Name: MoneyLion: Cash Advance App
Rating: 4.68325 (121173 reviews)
Author: MoneyLion

92.7LEGITIMACY SCORE
93.2SAFETY SCORE
17+CONTENT RATING
FreePRICE

What is MoneyLion: Cash Advance App? Description of MoneyLion: Cash Advance App 3805 chars

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources & fast cash for extra money when you need it. Discover tools, insights, & offers for every money moment in your life.

GET PAID EARLY (UP TO 2 DAYS)² - ROARMONEY BANKING
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. *Earn up to a $55 bonus⁴ when you join and create a RoarMoney account and link qualifying direct deposits! (Use code: ROARBONUS)

QUICK CASH ADVANCE UP TO $500¹
Access up to $500 of your pay, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check. Increased limit up to $1,000¹ with qualifying recurring direct deposits.

FAST LOAN OFFERS⁵
Need to borrow money? Get matched with personal loan offers from partners on the MoneyLion Marketplace. Compare offers for personal loans, small loans, online loans, savings accounts, & more.

CREDIT BUILDER LOAN⁶
Access a Credit Builder loan of up to $1000 & exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Possible Finance, TurboTax, IRS2Go, TaxAct, Earnin, Empower, Cleo, Brigit, or Kikoff

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Referral Promotion is subject to Terms and Conditions.

5 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 84 months. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on-time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender's terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506

MoneyLion: Cash Advance App App User Reviews
MoneyLion: Cash Advance App Pros
MoneyLion: Cash Advance App Cons
Is MoneyLion: Cash Advance App legit?
Should I download MoneyLion: Cash Advance App?
MoneyLion: Cash Advance App Screenshots
Product details of MoneyLion: Cash Advance App

MoneyLion: Cash Advance App App User Reviews

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MoneyLion: Cash Advance App Pros

✓ IF YOU NEED ADVICE Before getting this appWhen i first got this bank i was excited i was accepted for MoneyLion after i entered all my personal info i was given access to the app they ask you if you want to join the MEMBERSHIP they give you different pay options on how to pay it ,they even ask you to link your bank account you already have . DONT BE WORRIED !!:) they’re a bank they need this stuff to help you operate. You can get access to a 500$ loan . I couldn’t get the loan right away which made me think this was dumb but it said i was on a lock down sorta thing . You have to check into the app every day to unlock the 500$ loan for about 30 days and after it’s GUARANTEED I PROMISE YOU how you spend it is in you just remember ITS A LOAN IT AFFECTS YOUR CREDIT AND HELPS BUILD CREDIT. So the MEMBERSHIP fee goes into your investments account I’ve had this for about 2 and half months and I have 200$ in my investment account from getting 1$ every day i check in the app and i also have a direct deposit set up to my card i don’t have access to instachash even though i do have money going into my account but i know this app is a good way for you to save money in the years coming.Before you downloadVersion: 5.13.0

✓ Great investmentSo I’ve been a member for a full 30 days now. I was very skeptical at first, I wanted to cancel after my first payment because I read some negative reviews. But, thinking about the situation a little longer I realized all the negative reviews have one thing in common, and that’s because these people didn’t read the documents or what they were signing up for. So I left it at that! Now if you don’t have the money monthly to pay both the membership fees and the loan. Then I wouldn’t suggest this app, cause you need to spend money to make money, if you have no money then you can’t make any. Anyways, you pay a membership fee of $33 and some change every two weeks. $50 of that goes into your investment account. That is STILL your money! It’s just in a savings account for you basically. ML couldn’t verify my bank account so I was in something called the LOANLocked group. I had to make sure to pay my membership ON TIME, auto-drafted from my bank account. 30 days later with no questions asked I was approved without running my credit for the $500 loan. I don’t have this app just for the loan. I have it to build my credit, and the ongoing investment. I would recommend this app to my close family and friends because I trust it. AGAIN READ what you’re signing up for. ☺️☺️☺️☺️.Rosslynn N.Version: 4.5.0

✓ MoneyLion: Cash Advance App Positive Reviews

MoneyLion: Cash Advance App Cons

✗ Garbage app, customer service is trash and clueless on there own productsEver since I’ve been upgraded to the Roar Money account it’s been a nightmare. There’s been issues with MoneyLion in the past but this about does it. I upgraded to this new account and was encouraged to switch all of my direct deposits to it. A few problems with this. One it would not give me the option to make this my account to make my membership payments so last month it caused a missed payment which I fixed by transferring some money over from my MoneyLion Roar account to my old MoneyLion account and did a manual payment to my MoneyLion membership. This month same thing happened except this time even though my old MoneyLion account does expire for over a week the option to transfer from my Roar MoneyLion account to the old MoneyLion account so I could pay off the missed membership payment. So I had to call in and a representative switched the payments over for me to my MoneyLion Roar account and I paid the missed membership payment. I even paid the remaining balance in full for my MoneyLion loan. I was told the freeze on my account was gonna be lifted and than the call dropped. No call back so I called in again and this time I’m being told my account even though paid off is still suspended for 3-5 business days so I’m unable withdraw my investments or apply for a new loan. A lousy experience..Bryan FlorianVersion: 7.6.0

✗ THIEVES! STAY AWAYThis company is absolute garbage. I took out the 500 dollar loan and paid it off early. I called to cancel my membership and ask to liquidate my investment account. The guy said I will have my money in 7-10 business days. I call them 7 business days later to check up on my money. They say that no liquidation request was made (I made sure when talking to the guy originally that it would be liquidated and in my account in 7-10 business days). So I asked to speak to a supervisor who said he personally submitted the liquidation request and I would receive my money in 7-10 business days. I call them 7 business days later to check on the status and they tell me that the liquidation is in process and the money should be in my account in 3-5 business days. So I wait 5 business days and call today. The guy said that the liquidation is still in process and doesn’t know what is going on but he will send a message to the higher ups to see what is going on. It has now been a month since I originally canceled my account and still haven’t gotten my money. They’re just giving me the run-around like the other reviews I have read stated. Do yourself a favor and stay away from this trash company. I am going to report them to the correct agencies and I am going to take legal action. This is theft. Plain and simple. Stay away..GregfirestoneVersion: 5.5.1

✗ MoneyLion: Cash Advance App Negative Reviews

Is MoneyLion: Cash Advance App legit?

✅ Yes. MoneyLion: Cash Advance App is 100% legit to us. This conclusion was arrived at by running over 121,173 MoneyLion: Cash Advance App user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for MoneyLion: Cash Advance App is 92.7/100.

Is MoneyLion: Cash Advance App safe?

✅ Yes. MoneyLion: Cash Advance App is quiet safe to use. This is based on our NLP analysis of over 121,173 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.6/5. AppSupports Safety Score for MoneyLion: Cash Advance App is 93.2/100.