Impact Credit Scores - Self App Support

Impact Credit Scores - Self App User Reviews

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Impact Credit Scores - Self Pros

✓ Self Worked for MeI discovered this service in January of ‘22, and decided to try a $48/month for 12 months plan. I paid every month on time and at about the 6 month mark they offered me the secured credit card, which I accepted. I used it only for emergency purposes, continued to pay for my credit builder, and paid the card off in full every month. They even offered me an increase (although I would have had to put more of my savings down). I didn’t accept the increase, but continued to use the card. Well, my loan term was over in January of this year and I received the unused portion of my savings deposited into my bank account. Then I realized that my credit score had increased pretty dramatically, and I was able to get approved for a few unsecured credit cards. I’ve just closed out my credit card account with them, should be receiving my unused portion of the deposit, and I may even start another credit builder. I would recommend to anyone who wants to get serious about improving their credit!!! Great service.Mga22300890Version: 4.1.1

✓ Definitely helping my creditI spent most of my life not really understanding credit, how it was calculated, and how valuable it is. I made some poor choices over the years and it caused me to have terrible credit simply because I was too ignorant to care of the effects of poor credit. As I got older I started to see these effects on my life and decided to make a change. But there were fewer opportunities for me because of my history. This lead me to searching fir secured credit cards in order to try to build credit over time. I was introduced to Self by my wife who already had started a credit builder account. It seemed like an easy way to save money and build credit so I started one of my own. I’m happy to say that my credit score is slowly building and is looking more positive every month. I was just approved for a unsecured credit card from another lender - the balance is low - but it’s an improvement on the rejections I got from before. I’m gonna keep doing Self because it’s easy and it actually help. Just pay on time and things will start looking up for you. It just takes time..DrakeShinVersion: 2.11.0

Impact Credit Scores - Self Cons

✗ Scam At It’s FinestSCAM! DO NOT DOWNLOAD! Self gave me a credit card, one of which I had to pay a security deposit to use. So basically if you got a credit line of $325, before you can use a single cent, I must pay that amount. Essentially, it’s your money, at no time did Self give me credit on their behalf that I had to pay back, the money is my own. So in theory, if I load up $325 and spend it all, I owe myself? Correct; so I had a credit builder account as well as the credit card, my credit builder got up to $539. They sent me about $214, and the rest was to be used for my credit card for the security deposit, or so I thought. They never put the money in my credit card, as a matter of fact, they wanted me to pay another $325 for the security deposit, which basically means they wanted $650 from me, half they hold hostage while the other I use as credit. Displeased, I requested that they closed my account, with them saying they’ll use the $325 to clear my debt, a debt I have to myself, which means I’m owed $325, but no, Self is keeping that money, even though I took not one cent from them, they’re keeping $325 from me that I was saving. This is fraud at it’s highest level. DO NOT USE THIS APP..LordProphet718Version: 2.15.0

✗ A Da** ScamSelf has a beautiful proposal, a savings account that will also build your credit (for a small fee of course) they kept trying to incite me into a credit card account but I’m always skeptic of those. I finished my self loan earlier than scheduled because I need the funds from my account to go towards a car down payment, but I didn’t want to close the account with a balance. Self gives two payout options, immediate direct deposit and a check in the mail. I selected the direct deposit and waited 3 days just for them to tell me I needed to (confirm my identification) send them a picture of my if and bank statements. They said the process would take another 3 days to complete. What got me was the bold letters at the bottom stating if the process was not completed in 15 days they’d keep my money. I was outraged because not only did they decide to verify my as I’m closing my account, we were 7 business days deep in the interaction because they weren’t responding in a timely matter. It’s now been 13 business days and I’m yet to get a response on my identity conformation. As far as helping clean my credit score up, that was done. But don’t download this app expecting your money back after doing research there’s a Reddit community of people just waiting for their money back. Uber-disappointed.Salah GaddyVersion: 2.17.0

Is Impact Credit Scores - Self legit?

✅ Yes. Impact Credit Scores - Self is 100% legit to us. This conclusion was arrived at by running over 258,014 Impact Credit Scores - Self user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Impact Credit Scores - Self is 96.1/100.

Is Impact Credit Scores - Self safe?

✅ Yes. Impact Credit Scores - Self is quiet safe to use. This is based on our NLP analysis of over 258,014 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Impact Credit Scores - Self is 96.6/100.

Should I download Impact Credit Scores - Self?

✅ There have been no security reports that makes Impact Credit Scores - Self a dangerous app to use on your smartphone right now.