- 96.0LEGITIMACY SCORE
- 96.5SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is T-Mobile MONEY: Better Banking? Description of T-Mobile MONEY: Better Banking 4021 chars
T-Mobile MONEY is the banking service that puts you & your money first! Save with no account or overdraft fees. Take your dollars further with industry-leading interest & exclusive partner offers. Get your paycheck early with direct deposit⁺, make payments without fees, & withdraw cash at 55k+ no-fee Allpoint® ATMs.^ Download the app & start banking better today!
• No credit checks. No account or overdraft fees. No minimum balances.
• Set up direct deposit to receive your paycheck up to 2 days sooner⁺
• Earn industry-leading interest on checking & savings balances
• Enjoy exclusive offers on dining, select travel, & more!
• Send instant payments to other MONEY customers without fees
• Withdraw cash at 55k no-fee AllPoint® ATMs^
• Make purchases with a personalized debit card, or enable Apple Pay (not available in all markets) for mobile payments
• Deposit checks on your phone or add cash at select merchants (third-party fees may apply)
• Pay bills: pay by check or set up recurring transfers
• Talk to T-Mobile MONEY specialists every day of the year. Y ayuda también disponible en español.
• T-Mobile wireless customers can save $5 per eligible line with AutoPay. Plus, all payments made to T-Mobile count towards perks qualifying transactions.
T-Mobile MONEY is a banking service powered by BMTX. Accounts provided by Customers Bank, Member FDIC. All Rights Reserved.
YOUR MONEY WORKS HARDER
Everyone earns 2.50% Annual Percentage Yield (APY)* on all checking & savings account balances. Plus, qualifying customers who register for perks & make at least 10 qualifying transactions per month can earn 4.00% APY* on checking account balances up to $3,000 & 2.50% APY after that.
SAFE & SECURE
Stay connected to your money with transaction & balance notifications. Easily transfer money to & from external accounts. Temporarily disable your debit card from your phone or browser if lost or stolen. Prevent unauthorized account access with multi-factor authentication & with biometric login. Deposits are FDIC-insured up to $250,000. Plus, with Zero Liability Protection from Mastercard® you’re protected if fraud occurs.
^The location, availability, & hours of operation of Allpoint® ATMs may vary by merchant & is subject to change.
⁺Subject to description & timing of the employer payroll-based direct deposit.
*How APY works: Checking account customers earn 4.00% annual percentage yield (APY) on balances up to & including $3,000 in your Checking account per month when: 1) you are enrolled in a qualifying T-Mobile or Metro plan; 2) you have registered for perks with your T-Mobile ID; & 3) at least 10 qualifying transactions have posted to your Checking account before the last business day of the month. Qualifying transactions posting on/after the last business day of the month count toward the next month’s qualifying transactions. The first time you fund your account, as an added value, you’ll receive 4.00% APY on balances up to/including $3,000 in the statement cycle in which you make your first deposit of greater than $1, as well as in the cycle that follows that deposit provided all other requirements are met. These added value benefits are subject to change. Balances above $3,000 in the Checking account earn 2.50% APY. The APY for this tier will range from 4.00% to 3.40% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 2.50% APY on all Checking account balances for any month(s) in which they don’t meet the requirements listed above. Savings/Shared Savings account customers earn 2.50% APY on all account balances per month. You must have a T-Mobile MONEY Checking account that is in good standing & funded to open any type of Savings account. APYs are accurate as of 12/01/22 but may change at any time at our discretion. Fees may reduce earnings.
For details & more on qualifying transactions, see Terms & Conditions or FAQs.
- T-Mobile MONEY: Better Banking App User Reviews
- T-Mobile MONEY: Better Banking Pros
- T-Mobile MONEY: Better Banking Cons
- Is T-Mobile MONEY: Better Banking legit?
- Should I download T-Mobile MONEY: Better Banking?
- T-Mobile MONEY: Better Banking Screenshots
- Product details of T-Mobile MONEY: Better Banking
T-Mobile MONEY: Better Banking App User Reviews
What do you think about T-Mobile MONEY: Better Banking app? Ask the appsupports.co community a question about T-Mobile MONEY: Better Banking!
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T-Mobile MONEY: Better Banking Pros
✓ Really good (almost great) checking accountA fantastic interest rate, light requirements for earning said interest rate and easy integration with Apple Pay/Google Wallet all serve to make this a really solid mobile banking service. I just wish that they could integrate with Mint (the budgeting app/website from Intuit). I use Mint to track every other of my bank accounts and credit cards and I have never failed to connect any of them before T-mobile. Apparently they used to be able to connect to Mint, but some update about a year ago ended that. If they could fix that issue I would easily bump this up to 5 stars..Version: 1.5.0
✓ Would definitely recommend. For cellphone service, too!Everyone I’ve spoken with has been very nice, understanding (with the current COVID-19 pandemic), and helpful. I had an identity theft scare and T-Mobile Money was fast to secure my account so that my money was protected, as well as my identity & SSN. I received my new debit card in about 5 days. One of the cool perks is if you meet the requirements, you get 4% interest on your balance, as well as the bank having your back -$50. If you have a rough two weeks, and need a few groceries before next payday, T-Mobile has your back...no overdraft fees, and no interest stacked on it. If you’re looking for a back that truly cares, give this one a try..Version: 1.4.1
✓ T-Mobile MONEY: Better Banking Positive ReviewsT-Mobile MONEY: Better Banking Cons
✗ Terrible experienceI was sold on the higher APR and opened a T-Mobile Money account online and deposited 3 checks from my employer during the enrollment process. Funds weren’t initially available given that I had just opened the account and I’m aware common banking process requires that they hold funds until the checks have cleared. A week later, still no funds and I receive an email that my account is under investigation. The following week, my account is closed with NO explanation. I’m told by their rep that my funds will be returned to me in the form of a check within 7-10 days. 2 weeks later, still no check. I’m then told that the funds were returned and I could deposit the original checks. I head over to the issuing bank to verify I’m able to deposit the checks and they indicate the funds were withdrawn by T-Mobile. Ugh! This all started in Oct 2019 and it’s now Feb 2020 and I still have yet to receive my funds. I highly suggest you go with a traditional bank, it’s not worth the hassle..Version: 1.3.4
✗ Not a good investmentGreat at getting you hooked with the 4% return, after all the banks don’t even give you a 1% return on your money. It takes way too much time for transactions to show making it hard to keep track of things. I used the card to pay for a bill, they never sent the money causing a late fee which they obviously didn’t pay for. The rep from the customer service line said there was no such transaction although I kept telling her I could see the transaction on my mobile app. She said there was nothing that she could do and then I was more than welcome to send a screenshot via the text customer service option from the T-Mobile money app. How ridiculous! I pulled out all my money closed the account. Warning your money can go missing and they will not be of any service!.Version: 1.5.0
✗ T-Mobile MONEY: Better Banking Negative ReviewsIs T-Mobile MONEY: Better Banking legit?
✅ Yes. T-Mobile MONEY: Better Banking is 100% legit to us. This conclusion was arrived at by running over 37,371 T-Mobile MONEY: Better Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for T-Mobile MONEY: Better Banking is 96.0/100.
Is T-Mobile MONEY: Better Banking safe?
✅ Yes. T-Mobile MONEY: Better Banking is quiet safe to use. This is based on our NLP analysis of over 37,371 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for T-Mobile MONEY: Better Banking is 96.5/100.
Should I download T-Mobile MONEY: Better Banking?
✅ There have been no security reports that makes T-Mobile MONEY: Better Banking a dangerous app to use on your smartphone right now.
T-Mobile MONEY: Better Banking Screenshots
Product details of T-Mobile MONEY: Better Banking
- App Name:
- T-Mobile MONEY: Better Banking
- App Version:
- 3.1.1
- Developer:
- T-Mobile
- Legitimacy Score:
- 96.0/100
- Safety Score:
- 96.5/100
- Content Rating:
- 4+ Contains no objectionable material!
- Language:
- App Size:
- 155.79 MB
- Price:
- Free
- Bundle Id:
- com.tmobile.money
- Relase Date:
- 29 November 2018, Thursday
- Last Update:
- 07 November 2023, Tuesday - 17:06
- Compatibility:
- IOS 13.0 or later
Minor bug fixes and performance improvements. To give you the best experience, we're constantly improving our app. Keep auto-updates turned on to make sure you have the latest version..
