Name: FloatMe: Instant Cash Advances
Rating: 4.75119 (73961 reviews)
Author: FloatMe

94.0LEGITIMACY SCORE
94.5SAFETY SCORE
4+CONTENT RATING
FreePRICE

What is FloatMe: Instant Cash Advances? Description of FloatMe: Instant Cash Advances 2374 chars

Need a few bucks in between paydays? ‍Meet FloatMe, your Best Financial Friend. Easy cash advances directly to your bank account. Membership is only $3.99/month. ‍No credit checks. No interest. No problem.*

Pay bills, get gas, or buy groceries. All you have to do is download the app today and connect your bank account to get started. Once you’re a member, request Floats at no cost and receive funds in your bank account in 3 days or less. Need funds immediately? We’ll expedite your Instant Float within minutes for a small fee. Instant Float fees vary - $10 Instant Floats have a $3.00 fee, $20 Instant Floats have a $4.00 fee, $30 to $50 Instant Floats have a $5.00 fee, $75 Instant Floats have a $6.00 fee, and $100 Instant Floats have a $7.00 fee.*

FINANCIAL FORECAST
Introducing the Financial Forecast. Get a smart look ahead that calculates your likely available balance based on your recurring and routine expenses and your projected paydays.

LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we’ll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.

SIDE GIGS
Need to earn a little extra cash? Explore our list of side gig opportunities through third-party partners in the app to earn cash if you need it.

SPENDING INSIGHTS
Get to know your money with spending category insights at your fingertips. FloatMe’s handy chart presents a quick view of your transactions.

SECURELY CONNECT
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US.

ABOUT US
FloatMe launched in early 2020 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members better understand their spending habits, and avoid overdraft fees.

Questions? You can contact us through our support portal at www.floatme.com/contact.

* Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $3.99/month and provides access to FloatMe’s suite of financial products and services. Instant Float fees are not included in the monthly membership cost.

As of October 1, 2023 Cash advances or "floats" are not available to Connecticut residents.

FloatMe: Instant Cash Advances App User Reviews
FloatMe: Instant Cash Advances Pros
FloatMe: Instant Cash Advances Cons
Is FloatMe: Instant Cash Advances legit?
Should I download FloatMe: Instant Cash Advances?
FloatMe: Instant Cash Advances Screenshots
Product details of FloatMe: Instant Cash Advances

FloatMe: Instant Cash Advances App User Reviews

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FloatMe: Instant Cash Advances Pros

✓ Great app!I’ve tried a bunch of similar apps to this one, and i got rejected from all of them. I was either not approved for the credit or they wouldn’t accept my financial institution. Floatme is secure, fast, and easy to use! both myself and my wife use this app in between paychecks when we need groceries or something small. The app is very good about reminding you to pay back your float, but gives you grace if you don’t get paid right away. My credit score has been maintained with help from Floatme and my other various subscriptions! Couldn’t recommend this app enough!.JuiceandcoVersion: 6.9.1

✓ Good appNever have any issues, app is easy to use, the $ usually comes to my account pretty quickly, & just all around a good app. I do wish they would let you borrow more $ instead of going by what’s in your account after you get paid... for example- every 2 weeks my husband gets paid & we end up taking all of our $ off of our card so it looks like we have little to no money & that’s what they go by as far as how much they let us “borrow”. The max we are allowed is $20, wish I would be more when we need it. But all in all, love this app, aside from the issue above.. which really isn’t an issue, more so just my opinion from my personal experience lol..PlicioussssVersion: 2.6.0

✓ FloatMe: Instant Cash Advances Positive Reviews

FloatMe: Instant Cash Advances Cons

✗ 👎🏻👎🏻👎🏻I downloaded and signed up for this app a long while back. I never used it because the requirements to receive any type of help were strict. It’s sad to think that just because someone doesn’t have a certain amount of money in their account automatically means they can’t be trusted to pay back what was shared. Unfortunately, that’s the world we live in. Again, I never actually received any type of “Float Me” payment because I didn’t meet the requirements, but I was signed up for the subscription. After cancelling a while back (to no avail), I kept getting charged $1.99 and couldn’t figure out why until TODAY. I figured out my account info and immediately reset my password, logged in and cancelled my subscription to an app I never used but had paid for month after month after month. I wanted to delete my account as well, since my bank info is still attached but Float Me blocked me from logging back into my account simply because I cancelled their $2 subscription. Thanks for that :).Bananaaaaaaaa42Version: 5.3.3

✗ I would give zero stars if I couldUpdate 2: STAY AWAY from this company! I contacted customer service last week to get a written confirmation that my account is closed & won’t be charged. No response. My next step is contacting the Better Business Bureau if my bank acct is charged for a membership fee. Update: by your response, it seems you didn’t understand my main complaint. You shouldn’t be charging a fee unless you are definitely going to offer an advance. Being made to pay a fee before you even know if you’ll get an advance is shady. Once you find out you can’t get advance, you have to figure out a way to stop your subscription so you won’t get charged. And that is not even clear to me. I’m still unsure if my membership is canceled. Your app is terrible & so is your customer service. they want to charge you, but when you go to advance will not even give you a small $20 loan where other apps will give you around $100 until payday with the same credentials. what a joke. Don’t even bother.Jacquelina13Version: 6.7.3

✗ FloatMe: Instant Cash Advances Negative Reviews

Is FloatMe: Instant Cash Advances legit?

✅ Yes. FloatMe: Instant Cash Advances is 100% legit to us. This conclusion was arrived at by running over 73,961 FloatMe: Instant Cash Advances user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for FloatMe: Instant Cash Advances is 94.0/100.

Is FloatMe: Instant Cash Advances safe?

✅ Yes. FloatMe: Instant Cash Advances is quiet safe to use. This is based on our NLP analysis of over 73,961 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for FloatMe: Instant Cash Advances is 94.5/100.