- 94.8LEGITIMACY SCORE
- 95.3SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Bright - AI Debt Manager? Description of Bright - AI Debt Manager 3779 chars
Get Debt in control with the Bright App.
Consolidate multiple debt into one manageable Credit Line, pay down every month, and simplify debt management(1)
Build Credit with the Bright App’s simple secured Line of Credit starting $50(2)
Get personalized money management plans designed to repay debt.
All this with the AI-powered Bright App at less than $10 per month(3)
What does the Bright App offer?
Pay down high-interest debt on a click(1)
The Bright App can help you consolidate credit card balances, into a single manageable Credit Line of up to $8,000(1). Pay it down with affordable monthly payments, and simplify your management.
Manage all Credit Cards in one place
Simplify Credit Card management with the Bright App. Organize multiple cards and bills in one place, and receive payment reminders. Avoid missed bills and debt with Bright’s AI-driven plan.
Build Credit with Bright’s Secured Credit Line
Get a Secured Line of Credit starting at $50(2) on the Bright App. Make on-time payments(2) every month, get your payments reported to the credit agencies, and build your credit.
Build Savings that consistently grow
Bright’s AI-driven plan helps you pay down debt easily, creates a path to get Debt in Control, and builds your savings. Plan your financial future right.
AI driven Budget Plan tailored for you
The Bright App creates personalized payoff plans to repay debt with ease. Whether your long-due trip, favorite car, a new house, or a happy retirement, the Bright App guides you toward smart budgeting, within your current income.
Expert tips to manage your money the smart way
Get access to expert finance guidance on the Bright App. There are short articles, practical guides, and a comprehensive answer bank for all your money questions. A wealth of financial information to stay on top of your money.
Fast sign-up, and 365 days live chat support
Signing up for the Bright App takes just 2 minutes(1). Get started with your personalized debt management and credit building. 24*7 Live Customer Chat Support.
For any queries at any point, email it to us on [email protected] or call us on
+1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]
Join the community of 1 million+ satisfied customers who have experienced the benefits of the Bright App. The Bright App has been rated 4.8(4) on the App Store.
(1)Bright Credit is a line of credit that can be used to pay off your credit cards. Subject to credit approval. Variable APR ranges from 9% –24.99%, and Credit Limit ranges from $500 - $8,000. APR will vary based on prime rates. Final terms may vary depending on credit review. Monthly Minimum Payments are as low as 3% of the outstanding principal balance plus the accrued interest. Also, you can choose to pay more than the minimum due if you want to pay down the loan faster. Credit line originated by Bright or CBW Bank, Member FDIC. Products and services are subject to state residency and regulatory requirements. Bright Credit is currently not available in all states.
(2)Payment history has the biggest impact on credit score accounting for 40% of how score is calculated per TransUnion (https://www.transunion.com/credit-score). Bright Builder helps you build a payment history that may positively improve your credit score. A credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will negatively affect your credit score. Products and services are subject to state residency and regulatory requirements. Bright Builder is currently not available in all states.
(3) Applicable when a user chooses annual or semi-annual plans
(4) Based on Apple App Store store ratings as of August 2023
- Bright - AI Debt Manager App User Reviews
- Bright - AI Debt Manager Pros
- Bright - AI Debt Manager Cons
- Is Bright - AI Debt Manager legit?
- Should I download Bright - AI Debt Manager?
- Bright - AI Debt Manager Screenshots
- Product details of Bright - AI Debt Manager
Bright - AI Debt Manager App User Reviews
What do you think about Bright - AI Debt Manager app? Ask the appsupports.co community a question about Bright - AI Debt Manager!
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Bright - AI Debt Manager Pros
✓ Best in its ClassI’ve tried out a few apps similar to this. I ended my relationship with all of them in less than a month due to various bugs and integration issues. I’m so glad I found Bright! It’s all I will ever need for credit card management. The algorithm is seamless. I never realize the money has been removed from my bank account. My cards are all paid on time or early. I used to be hesitant to use all of my credit cards because I didn’t want to forget a balance on one of them. But now I don’t have to worry about it! My credit is soaring because I’m actually using all my cards, and Bright is making sure those balances get paid strategically so I pay the least amount of interest. I’m pretty OCD with money management. I use the Ramsey+ app for budgeting and I categorize every purchase I make. I’m so glad I finally found a credit card management app to supplement my financial planning - an app that actually works and isn’t lacking anything!.Version: 1.24
✓ Try this app! You’ll be happy you did…I downloaded this app with the intention of just scrolling through it because I thought the description seemed intriguing, but I ended up signing up for the whole deal and I’m so glad I did. Also it’s late at night on Christmas Eve right now and I had opened up their chat bot because I just had a quick question, I wanted to verify something, and to my complete shock I immediately reached a human being who was extremely friendly and helpful, honestly it was one of the best customer service experiences I’ve ever had. So for anybody who wants to save money or maybe you want someone else to take care of your credit card payments for you, or maybe you need any of the other countless helpful things this app offers, you should try it!! Trust me there’s nothing to lose, if you don’t end up needing them you can just delete it, truly there’s no downside :).Version: 1.32
✓ Bright - AI Debt Manager Positive ReviewsBright - AI Debt Manager Cons
✗ Horrible appApp is completely useless. I’ve set up smart roundups at least a dozen times. Verified my account is set up and linked properly but it never does anything and then acts like I never set up smart round ups in the first place. I also set up a savings goal and nothing with that ever happens. I contacted support chat once and they never responded to me and sent me an email saying it would occur when the card payment was due, which never happened. Contacted support again for the smart round ups issue. Never helped me. Contacted third time, finally got someone in chat to respond. They asked me a question, I responded back right away, then got no response for several minutes just for the chat to close saying they couldn’t help me. How is that when they never responded back to me. They sent me an email follow up the next day, I responded to that then they never got back to me by email either and closed that out as well. App and customer service is horrible and I’ll be deleting app unless I can finally get some assistance..Version: 1.39
✗ Informative and functional app BUT….Bright has been great in terms of helping me keep track of my credit card balances all in one place. I do think it might have helped boost my credit a few points here and there but nothing super substantial yet, and that’s that I’ve been doing their credit builder program for at least 8mo now. The thing that is a bit frustrating however is that they lure you in with the offer of once you’ve completed x amount of payments and qualified, you will be given a line of credit essentially to transfer your card balances over so you’re not paying all that interest. Well, I completed the 5 required months forever ago however I haven’t even been given an estimate as to when I might qualify to transfer my balances. There’s a bar which tells you the percentage of how close you are but there is no sure way to know what variables it’s measuring to qualify you. My percentage stayed the same for like 2mo then all of a sudden jumped up less than 10%. So if you already have fairly good credit and are trying to make it better this will probably be most helpful to you. But if you have lower credit or higher card balances it may not work for you as quick as you’d hope..Version: 1.43.1
✗ Bright - AI Debt Manager Negative ReviewsIs Bright - AI Debt Manager legit?
✅ Yes. Bright - AI Debt Manager is 100% legit to us. This conclusion was arrived at by running over 105,394 Bright - AI Debt Manager user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Bright - AI Debt Manager is 94.8/100.
Is Bright - AI Debt Manager safe?
✅ Yes. Bright - AI Debt Manager is quiet safe to use. This is based on our NLP analysis of over 105,394 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Bright - AI Debt Manager is 95.3/100.
Should I download Bright - AI Debt Manager?
✅ There have been no security reports that makes Bright - AI Debt Manager a dangerous app to use on your smartphone right now.
Bright - AI Debt Manager Screenshots
Product details of Bright - AI Debt Manager
- App Name:
- Bright - AI Debt Manager
- App Version:
- 1.45
- Developer:
- Bright Capital Inc
- Legitimacy Score:
- 94.8/100
- Safety Score:
- 95.3/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance
- Language:
- EN
- App Size:
- 110.62 MB
- Price:
- Free
- Bundle Id:
- com.brightcapital.app
- Relase Date:
- 30 June 2020, Tuesday
- Last Update:
- 18 March 2024, Monday - 11:51
- Compatibility:
- IOS 14.0 or later
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Brig....
