Kikoff – Build Credit Quickly Negative Reviews

Kikoff – Build Credit Quickly App Complaints & User Negative Comments 2024

Kikoff – Build Credit Quickly app received 21 complaints, negative comments and reviews by users. Have you ever had a bad experience using Kikoff – Build Credit Quickly? Can you share your negative thoughts about kikoff – build credit quickly?

Kikoff – Build Credit Quickly for Negative User Reviews

✓ Can’t even signup..If a company can’t even get their app to work properly, how can I trust them with all my personal information and financial reporting? No thanks. During signup, my cell phone number I’ve had for 15+ years is “not a valid mobile number”. So yeah, I’ll pass with these guys..Thedoc2kVersion: 1.2.35

✓ CUSTOMER SERVICE IS HORRIBLE !!They advertise that they give you an instant transfer , I did instant transfer from my bank and 2 days ago and I’m still waiting for my money, I call customer service !! And I tell them what happened and he sees that the payment still processing and that it was suppose to be an instant transfer he then tells me I have to wait 4 days for it to process, so then I ask him if Kikoff considers 4 days and”INSTANT TRANSFER” and this man tells me yes. I’m like wow! :o , now I ask to speak to a supervisor and he puts me on hold then says he’s now going to get the supervisor, puts me on hold again , then comes back to say he is going to try to deal with the situation as best as he can, I’m like w.e we get nowhere !! I asked to speak to supervisor again and he does the same “put the phone on hold game”, atp I just hung up, and I don’t think I want to continue to do business with people who plays games and peoples hard earned money THANK YOU !.Best App !! EverVersion: 1.51.595

✓ FrustratedI’ve had this app for one month. My credit score has fell 86 points because of it. I can’t find anything on the app saying why this has happened and of course no customer support that you can actually speak with. So I’m kinda confused and frustrated. It’s now been about 6 months. The day my account opened my score went from 747 to 660. After paying $5 a month for the past 6 months it hasn’t changed. The app says my credit score is 660 but when I tried to get a small loan for a dental procedure my credit score is in fact 618. If I cancel and close this account my credit will take even more of a dive. So it’s a very dirty practice this company is playing. You pay for them to do nothing and not help you establish anything and if you cancel it it will hurt you even more. So it must be nice to receive money for nothing Kikoff. Shame on you. I’m writing to Apple to complain about this issue. It’s even shows on the graph in the app when I started using the app and when my score dipped on the same week..Skullage99Version: 1.47.531

✓ This app lied to me! Be CAREFUL! Don’t DO IT!I downloaded this app because it was suggested by credit karma as an easy way to build positive credit. After doing some research, I decided to go another route and quickly cancelled the account. I tried calling customer service but it is just a recording telling you to email your problems to the given email address. I then wrote a lengthy message about my problems and was sent an email saying that my account was closed but that there was a chance that I would still receive bills and emails of late payment for up to two weeks. This is why I did not think anything about all the emails I began to receive insisting that I had an overdue balance. Two months later, I woke up with a message from credit karma stating that my credit score had gone down. When I checked the changes made, I saw that Kikoff had reported negative marks for late payments. I was shocked! This app was supposed to help me and now I have to dispute them to return my score to the status I was in before signing up for this app. Don’t do it!!! Do not get this app. You will be lost as to what is going on and you may even get a lower credit score than you started with..Mlk316Version: 1.18.96

✓ Foney Credit BuildingThis app makes little to no changes to your credit score by using it. I made a $24 purchase with the line of credit they provided at time of sign up (October 2021). It took out $2 each month (12 month payment agreement). After the original purchase I probably on logged in a handful of time after. I just notice this month (February 2023) that it was taking out $5 so I redownloaded the app it auto renewed to another 12+ month term agreement of $60 and is now taking out $5 a month. I have emailed but not yet received a response. But it’s very fraudulent of the company, disgusting that they do the “auto” renews so sneaky like, and they do it to where you really don’t notice $5 being taking out of your account each month because it’s so little of an amount. NOT WORTH IT!.ShameshaSVersion: 1.33.335

✓ ConfusingI initially loved this service and in all fairness it helped me somewhat with my credit. I don’t know if they changed policies or ownership, but the seem so have fallen off greatly. I wanted to change my due date, but can’t figure out how in the heck to do it.. so yesterday I got a message saying They closed my account. Then today I got a message saying they need the payment tomorrow. Well with that being said I figured I would contact them and find out what was going on. GOOD LUCK WITH THAT …. No way to even send them a message. So if someone from KICKOFF would take the time to email me, that would be great. I know a phone call is too much to ask… when a company doesn’t have a Customer support number it makes me wonder why- Gladys Sandy.KickthisVersion: 1.25.204

✓ USE STELLARFI INSTEADI’ve had this app for several months, they introduced the “credit builder card” where you add money from your bank to a card and they report to the bureau. The problem is that it takes forever to transfer, talking about a WHOLE SEVEN 7 day wait. And you can only load the card once a week and the amounts are crazy low, nothing over $100 bucks. If you wanted to load say $300-$400 in one transfer, 1. You get rejected with “the amount is too high” 2. You get a “you have exceeded your weekly amount of transactions” and 3. You WILL HAVE TO WAIT 7 days to use that $100 bucks… Handwritten checks CLEAR MUCH FASTER. If you want to cancel your card you’ll be penalized with a drop on your credit score. Think very carefully before using this app, is good for those who are starting super small to go up 10-15 points but for those who want a serious increase, this app will look like a Joke. I really wish they could fix this because is supper inconvenient.Oso_maldito9Version: 1.53.631

✓ Shady & Poorly Designed Waste of TimeI was optimistic about this app based on the ads I had seen as well as the reviews on the Apple App Store – but there's only one major problem – it's 'not yet' available in my state of residence. It would have been nice during the sign-up process if they were to make the first question they ask which state you live in and thereby tell you whether or not they are available in your state rather than having you go through all the steps of entering your email address, creating a password, along with all of your other personal information (most importantly asking for your including your Social Security number) only to tell you immediately after submission that that they are not yet available and approved for your state. I really hope this is not some type of a scam to farm peoples personal information, because unfortunately quite a few people who download the app (myself included) are falling for it. Not happy at all..RogercbennettVersion: 1.15.52

✓ No ACCESS GO OLD EMAILWell I tried to sign up for kickoff. Signed up ages ago but my email account originally signed up with was hijacked long ago along with all passwords to all accounts I owned, along with bank and credit card accounts, personally identifiable information such as drivers license and social security numbers. Thanks to an mentally abusive past relationship. Here I have literally done everything possible to clean up someone else’s mess under my credit, as my life has crashed down all around me even causing me to lose my home and all in it. Coming to this app to start over gave me a glimmer of hope just to have that hoped ripped away once again. There is no way to access my old email. Kickoff states I have an account but gives me no way to access or even update previous email address to new address. What’s up with that. Don’t even know my account number as I created account but never used it. This blows..10102023kinishVersion: 1.53.631

✓ Honest OpinionI have waited 5 months to write this review, just to make sure what I think about this is true. First off, this is a credit building app, so anyone who signs up is definitely in the process of building their credit. I have noticed in these five months, that my credit has been increasing ONLY by the things I have been doing! That is, making on-time payments and extra monthly payments to my credit cards because I am building my credit. Kikoff has done nothing to boost my credit, so all these reviews that I’m seeing saying that their credit has been boosted massive amounts by using Kikoff is bogus to me. Secondly, this “loan” that you’re paying on is not a loan at all. You’re just paying them monthly for NOTHING, And I feel like I am stuck with it because I have read that if you cancel with them they will report negatively to the credit bureaus, how ironic! I was desperate after getting hit with a 100 point decrease so I just jumped in the first thing I saw. I would recommend someone to do your research, try a company that you can actually make payments on something to own, and do not get stuck paying this company for nothing..CJ0087Version: 1.53.631

✓ Do Not Accept The Kikoff Debit CardI started building credit with Kikoff. Then I was offered a debit card with a $200 bonus. Next thing I know, my account was hacked and all of money was stolen from only this card. I have been calling and emailing them in hopes of getting my money recovered. They sent me a replacement card with the exact numbers as the compromised one. Now, I’m waiting on another card which I should have received according to them. They can’t tell me where the card was sent. The person who hacked my account has her email address attached to my account. Again, after numerous emails kikoff’s higher support still has not removed it and replaced it with mine. She has full access to my app and what money I have and will be receiving. She can change the PIN number and activate my new card, and get the new card number from the app. I don’t even know how to prosecute this person because she lives in Arkansas and I live in Georgia. I am ready to take Kikoff to court as well for not protecting my information. I have since looked into the company at the BBB site and there are way too many stories similar to mine..Sumo2019Version: 1.45.517

✓ Only available partially in the USWhy release the app in Australia if it’s not even available here?.ThatkristianguyVersion: 1.5.38

✓ Unsure what this service actually doesI saw an ad for Kikoff and visited the website because it seemed like a good idea to help raise my credit score. Once I visited the website, there was minimal information on what the service actually provides. After getting approved, I did not fund the account bc it seemed like a waste of time FOR ME. After a couple months, I noticed this account on my credit report as a negative account. It stated that I was behind on payments, when all I did was apply. I never actually funded the account (thinking the system would automatically close the inquiry bc the account was not funded). Since then, the only choice I had was to fund the account. Now I’m stuck paying $2 a month for a service I really don’t want. With that being said, I haven’t seen any positive report to any credit bureaus since I’ve funded the account..FleurChilddVersion: 1.16.53

✓ Can’t really commentBecause I’m unable to finish creating my account because whoever had my phone number before me has it linked to their account and won’t let me move past it without a phone number. I messaged support for them to tell me I can change my number once I’m logged in! Well I can’t login because I don’t have another to use!! Update: I reached back out to Kickoff per the response to my initial review and I was told since the person who had my phone number prior and account is still active they’re unable to do anything. Told me to use another number I may have. I only have 1 number, I tried a google and free 2nd number but the app doesn’t allow them. So they told me to try back in a few months and maybe the person will update their info then! Seriously?.FaleeshabyeeVersion: 1.53.631

✓ Can’t sign upMy phone number is “invalid”, tried my husbands and he had the same issue..SaltySilverXOVersion: 1.31.313

✓ Do not useThey basically act as if they give you money so they can report it to your credit bureau once you start paying off the money they claimed they loaned you. Which is cool that’s what’s expected but if you ever miss a payment they will send huge negative report to your bureau. Which is crazy considering they aren’t actually giving you money. I had 100$ left to pay off I missed one payment and it undid everything for the past year that I’ve been paying on. My credit went from 600 to 633 using 2 other apps plus kik off I missed one payment with just Kikoff and it shot down to 595. lol just 1 payment and again it’s not like they actually give you money so for them to go so hard on you missing payment one time is crazy. Worst part is they charged my account a day before I got paid for some strange reason which lead to the miss payment..JaTaWe1Version: 1.59.705

✓ Wow.Talk about the app I DO NOT recommend to anyone. SAVE YOUR CREDIT WHILE YOU STILL CAN, BUT DO NOT USE KICKOFF. I invested in the kickoff app in February of this year in an attempt to help build up my credit. Heaven forbid anything in life happens to someone where it causes you to miss a payment. Now, because of trying out Kickoff, not only do I have an even WORSE credit score than when I started, but kickoff reported to the credit bureaus that claiming I took out a loan of $250, and now I’m expected to pay it back. There is only one problem, I NEVER EVEN TOOK OUT A LOAN. I never ever received any kind of credit line or money through a loan from Kickoff. When I contacted their customer service with my concerns, they were absolutely no help. They wouldn’t give me any of the money that I did pay toward my “loan”, back nor would they help me file a dispute claim with the credit bureaus or figure out a solution so my credit didn’t get even worse. Their customer service is rude and not even the least bit helpful. Again I REPEAT, DO NOT SIGN UP FOR KICKOFF. You will regret the decision if you do..Referral: IUDJpVersion: 1.50.580

✓ USA only.Seems like a great idea but it doesn’t mention that it’s US only. I realise now it makes sense, but it should be stated in the description..PolottleVersion: 1.7.40

✓ Do not trust this company.They will keep your money when you close your account. You will not get your money back. This company is crooked and unethical. I made sure to read the terms and conditions before I set up an account with them. I invested over $300 with the sole intention of getting it back when I closed the accounts since I obviously didn’t actually buy anything with the money I put into the account. Now since I closed my accounts, they refuse to pay me back my own money that they owe me. I’m not sure what to do or how to get my very hard earned money so this is my first step, to try and help anyone else from being robbed by this disreputable company. Unless you’re ok with just giving away your money, then do not trust this company, or at least give your money to a good cause. Do not trust Kickoff.Kg1925Version: 1.44.503

✓ Customer serviceI’ve been using the app for a year now, no issues, Credit has some movement. But my issue now is, I can not get in contact with someone in customer service. There’s no number, the chat does not work.. I am being double charged each month and it always come out early. If Aprils payment was paid early in march (twice I might add) then charged me 4/13 and 4/14 telling me my payment was paid early but it’s not due until may 5? I never approved early payments and why am I being charged double? I got the debit card can’t even add money because I won’t accept my bank info, I’ve been trying for weeks. And there is no one to contact in customer service. I would hate to close my account because I do enjoy the few point I receive so I would really like to get this straight. Thank you..JasCakexVersion: 1.38.429

✓ WILL NOT HELP YOU OUT IF YOUR CARD IS STOLEN. NOT FDIC.I had Kikoff for over a year. Honestly enjoyed the credit building programs up until 6 months ago. Someone stole my card started using it for purchases. I reported it stolen, locked my card, and ordered a new one immediately called Kikoff to get more details (IP, name, location, etc) the customer service agent told me I would see it on my statement and I would need to contact corporate to get the details per transaction. I was seeking physical proof to submit a police report and prosecute the suspected thief. Due to kickoffs failure to provide me this information this person got away with theft and I have to just let it go. To this day I still get notifications from Kikoff saying my card was tried but failed due to it being reported stolen and a new one issued. Still get notifications and every time I contact Kikoff they say they have no further information. Email support was the worst and was just apologetic (basic human sympathy) but no profesional action was taken and no further information could be disclosed about these attempted charges. They are NOT FDIC insured. They do NOT have your back. They will NOT help out when needing actual proof to fabricate to law enforcement for a police report or pressing charges. DO NOT DO BUSINESS WITH THIS COMPANY..Not Your Guy DuhVersion: 1.52.622

Kikoff – Build Credit Quickly works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or contact Kikoff – Build Credit Quickly.