- 97.0LEGITIMACY SCORE
- 97.5SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Kikoff – Build Credit Quickly? Description of Kikoff – Build Credit Quickly 2019 chars
If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it.
Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.*
Sign up for Kikoff basic plan for just $5/month or premium plan for $20/month. You’ll get a credit line reported to Equifax and Experian every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.
How it works:
1. We lower your credit utilization with a $750 or a $2,500 tradeline.
2. You make a purchase with that credit line (limited to Kikoff services), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to the credit bureaus every month while your utilization rate stays low (like 8% low).
3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup.
4. We flag errors on your report. Just click “send dispute” and we take care of it*. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported.
Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
*Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022.
**Sending Disputes via Kikoff is free.
***Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account reports to Equifax and Experian. Credit Builder Loan (optional add-on) reports to TransUnion and Equifax. Kikoff Secured Credit Card reports to Equifax, Experian, and TransUnion.
****Autopay requires opt-in.
- Kikoff – Build Credit Quickly App User Reviews
- Kikoff – Build Credit Quickly Pros
- Kikoff – Build Credit Quickly Cons
- Is Kikoff – Build Credit Quickly legit?
- Should I download Kikoff – Build Credit Quickly?
- Kikoff – Build Credit Quickly Screenshots
- Product details of Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly App User Reviews
What do you think about Kikoff – Build Credit Quickly app? Ask the appsupports.co community a question about Kikoff – Build Credit Quickly!
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Kikoff – Build Credit Quickly Pros
✓ Poor creditI honestly think that if you already have a decent credit score you really shouldn’t need this app. This app was designed for people with poor credit and is in the process of rebuilding. You won’t get any money unless you’re using the builder loan. I honestly think it’s working perfect for me even though I was skeptical at first especially with me paying for a line of credit that I don’t even actually receive. There are all these credit repair companies that charge you hundreds of dollars which may or may not produce results. If you’re rebuilding your credit and have a spare $5-$15 dollars a month this app will definitely help. But again if you’re credit is already in good shape there is no need for this app because it could do more harm than good..Version: 1.26.233
✓ Helped me more than I imagined.I started with 0 credit history. Never had any loans or starter cards or anything. I thought Kikoff might be too good to be true, but over the last year (just one year!), my credit score went up by over 100 points and I now have a very good credit score. My first credit card ever is Apple Card, and I love that I never had to deal with bad interest rates or lack of benefits on a starter card. My improvements since then have been a combination of Kikoff and my cards as well as other financing in order to build more credit history, but I wouldn’t have been able to do any of it if I hadn’t started with Kikoff. DO IT, it honestly helped a ton..Version: 1.9.44
✓ Kikoff – Build Credit Quickly Positive ReviewsKikoff – Build Credit Quickly Cons
✗ USE STELLARFI INSTEADI’ve had this app for several months, they introduced the “credit builder card” where you add money from your bank to a card and they report to the bureau. The problem is that it takes forever to transfer, talking about a WHOLE SEVEN 7 day wait. And you can only load the card once a week and the amounts are crazy low, nothing over $100 bucks. If you wanted to load say $300-$400 in one transfer, 1. You get rejected with “the amount is too high” 2. You get a “you have exceeded your weekly amount of transactions” and 3. You WILL HAVE TO WAIT 7 days to use that $100 bucks… Handwritten checks CLEAR MUCH FASTER. If you want to cancel your card you’ll be penalized with a drop on your credit score. Think very carefully before using this app, is good for those who are starting super small to go up 10-15 points but for those who want a serious increase, this app will look like a Joke. I really wish they could fix this because is supper inconvenient.Version: 1.53.631
✗ USA only.Seems like a great idea but it doesn’t mention that it’s US only. I realise now it makes sense, but it should be stated in the description..Version: 1.7.40
✗ Kikoff – Build Credit Quickly Negative ReviewsIs Kikoff – Build Credit Quickly legit?
✅ Yes. Kikoff – Build Credit Quickly is 100% legit to us. This conclusion was arrived at by running over 87,633 Kikoff – Build Credit Quickly user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Kikoff – Build Credit Quickly is 97.0/100.
Is Kikoff – Build Credit Quickly safe?
✅ Yes. Kikoff – Build Credit Quickly is quiet safe to use. This is based on our NLP analysis of over 87,633 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.9/5. AppSupports Safety Score for Kikoff – Build Credit Quickly is 97.5/100.
Should I download Kikoff – Build Credit Quickly?
✅ There have been no security reports that makes Kikoff – Build Credit Quickly a dangerous app to use on your smartphone right now.
Kikoff – Build Credit Quickly Screenshots
Product details of Kikoff – Build Credit Quickly
- App Name:
- Kikoff – Build Credit Quickly
- App Version:
- 1.63.796
- Developer:
- Kikoff, Inc.
- Legitimacy Score:
- 97.0/100
- Safety Score:
- 97.5/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance
- Language:
- EN
- App Size:
- 138.23 MB
- Price:
- Free
- Bundle Id:
- com.kikoff
- Relase Date:
- 14 April 2021, Wednesday
- Last Update:
- 15 February 2024, Thursday - 17:44
- Compatibility:
- IOS 13.0 or later
Thank you for using Kikoff! The number one way to build your credit! This version includes: * Improvement in initial load time * Various UI improvements * Bug fixes.