Zip - Buy Now, Pay Later App SupportZip Co US, Inc.

Zip - Buy Now, Pay Later App Support

4.9
4.91395 star

Total 501,639 Ratings

What is Zip - Buy Now, Pay Later? Description of Zip - Buy Now, Pay Later

Zip gives savvy shoppers more freedom and flexibility with our buy now, pay later platform. It’s a smarter way to stretch your funds.

SPLIT ANY PURCHASE IN 4².

Shop your favorite brands and pay with your linked account in 4 installments over 6 weeks²…Get approved instantly, with no application forms or hassle³.

PAY LATER WITH ZIP WHERE YOU WANT¹, ONLINE OR IN-STORE

Install our app and use Zip pretty much anywhere¹, you shop—whether online or in-store. Add Zip to your Apple Wallet or Google Pay for easy access.

THE SMART ALTERNATIVE TO CREDIT CARDS

No hard credit checks, and no impact on your credit score—ever. We’ll let you know when installments are due so you’re on top of every payment.

HOW DO I USE ZIP?

1. Install the app and sign up to start shopping³.

2. Search for anything you wish to purchase


3. Enter the amount you’d like to spend (including any taxes or shipping costs!).

4. Your purchase will be split into 4 easy installments over 6 weeks². Easily track your spending, view transaction history, and manage open payments in the app.

5. Update or change your account details, including payment method, any time.

6. Get answers to frequently asked questions and contact our support team directly from the app.

CONNECT WITH US

For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.

http://instagram.com/zip.us
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Loans through the Zip app are originated by WebBank, except for Zip originated loans in CO, NV, MA and MD.
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¹Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.

²For a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.

³Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App and Zip Card, are made or arranged pursuant to California Lenders Law license.


  1. Zip - Buy Now, Pay Later App User Reviews
  2. Zip - Buy Now, Pay Later Pros
  3. Zip - Buy Now, Pay Later Cons
  4. Is Zip - Buy Now, Pay Later legit?
  5. Should I download Zip - Buy Now, Pay Later?
  6. Zip - Buy Now, Pay Later Screenshots
  7. Product details of Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later App User Reviews

What do you think about Zip - Buy Now, Pay Later app? Ask the appsupports.co community a question about Zip - Buy Now, Pay Later!

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Zip - Buy Now, Pay Later Pros

Easy to use online but the store is a different storyI have used quadpay several times online but wanted to try using it in the store so I looked at the website to see which retailers accepted quadpay in store and found that finish line did, I proceeded to the store and picked out the item I wanted to purchase and made sure I was allowed to spend the amount which was $100; I was pre approved for up to $300. I went to the cashier and showed them the card number that quadpay had given me since there was no internet in the store available to add the card to Apple Pay, the Finish Line associate said that quadpay was only to be used online and not in stores even though I could show them on the app that it was eligible for in store use at finish line. Needless to say it was a failed transaction, I left upset. Maybe there needs to be some communication between quadpay and retailers and also there needs to be availability to download to Apple Pay prior to having to enter and amount so the download can occur before actually going in store because most retailers have sucky internet capabilities so download isn’t possible in store..Hovercraft kingVersion: 1.31.9

So far so good..I’ve completed and paid off one purchase so far and transaction and payments went smoothly. I’ve recently used the app again for another purchase however I was being indecisive and was browsing the site and re-arranged 2 times before I finalized and completed the purchase. The 2 times I entered amount for purchase while debating went through and now my checking account has 3 separated pending transactions for payments. The first 2 that I was debating and the 3rd one I actually completed the purchase. The FAQs state the 2 will drop off however it makes me nervous and I’ll have to follow up to ensure they reverse. I think your account shouldn’t be charged the 1st payment until you actually finalize the purchase instead of when you enter the estimated amount of the purchase. Also, you are provided a set limit of funds available with no options to request an increase. I understand this isn’t a credit card but I feel like if you’ve completed payment of orders then you should have an option to request a small limit increase. Or perhaps it should automatically increase a little after every completed order payoff. Other then that it’s convenient and I appreciate being able to make purchases on payment without having my credit score impacted via credit card utilization percentages. I’ll revise my review if the pending charges aren’t reversed and dropped off..Can't find an available oneVersion: 1.80.2

✓   Zip - Buy Now, Pay Later Positive Reviews

Zip - Buy Now, Pay Later Cons

Great concept needs TLC.I have actually had this app for around 3 months. My first purchase got denied when I tried to use it. It was not the money. I just paid in full. I wanted to see how well it worked. I wrote 3 emails to QuadPay. After the 3rd the response was “please review the support section. “ I gave it some time 3 months lol. I actually forgot I had it. You don’t have a physical card. Only cards similar to “on line gift cards” who’s numbers switch each time. I guess. I called to ask them about that. As you can imagine the phone message was “due to a high call volume we cannot take your call, please try back later”. I finally got it to work and tried to order something online. It worked to perfection! I don’t know why all of sudden it worked? I did nothing after the 3rd email lol. I went to use it again. Denied lol. So...here we are. Honestly it’s a terrific idea! The game plan this company is wildly awesome! However, for me I am just going to let it grow as a company and come back to see if the customer service is fixed. Because, if I spend $500-$1000 or even $300 and something goes wrong...YOU WILL NOT BE ABLE TO SPEAK TO ANYONE! I personally cannot deal with a place with NO customer service..JayKreutzVersion: 1.80.2

Guys...Come on...READ BEFORE YOU SIGN UP!! Found this app and from the reviews and info supplied above it seemed like it could be a good thing to try, especially with the holidays around the corner. I downloaded and signed up with my personal info in the most recent version of the app. Even went so far as to add a payment method and awaited the “you’re account is ready to use now shop!” Like it exclaims above...simple...easy...shopping with payments. But, I received instead a message saying, “due to the popularity of the app, we can’t accept you currently, but keep an eye out and we’ll send you an email when you can join...or feel free to try and retry in a month or so.” First reaction is “whaaaa? ok” then more like “okay so you enticed me to simply sign up and get started today” only to slap me with a “hey! Isn’t it great?! were super popular at the moment so we can’t have you in the club but thanks for signing up with your details...maybe soon we’ll have a spot..maybe a month. Up to you to check back. Yay us!” Guys...come on. I get the trending join or waitlist for early access marketing and even the classic old Facebook invite only tactics that some are still clinging to..but, not disclosing anything in the details above saying something about it? Even the same semi pompous gloat message would do. Well hopefully this will reach a few would be applicants ahead of time to save them the dumbfounded expression I had moments ago..ReallyNoReallyComeOnNowVersion: 1.35.6

✗   Zip - Buy Now, Pay Later Negative Reviews


Is Zip - Buy Now, Pay Later legit?

Yes. Zip - Buy Now, Pay Later is 100% legit to us. This conclusion was arrived at by running over 501,639 Zip - Buy Now, Pay Later user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Zip - Buy Now, Pay Later is 97.3/100.


Is Zip - Buy Now, Pay Later safe?

Yes. Zip - Buy Now, Pay Later is quiet safe to use. This is based on our NLP analysis of over 501,639 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.9/5. AppSupports Safety Score for Zip - Buy Now, Pay Later is 97.8/100.


Should I download Zip - Buy Now, Pay Later?

There have been no security reports that makes Zip - Buy Now, Pay Later a dangerous app to use on your smartphone right now.


Zip - Buy Now, Pay Later Screenshots

  • zip - buy now, pay later iphone screenshot 1
  • zip - buy now, pay later iphone screenshot 2
  • zip - buy now, pay later iphone screenshot 3
  • zip - buy now, pay later iphone screenshot 4

Product details of Zip - Buy Now, Pay Later

App Name:
Zip - Buy Now, Pay Later
App Version:
1.201.0
Developer:
Zip Co US, Inc.
Legitimacy Score:
97.3/100
Safety Score:
97.8/100
Content Rating:
4+ Contains no objectionable material!
Category:
Shopping
Language:
EN   
App Size:
112.65 MB
Price:
Free
Bundle Id:
com.quadpay.mobile-app
Relase Date:
03 March 2019, Sunday
Last Update:
23 February 2024, Friday - 15:18
Compatibility:
IOS 13.0 or later

Zip - Buy Now, Pay Later 1.201.0 Update Note
✱ Version History

Bug fixes.

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