooner!.MelaniebombdVersion: 2.16.1

Almost perfectI’ve used ynab on and off for years now, whenever I feel I lost control of my finances. Every time, in 3 or 4 months it simply drags me kicking and screaming back into solvency and into good saving habits. The Ynab method used to have a few quirks, but the new version introduced “Goals”, which make it trivial to see when you are not supposed to touch your money despite apparently-healthy account balances. It loses one star because: 1) there is no way to say “the money for this bill should be in this account only”, so there is no “overdraft alert system”, you’ll have to manually keep an eye on balances; 2) reports could be better, 3) “rolling with the punches” (i.e. move money you had set aside for category A into category B because you’ve just spent it) can be a bit unintuitive (you must click on the alert banner, not on categories)..GiacomoLVersion: 2.0.3

✓   YNAB Positive Reviews

YNAB Cons

Great method, just a few issuesThe YNAB method is excellent and really got my finances on track. I wish there was tiered pricing for those who don’t want to use auto import. Better reports in the app would be so nice as well!.MurajeVersion: 23.23

Way too expensiveGreat app but they're forcing people to pay a huge amount each year now for a service (ynab together) people dont want. I dont want to share my budget with anyone. Other people i know who use ynab dont want it either and the new price is ridiculous. Make two different subscriptions. 1- Regular, one login, cheaper plan. 2- Family Plan (ynab together) thats more expensive for people to share. Y'all dont even have Australian bank connections. Cmon!.Rumbles95335678Version: 23.8

✗   YNAB Negative Reviews


Is YNAB legit?

Yes. YNAB is 100% legit to us. This conclusion was arrived at by running over 50,058 YNAB user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for YNAB is 95.3/100.


Is YNAB safe?

Yes. YNAB is quiet safe to use. This is based on our NLP analysis of over 50,058 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for YNAB is 95.8/100.


Should I download YNAB?

There have been no security reports that makes YNAB a dangerous app to use on your smartphone right now.


YNAB Screenshots

  • ynab iphone screenshot 1
  • ynab iphone screenshot 2
  • ynab iphone screenshot 3
  • ynab iphone screenshot 4

Product details of YNAB

App Name:
YNAB
App Version:
24.6.1
Developer:
You Need A Budget LLC
Legitimacy Score:
95.3/100
Safety Score:
95.8/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
122.87 MB
Price:
Free
Bundle Id:
com.youneedabudget.evergreen.YNAB-Evergreen
Relase Date:
20 October 2015, Tuesday
Last Update:
17 April 2024, Wednesday - 10:22
Compatibility:
IOS 16.0 or later

YNAB 24.6.1 Update Note
✱ Version History

What’s new in iOS 24.6.1 This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to en....

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